CashFlowRE
Sign in Sign up
67 Candlelight Dr
B- Composite 68.16
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.1/5.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Schools +0.7/10.0
  • Appreciation +0.0/10.0

$75,000

67 Candlelight Dr · Sauk Village, IL 60411
2 bd · 2.0 ba · 1,024 sqft · Manufactured · 132 Days on market
Built 2026

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover modern comfort and stylish living in this brand-new 2-bedroom, 2-bath manufactured home offering 1,024 sq ft of thoughtfully designed space. Located in the welcoming community of Sauk Village, this home blends contemporary finishes with everyday convenience. Step inside to a bright, open-concept layout featuring wood?inspired vinyl flooring that flows seamlessly throughout the main living areas. The beautifully designed kitchen is the heart of the home, complete with sleek stainless steel appliances, ample cabinetry, and plenty of counter space-perfect for cooking, entertaining, and gathering. Both bedrooms are generously sized and with two full bathrooms, the layout provides ideal

Key facts

  • Ample cabinetry
  • Open-concept layout
  • Built 2026

Tags

OPEN-CONCEPT LAYOUTWOOD INSPIRED VINYL FLOORINGSTAINLESS STEEL APPLIANCESAMPLE CABINETRYPLENTY OF COUNTER SPACEGORGEOUS OLIVE GREEN EXTERIOR

Property features AI

Finance

  • Financial info: Listing price: $99,999

Exterior

  • Utilities: Forced air heating; Central air conditioning
  • Home design: Single-family property (spec plan: 2x2); 1,024 living area
  • Exterior features: Shake roof

Interior

  • Kitchen: Includes dishwasher and refrigerator
  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Dishwasher; Refrigerator

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $75k.

Deal economics

  • At list price, monthly cash flow is $762 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 18.5% vs local median 8.2% in Sauk Village — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#546 in IL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, health & safety D+, commute D.
  • Bloom Twp Hsd 206 (suburban): math 8% / reading 9% proficiency, ranked #591 of 620 in IL (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+6.5%/yr); 222 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 6.5% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 132 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 132 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.16%
Cap rate
18.49%
Cash-on-cash
43.55%
DSCR
2.94
GRM
3.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 6.48% rent growth · sell at horizon

5-year hold
IRR
44.4%
Equity multiple
3.01×
Total profit
$42,288
Equity at exit
$11,183
10-year hold
IRR
51.9%
Equity multiple
6.97×
Total profit
$125,322
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
43 Moderately Tenant-Leaning
State Illinois
43 Moderately Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

ZIP-level market 60411

Home prices YoY
-33.9%
Rents YoY
6.5%
Active inventory
222
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,621 high interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,125/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$340
Net cashflow
$762

Break-even live

Break-even rent $656
Max offer price $75,000
Occupancy floor 48%

Sensitivity live

Price -10% $814 -5% $788 +0% $762 +5% $736 +10% $710
Rent -10% $634 -5% $698 +0% $762 +5% $826 +10% $890
Rate -1.0pp $800 -0.5pp $781 base $762 +0.5pp $743 +1.0pp $723

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1154 Barry Ln Sauk Village, IL 2.0 2.0 960 $1,550 $1.61 2d 1 0.24mi
2241 Astor St Unit Labs Sauk Village, IL 2.0 2.0 1000 $1,650 $1.65 2d 1 0.28mi
21538 Gailine Ave Chicago Heights, IL 3.0 1.0 1031 $1,600 $1.55 3d 1 0.64mi
2236 220th St Sauk Village, IL 3.0 1.0 1008 $1,800 $1.79 25d 1 0.95mi
22332 Clyde Ave Sauk Village, IL 3.0 1.0 925 $1,800 $1.95 25d 1 1.35mi
22340 Chappel Ave Sauk Village, IL 3.0 1.0 1100 $1,800 $1.64 19d 1 1.39mi

Listing history 14 events

  1. 2026-06-18
    days on market $75,000 Active 132 DOM
  2. 2026-06-17
    days on market $75,000 Active 131 DOM
  3. 2026-06-16
    days on market $75,000 Active 130 DOM
  4. 2026-06-15
    days on market $75,000 Active 129 DOM
  5. 2026-06-13
    days on market $75,000 Active 127 DOM
  6. 2026-06-13
    days on market $75,000 Active 126 DOM
  7. 2026-06-09
    days on market $75,000 Active 123 DOM
  8. 2026-06-08
    days on market $75,000 Active 122 DOM
  9. 2026-06-07
    days on market $75,000 Active 121 DOM
  10. 2026-06-04
    days on market $75,000 Active 118 DOM
  11. 2026-06-03
    days on market $75,000 Active 117 DOM
  12. 2026-06-02
    days on market $75,000 Active 116 DOM
  13. 2026-06-01
    days on market $75,000 Active 115 DOM
  14. 2026-05-31
    days on market $75,000 Active 114 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,450
− Mortgage interest
−$4,201
− Property taxes
−$1,125
− Insurance
−$375
− Repairs & maintenance
−$1,556
− Management
−$1,556
− Depreciation
−$2,182
Taxable income
$8,455
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,029
After-tax cash flow
$7,117/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bloom Twp Hsd 206
NCES district ID
1706420
Math proficiency
8% ▼ -3.00%
Reading proficiency
9% ▼ -8.00%
Median HH income
$39,795
Composite
7.4/100
National rank
#9952
State rank
#591 of 620 in IL

Livability — Sauk Village

Score
66/100
State rank
#546
US rank
#11370

Category grades

Amenities F Commute D Cost of living A+ Crime C- Employment D- Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sauk Village, IL
County
Cook County · 4,486,803 people
Metro
Chicago-Naperville-Elgin, IL-IN-WI
Population (ZIP)
52,175
Household income
$62,073
Rent vs Own
34.8% rent · 65.2% own
Severe rent burden
1714.0

Population outlook (Cook County) Hauer SSP2

Today (2025)
5,347,519 people
By 2030
5,357,703 · +0.2%
By 2040
5,324,924 · -0.4%
By 2050
5,230,762 · -2.2%
By 2075
4,785,735 · -10.5%
By 2100
4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Black 49% Hispanic / Latino 26% White 19% Two or more races 11%
Hispanic origin (detail)
Mexican 22% Puerto Rican 2%
Common ancestry
Romanian 4% Portuguese 1% Lithuanian 1%
Foreign-born
12% · Canada
Languages at home
76% English-only · Spanish 21% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Cook

2024 margin
Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
2008→2024 swing
-11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
All cycles
2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -108.75%
Current HPI
212.4058
Rent YoY
▲ 6.48%
Metro
Chicago-Naperville-Elgin, IL-IN-WI
State GDP YoY
▲ 1.59%
F500 in state
60

Industry mix (Fortune 500 HQ in IL)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…