229 Orangedale Ave · Jacksonville, FL 32218

$229,578

3 bd · 2.0 ba · 1,247 sqft · SingleFamily public records · 40 Days on market

Built 2007 9,583 sqft lot Est $228k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.6/30.0
• ARV discount +7.2/15.0
• Livability +4.2/5.0
• DSCR +4.1/10.0
• Schools +3.9/10.0
• 1% rule +3.8/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

POTENTIAL! POTENTIAL! Come see this 3 bed, 2 bath single family home today. Property features a stucco exterior, a one car garage, spacious fenced yard. Eat in kitchen with wood cabinets open to the Living room area. Spacious bedrooms with Two full baths. Central air and heating. A must see!

Key facts

• Near shopping
• Quick commute
• Near parks

Tags

• OUTDOOR SPACE
• QUICK COMMUTE
• NEAR PARKS
• NEAR SHOPPING
• NEAR RIVER CITY MARKETPLACE
• NEAR MEDICAL FACILITIES

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Attached garage (1 car)
• Utilities: Private sewer; Cable available; Electricity connected; Water available and connected
• Home design: Single-family residence; One level
• Construction: Stucco exterior; Metal roof
• Exterior features: Deck; Back yard fencing; City street frontage; Asphalt road surface

Interior

• Kitchen: Dishwasher; Electric oven; Electric range; Freezer; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Tile flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Breakfast bar; Ceiling fans; Open floor plan; Pantry; Primary bathroom with tub and shower; Split bedroom layout; Vaulted ceilings; 6 total rooms
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $230k.

Deal economics

• At list price, monthly cash flow is $14 ($169/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $203k (11.7% below list).
• Recommended offer: $203k (11.7% below list) — sets the bar for 1% rule.
• Cap rate 6.4% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Oceanway Elementary School (math 58% / reading 47%, grade C-, #976 of 2,144 statewide, top 46%, 637 students, 51% FRL); Oceanway School (math 34% / reading 33%, grade F, #428 of 571 statewide, top 76%, 927 students, 51% FRL); First Coast High School (math 18% / reading 33%, grade F, #499 of 667 statewide, top 75%, 2,117 students, 49% FRL) — zoned schools at 50% FRL track the district average.
• Market conditions: Rents soft (-0.4%/yr); 735 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 35% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 40 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $66k; list at $230k implies a 247% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $202,746 (11.7% below list)

Questions for the listing agent

1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.37%
• Cash-on-cash: 0.26%
• DSCR: 1.01
• GRM: 9.4

CMA / ARV

• ARV (on-the-fly): $228,201
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
101 Vernis Ave	0.17mi	3/2.0	1,247 (0%)	2mo	$227,000	$182	90
12544 Camden Rd	0.39mi	3/2.0	1,188 (-5%)	14mo	$338,000	$285	62
336 Shamrock Ave S	0.73mi	3/2.0	1,246 (-0%)	10mo	$252,000	$202	58
458 Eric Ave	0.46mi	3/2.0	1,396 (+12%)	1mo	$255,000	$183	58
12306 Desoto St	0.71mi	3/2.0	1,296 (+4%)	10mo	$70,000	$54	52
12560 Pulaski Rd	0.63mi	3/2.0	1,344 (+8%)	15mo	$265,000	$197	45
240 Shamrock Ave	0.69mi	3/1.0	1,208 (-3%)	20mo	$205,000	$170	42
13254 Galway Ave	0.68mi	3/1.0	1,084 (-13%)	14mo	$198,000	$183	31
466 Moby Dick Dr S	0.72mi	3/2.0	1,418 (+14%)	16mo	$259,900	$183	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -19.3%
• Equity multiple: 0.34×
• Total profit: $-42,216
• Equity at exit: $34,231

10-year hold

• IRR: -19.9%
• Equity multiple: 0.09×
• Total profit: $-58,443
• Equity at exit: $19,850

Cash invested: $64,282 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32218

• Home prices YoY: -25.7%
• Rents YoY: -0.4%
• Active inventory: 735
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $2,027 high
• Mortgage (P&I): −$1,204
• Tax from tax record: −$288 /mo · $3,457/yr
• Insurance: −$96
• HOA: −$0
• Vacancy / Maint / Mgmt: −$426
• Net cashflow: $14

Break-even live

Break-even rent $2,010

Max offer price $229,578

Occupancy floor 94%

Sensitivity live

Price	-10% $144	-5% $79	+0% $14	+5% $-51	+10% $-116
Rent	-10% $-146	-5% $-66	+0% $14	+5% $94	+10% $174
Rate	-1.0pp $130	-0.5pp $72	base $14	+0.5pp $-45	+1.0pp $-106

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,394
• Closing costs: $6,887
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
250 Vernis Ave Jacksonville, FL	4.0	1.0	1100	$2,250	$2.05	6d	1	0.04mi
256 Vernis Ave Jacksonville, FL	4.0	1.0	1050	$2,125	$2.02	25d	1	0.05mi
525 New Berlin Rd Jacksonville, FL	4.0	1.0	1100	$2,200	$2.00	18d	1	0.09mi
12725 Whelan Ave Jacksonville, FL	3.0	2.5	1395	$1,950	$1.40	25d	1	0.15mi
12730 Barrack Ln Jacksonville, FL	3.0	2.5	1395	$1,600	$1.15	23d	1	0.18mi
556 Worcester Ct Jacksonville, FL	3.0	2.0	1500	$2,000	$1.33	25d	1	0.40mi
13112 Annies Walk Dr Jacksonville, FL	3.0	2.5	1359	$1,725	$1.27	25d	1	0.51mi
13283 N Main St Jacksonville, FL	1.0–2.0	1.0–2.0	1041	$1,947	$1.87	3d	24	0.71mi
12900 Broxton Bay Dr Jacksonville, FL	1.0–3.0	1.0–2.0	1103	$1,700	$1.54	4d	34	0.74mi
340 Shamrock Ave S Jacksonville, FL	3.0	2.0	1224	$1,769	$1.45	9d	1	0.76mi
13100 Broxton Bay Dr Jacksonville, FL	1.0–2.0	1.0–2.0	1093	$1,696	$1.55	3d	45	0.82mi
223 Collen Rd N Jacksonville, FL	4.0	2.0	1250	$1,800	$1.44	25d	1	1.00mi
231 Collen Rd N Jacksonville, FL	3.0	1.0	1134	$1,500	$1.32	25d	1	1.00mi
1228 Spring Creek Ct Jacksonville, FL	3.0	2.0	1351	$1,990	$1.47	16d	1	1.03mi
943 Capitol Pkwy Jacksonville, FL	3.0	2.5	1492	$1,650	$1.11	25d	1	1.18mi
911 Capitol Pkwy Jacksonville, FL	3.0	2.5	1492	$1,700	$1.14	4d	1	1.20mi
11833 N Main St Jacksonville, FL	2.0	2.0	1170	$1,495	$1.28	4d	4	1.22mi
11701 Palm Lake Dr Jacksonville, FL	1.0–3.0	1.0–2.0	999	$1,957	$1.96	3d	80	1.33mi
910 Observatory Pkwy Jacksonville, FL	3.0	2.5	1500	$1,750	$1.17	25d	1	1.34mi
225 Duval Station Rd Jacksonville, FL	1.0–2.0	1.0–2.0	1119	$1,700	$1.52	12d	1	1.46mi
13949 Gossett St Jacksonville, FL	3.0	2.0	1470	$1,800	$1.22	25d	1	1.50mi

Listing history 29 events

1. 2026-06-21
   days on market $229,578 Active 40 DOM
2. 2026-06-18
   days on market $229,578 Active 37 DOM
3. 2026-06-17
   days on market $229,578 Active 36 DOM
4. 2026-06-16
   days on market $229,578 Active 35 DOM
5. 2026-06-15
   days on market $229,578 Active 34 DOM
6. 2026-06-13
   days on market $229,578 Active 31 DOM
7. 2026-06-10
   days on market $229,578 Active 28 DOM
8. 2026-06-08
   days on market $229,578 Active 27 DOM
9. 2026-06-07
   days on market $229,578 Active 26 DOM
10. 2026-06-05
    days on market $229,578 Active 23 DOM
11. 2026-06-03
    days on market $229,578 Active 22 DOM
12. 2026-06-02
    days on market $229,578 Active 21 DOM
13. 2026-06-01
    days on market $229,578 Active 20 DOM
14. 2026-05-31
    days on market $229,578 Active 19 DOM
15. 2026-05-12
    status Active
16. 2026-05-12
    historical
17. 2026-05-11
    listed $233,786 Active
18. 2016-03-23
    soldstatus $66,202 Sold 292-char remark

    Show marketing remark (292 chars)

    POTENTIAL! POTENTIAL! Come see this 3 bed, 2 bath single family home today. Property features a stucco exterior, a one car garage, spacious fenced yard. Eat in kitchen with wood cabinets open to the Living room area. Spacious bedrooms with Two full baths. Central air and heating. A must see!

19. 2016-02-26
    status Pending 292-char remark

    Show marketing remark (292 chars)

    POTENTIAL! POTENTIAL! Come see this 3 bed, 2 bath single family home today. Property features a stucco exterior, a one car garage, spacious fenced yard. Eat in kitchen with wood cabinets open to the Living room area. Spacious bedrooms with Two full baths. Central air and heating. A must see!

20. 2016-02-25
    status Active 292-char remark

    Show marketing remark (292 chars)

    POTENTIAL! POTENTIAL! Come see this 3 bed, 2 bath single family home today. Property features a stucco exterior, a one car garage, spacious fenced yard. Eat in kitchen with wood cabinets open to the Living room area. Spacious bedrooms with Two full baths. Central air and heating. A must see!

21. 2016-02-22
    status Pending 292-char remark

    Show marketing remark (292 chars)

    POTENTIAL! POTENTIAL! Come see this 3 bed, 2 bath single family home today. Property features a stucco exterior, a one car garage, spacious fenced yard. Eat in kitchen with wood cabinets open to the Living room area. Spacious bedrooms with Two full baths. Central air and heating. A must see!

22. 2016-02-04
    listed $65,700 Active 292-char remark

    Show marketing remark (292 chars)

    POTENTIAL! POTENTIAL! Come see this 3 bed, 2 bath single family home today. Property features a stucco exterior, a one car garage, spacious fenced yard. Eat in kitchen with wood cabinets open to the Living room area. Spacious bedrooms with Two full baths. Central air and heating. A must see!

23. 2015-12-13
    status Pending 436-char remark

    Show marketing remark (436 chars)

    Multiple offers: Highest and best due by 5pm on 12/9. Affordable and easy living in this 3 bedroom 2 bath home built in 2007. Located close to schools, shopping and interstate access this home is centrally located in the growing Northside area. Featuring an open floor plan with spacious living room, 1-car garage, detached shed, fenced rear and a good sized yard means you need to act quick before this home is gone. Take a look today!

24. 2015-12-13
    historical 436-char remark

    Show marketing remark (436 chars)

    Multiple offers: Highest and best due by 5pm on 12/9. Affordable and easy living in this 3 bedroom 2 bath home built in 2007. Located close to schools, shopping and interstate access this home is centrally located in the growing Northside area. Featuring an open floor plan with spacious living room, 1-car garage, detached shed, fenced rear and a good sized yard means you need to act quick before this home is gone. Take a look today!

25. 2015-11-03
    listed $89,900 Active 436-char remark

    Show marketing remark (436 chars)

    Multiple offers: Highest and best due by 5pm on 12/9. Affordable and easy living in this 3 bedroom 2 bath home built in 2007. Located close to schools, shopping and interstate access this home is centrally located in the growing Northside area. Featuring an open floor plan with spacious living room, 1-car garage, detached shed, fenced rear and a good sized yard means you need to act quick before this home is gone. Take a look today!

26. 2015-11-03
    price $84,600 436-char remark

    Show marketing remark (436 chars)

    Multiple offers: Highest and best due by 5pm on 12/9. Affordable and easy living in this 3 bedroom 2 bath home built in 2007. Located close to schools, shopping and interstate access this home is centrally located in the growing Northside area. Featuring an open floor plan with spacious living room, 1-car garage, detached shed, fenced rear and a good sized yard means you need to act quick before this home is gone. Take a look today!

27. 2007-08-22
    soldstatus $170,000
28. 2002-09-06
    soldstatus $63,000
29. 1987-02-01
    soldstatus $24,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,457 · $288/mo
• Projected year-2 tax: $3,457 · $288/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,330
• − Mortgage interest: −$12,860
• − Property taxes: −$3,457
• − Insurance: −$1,148
• − Repairs & maintenance: −$1,946
• − Management: −$1,946
• − Depreciation: −$6,679
• Taxable loss: −$3,706
• Est. tax savings @ 24.0%: +$889
• After-tax cash flow: $1,058/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 72,905
• Household income: $69,638
• Rent vs Own: 32.7% rent · 67.3% own
• Severe rent burden: 2289.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Black 48% White 35% Hispanic / Latino 9% Two or more races 8% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4%
• Common ancestry: Slovak 1% Lithuanian 1% Italian 1%
• Foreign-born: 6% · Canada, Jamaica, Vietnam
• Languages at home: 89% English-only · Spanish 6% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.73%
• Current HPI: 262.2329
• Rent YoY: ▼ -0.40%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+874.1% since first listed

15 events — show timeline

• 2026-05-12 Relisted — realMLS
• 2026-05-12 Listing Removed — realMLS
• 2026-05-11 Listed $233,786 realMLS
• 2016-03-23 Sold (MLS) $66,202 realMLS
• 2016-02-26 Pending — realMLS
• 2016-02-25 Relisted — realMLS
• 2016-02-22 Pending — realMLS
• 2016-02-04 Listed $65,700 realMLS
• 2015-12-13 Pending — realMLS
• 2015-12-13 Listing Removed — realMLS
• 2015-11-03 Listed $89,900 realMLS
• 2015-11-03 Price Changed $84,600 realMLS
• 2007-08-22 Sold (Public Records) $170,000 Public Records
• 2002-09-06 Sold (Public Records) $63,000 Public Records
• 1987-02-01 Sold (Public Records) $24,000 Public Records

Property tax history

+14.1%/yr

Latest (2025): $3,457 · +19.1% YoY. Source: county tax records.