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2839 W Kings Hwy Unit W
B- Composite 67.74
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.2/10.0
  • ARV discount +7.5/15.0
  • Livability +3.1/5.0
  • Schools +2.9/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$140,000

2839 W Kings Hwy Unit W · Prescott Valley, AZ 86314
3 bd · 2.0 ba · 1,440 sqft · SingleFamily · 23 Days on market
Built 1982 Fair condition 8,712 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming 3-Bedroom Home on owned land with Bonus Space. Prime Location close to shopping, hospitals, schools, and parks! Charming 3-Bedroom Home with Bonus Space and Prime Location! This inviting 1982 single-wide with a thoughtful addition offers three bedrooms, two bathrooms , plustwo additional potential bedrooms for flexible living. Enjoy an open living and dining area filled with natural light, ample cabinetry for storage, a dedicated laundry room , and a convenient home office workspace . Step outside to a covered shaded porch perfect for relaxing, surrounded by mature shade trees in both the front and backyard. The property allows RV parking and is ideally located near shopping, resta

Key facts

  • Rv parking
  • Covered shaded porch
  • Mature shade trees

Tags

OPEN LIVING AND DINING AREADEDICATED LAUNDRY ROOMHOME OFFICE WORKSPACECOVERED SHADED PORCHMATURE SHADE TREESRV PARKING

Property features AI

Finance

  • Other: Lot approximately 0.2 acre (owner reported); County road frontage on a paved road (county maintains road); Zoned R1-01; Views; level topography; Subdivision: Castle Canyon Mesa
  • HOA & community: Not a senior community

Exterior

  • Parking: RV garage/parking available; Driveway parking
  • Security: Smoke detector(s)
  • Utilities: Public water; Septic (WWT - Septic Conv); Electricity available (220 volts); Natural gas available; Underground utilities; Natural gas water heater
  • Home design: Residential manufactured home (single wide); One-story
  • Construction: Steel frame construction; Rolled/hot mop and rubber roofing; Piers foundation; Built as a manufactured home
  • Exterior features: Covered patio/porch; Circular, dirt and gravel driveway; Front landscaping; Level entry; Native vegetation (Juniper/Pinon); Shed(s)

Interior

  • Kitchen: Gas range; Microwave; Oven; Range; Refrigerator
  • Bedrooms: 5 possible bedrooms
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 total bathrooms (1 full, 1 three-quarter)
  • Heating & cooling: Natural gas heating; Wall furnace; Evaporative cooling
  • Interior features: Eat-in kitchen and kitchen/dining combo; Laminate counters; Living on one level; Master bedroom on the main level; Walk-in closet(s); Smoke detector(s)
  • Laundry & utility: Washer/dryer hookup; Laundry room; Workshop/utility space

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $140k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $608 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $138k (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.5% vs local median 3.1% in Prescott Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#126 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A-; Watch: amenities F, commute F, health & safety F.
  • Humboldt Unified District (4469) (suburban): math 31% / reading 37% proficiency, ranked #94 of 249 in AZ (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Liberty Traditional School (math 56% / reading 53%, grade C, #208 of 1,109 statewide, top 19%, 785 students, 39% FRL); Glassford Hill Middle School (math 19% / reading 24%, grade F, #122 of 218 statewide, top 57%, 398 students, 49% FRL); Bradshaw Mountain High School (math 15% / reading 26%, grade F, #222 of 381 statewide, top 59%, 1,697 students, 43% FRL).
  • Market conditions: Rents flat; 455 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.0% rent growth), your $39k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($138k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $137,900 (1.5% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.42%
Cap rate
11.51%
Cash-on-cash
18.62%
DSCR
1.83
GRM
5.8

CMA / ARV

ARV (on-the-fly)
$362,880
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3044 N Kings Hwy 0.22mi 3/2.0 1,377 (-4%) 11mo $245,000 $178 74
3001 N Cedar Springs Ln 0.31mi 3/2.0 1,445 (+0%) 14mo $475,000 $329 74
3133 N Queen St 0.32mi 3/2.0 1,568 (+9%) 1mo $353,000 $225 69
2780 N Date Creek Dr 0.11mi 3/2.0 1,266 (-12%) 7mo $365,000 $288 69
3170 N Kings Hwy E 0.34mi 3/2.0 1,344 (-7%) 8mo $330,000 $246 67
3130 N Kings Hwy E 0.31mi 3/2.0 1,323 (-8%) 9mo $345,000 $261 64
3098 N Starlight Dr 0.44mi 3/1.5 1,268 (-12%) 9mo $365,000 $288 50
3015 N Indian Wells Dr 0.37mi 2/2.0 (-1) 1,333 (-7%) 19mo $324,900 $244 49
3030 N Cedar Springs Ln 0.33mi 3/2.0 1,638 (+14%) 15mo $410,000 $250 49
3421 N Tower Rd 0.59mi 4/3.0 (+1) 1,458 (+1%) 16mo $366,800 $252 48
3571 N Prescott East Hwy 0.73mi 3/2.0 1,369 (-5%) 18mo $374,000 $273 43
3434 N Tower Rd 0.60mi 4/2.0 (+1) 1,607 (+12%) 14mo $365,000 $227 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.97% rent growth · sell at horizon

5-year hold
IRR
8.1%
Equity multiple
1.31×
Total profit
$12,083
Equity at exit
$20,874
10-year hold
IRR
15.5%
Equity multiple
2.14×
Total profit
$44,786
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86314

Home prices YoY
-32.3%
Rents YoY
1.0%
Active inventory
455
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,994 high interval (Pro) →
Mortgage (P&I)
$734
Tax est. 1.5%
$175 /mo · $2,100/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$419
Net cashflow
$608

Break-even live

Break-even rent $1,225
Max offer price $140,000
Occupancy floor 65%

Sensitivity live

Price -10% $705 -5% $656 +0% $608 +5% $560 +10% $511
Rent -10% $451 -5% $529 +0% $608 +5% $687 +10% $766
Rate -1.0pp $679 -0.5pp $644 base $608 +0.5pp $572 +1.0pp $535

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2809 N Superstition Ln Apt D Prescott Valley, AZ 2.0 2.0 1013 $1,600 $1.58 46d 1 0.31mi
2809 N Superstition Ln Apt A Prescott Valley, AZ 2.0 2.0 1013 $1,495 $1.48 15d 1 0.31mi
5805 Market St Prescott Valley, AZ 1.0–3.0 1.0–2.0 1015 $2,465 $2.43 15d 1 0.39mi
5700 Market St Prescott Valley, AZ 1.0–3.0 1.0–2.0 936 $1,992 $2.13 15d 20 0.44mi
3131 N Main St Prescott Valley, AZ 1.0–3.0 1.0–2.0 935 $1,985 $2.12 15d 33 1.30mi
1889 N Emerald Dr Prescott, AZ 3.0 2.0 1408 $2,200 $1.56 46d 1 1.34mi
5270 Diamond Dr Unit B Prescott, AZ 3.0 2.0 1460 $1,865 $1.28 23d 1 1.40mi

Listing history 9 events

  1. 2026-06-10
    days on market $140,000 Active 23 DOM
  2. 2026-06-09
    days on market $140,000 Active 22 DOM
  3. 2026-06-08
    days on market $140,000 Active 21 DOM
  4. 2026-06-07
    days on market $140,000 Active 20 DOM
  5. 2026-06-02
    days on market $140,000 Active 15 DOM
  6. 2026-06-01
    days on market $140,000 Active 14 DOM
  7. 2026-05-31
    days on market $140,000 Active 13 DOM
  8. 2026-05-30
    days on market $140,000 Active 12 DOM
  9. 2026-05-18
    listed $150,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 67% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥92°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,934
− Mortgage interest
−$7,842
− Property taxes
−$2,100
− Insurance
−$700
− Repairs & maintenance
−$1,915
− Management
−$1,915
− Depreciation
−$4,073
Taxable income
$5,389
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,293
After-tax cash flow
$6,004/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 30 photos

Fair 45/100 Moderate rehab

This single-wide mobile home requires extensive repairs and updates to improve its condition and increase its resale or rental value.

Repairs flagged

  • Major Exposed ceiling — Structural damage and safety hazard.
  • Major Missing cabinets — Aesthetics and functionality compromised.
  • Major Weathered siding — Structural integrity and appearance compromised.
  • Major Overgrown landscaping — Safety and aesthetics compromised.
  • Major Porch railings — Safety hazard and aesthetics compromised.

Value-add opportunities

  • Resale Painting and updating the kitchen and bathrooms — Enhances curb appeal and interior aesthetics.
  • Resale Flooring replacement — Improves living space and adds value.
  • Resale Cabinet installation — Enhances storage and functionality.
  • Resale Landscaping maintenance — Improves curb appeal and adds value.
  • Resale Porch railings replacement — Enhances safety and aesthetics.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Exposed ceiling · Structural damage and safety hazard. Major $15,000–50,000
Missing cabinets · Aesthetics and functionality compromised. Major $15,000–50,000
Weathered siding · Structural integrity and appearance compromised. Major $15,000–50,000
Overgrown landscaping · Safety and aesthetics compromised. Major $15,000–50,000
Porch railings · Safety hazard and aesthetics compromised. Major $15,000–50,000
Total estimated repair cost · 5 items $75,000–250,000

Value-add ROI direction

  • Resale Painting and updating the kitchen and bathrooms — Enhances curb appeal and interior aesthetics.
  • Resale Flooring replacement — Improves living space and adds value.
  • Resale Cabinet installation — Enhances storage and functionality.
  • Resale Landscaping maintenance — Improves curb appeal and adds value.
  • Resale Porch railings replacement — Enhances safety and aesthetics.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Humboldt Unified District (4469)
NCES district ID
0403870
Math proficiency
31% ▼ -13.00%
Reading proficiency
37% ▼ -14.00%
Median HH income
$45,326
Composite
29.06/100
National rank
#6605
State rank
#94 of 249 in AZ

Livability — Prescott Valley

Score
62/100
State rank
#126
US rank
#16160

Category grades

Amenities F Commute F Cost of living B- Crime A- Employment C Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Yavapai County · 190,406 people
City population
63,155
Metro
Prescott Valley-Prescott, AZ
Population (ZIP)
40,317
Household income
$69,208
Rent vs Own
32.9% rent · 67.1% own
Severe rent burden
1236.0

Population outlook (Yavapai County) Hauer SSP2

Today (2025)
241,389 people
By 2030
249,523 · +3.4%
By 2040
259,966 · +7.7%
By 2050
264,736 · +9.7%
By 2075
269,334 · +11.6%
By 2100
256,505 · +6.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 22% Two or more races 15% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Slovak 4% Lithuanian 3% Romanian 3%
Foreign-born
8% · Canada
Languages at home
83% English-only · Spanish 15%

Political lean MEDSL · Yavapai

2024 margin
Solid R (+33.9) · D 32.6% · R 66.5%
2008→2024 swing
-9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -176.27%
Current HPI
370.04
Rent YoY
▲ 0.97%
Metro
Prescott Valley-Prescott, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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