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5323 Poppy Dr
D Composite 41.18
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • ARV discount +7.5/15.0
  • Livability +4.2/5.0
  • DSCR +4.0/10.0
  • Schools +3.9/10.0
  • 1% rule +3.1/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$209,000

5323 Poppy Dr · Jacksonville, FL 32205
3 bd · 2.0 ba · 1,040 sqft · SingleFamily public records · 27 Days on market
Built 1954 8,712 sqft lot Est $209k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New Roof !! Don't miss out on this fantastic Hillcrest home for under 150k! Great home on a quiet street with undeniable curb appeal. This move-in ready 3 bedroom 1 & 1/2 bath home features an updated kitchen with a food prep island, stainless steel appliances and a beautiful tile back-splash. Sit on the partially covered back deck and enjoy watching your fresh bananas grow. Enjoy tinkering and working with your hands? Then you'll love the custom built work shop.The home also features a completely fenced in backyard, a carport, and ceiling fans in each room. Home warranty included. Don't miss this opportunity!

Key facts

  • Open floor plan
  • Huge backyard
  • Large storage shed

Tags

OPEN FLOOR PLANCOVERED BACK PORCHHUGE BACKYARDLARGE STORAGE SHED

Property features AI

Finance

  • HOA & community: Not a senior community

Exterior

  • Parking: Carport (1 space)
  • Utilities: Public sewer; Electricity connected; Sewer connected; Water connected
  • Home design: Single family residence; One-story
  • Construction: Brick construction
  • Exterior features: Covered rear porch; Porch; Shed(s)

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Tile; Wood
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Eat-in kitchen; Kitchen island; Open floor plan; Primary bathroom with tub and shower
  • Laundry & utility: Laundry located in carport

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $209k.

Deal economics

  • At list price, monthly cash flow is $-5 ($-57/yr) — negative.
  • To cash-flow at today's rent, offer at most $208k (0.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (19.4% below list).
  • Recommended offer: $168k (19.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.7%/yr); 320 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($206k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $149k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $168,499 (19.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.27%
Cash-on-cash
-0.10%
DSCR
1.00
GRM
10.3

CMA / ARV

ARV (on-the-fly)
$209,040
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5256 Royce Ave 0.14mi 3/1.0 1,040 (0%) 7mo $169,250 $163 84
5245 Royce Ave 0.13mi 3/1.0 975 (-6%) 6mo $200,000 $205 74
5240 Royce Ave 0.16mi 3/2.0 1,196 (+15%) 5mo $180,000 $151 64
1290 Woodruff Ave 0.56mi 3/1.0 1,065 (+2%) 8mo $271,000 $254 60
1307 Neva St 0.29mi 3/2.0 1,192 (+15%) 7mo $185,000 $155 56
1182 Murray Dr 0.72mi 3/1.0 1,052 (+1%) 8mo $155,000 $147 54
1373 Murray Dr 0.64mi 3/1.0 1,089 (+5%) 7mo $255,000 $234 52
1169 Orton St 0.53mi 2/1.0 (-1) 968 (-7%) 6mo $184,000 $190 50
5319 Kingsbury St 0.61mi 3/1.0 910 (-12%) 0mo $201,000 $221 46
4842 Louisa Ter 0.46mi 3/1.0 884 (-15%) 4mo $122,500 $139 46
1308 Murray Dr 0.60mi 2/1.0 (-1) 967 (-7%) 8mo $213,130 $220 44
5143 Attleboro St 0.67mi 3/1.5 1,193 (+15%) 7mo $240,000 $201 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.73% rent growth · sell at horizon

5-year hold
IRR
-17.8%
Equity multiple
0.38×
Total profit
$-36,339
Equity at exit
$31,163
10-year hold
IRR
-12.4%
Equity multiple
0.30×
Total profit
$-40,708
Equity at exit
$18,071

Cash invested: $58,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32205

Rents YoY
1.7%
Active inventory
320
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,685 high interval (Pro) →
Mortgage (P&I)
$1,096
Tax from tax record
$153 /mo · $1,834/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$354
Net cashflow
$-5

Break-even live

Break-even rent $1,691
Max offer price $208,155
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,250
Closing costs
$6,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5363 Poppy Dr Jacksonville, FL 3.0 1.0 1040 $1,445 $1.39 20d 1 0.05mi
5351 Royce Ave Jacksonville, FL 3.0 1.0 1040 $1,600 $1.54 24d 1 0.06mi
5377 Royce Ave Jacksonville, FL 3.0 1.0 1040 $1,800 $1.73 17d 1 0.10mi
1335 Mull St Jacksonville, FL 3.0 2.5 1409 $1,725 $1.22 24d 1 0.16mi
1303 Mull St Jacksonville, FL 3.0 2.5 1409 $1,725 $1.22 24d 1 0.18mi
5256 Clarendon Rd Jacksonville, FL 3.0 2.0 1278 $2,100 $1.64 24d 1 0.21mi
1374 Lake Shore Blvd Jacksonville, FL 4.0 2.0 1456 $2,150 $1.48 7d 2 0.23mi
5120 Quan Dr Jacksonville, FL 3.0 1.0 1454 $1,250 $0.86 2d 1 0.30mi
1540 Lake Shore Blvd Jacksonville, FL 3.0 2.0 1180 $1,495 $1.27 7d 1 0.42mi
5647 Ellis Trace Dr Jacksonville, FL 3.0 2.0 1200 $1,595 $1.33 14d 1 0.43mi
5671 Ellis Trace Dr Jacksonville, FL 3.0 2.0 1197 $1,595 $1.33 24d 1 0.46mi
6037 Marsha Dr Jacksonville, FL 3.0 1.0 1296 $1,250 $0.96 14d 1 0.47mi
5710 Lenox Ave Jacksonville, FL 1.0–4.0 1.0–2.0 988 $1,299 $1.31 24d 1 0.53mi
1130 Comanche St Unit 402 Jacksonville, FL 2.0 1.0 763 $1,090 $1.43 24d 1 0.54mi
1406 Ellis Trace Dr W Jacksonville, FL 2.0 1.5 1028 $1,200 $1.17 16d 1 0.58mi
1480 Stimson St Jacksonville, FL 3.0 1.0 1252 $1,445 $1.15 14d 1 0.60mi
6117 Hollow Ct Key Hollow Jacksonville, FL 3.0 2.0 1044 $1,449 $1.39 7d 1 0.61mi
5150 Kingsbury St Jacksonville, FL 2.0 1.0 1500 $1,195 $0.80 14d 1 0.61mi
6128 Hollow Ct Key Hollow Jacksonville, FL 3.0 3.0 1492 $1,800 $1.21 24d 1 0.62mi
1374 Murray Dr Jacksonville, FL 3.0 2.0 1338 $1,950 $1.46 12d 1 0.63mi
5204 Astral St Jacksonville, FL 3.0 2.0 1337 $1,645 $1.23 21d 1 0.70mi
4844 Merrimac Ave Jacksonville, FL 2.0 1.0 820 $1,325 $1.62 24d 1 0.71mi
6161 Park St Jacksonville, FL 3.0 2.0 1209 $1,473 $1.22 16d 1 0.72mi
1216 Glen Laura Rd Jacksonville, FL 4.0 2.0 1324 $2,145 $1.62 4d 1 0.74mi
1626 Stimson St Jacksonville, FL 3.0 2.5 1368 $1,641 $1.20 21d 1 0.77mi
5139 Camille Ave Jacksonville, FL 3.0 2.0 1100 $1,625 $1.48 2d 1 0.81mi
4608 Wheeler Ave Jacksonville, FL 3.0 1.0 1025 $2,000 $1.95 24d 1 0.90mi
5140 Janice Cir S Jacksonville, FL 3.0 1.0 1215 $1,335 $1.10 21d 1 0.90mi
4813 Post St Jacksonville, FL 2.0 1.0 930 $1,150 $1.24 14d 1 0.91mi
979 Mikael Ave Jacksonville, FL 2.0 1.0 1002 $1,510 $1.51 24d 1 0.92mi
4752 Post St Jacksonville, FL 2.0 1.0 936 $1,400 $1.50 24d 1 0.92mi
4623 Hercules Ave Jacksonville, FL 2.0 1.0 1014 $1,221 $1.20 4d 1 0.93mi
4633 Kingsbury St Jacksonville, FL 3.0 1.0 1134 $1,695 $1.49 21d 1 0.93mi
5067 French St Jacksonville, FL 3.0 1.0 1376 $1,450 $1.05 24d 1 0.93mi
4776 Cardinal Blvd Jacksonville, FL 3.0 1.0 959 $1,550 $1.62 24d 1 0.94mi
4620 Attleboro St Jacksonville, FL 3.0 2.0 1032 $2,195 $2.13 12d 1 0.96mi
4651 Astral St Jacksonville, FL 3.0 1.0 1140 $2,000 $1.75 2d 1 0.98mi
4523 Merrimac Ave Jacksonville, FL 4.0 2.0 1425 $1,544 $1.08 3d 1 1.07mi
853 Mikael Ave Jacksonville, FL 3.0 2.0 1025 $1,600 $1.56 24d 1 1.07mi
5615 San Juan Ave #208 Jacksonville, FL 2.0 2.0 1115 $1,200 $1.08 24d 1 1.08mi

Listing history 38 events

  1. 2026-06-18
    days on market $209,000 Active 27 DOM
  2. 2026-06-17
    days on market $209,000 Active 26 DOM
  3. 2026-06-16
    days on market $209,000 Active 25 DOM
  4. 2026-06-16
    price $209,000 Active 24 DOM
  5. 2026-06-15
    days on market $214,000 Active 24 DOM
  6. 2026-06-13
    days on market $214,000 Active 22 DOM
  7. 2026-06-13
    days on market $214,000 Active 21 DOM
  8. 2026-06-10
    days on market $214,000 Active 18 DOM
  9. 2026-06-08
    days on market $214,000 Active 17 DOM
  10. 2026-06-07
    days on market $214,000 Active 16 DOM
  11. 2026-06-05
    days on market $214,000 Active 13 DOM
  12. 2026-06-03
    days on market $214,000 Active 12 DOM
  13. 2026-06-02
    days on market $214,000 Active 11 DOM
  14. 2026-06-01
    days on market $214,000 Active 10 DOM
  15. 2026-05-31
    days on market $214,000 Active 9 DOM
  16. 2026-05-22
    listed $214,000 Active
  17. 2020-10-02
    soldstatus $149,000 Sold 622-char remark
    Show marketing remark (622 chars)

    New Roof !! Don't miss out on this fantastic Hillcrest home for under 150k! Great home on a quiet street with undeniable curb appeal. This move-in ready 3 bedroom 1 & 1/2 bath home features an updated kitchen with a food prep island, stainless steel appliances and a beautiful tile back-splash. Sit on the partially covered back deck and enjoy watching your fresh bananas grow. Enjoy tinkering and working with your hands? Then you'll love the custom built work shop.The home also features a completely fenced in backyard, a carport, and ceiling fans in each room. Home warranty included. Don't miss this opportunity!

  18. 2020-09-09
    status Pending 622-char remark
    Show marketing remark (622 chars)

    New Roof !! Don't miss out on this fantastic Hillcrest home for under 150k! Great home on a quiet street with undeniable curb appeal. This move-in ready 3 bedroom 1 & 1/2 bath home features an updated kitchen with a food prep island, stainless steel appliances and a beautiful tile back-splash. Sit on the partially covered back deck and enjoy watching your fresh bananas grow. Enjoy tinkering and working with your hands? Then you'll love the custom built work shop.The home also features a completely fenced in backyard, a carport, and ceiling fans in each room. Home warranty included. Don't miss this opportunity!

  19. 2020-09-02
    historical Active - Contingent 622-char remark
    Show marketing remark (622 chars)

    New Roof !! Don't miss out on this fantastic Hillcrest home for under 150k! Great home on a quiet street with undeniable curb appeal. This move-in ready 3 bedroom 1 & 1/2 bath home features an updated kitchen with a food prep island, stainless steel appliances and a beautiful tile back-splash. Sit on the partially covered back deck and enjoy watching your fresh bananas grow. Enjoy tinkering and working with your hands? Then you'll love the custom built work shop.The home also features a completely fenced in backyard, a carport, and ceiling fans in each room. Home warranty included. Don't miss this opportunity!

  20. 2020-08-18
    price $149,900 622-char remark
    Show marketing remark (622 chars)

    New Roof !! Don't miss out on this fantastic Hillcrest home for under 150k! Great home on a quiet street with undeniable curb appeal. This move-in ready 3 bedroom 1 & 1/2 bath home features an updated kitchen with a food prep island, stainless steel appliances and a beautiful tile back-splash. Sit on the partially covered back deck and enjoy watching your fresh bananas grow. Enjoy tinkering and working with your hands? Then you'll love the custom built work shop.The home also features a completely fenced in backyard, a carport, and ceiling fans in each room. Home warranty included. Don't miss this opportunity!

  21. 2020-08-18
    status Active 622-char remark
    Show marketing remark (622 chars)

    New Roof !! Don't miss out on this fantastic Hillcrest home for under 150k! Great home on a quiet street with undeniable curb appeal. This move-in ready 3 bedroom 1 & 1/2 bath home features an updated kitchen with a food prep island, stainless steel appliances and a beautiful tile back-splash. Sit on the partially covered back deck and enjoy watching your fresh bananas grow. Enjoy tinkering and working with your hands? Then you'll love the custom built work shop.The home also features a completely fenced in backyard, a carport, and ceiling fans in each room. Home warranty included. Don't miss this opportunity!

  22. 2020-08-03
    status Pending 622-char remark
    Show marketing remark (622 chars)

    New Roof !! Don't miss out on this fantastic Hillcrest home for under 150k! Great home on a quiet street with undeniable curb appeal. This move-in ready 3 bedroom 1 & 1/2 bath home features an updated kitchen with a food prep island, stainless steel appliances and a beautiful tile back-splash. Sit on the partially covered back deck and enjoy watching your fresh bananas grow. Enjoy tinkering and working with your hands? Then you'll love the custom built work shop.The home also features a completely fenced in backyard, a carport, and ceiling fans in each room. Home warranty included. Don't miss this opportunity!

  23. 2020-08-03
    historical Active - Contingent 622-char remark
    Show marketing remark (622 chars)

    New Roof !! Don't miss out on this fantastic Hillcrest home for under 150k! Great home on a quiet street with undeniable curb appeal. This move-in ready 3 bedroom 1 & 1/2 bath home features an updated kitchen with a food prep island, stainless steel appliances and a beautiful tile back-splash. Sit on the partially covered back deck and enjoy watching your fresh bananas grow. Enjoy tinkering and working with your hands? Then you'll love the custom built work shop.The home also features a completely fenced in backyard, a carport, and ceiling fans in each room. Home warranty included. Don't miss this opportunity!

  24. 2020-07-29
    listed $142,000 Active 622-char remark
    Show marketing remark (622 chars)

    New Roof !! Don't miss out on this fantastic Hillcrest home for under 150k! Great home on a quiet street with undeniable curb appeal. This move-in ready 3 bedroom 1 & 1/2 bath home features an updated kitchen with a food prep island, stainless steel appliances and a beautiful tile back-splash. Sit on the partially covered back deck and enjoy watching your fresh bananas grow. Enjoy tinkering and working with your hands? Then you'll love the custom built work shop.The home also features a completely fenced in backyard, a carport, and ceiling fans in each room. Home warranty included. Don't miss this opportunity!

  25. 2017-04-19
    soldstatus $107,000
  26. 2017-04-17
    soldstatus $107,000 Sold 218-char remark
    Show marketing remark (218 chars)

    Adorable updated brick bungalow home. The home features: beautiful hardwood floors, crown molding, island kitchen, stainless steel appliances, ceiling fans, deck and fully fenced back yard. Minutes away from NAS Jax.

  27. 2017-03-13
    status Pending 218-char remark
    Show marketing remark (218 chars)

    Adorable updated brick bungalow home. The home features: beautiful hardwood floors, crown molding, island kitchen, stainless steel appliances, ceiling fans, deck and fully fenced back yard. Minutes away from NAS Jax.

  28. 2017-03-01
    historical Active - Contingent 218-char remark
    Show marketing remark (218 chars)

    Adorable updated brick bungalow home. The home features: beautiful hardwood floors, crown molding, island kitchen, stainless steel appliances, ceiling fans, deck and fully fenced back yard. Minutes away from NAS Jax.

  29. 2017-02-23
    price $109,500 218-char remark
    Show marketing remark (218 chars)

    Adorable updated brick bungalow home. The home features: beautiful hardwood floors, crown molding, island kitchen, stainless steel appliances, ceiling fans, deck and fully fenced back yard. Minutes away from NAS Jax.

  30. 2017-01-27
    price $110,000 218-char remark
    Show marketing remark (218 chars)

    Adorable updated brick bungalow home. The home features: beautiful hardwood floors, crown molding, island kitchen, stainless steel appliances, ceiling fans, deck and fully fenced back yard. Minutes away from NAS Jax.

  31. 2017-01-16
    listed $112,000 Active 218-char remark
    Show marketing remark (218 chars)

    Adorable updated brick bungalow home. The home features: beautiful hardwood floors, crown molding, island kitchen, stainless steel appliances, ceiling fans, deck and fully fenced back yard. Minutes away from NAS Jax.

  32. 2011-10-12
    soldstatus $81,000
  33. 2011-10-11
    soldstatus $81,000
  34. 2011-06-29
    listed $89,900
  35. 2010-07-14
    historical
  36. 2010-07-07
    soldstatus $30,100
  37. 2010-05-14
    listed $29,600
  38. 1983-11-01
    soldstatus $39,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,834 · $153/mo
Projected year-2 tax
$1,834 · $153/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,220
− Mortgage interest
−$11,707
− Property taxes
−$1,834
− Insurance
−$1,045
− Repairs & maintenance
−$1,618
− Management
−$1,618
− Depreciation
−$6,080
Taxable loss
−$3,681
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$884
After-tax cash flow
$826/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
29,148
Household income
$64,789
Rent vs Own
45.2% rent · 54.8% own
Severe rent burden
1398.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 59% Black 21% Hispanic / Latino 11% Two or more races 7% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 4% Cuban 1%
Common ancestry
Slovak 3% Lithuanian 2% Romanian 2%
Foreign-born
8% · Canada, Vietnam, Dominican Republic
Languages at home
88% English-only · Spanish 8% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -386.70%
Current HPI
310.4566
Rent YoY
▲ 1.73%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+448.7% since first listed
23 events — show timeline
  • 2026-05-22 Listed $214,000 realMLS
  • 2020-10-02 Sold (MLS) $149,000 realMLS
  • 2020-09-09 Pending realMLS
  • 2020-09-02 Contingent realMLS
  • 2020-08-18 Price Changed $149,900 realMLS
  • 2020-08-18 Relisted realMLS
  • 2020-08-03 Pending realMLS
  • 2020-08-03 Contingent realMLS
  • 2020-07-29 Listed $142,000 realMLS
  • 2017-04-19 Sold (Public Records) $107,000 Public Records
  • 2017-04-17 Sold (MLS) $107,000 realMLS
  • 2017-03-13 Pending realMLS
  • 2017-03-01 Contingent realMLS
  • 2017-02-23 Price Changed $109,500 realMLS
  • 2017-01-27 Price Changed $110,000 realMLS
  • 2017-01-16 Listed $112,000 realMLS
  • 2011-10-12 Sold (Public Records) $81,000 Public Records
  • 2011-10-11 Sold (MLS) $81,000 realMLS
  • 2011-06-29 Listed $89,900 realMLS
  • 2010-07-14 Listing Removed realMLS
  • 2010-07-07 Sold (MLS) $30,100 realMLS
  • 2010-05-14 Listed $29,600 realMLS
  • 1983-11-01 Sold (Public Records) $39,000 Public Records

Property tax history

+4.0%/yr

Latest (2025): $1,834 · +13.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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