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1241 Pineywood Field Dr 🏗️ New Construction
F Composite 34.41
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.2/30.0
  • ARV discount +7.5/15.0
  • Condition / age +5.0/5.0
  • Livability +3.5/5.0
  • 1% rule +3.2/10.0
  • Schools +3.1/10.0
  • DSCR +2.2/10.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$279,990

1241 Pineywood Field Dr · Davenport, FL 33837
3 bd · 2.5 ba · 1,674 sqft · Townhouse · 100 Days on market
Built 2026 Excellent condition 1-car garage $146/mo HOA · 6% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Under Construction. Quick Move-in! Interest Rate Specials! Cash to Close Seller Incentives! Welcome home to Pine Pointe at Astonia, a new low-maintenance townhome community with easy access to major highways, everyday conveniences, and resort-style amenities. Enjoy low-maintenance living at a great value near Champions Gate and I-4. Resort-style pool, cabana, tot lot, dog park, and open green space. Included paver patio and privacy fence between neighbors. HOA includes internet, cable, lawn and exterior maintenance, & roof replacement. Enjoy comfort and convenience inside The Mayshore. Enter this one-car garage attached home through the covered front porch.

Key facts

  • Tile on 1st floor
  • Paver driveway
  • Kitchen island

Tags

42 INCH CABINETSGRANITE COUNTERTOPTILE ON 1ST FLOORPAVER DRIVEWAYKITCHEN ISLANDCABLE INTERNET INCLUDED

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $279,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $287,990.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $280k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-274 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $248k (11.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (15.8% below list).
  • Recommended offer: $236k (15.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 4.1% in Davenport — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 70/100 on livability (#423 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: employment D+, amenities F, commute F.
  • Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Loughman Oaks Elementary School (math 36% / reading 36%, grade F, #1,670 of 2,144 statewide, top 78%, 1,052 students, 37% FRL); Shelley S. Boone Middle School (math 25% / reading 25%, grade F, #517 of 571 statewide, top 91%, 1,403 students, 52% FRL); Davenport High School (2,333 students, 37% FRL) — zoned schools average 42% FRL vs 60% district-wide (18 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents soft (-2.7%/yr); 2240 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 55d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 100 days — a 9% lower offer ($255k) is reasonable based on typical stale-listing flexibility.
Recommended offer $235,785 (15.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 100 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82% ✗
Cap rate
5.15%
Cash-on-cash
-4.07%
DSCR
0.82
GRM
10.2

CMA / ARV

ARV (median comp)
$287,990
List price
$279,990
Delta
-2.78%
Verdict
FAIR
Comps
8 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1229 Pineywood Field Dr 0.01mi 3/2.5 1,674 (0%) 1mo $285,990 $171 99
1253 Pineywood Field Dr 0.01mi 3/2.5 1,674 (0%) 1mo $317,990 $190 99
1235 Pineywood Field Dr 0.00mi 3/2.5 1,674 (0%) 1mo $276,990 $165 99
1247 Pineywood Field Dr 0.00mi 3/2.5 1,674 (0%) 2mo $285,589 $171 98
1200 Pineywood Field Dr 0.04mi 3/2.5 1,673 (-0%) 2mo $296,990 $178 96
1652 Sweet Sapling Ct 0.07mi 3/2.5 1,674 (0%) 1mo $290,990 $174 96
1218 Pineywood Field Dr 0.03mi 3/2.5 1,674 (0%) 3mo $289,990 $173 96
1676 Sweet Sapling Ct 0.08mi 3/2.5 1,674 (0%) 2mo $269,990 $161 95

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.8%
Equity multiple
0.12×
Total profit
$-70,873
Equity at exit
$42,940
10-year hold
IRR
-41.0%
Equity multiple
-0.37×
Total profit
$-110,343
Equity at exit
$24,900

Cash invested: $80,637 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
5 active · 8 under contract
Months of supply
3.8 mo (27%/mo absorbed)
Median asking
$290,990 ($167/sqft)
Median days on market
39 d
This list price
40% of active listings are priced below it
ARV vs active asking
+3.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33837

Home prices YoY
-33.9%
Rents YoY
-2.7%
Active inventory
2240
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,358 high interval (Pro) →
Mortgage (P&I)
−$1,510
Tax est. 1.5%
−$360 /mo · $4,320/yr
Insurance
−$120
HOA
−$146
Vacancy / Maint / Mgmt
−$495
Net cashflow
$-274

Break-even live

Break-even rent $2,704
Max offer price $248,409
Occupancy floor —

Sensitivity live

Price -10% $-75 -5% $-174 +0% $-274 +5% $-373 +10% $-473
Rent -10% $-460 -5% $-367 +0% $-274 +5% $-180 +10% $-87
Rate -1.0pp $-129 -0.5pp $-200 base $-274 +0.5pp $-348 +1.0pp $-424

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,998
Closing costs
$8,640
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
608 Daring Dr Davenport, FL 4.0 2.0 1848 $2,250 $1.22 125d 1 0.50mi
616 Daring Dr Davenport, FL 4.0 2.0 2090 $2,500 $1.20 164d 1 0.52mi
541 Hatteras Rd Davenport, FL 4.0 2.0 1884 $2,350 $1.25 55d 1 0.57mi
640 Daring Dr Davenport, FL 3.0 2.0 1560 $2,200 $1.41 5d 1 0.57mi
640 Daring Dr Davenport, FL 3.0 2.0 1560 $2,200 $1.41 10d 1 0.57mi
652 Daring Dr Davenport, FL 3.0 2.0 2109 $2,150 $1.02 164d 1 0.60mi
655 Daring Dr Davenport, FL 3.0 2.0 1580 $2,300 $1.46 118d 1 0.60mi
506 Hatteras Rd Davenport, FL 3.0 2.0 2120 $2,420 $1.14 10d 1 0.65mi
683 Daring Dr Davenport, FL 4.0 2.0 1853 $2,200 $1.19 118d 1 0.66mi
503 Hatteras Rd Davenport, FL 4.0 2.0 1853 $2,250 $1.21 2d 1 0.66mi
316 Heroic Rd Davenport, FL 4.0 3.0 2080 $2,900 $1.39 138d 1 0.70mi
700 Daring Dr Davenport, FL 4.0 2.0 1853 $2,350 $1.27 164d 1 0.70mi
348 Heroic Rd Davenport, FL 4.0 2.0 1848 $2,275 $1.23 10d 1 0.71mi
716 Daring Dr Davenport, FL 4.0 3.0 2080 $2,600 $1.25 55d 1 0.73mi
1337 Cascade Dr Davenport, FL 3.0 2.0 1506 $2,025 $1.34 155d 1 0.74mi
1731 Oceania Ave Davenport, FL 4.0 2.5 2110 $2,360 $1.12 138d 1 0.76mi
1824 Brisbane Pl Davenport, FL 3.0 2.0 1596 $2,200 $1.38 160d 1 0.79mi
263 Brave Rd Davenport, FL 3.0 2.0 1555 $2,300 $1.48 125d 1 0.79mi
1807 Brisbane Pl Davenport, FL 3.0 2.0 1615 $2,370 $1.47 10d 1 0.84mi
2172 Desert Rose Dr Davenport, FL 3.0 2.0 1545 $2,250 $1.46 164d 1 0.86mi
2788 Pierr St Davenport, FL 3.0 2.5 1700 $2,150 $1.26 155d 1 0.88mi
2821 Pierr St Davenport, FL 3.0 2.5 1873 $2,000 $1.07 164d 1 0.88mi
2776 Pierr St Davenport, FL 3.0 2.5 1834 $1,900 $1.04 10d 1 0.88mi
2768 Pierr St Davenport, FL 3.0 2.5 1840 $1,950 $1.06 51d 1 0.88mi
840 Sydney St Davenport, FL 4.0 2.5 2029 $2,400 $1.18 10d 1 0.89mi
315 Lily Ln Davenport, FL 4.0 2.0 1863 $2,650 $1.42 10d 1 0.89mi
315 Lily Ln Davenport, FL 4.0 2.0 1863 $2,650 $1.42 17d 1 0.89mi
3007 Chantilly Dr Davenport, FL 3.0 2.5 1649 $1,850 $1.12 10d 1 0.93mi
1011 John Jacob Rd Davenport, FL 3.0 2.0 1555 $2,100 $1.35 118d 1 0.94mi
1106 James Paul Rd Davenport, FL 4.0 2.0 1897 $2,500 $1.32 10d 1 0.96mi
1126 James Paul Rd Davenport, FL 4.0 2.5 2041 $2,200 $1.08 155d 1 0.97mi
828 Daring Dr Davenport, FL 3.0 2.0 1560 $2,200 $1.41 10d 1 0.97mi
832 Daring Dr Davenport, FL 4.0 2.0 1868 $2,500 $1.34 125d 1 0.98mi
2212 Orchid Dr Davenport, FL 4.0 2.5 2034 $2,400 $1.18 10d 1 1.00mi
1238 Fury St Davenport, FL 3.0 2.0 1580 $1,850 $1.17 55d 1 1.01mi
852 Daring Dr Davenport, FL 3.0 2.0 1555 $1,990 $1.28 164d 1 1.02mi
860 Daring Dr Davenport, FL 4.0 3.0 2080 $2,300 $1.11 55d 1 1.04mi
865 Daring Dr Davenport, FL 4.0 2.5 1890 $2,650 $1.40 10d 1 1.05mi
507 Lily Ln Davenport, FL 4.0 2.0 1952 $2,300 $1.18 160d 1 1.10mi
2943 Savoir Ave Davenport, FL 3.0 2.5 1689 $1,875 $1.11 10d 1 1.12mi

Property features AI

Finance

Other
Home warranty providedBuilder license CBC1257565
Financial info
CDD presentLease restrictions apply
HOA & community
HOA (Ryan Homes) with monthly fee of $150 ($1,800 annually)HOA includes cable TV, internet and grounds maintenanceCommunity amenities: park and playgroundPets allowed

Exterior

Parking
Attached 1-car garage (approx. 10x21) with garage door opener
Security
Smoke detector(s)
Utilities
Public waterPublic sewerElectricity available
Home design
Attached townhouseTwo levelsSouth-facingUnder construction (projected completion 2026-06-30)
Construction
Block, stucco and frame constructionShingle roofBuilt on slab foundationNew construction by RYAN HOMES (model: MAYSHORE)
Exterior features
PatioSliding doorsSidewalkPaved lot/road

Interior

Kitchen
DishwasherDisposalMicrowaveRange
Bedrooms
3 bedrooms
Flooring
CarpetCeramic tile
Bathrooms
2 full bathrooms1 half bathroom
Heating & cooling
Central heatingCentral air
Interior features
Eat-in kitchenHigh ceilingsKitchen and family room comboLiving and dining room comboSolid surface and stone countersThermostatWalk-in closetsENERGY STAR qualified windows
Laundry & utility
Laundry inside on upper levelInside utility room

HOA detail $146/mo · $1,752/yr

Likely covers
internetcableexterior maint.pool

Listing history 50 events

  1. 2026-11-08
    days on market $279,990 Active 100 DOM
  2. 2026-11-07
    days on market $279,990 Active 99 DOM
  3. 2026-11-06
    days on market $279,990 Active 98 DOM
  4. 2026-11-05
    days on market $279,990 Active 97 DOM
  5. 2026-11-04
    days on market $279,990 Active 96 DOM
  6. 2026-11-02
    days on market $279,990 Active 94 DOM
  7. 2026-11-01
    days on market $279,990 Active 93 DOM
  8. 2026-10-31
    days on market $279,990 Active 92 DOM
  9. 2026-10-30
    pricedays on marketlisting id $279,990 Active 91 DOM
  10. 2026-10-29
    days on market $300,990 Active 183 DOM
  11. 2026-10-28
    days on market $300,990 Active 182 DOM
  12. 2026-10-27
    days on market $300,990 Active 181 DOM
  13. 2026-10-26
    days on market $300,990 Active 180 DOM
  14. 2026-10-25
    days on market $300,990 Active 179 DOM
  15. 2026-10-24
    days on market $300,990 Active 178 DOM
  16. 2026-10-23
    days on market $300,990 Active 177 DOM
  17. 2026-10-22
    days on market $300,990 Active 176 DOM
  18. 2026-10-21
    days on market $300,990 Active 175 DOM
  19. 2026-10-20
    days on market $300,990 Active 174 DOM
  20. 2026-10-19
    days on market $300,990 Active 173 DOM
  21. 2026-10-18
    days on market $300,990 Active 172 DOM
  22. 2026-10-17
    days on market $300,990 Active 171 DOM
  23. 2026-10-16
    days on market $300,990 Active 170 DOM
  24. 2026-10-15
    days on market $300,990 Active 169 DOM
  25. 2026-10-14
    days on market $300,990 Active 168 DOM
  26. 2026-10-13
    days on market $300,990 Active 167 DOM
  27. 2026-10-12
    days on market $300,990 Active 166 DOM
  28. 2026-10-11
    days on market $300,990 Active 165 DOM
  29. 2026-10-10
    days on market $300,990 Active 164 DOM
  30. 2026-10-09
    days on market $300,990 Active 163 DOM
  31. 2026-10-08
    days on market $300,990 Active 162 DOM
  32. 2026-10-07
    days on market $300,990 Active 161 DOM
  33. 2026-10-06
    days on market $300,990 Active 160 DOM
  34. 2026-10-05
    days on market $300,990 Active 159 DOM
  35. 2026-10-05
    days on market $300,990 Active 158 DOM
  36. 2026-10-03
    days on market $300,990 Active 157 DOM
  37. 2026-10-02
    days on market $300,990 Active 156 DOM
  38. 2026-10-01
    days on market $300,990 Active 155 DOM
  39. 2026-09-30
    days on market $300,990 Active 154 DOM
  40. 2026-09-29
    days on market $300,990 Active 153 DOM
  41. 2026-09-28
    days on market $300,990 Active 152 DOM
  42. 2026-09-27
    days on market $300,990 Active 151 DOM
  43. 2026-09-25
    days on market $300,990 Active 149 DOM
  44. 2026-09-24
    days on market $300,990 Active 148 DOM
  45. 2026-09-23
    days on market $300,990 Active 147 DOM
  46. 2026-09-22
    days on market $300,990 Active 146 DOM
  47. 2026-09-20
    days on market $300,990 Active 144 DOM
  48. 2026-09-19
    days on market $300,990 Active 143 DOM
  49. 2026-09-18
    days on market $300,990 Active 142 DOM
  50. 2026-09-17
    days on market $300,990 Active 141 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,294
− Mortgage interest
−$16,132
− Property taxes
−$4,320
− Insurance
−$1,440
− Repairs & maintenance
−$2,264
− Management
−$2,264
− HOA
−$1,752
− Depreciation
−$8,378
Taxable loss
−$8,254
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,981
After-tax cash flow
$-1,301/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 100/100 None rehab

This move-in-ready townhouse is in excellent condition with modern finishes and a well-maintained exterior. It offers a great value for both buyers and renters.

Value-add opportunities

  • Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and can attract more buyers. ↑
  • Both Add smart home features — Improves convenience and can increase the home's value in the rental market. ↑
  • Both Install smart thermostat — Saves energy and can be a selling point for buyers and renters. ↑
  • Both Add smart lighting system — Enhances the home's ambiance and can be a selling point for buyers and renters. ↑
F Composite school gradezoned avg 30/100

Zoned Schools

Elementary Loughman Oaks Elementary School F FL #1,670/2,144 Nat'l #22,595/41,679 Middle Shelley S. Boone Middle School F FL #517/571 Nat'l #10,338/14,009 High Davenport High School

Schools (NCES district)

District
Polk
NCES district ID
1201590
Math proficiency
39% ▼ -11.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$43,979
Composite
34.74/100
National rank
#5132
State rank
#62 of 73 in FL
B Composite livability gradescore 70/100

Livability — Davenport

Score
70/100
State rank
#423
US rank
#7541

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Polk County · 752,975 people
City population
51,255
Metro
Lakeland-Winter Haven, FL
Population (ZIP)
47,389
Household income
$81,276
Rent vs Own
18.5% rent · 81.5% own
Severe rent burden
10% of renters

Population outlook (Polk County) Hauer SSP2

Today (2025)
752,975 people
By 2030
804,621 · +6.9%
By 2040
906,117 · +20.3%
By 2050
1,000,476 · +32.9%
By 2075
1,197,520 · +59.0%
By 2100
1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 42% White 36% Two or more races 16% Black 15% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 22% Cuban 2% Dominican 1%
Languages at home
55% English-only · Spanish 35% French/Haitian/Cajun 6% Other Indo-European 2%

Political lean MEDSL · Polk

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

Civics
—

Price history

-77.4% since first listed
2 events — show timeline
  • 2026-04-29 Listed $300,990 Stellar MLS as Distributed by MLS Grid
  • 2026-01-14 Sold (Public Records) $1,330,000 Public Records

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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