67 Candlelight Dr · Sauk Village, IL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $804 – $1,492
Heat risk 3/10 · Minor
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +4.1/5.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Schools +0.7/10.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Discover modern comfort and stylish living in this brand-new 2-bedroom, 2-bath manufactured home offering 1,024 sq ft of thoughtfully designed space. Located in the welcoming community of Sauk Village, this home blends contemporary finishes with everyday convenience. Step inside to a bright, open-concept layout featuring wood?inspired vinyl flooring that flows seamlessly throughout the main living areas. The beautifully designed kitchen is the heart of the home, complete with sleek stainless steel appliances, ample cabinetry, and plenty of counter space-perfect for cooking, entertaining, and gathering. Both bedrooms are generously sized and with two full bathrooms, the layout provides ideal
Key facts
- Ample cabinetry
- Open-concept layout
- Built 2026
Tags
Property features AI
Finance
- Financial info: Listing price: $99,999
Exterior
- Utilities: Forced air heating; Central air conditioning
- Home design: Single-family property (spec plan: 2x2); 1,024 living area
- Exterior features: Shake roof
Interior
- Kitchen: Includes dishwasher and refrigerator
- Bedrooms: 2 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Dishwasher; Refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $75k.
Deal economics
- At list price, monthly cash flow is $762 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $75k).
- Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
- Cap rate 18.5% vs local median 8.2% in Sauk Village — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#546 in IL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, health & safety D+, commute D.
- Bloom Twp Hsd 206 (suburban): math 8% / reading 9% proficiency, ranked #591 of 620 in IL (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+6.5%/yr); 222 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).
- This rent runs 31% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 6.5% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 132 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 132 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.16% ✓
- Cap rate
- 18.49%
- Cash-on-cash
- 43.55%
- DSCR
- 2.94
- GRM
- 3.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 6.48% rent growth · sell at horizon
- IRR
- 44.4%
- Equity multiple
- 3.01×
- Total profit
- $42,288
- Equity at exit
- $11,183
- IRR
- 51.9%
- Equity multiple
- 6.97×
- Total profit
- $125,322
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 43 Moderately Tenant-Leaning
- State Illinois
- 43 Moderately Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 60411
- Home prices YoY
- -33.9%
- Rents YoY
- 6.5%
- Active inventory
- 222
- Price-to-rent
- 3.9×
Monthly cashflow live
- Estimated rent
- $1,621 high interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax est. 1.5%
- −$94 /mo · $1,125/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$340
- Net cashflow
- $762
Break-even live
Sensitivity live
| Price | -10% $814 | -5% $788 | +0% $762 | +5% $736 | +10% $710 |
|---|---|---|---|---|---|
| Rent | -10% $634 | -5% $698 | +0% $762 | +5% $826 | +10% $890 |
| Rate | -1.0pp $800 | -0.5pp $781 | base $762 | +0.5pp $743 | +1.0pp $723 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1154 Barry Ln Sauk Village, IL | 2.0 | 2.0 | 960 | $1,550 | $1.61 | 2d | 1 | 0.24mi |
| 2241 Astor St Unit Labs Sauk Village, IL | 2.0 | 2.0 | 1000 | $1,650 | $1.65 | 2d | 1 | 0.28mi |
| 21538 Gailine Ave Chicago Heights, IL | 3.0 | 1.0 | 1031 | $1,600 | $1.55 | 3d | 1 | 0.64mi |
| 2236 220th St Sauk Village, IL | 3.0 | 1.0 | 1008 | $1,800 | $1.79 | 25d | 1 | 0.95mi |
| 22332 Clyde Ave Sauk Village, IL | 3.0 | 1.0 | 925 | $1,800 | $1.95 | 25d | 1 | 1.35mi |
| 22340 Chappel Ave Sauk Village, IL | 3.0 | 1.0 | 1100 | $1,800 | $1.64 | 19d | 1 | 1.39mi |
Listing history 14 events
-
2026-06-18days on market $75,000 Active 132 DOM
-
2026-06-17days on market $75,000 Active 131 DOM
-
2026-06-16days on market $75,000 Active 130 DOM
-
2026-06-15days on market $75,000 Active 129 DOM
-
2026-06-13days on market $75,000 Active 127 DOM
-
2026-06-13days on market $75,000 Active 126 DOM
-
2026-06-09days on market $75,000 Active 123 DOM
-
2026-06-08days on market $75,000 Active 122 DOM
-
2026-06-07days on market $75,000 Active 121 DOM
-
2026-06-04days on market $75,000 Active 118 DOM
-
2026-06-03days on market $75,000 Active 117 DOM
-
2026-06-02days on market $75,000 Active 116 DOM
-
2026-06-01days on market $75,000 Active 115 DOM
-
2026-05-31days on market $75,000 Active 114 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,450
- − Mortgage interest
- −$4,201
- − Property taxes
- −$1,125
- − Insurance
- −$375
- − Repairs & maintenance
- −$1,556
- − Management
- −$1,556
- − Depreciation
- −$2,182
- Taxable income
- $8,455
- Est. tax owed @ 24.0%
- −$2,029
- After-tax cash flow
- $7,117/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bloom Twp Hsd 206
- NCES district ID
- 1706420
- Math proficiency
- 8% ▼ -3.00%
- Reading proficiency
- 9% ▼ -8.00%
- Median HH income
- $39,795
- Composite
- 7.4/100
- National rank
- #9952
- State rank
- #591 of 620 in IL
Livability — Sauk Village
- Score
- 66/100
- State rank
- #546
- US rank
- #11370
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sauk Village, IL
- County
- Cook County · 4,486,803 people
- Metro
- Chicago-Naperville-Elgin, IL-IN-WI
- Population (ZIP)
- 52,175
- Household income
- $62,073
- Rent vs Own
- Severe rent burden
- 1714.0
Population outlook (Cook County) Hauer SSP2
- Today (2025)
- 5,347,519 people
- By 2030
- 5,357,703 · +0.2%
- By 2040
- 5,324,924 · -0.4%
- By 2050
- 5,230,762 · -2.2%
- By 2075
- 4,785,735 · -10.5%
- By 2100
- 4,188,836 · -21.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- Black 49% Hispanic / Latino 26% White 19% Two or more races 11%
- Hispanic origin (detail)
- Mexican 22% Puerto Rican 2%
- Common ancestry
- Romanian 4% Portuguese 1% Lithuanian 1%
- Foreign-born
- 12% · Canada
- Languages at home
- 76% English-only · Spanish 21% Russian/Polish/Slavic 1% Other Indo-European 1%
Political lean MEDSL · Cook
- 2024 margin
- Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
- 2008→2024 swing
- -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
- All cycles
- 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -108.75%
- Current HPI
- 212.4058
- Rent YoY
- ▲ 6.48%
- Metro
- Chicago-Naperville-Elgin, IL-IN-WI
- State GDP YoY
- ▲ 1.59%
- F500 in state
- 60
Industry mix (Fortune 500 HQ in IL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 4 | $201B |
|
||
| Consumer Goods | 4 | $87B |
|
||
| Industrial Machinery | 3 | $64B |
|
||
| Healthcare | 2 | $55B |
|
||
| Retail / Pharmacy | 1 | $148B |
|
||
| Agriculture / Food | 1 | $86B |
|
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…