1417 Chesapeake Ave #202 · Naples, FL 34102

$480,000

2 bd · 2.0 ba · 913 sqft · Condo public records · 84 Days on market

Built 1968 $848/mo HOA · 17% of rent

---

Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.5/30.0
• ARV discount +7.5/15.0
• Appreciation +7.0/10.0
• 1% rule +5.6/10.0
• Schools +5.0/10.0
• DSCR +4.8/10.0
• Rent growth +4.7/5.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Boaters paradise! Enjoy your deeded, 25-foot dock with this contemporary, 2-bedroom, 2-bathroom unit on the top floor of a two-story quiet, waterfront building only yards from Naples Bay. Newly-remodeled with brand new kitchen appliances, hurricane impact windows, air conditioner, electrical, ductwork, and full-size washer and dryer. Granite countertops in kitchen and bathrooms. Durable, porcelain wood-look floors. Recessed LED lighting throughout. Walk-in closet in master bedroom. Linen closet in master bath. Decorated with brand-new furnishings. Newly-remodeled, heated pool. Walking distance from Downtown Naples, 5th Avenue, Tin City, Naples Bay Resort & Marina.

Key facts

• Boat dock
• Granite countertops
• Canal front building

Tags

• BOAT DOCK
• CANAL FRONT BUILDING
• GRANITE COUNTERTOPS
• PORCELAIN WOOD-LOOK FLOORING
• RECESSED LED LIGHTING
• IMPACT HURRICANE WINDOWS

Property features AI

Finance

• Other: Condo fee listed as $5,090 (semi-annually)
• HOA & community: Semi-annual condo fee; Professional management; Community pool; BBQ/picnic area; Boating community; Maintenance covers irrigation water, lawn/land maintenance, manager, reserves, sewer, trash removal and water; Total annual recurring fees: $10,180; Total one-time fees: $150

Exterior

• Parking: 1 assigned parking; Guest parking available
• Security: Impact resistant windows (storm protection)
• Utilities: Central water; Central sewer; Cable available
• Home design: Residential low-rise building (1-3), 2 story; Rear exposure to the west; Located in the Oyster Bay development; Lot/unit: 202
• Construction: Concrete block construction; Built in 1968; Stucco finish; Shingle roof
• Exterior features: Storage; Impact resistant windows; Single hung windows; Shingle roof; Stucco exterior; Canal waterfront; Canal and pool/club views; Central irrigation; Paved public road access; Zero lot line

Interior

• Kitchen: Cooktop - electric; Self-cleaning oven; Dishwasher; Microwave; Refrigerator/freezer; Disposal
• Bedrooms: 2 bedrooms (split bedroom floor plan)
• Flooring: Tile
• Bathrooms: 2 full bathrooms; Master bath with shower only
• Heating & cooling: Central electric heat; Central electric cooling
• Interior features: Cable prewire; Smoke detectors; Breakfast bar; Laundry in residence; Furnished
• Laundry & utility: Washer and dryer in unit

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $480k.

Deal economics

• At list price, monthly cash flow is $-236 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $438k (8.7% below list).
• Meets the 1% rule at list price ($5k rent vs $480k).
• Recommended offer: $438k (8.7% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Lake Park Elementary School (math 76% / reading 77%, grade A, #185 of 2,144 statewide, top 9%, 502 students, 39% FRL); Gulfview Middle School (math 78% / reading 68%, grade A, #44 of 571 statewide, top 8%, 582 students, 40% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools average 39% FRL vs 55% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+8.8%/yr); 616 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $5,089/mo this rent would consume 47% of the median local household income ($131k/yr) (locally 333% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $23k of equity ($3k loan paydown + $20k appreciation (4.1% local appreciation)).
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 84 days — a 6% lower offer ($451k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 11y ago; this cycle's ask has dropped $32k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $295k; list at $480k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $438,346 (8.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
3. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
9. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
10. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
11. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
12. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
13. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
14. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
15. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 6.77%
• Cash-on-cash: 1.70%
• DSCR: 1.08
• GRM: 7.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.08% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 11.7%
• Equity multiple: 1.73×
• Total profit: $98,444
• Equity at exit: $245,713

10-year hold

• IRR: 16.0%
• Equity multiple: 3.90×
• Total profit: $389,430
• Equity at exit: $403,767

Cash invested: $134,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34102

• Home prices YoY: 1.3%
• Rents YoY: 8.8%
• Active inventory: 616
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $5,089 high
• Mortgage (P&I): −$2,517
• Tax from tax record: −$264 /mo · $3,171/yr
• Insurance: −$200
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$848
• Vacancy / Maint / Mgmt: −$1,069
• Net cashflow: $-236

Break-even live

Break-even rent $5,387

Max offer price $438,346

Occupancy floor 100%

Sensitivity live

Price	-10% $36	-5% $-100	+0% $-236	+5% $-372	+10% $-508
Rent	-10% $-638	-5% $-437	+0% $-236	+5% $-35	+10% $166
Rate	-1.0pp $6	-0.5pp $-114	base $-236	+0.5pp $-360	+1.0pp $-487

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $120,000
• Closing costs: $14,400
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1555 Blue Point Ave Unit 3 Naples, FL	2.0	2.0	1025	$1,745	$1.70	15d	1	0.09mi
1360 Chesapeake Ave Unit 1372 Naples, FL	1.0	1.0	600	$1,850	$3.08	25d	1	0.09mi
1535 Chesapeake Ave Unit A2 Naples, FL	2.0	2.0	1080	$2,000	$1.85	25d	1	0.11mi
1605 Chesapeake Ave #2 Naples, FL	2.0	1.0	850	$2,300	$2.71	25d	1	0.16mi
1686 Blue Point Ave Naples, FL	2.0	2.0	1057	$5,500	$5.20	15d	2	0.19mi
1751 Smugglers Cv Unit 2 1 Naples, FL	2.0	1.0	800	$1,995	$2.49	15d	1	0.24mi
1155 Sandpiper St Naples, FL	2.0	2.0	1062	$4,050	$3.81	25d	2	0.25mi
1155 Sandpiper St Naples, FL	2.0	2.0	1062	$3,950	$3.72	22d	3	0.25mi
1549 Sandpiper St #36 Naples, FL	2.0	2.0	1073	$2,195	$2.05	25d	1	0.30mi
1435 Curlew Ave #1 Naples, FL	2.0	2.0	975	$2,850	$2.92	25d	1	0.34mi
1435 Curlew Ave #1 Naples, FL	2.0	2.0	975	$2,850	$2.92	22d	1	0.34mi
1395 Curlew Ave Unit 4-3 Naples, FL	2.0	2.0	975	$7,000	$7.18	25d	1	0.34mi
12 Knights Bridge Rd Unit A32 Naples, FL	2.0	2.0	1095	$3,200	$2.92	22d	1	0.37mi
1950 Mayfair ST Unit 1027 Naples, FL	1.0	1.0	888	$3,525	$3.97	15d	1	0.45mi
1950 Mayfair ST Unit 921 Naples, FL	1.0	1.0	710	$3,420	$4.82	15d	1	0.45mi
1950 Mayfair ST Unit 901 Naples, FL	2.0	2.0	1025	$4,560	$4.45	15d	1	0.45mi
1950 Mayfair ST Unit 1021 Naples, FL	1.0	1.0	710	$3,520	$4.96	15d	1	0.45mi
1950 Mayfair ST Unit 802 Naples, FL	1.0	1.0	710	$3,355	$4.73	15d	1	0.45mi
1950 Mayfair ST Unit 716 Naples, FL	1.0	1.0	710	$3,330	$4.69	15d	1	0.45mi
1950 Mayfair ST Unit 817 Naples, FL	1.0	1.0	710	$3,295	$4.64	15d	1	0.45mi
805 River Point Dr Unit 307C Naples, FL	1.0	1.0	816	$2,700	$3.31	25d	1	0.46mi
803 River Point Dr Unit 201B Naples, FL	1.0	1.0	715	$2,300	$3.22	25d	1	0.47mi
2134 Palm St Naples, FL	1.0	1.0	600	$7,500	$12.50	25d	1	0.47mi
1950 Mayfair St Naples, FL	3.0	1.0–3.5	1514	$8,752	$5.78	15d	109	0.50mi
801 River Point Dr Unit 303A Naples, FL	1.0	1.0	815	$5,000	$6.13	22d	1	0.50mi
3001 Sandpiper Bay Cir Unit B106 Naples, FL	2.0	2.0	1100	$1,950	$1.77	15d	1	0.51mi
1100 8th Ave S Naples, FL	2.0	2.0	1218	$9,000	$7.39	15d	5	0.55mi
3062 Sandpiper Bay Cir Naples, FL	2.0	2.0	1150	$4,250	$3.70	25d	2	0.61mi
3032 Sandpiper Bay Cir Naples, FL	2.0	2.0	1150	$4,100	$3.57	25d	2	0.61mi
980 7th Ave S Naples, FL	1.0	1.0	540	$7,500	$13.89	25d	2	0.64mi
950 7th Ave S #23 Naples, FL	1.0	1.0	631	$3,250	$5.15	15d	1	0.65mi
3041 Sandpiper Bay Cir Unit H201 Naples, FL	2.0	2.0	1100	$1,999	$1.82	25d	1	0.66mi
3051 Sandpiper Bay Cir Naples, FL	2.0	2.0	1150	$4,000	$3.48	25d	2	0.67mi
636 Broad Ave S Unit 1259386P Naples, FL	2.0	2.0	882	$4,307	$4.88	15d	1	0.69mi
609 12th Ave S #609 Naples, FL	2.0	2.0	860	$8,000	$9.30	25d	1	0.69mi
960 7th St S #103 Naples, FL	1.0	1.0	534	$5,000	$9.36	25d	1	0.73mi
450 Bayfront Pl Naples, FL	1.0–3.0	1.0–2.5	1324	$8,750	$6.61	25d	6	0.76mi
546 Broad Ave S #546 Naples, FL	2.0	2.0	890	$4,800	$5.39	25d	1	0.78mi
410 Bayfront Pl Naples, FL	1.0–3.0	1.0–2.0	1242	$7,875	$6.34	25d	6	0.79mi
473 12th Ave S Naples, FL	1.0–2.0	1.0–2.0	700	$7,200	$10.29	25d	2	0.84mi

HOA detail condo

• Monthly dues: $848 · $10,176/yr
• Likely covers: waterelectricpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 27 events

1. 2026-06-21
   days on market $480,000 Active 84 DOM
2. 2026-06-18
   days on market $480,000 Active 81 DOM
3. 2026-06-17
   days on market $480,000 Active 80 DOM
4. 2026-06-16
   days on market $480,000 Active 79 DOM
5. 2026-06-15
   days on market $480,000 Active 78 DOM
6. 2026-06-14
   days on market $480,000 Active 76 DOM
7. 2026-06-10
   days on market $480,000 Active 73 DOM
8. 2026-06-09
   days on market $480,000 Active 72 DOM
9. 2026-06-08
   days on market $480,000 Active 71 DOM
10. 2026-06-07
    days on market $480,000 Active 70 DOM
11. 2026-06-03
    days on market $480,000 Active 66 DOM
12. 2026-06-02
    days on market $480,000 Active 65 DOM
13. 2026-06-01
    days on market $480,000 Active 64 DOM
14. 2026-05-31
    days on market $480,000 Active 63 DOM
15. 2026-05-30
    days on market $480,000 Active 62 DOM
16. 2026-04-24
    price $480,000
17. 2026-03-29
    listed $512,000 Active
18. 2020-02-27
    soldstatus $295,000 Sold 678-char remark

    Show marketing remark (678 chars)

    Boaters paradise! Enjoy your deeded, 25-foot dock with this contemporary, 2-bedroom, 2-bathroom unit on the top floor of a two-story quiet, waterfront building only yards from Naples Bay. Newly-remodeled with brand new kitchen appliances, hurricane impact windows, air conditioner, electrical, ductwork, and full-size washer and dryer. Granite countertops in kitchen and bathrooms. Durable, porcelain wood-look floors. Recessed LED lighting throughout. Walk-in closet in master bedroom. Linen closet in master bath. Decorated with brand-new furnishings. Newly-remodeled, heated pool. Walking distance from Downtown Naples, 5th Avenue, Tin City, Naples Bay Resort & Marina.

19. 2020-02-26
    status Pending 678-char remark

    Show marketing remark (678 chars)

    Boaters paradise! Enjoy your deeded, 25-foot dock with this contemporary, 2-bedroom, 2-bathroom unit on the top floor of a two-story quiet, waterfront building only yards from Naples Bay. Newly-remodeled with brand new kitchen appliances, hurricane impact windows, air conditioner, electrical, ductwork, and full-size washer and dryer. Granite countertops in kitchen and bathrooms. Durable, porcelain wood-look floors. Recessed LED lighting throughout. Walk-in closet in master bedroom. Linen closet in master bath. Decorated with brand-new furnishings. Newly-remodeled, heated pool. Walking distance from Downtown Naples, 5th Avenue, Tin City, Naples Bay Resort & Marina.

20. 2019-12-03
    listed $300,000 Active 678-char remark

    Show marketing remark (678 chars)

    Boaters paradise! Enjoy your deeded, 25-foot dock with this contemporary, 2-bedroom, 2-bathroom unit on the top floor of a two-story quiet, waterfront building only yards from Naples Bay. Newly-remodeled with brand new kitchen appliances, hurricane impact windows, air conditioner, electrical, ductwork, and full-size washer and dryer. Granite countertops in kitchen and bathrooms. Durable, porcelain wood-look floors. Recessed LED lighting throughout. Walk-in closet in master bedroom. Linen closet in master bath. Decorated with brand-new furnishings. Newly-remodeled, heated pool. Walking distance from Downtown Naples, 5th Avenue, Tin City, Naples Bay Resort & Marina.

21. 2015-08-19
    price $150,000 705-char remark

    Show marketing remark (705 chars)

    DEEDED BOAT DOCK INCLUDED with this light bright 2 bedroom, 2 bath condo located on the second floor in a small 16 unit complex next to Royal Harbor near downtown. Boat dock holds up to 27' boat. It's a boaters delight, just a short distance to the bay and right out into the Gulf thru Gordon pass, and the location is only 2 miles from 5th avenue and the beach for those who enjoy walking or biking. It is on a deadend street with very low traffic. Condo can be used as is, or use your own imagination in redecorating or renovation. What a find for a boater's residence, or it's perfect to use as a second residence to entertain your out of town guests. Call today for your appointment. It won't last!!!!

22. 2015-06-30
    soldstatus $150,000
23. 2015-06-09
    soldstatus $150,000 Sold 705-char remark

    Show marketing remark (705 chars)

    DEEDED BOAT DOCK INCLUDED with this light bright 2 bedroom, 2 bath condo located on the second floor in a small 16 unit complex next to Royal Harbor near downtown. Boat dock holds up to 27' boat. It's a boaters delight, just a short distance to the bay and right out into the Gulf thru Gordon pass, and the location is only 2 miles from 5th avenue and the beach for those who enjoy walking or biking. It is on a deadend street with very low traffic. Condo can be used as is, or use your own imagination in redecorating or renovation. What a find for a boater's residence, or it's perfect to use as a second residence to entertain your out of town guests. Call today for your appointment. It won't last!!!!

24. 2015-06-02
    historical 705-char remark

    Show marketing remark (705 chars)

    DEEDED BOAT DOCK INCLUDED with this light bright 2 bedroom, 2 bath condo located on the second floor in a small 16 unit complex next to Royal Harbor near downtown. Boat dock holds up to 27' boat. It's a boaters delight, just a short distance to the bay and right out into the Gulf thru Gordon pass, and the location is only 2 miles from 5th avenue and the beach for those who enjoy walking or biking. It is on a deadend street with very low traffic. Condo can be used as is, or use your own imagination in redecorating or renovation. What a find for a boater's residence, or it's perfect to use as a second residence to entertain your out of town guests. Call today for your appointment. It won't last!!!!

25. 2015-06-02
    price $199,900 705-char remark

    Show marketing remark (705 chars)

    DEEDED BOAT DOCK INCLUDED with this light bright 2 bedroom, 2 bath condo located on the second floor in a small 16 unit complex next to Royal Harbor near downtown. Boat dock holds up to 27' boat. It's a boaters delight, just a short distance to the bay and right out into the Gulf thru Gordon pass, and the location is only 2 miles from 5th avenue and the beach for those who enjoy walking or biking. It is on a deadend street with very low traffic. Condo can be used as is, or use your own imagination in redecorating or renovation. What a find for a boater's residence, or it's perfect to use as a second residence to entertain your out of town guests. Call today for your appointment. It won't last!!!!

26. 2015-05-04
    listed $199,900 Active 705-char remark

    Show marketing remark (705 chars)

    DEEDED BOAT DOCK INCLUDED with this light bright 2 bedroom, 2 bath condo located on the second floor in a small 16 unit complex next to Royal Harbor near downtown. Boat dock holds up to 27' boat. It's a boaters delight, just a short distance to the bay and right out into the Gulf thru Gordon pass, and the location is only 2 miles from 5th avenue and the beach for those who enjoy walking or biking. It is on a deadend street with very low traffic. Condo can be used as is, or use your own imagination in redecorating or renovation. What a find for a boater's residence, or it's perfect to use as a second residence to entertain your out of town guests. Call today for your appointment. It won't last!!!!

27. 2005-11-28
    soldstatus $400,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,171 · $264/mo
• Projected year-2 tax: $3,984 · $332/mo
• Expected delta: +$813/yr (+$68/mo · 25.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $61,066
• − Mortgage interest: −$26,887
• − Property taxes: −$3,171
• − Insurance: −$7,519
• − Repairs & maintenance: −$4,885
• − Management: −$4,885
• − HOA: −$10,176
• − Depreciation: −$13,964
• Taxable loss: −$10,421
• Est. tax savings @ 24.0%: +$2,501
• After-tax cash flow: $-328/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Naples

• Score: 80/100
• State rank: #126
• US rank: #1903

Category grades

Amenities A+ Commute D+ Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Naples, FL
• County: Collier County · 396,295 people
• City population: 344,941
• Metro: Naples-Marco Island, FL
• Population (ZIP): 11,179
• Household income: $130,929
• Rent vs Own: 24.1% rent · 75.9% own
• Severe rent burden: 333.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 9% Two or more races 8% Black 8% Asian 1%
• Hispanic origin (detail): Cuban 6%
• Common ancestry: Hispanic 4% Lithuanian 4% Romanian 4%
• Foreign-born: 17% · Canada, China
• Languages at home: 87% English-only · Spanish 7% French/Haitian/Cajun 4% German/W. Germanic 1%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.08%
• Current HPI: 328.2755
• Rent YoY: ▲ 8.75%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+20.0% since first listed

12 events — show timeline

• 2026-04-24 Price Changed $480,000 NAPLESMLS
• 2026-03-29 Listed $512,000 NAPLESMLS
• 2020-02-27 Sold (MLS) $295,000 NAPLESMLS
• 2020-02-26 Pending — NAPLESMLS
• 2019-12-03 Listed $300,000 NAPLESMLS
• 2015-08-19 Price Changed $150,000 NAPLESMLS
• 2015-06-30 Sold (Public Records) $150,000 Public Records
• 2015-06-09 Sold (MLS) $150,000 NAPLESMLS
• 2015-06-02 Price Changed $199,900 NAPLESMLS
• 2015-06-02 Listing Removed — NAPLESMLS
• 2015-05-04 Listed $199,900 NAPLESMLS
• 2005-11-28 Sold (Public Records) $400,000 Public Records

Property tax history

+7.1%/yr

Latest (2025): $3,171 · +4.3% YoY. Source: county tax records.