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3236 E Lombard St
B Composite 73.05
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.2/10.0
  • Livability +3.8/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$152,500

3236 E Lombard St · Baltimore, MD 21224
2 bd · 2.0 ba · 1,172 sqft · Townhouse public records · 165 Days on market
Built 1920 $130/sqft · 28% below area Est $213k · 28% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3236 E LOMBARD ST delivers the perfect blend of location, opportunity, and value. Situated just steps from Patterson Park, this classic Baltimore rowhome offers excellent proximity to Johns Hopkins, major commuter routes, and neighborhood amenities including dining, shopping, and public transit. Inside, you'll find generous room sizes, high ceilings, and great natural light throughout. The main level provides a traditional layout ready for your vision, while the upper level includes spacious bedrooms and a full bath. The lower level offers additional storage or future potential. Ideal for investors, renovators, or buyers looking to customize their next home, this property is being sold * * AS-IS * * and is priced accordingly. Strong rental demand and ongoing neighborhood revitalization make this an excellent long-term hold or renovation project. A solid opportunity in a high-demand area—don’t miss your chance to add value and make this property your own.

Key facts

  • Strong rental demand
  • Built 1920
  • Listed 165 days

Tags

STEPS FROM PATTERSON PARKPROXIMITY TO JOHNS HOPKINSNEIGHBORHOOD AMENITIESSTRONG RENTAL DEMAND

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath townhouse listed at $152k.

Deal economics

  • At list price, monthly cash flow is $557 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $152k).
  • Recommended offer: $134k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.7% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.3%/yr); 391 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 1.3% rent growth), your $43k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 165 days — a 12% lower offer ($134k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 8y ago; this cycle's ask has dropped $22k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $78k; list at $152k implies a 96% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $134,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 165 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.32%
Cap rate
10.68%
Cash-on-cash
15.66%
DSCR
1.70
GRM
6.3

CMA / ARV

ARV (median comp)
$212,890
List price
$152,500
Delta
-28.37%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
149 N Highland Ave 0.23mi 2/1.0 1,170 (-0%) 1mo $75,000 $64 84
134 N Curley St 0.34mi 2/2.0 1,170 (-0%) 1mo $270,000 $231 83
122 Ellwood Ave 0.25mi 3/1.5 (+1) 1,200 (+2%) 0mo $235,000 $196 77
14 S Curley St 0.29mi 2/1.0 1,092 (-7%) 1mo $269,000 $246 70
3420 Leverton Ave 0.10mi 2/2.0 1,340 (+14%) 1mo $115,000 $86 70
280 S Robinson St 0.23mi 2/1.0 1,282 (+9%) 1mo $294,000 $229 69
922 S Bouldin St 0.66mi 2/2.0 1,202 (+3%) 1mo $352,000 $293 64
309 S Fagley St 0.37mi 2/2.0 1,030 (-12%) 1mo $225,000 $218 62
2933 Hudson St 0.68mi 2/2.0 1,120 (-4%) 1mo $235,000 $210 60
629 N Kenwood Ave 0.64mi 2/1.5 1,100 (-6%) 1mo $76,500 $70 58
2731 Fait Ave 0.70mi 2/2.0 1,097 (-6%) 0mo $285,000 $260 56
2435 Jefferson St 0.75mi 3/1.0 (+1) 1,260 (+8%) 1mo $140,000 $111 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.31% rent growth · sell at horizon

5-year hold
IRR
4.6%
Equity multiple
1.17×
Total profit
$7,433
Equity at exit
$22,738
10-year hold
IRR
12.5%
Equity multiple
1.91×
Total profit
$38,909
Equity at exit
$13,185

Cash invested: $42,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21224

Rents YoY
1.3%
Active inventory
391
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$2,008 high interval (Pro) →
Mortgage (P&I)
$800
Tax from tax record
$166 /mo · $1,992/yr
Insurance
$64
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$557

Break-even live

Break-even rent $1,303
Max offer price $152,500
Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,125
Closing costs
$4,575
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
106 S Bouldin St Baltimore, MD 2.0 3.0 1134 $2,100 $1.85 20d 1 0.07mi
3413 Leverton Ave Baltimore, MD 2.0 1.0 832 $1,000 $1.20 24d 1 0.09mi
3436 Leverton Ave Baltimore, MD 3.0 3.5 1500 $2,350 $1.57 24d 1 0.12mi
127 S Robinson St Baltimore, MD 2.0 1.5 1400 $2,000 $1.43 44d 1 0.13mi
235 S Highland Ave Baltimore, MD 2.0 1.5 1222 $2,000 $1.64 24d 1 0.13mi
3430 E Baltimore St Baltimore, MD 3.0 2.5 1316 $2,250 $1.71 24d 1 0.14mi
201 S Conkling St Baltimore, MD 1.0 1.0 740 $1,500 $2.03 2d 2 0.17mi
17 N East Ave Baltimore, MD 2.0 2.0 1326 $2,550 $1.92 24d 1 0.19mi
113 N Clinton St Baltimore, MD 2.0 1.0 1300 $1,995 $1.53 44d 1 0.19mi
3710 E Pratt St Baltimore, MD 2.0 3.5 1230 $1,900 $1.54 24d 1 0.19mi
29 N Ellwood Ave Baltimore, MD 3.0 1.5 1100 $2,395 $2.18 24d 1 0.23mi
3205 Esther Pl Baltimore, MD 2.0 2.0 960 $1,850 $1.93 24d 1 0.23mi
115 S Eaton St Baltimore, MD 3.0 2.5 1393 $1,800 $1.29 16d 1 0.25mi
400 S Highland Ave Unit 402 Baltimore, MD 2.0 1.0 900 $1,700 $1.89 44d 1 0.25mi
400 S Conkling St Unit 3 Baltimore, MD 1.0 1.0 700 $1,700 $2.43 44d 1 0.28mi
3232 Eastern Ave Baltimore, MD 1.0 1.5 874 $2,260 $2.59 2d 1 0.29mi
102 S Curley St Baltimore, MD 2.0 1.5 1200 $1,800 $1.50 4d 1 0.30mi
203 N Ellwood Ave Unit Main Baltimore, MD 2.0 2.0 880 $2,200 $2.50 24d 1 0.32mi
321 Fagley St Baltimore, MD 2.0 1.0 800 $1,650 $2.06 20d 1 0.35mi
223 Grundy St Baltimore, MD 2.0 1.0 864 $1,450 $1.68 24d 1 0.36mi
34 N Linwood Ave Baltimore, MD 2.0 1.5 1288 $2,400 $1.86 24d 1 0.38mi
150 N Curley St Baltimore, MD 2.0 2.5 1266 $1,850 $1.46 18d 1 0.39mi
404 N Robinson St Baltimore, MD 3.0 3.0 1320 $2,200 $1.67 24d 1 0.39mi
404 N Robinson St Baltimore, MD 3.0 3.0 1320 $2,100 $1.59 16d 1 0.39mi
10 N Streeper St Baltimore, MD 3.0 2.5 1440 $2,500 $1.74 24d 1 0.40mi
3905 Bank St Baltimore, MD 4.0 1.0–3.0 909 $2,350 $2.58 2d 20 0.41mi
3801 Fleet St Unit 209 Baltimore, MD 1.0 1.5 814 $1,899 $2.33 44d 1 0.48mi
4015 Eastern Ave Unit 2L Baltimore, MD 3.0 2.0 1100 $1,800 $1.64 44d 1 0.49mi
2815 Orleans St Baltimore, MD 2.0 1.0 1204 $1,600 $1.33 2d 1 0.49mi
643 S Potomac St Baltimore, MD 2.0 1.0 785 $1,650 $2.10 44d 1 0.50mi
520 N Decker Ave Baltimore, MD 2.0 1.0 1000 $1,650 $1.65 44d 1 0.51mi
3304 McElderry St Baltimore, MD 3.0 2.0 1413 $1,900 $1.34 44d 1 0.51mi
502 S Haven St Baltimore, MD 2.0 2.5 1440 $2,400 $1.67 24d 1 0.51mi
502 S Haven St Baltimore, MD 2.0 2.5 1440 $2,400 $1.67 16d 1 0.51mi
3200 Fait Ave Baltimore, MD 1.0 1.0 800 $1,700 $2.12 2d 1 0.51mi
2800 Orleans St Baltimore, MD 3.0 1.0 1404 $1,600 $1.14 18d 1 0.52mi
2800 Orleans St Baltimore, MD 3.0 1.0 1404 $1,600 $1.14 15d 1 0.52mi
3245 Fait Ave Baltimore, MD 3.0 2.0 1470 $2,900 $1.97 44d 1 0.53mi
611 Grundy St Baltimore, MD 3.0 2.0 1434 $2,700 $1.88 24d 1 0.53mi
9 N Luzerne Ave Baltimore, MD 3.0 2.5 1380 $2,450 $1.78 4d 1 0.56mi

Listing history 39 events

  1. 2026-06-18
    days on market $152,500 Active 165 DOM
  2. 2026-06-17
    days on market $152,500 Active 164 DOM
  3. 2026-06-16
    days on market $152,500 Active 163 DOM
  4. 2026-06-15
    days on market $152,500 Active 162 DOM
  5. 2026-06-13
    days on market $152,500 Active 160 DOM
  6. 2026-06-09
    days on market $152,500 Active 156 DOM
  7. 2026-06-08
    days on market $152,500 Active 155 DOM
  8. 2026-06-07
    days on market $152,500 Active 154 DOM
  9. 2026-06-04
    days on market $152,500 Active 151 DOM
  10. 2026-06-03
    days on market $152,500 Active 150 DOM
  11. 2026-06-02
    days on market $152,500 Active 149 DOM
  12. 2026-06-01
    days on market $152,500 Active 148 DOM
  13. 2026-05-31
    days on market $152,500 Active 147 DOM
  14. 2026-05-12
    price $152,500 984-char remark
    Show marketing remark (984 chars)

    3236 E LOMBARD ST delivers the perfect blend of location, opportunity, and value. Situated just steps from Patterson Park, this classic Baltimore rowhome offers excellent proximity to Johns Hopkins, major commuter routes, and neighborhood amenities including dining, shopping, and public transit. Inside, you'll find generous room sizes, high ceilings, and great natural light throughout. The main level provides a traditional layout ready for your vision, while the upper level includes spacious bedrooms and a full bath. The lower level offers additional storage or future potential. Ideal for investors, renovators, or buyers looking to customize their next home, this property is being sold * * AS-IS * * and is priced accordingly. Strong rental demand and ongoing neighborhood revitalization make this an excellent long-term hold or renovation project. A solid opportunity in a high-demand area—don’t miss your chance to add value and make this property your own.

  15. 2026-04-07
    status Active 984-char remark
    Show marketing remark (984 chars)

    3236 E LOMBARD ST delivers the perfect blend of location, opportunity, and value. Situated just steps from Patterson Park, this classic Baltimore rowhome offers excellent proximity to Johns Hopkins, major commuter routes, and neighborhood amenities including dining, shopping, and public transit. Inside, you'll find generous room sizes, high ceilings, and great natural light throughout. The main level provides a traditional layout ready for your vision, while the upper level includes spacious bedrooms and a full bath. The lower level offers additional storage or future potential. Ideal for investors, renovators, or buyers looking to customize their next home, this property is being sold * * AS-IS * * and is priced accordingly. Strong rental demand and ongoing neighborhood revitalization make this an excellent long-term hold or renovation project. A solid opportunity in a high-demand area—don’t miss your chance to add value and make this property your own.

  16. 2026-03-06
    historical Active Under Contract 984-char remark
    Show marketing remark (984 chars)

    3236 E LOMBARD ST delivers the perfect blend of location, opportunity, and value. Situated just steps from Patterson Park, this classic Baltimore rowhome offers excellent proximity to Johns Hopkins, major commuter routes, and neighborhood amenities including dining, shopping, and public transit. Inside, you'll find generous room sizes, high ceilings, and great natural light throughout. The main level provides a traditional layout ready for your vision, while the upper level includes spacious bedrooms and a full bath. The lower level offers additional storage or future potential. Ideal for investors, renovators, or buyers looking to customize their next home, this property is being sold * * AS-IS * * and is priced accordingly. Strong rental demand and ongoing neighborhood revitalization make this an excellent long-term hold or renovation project. A solid opportunity in a high-demand area—don’t miss your chance to add value and make this property your own.

  17. 2026-02-22
    status Active 984-char remark
    Show marketing remark (984 chars)

    3236 E LOMBARD ST delivers the perfect blend of location, opportunity, and value. Situated just steps from Patterson Park, this classic Baltimore rowhome offers excellent proximity to Johns Hopkins, major commuter routes, and neighborhood amenities including dining, shopping, and public transit. Inside, you'll find generous room sizes, high ceilings, and great natural light throughout. The main level provides a traditional layout ready for your vision, while the upper level includes spacious bedrooms and a full bath. The lower level offers additional storage or future potential. Ideal for investors, renovators, or buyers looking to customize their next home, this property is being sold * * AS-IS * * and is priced accordingly. Strong rental demand and ongoing neighborhood revitalization make this an excellent long-term hold or renovation project. A solid opportunity in a high-demand area—don’t miss your chance to add value and make this property your own.

  18. 2026-02-07
    historical Active Under Contract 984-char remark
    Show marketing remark (984 chars)

    3236 E LOMBARD ST delivers the perfect blend of location, opportunity, and value. Situated just steps from Patterson Park, this classic Baltimore rowhome offers excellent proximity to Johns Hopkins, major commuter routes, and neighborhood amenities including dining, shopping, and public transit. Inside, you'll find generous room sizes, high ceilings, and great natural light throughout. The main level provides a traditional layout ready for your vision, while the upper level includes spacious bedrooms and a full bath. The lower level offers additional storage or future potential. Ideal for investors, renovators, or buyers looking to customize their next home, this property is being sold * * AS-IS * * and is priced accordingly. Strong rental demand and ongoing neighborhood revitalization make this an excellent long-term hold or renovation project. A solid opportunity in a high-demand area—don’t miss your chance to add value and make this property your own.

  19. 2026-01-17
    price $159,900 984-char remark
    Show marketing remark (984 chars)

    3236 E LOMBARD ST delivers the perfect blend of location, opportunity, and value. Situated just steps from Patterson Park, this classic Baltimore rowhome offers excellent proximity to Johns Hopkins, major commuter routes, and neighborhood amenities including dining, shopping, and public transit. Inside, you'll find generous room sizes, high ceilings, and great natural light throughout. The main level provides a traditional layout ready for your vision, while the upper level includes spacious bedrooms and a full bath. The lower level offers additional storage or future potential. Ideal for investors, renovators, or buyers looking to customize their next home, this property is being sold * * AS-IS * * and is priced accordingly. Strong rental demand and ongoing neighborhood revitalization make this an excellent long-term hold or renovation project. A solid opportunity in a high-demand area—don’t miss your chance to add value and make this property your own.

  20. 2025-11-17
    listed $175,000 Active 984-char remark
    Show marketing remark (984 chars)

    3236 E LOMBARD ST delivers the perfect blend of location, opportunity, and value. Situated just steps from Patterson Park, this classic Baltimore rowhome offers excellent proximity to Johns Hopkins, major commuter routes, and neighborhood amenities including dining, shopping, and public transit. Inside, you'll find generous room sizes, high ceilings, and great natural light throughout. The main level provides a traditional layout ready for your vision, while the upper level includes spacious bedrooms and a full bath. The lower level offers additional storage or future potential. Ideal for investors, renovators, or buyers looking to customize their next home, this property is being sold * * AS-IS * * and is priced accordingly. Strong rental demand and ongoing neighborhood revitalization make this an excellent long-term hold or renovation project. A solid opportunity in a high-demand area—don’t miss your chance to add value and make this property your own.

  21. 2025-09-21
    historical $1,650
  22. 2025-05-21
    listed $1,650
  23. 2024-10-04
    historical $1,650
  24. 2024-08-12
    price $1,650
  25. 2024-07-25
    listed $1,800
  26. 2018-06-29
    soldstatus $78,000
  27. 2018-06-27
    historical 368-char remark
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  28. 2018-06-27
    soldstatus $78,000 Closed 368-char remark
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  29. 2018-06-27
    soldstatus $78,000 Sold
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  30. 2018-06-04
    status Pending 368-char remark
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  31. 2018-06-04
    status Contract
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  32. 2018-05-27
    price $89,900 368-char remark
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  33. 2018-05-27
    price $89,900
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  34. 2018-05-27
    status Active 368-char remark
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  35. 2018-05-27
    status Active
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  36. 2018-05-26
    historical 368-char remark
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  37. 2018-05-26
    historical Temporarily Off-Market
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  38. 2018-05-25
    listed $69,000 Active 368-char remark
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

  39. 2018-05-25
    listed $69,000 Active
    Show marketing remark (368 chars)

    GOOD LOCATION NEAR PATTERSON PARK, 3 BEDROOM POSSIBILITIES, FULL BATH ROUGH IN BASEMENT, RECENT FURNACE, UPSTAIRS BACK PORCH OFF BD, DOUBLE SINKS KITCHEN, DUE TO OWNERS HEALTH HOUSE DOES NOT SHOW WELL NEEDS MAJOR CLEANING, CASH ONLY PLEASE, INSPECTIONS ARE FOR INFORMATIONAL PURPOSES ONLY, SELLING HOUSE AS IT IS WHERE IT IS, PLEASE CROSS OUT PARAGRAPHS 19 & 22.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,992 · $166/mo
Projected year-2 tax
$1,992 · $166/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,098
− Mortgage interest
−$8,542
− Property taxes
−$1,992
− Insurance
−$762
− Repairs & maintenance
−$1,928
− Management
−$1,928
− Depreciation
−$4,436
Taxable income
$4,509
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,082
After-tax cash flow
$5,604/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
47,465
Household income
$89,017
Rent vs Own
41.5% rent · 58.5% own
Severe rent burden
1786.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 55% Hispanic / Latino 21% Black 16% Two or more races 7% Asian 4%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2% Dominican 1%
Common ancestry
Romanian 5% Lithuanian 2% Italian 1%
Foreign-born
17% · Canada, China, Vietnam
Languages at home
76% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -332.23%
Current HPI
241.284
Rent YoY
▲ 1.31%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+121.0% since first listed
26 events — show timeline
  • 2026-05-12 Price Changed $152,500 BRIGHT MLS
  • 2026-04-07 Relisted BRIGHT MLS
  • 2026-03-06 Contingent BRIGHT MLS
  • 2026-02-22 Relisted BRIGHT MLS
  • 2026-02-07 Contingent BRIGHT MLS
  • 2026-01-17 Price Changed $159,900 BRIGHT MLS
  • 2025-11-17 Listed $175,000 BRIGHT MLS
  • 2025-09-21 Rental Removed $1,650 APPFOLIO
  • 2025-05-21 Listed for Rent $1,650 APPFOLIO
  • 2024-10-04 Rental Removed $1,650 APPFOLIO
  • 2024-08-12 Price Changed $1,650 APPFOLIO
  • 2024-07-25 Listed for Rent $1,800 APPFOLIO
  • 2018-06-29 Sold (Public Records) $78,000 Public Records
  • 2018-06-27 Listing Removed BRIGHT MLS
  • 2018-06-27 Sold (MLS) $78,000 MRIS
  • 2018-06-27 Sold (MLS) $78,000 BRIGHT MLS
  • 2018-06-04 Pending BRIGHT MLS
  • 2018-06-04 Pending MRIS
  • 2018-05-27 Price Changed $89,900 BRIGHT MLS
  • 2018-05-27 Price Changed $89,900 MRIS
  • 2018-05-27 Relisted BRIGHT MLS
  • 2018-05-27 Relisted MRIS
  • 2018-05-26 Delisted MRIS
  • 2018-05-26 Listing Removed BRIGHT MLS
  • 2018-05-25 Listed $69,000 MRIS
  • 2018-05-25 Listed $69,000 BRIGHT MLS

Property tax history

-2.5%/yr

Latest (2025): $1,992 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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