5571 Old Dixie Hwy · Oliver, GA 31329

$255,000

4 bd · 2.0 ba · 1,960 sqft · Other · 61 Days on market

Built 2025 Excellent condition 2.69 ac lot $130/sqft · 38% below area Est $412k · 38% under ↓ 22% since listing

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.1/30.0
• Condition / age +4.8/5.0
• DSCR +4.3/10.0
• Schools +4.3/10.0
• 1% rule +3.9/10.0
• Livability +2.7/5.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

Key facts

• Split floor plan
• Open-concept layout
• 2.69 acre lot

Tags

• OPEN-CONCEPT LAYOUT
• SPLIT FLOOR PLAN
• NEWLY PLANTED GRASS SEED

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath other listed at $255k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $38 ($451/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (10.7% below list).
• Recommended offer: $228k (10.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 54/100 on livability (#544 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: schools F, crime F, amenities F.
• Effingham County (rural): math 49% / reading 48% proficiency, ranked #16 of 174 in GA (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 115 active listings in the ZIP; solid renter incomes; 836 units permitted in Effingham County in 2024 (46 in 5+ unit buildings).
• This rent runs 35% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Effingham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 61 days — a 6% lower offer ($240k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $70k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $227,825 (10.7% below list)

Questions for the listing agent

1. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.47%
• Cash-on-cash: 0.63%
• DSCR: 1.03
• GRM: 9.3

CMA / ARV

• ARV (median comp): $412,342
• List price: $255,000
• Delta: -38.16%
• Verdict: UNDERPRICED
• Comps: 2 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -15.3%
• Equity multiple: 0.46×
• Total profit: $-38,894
• Equity at exit: $38,021

10-year hold

• IRR: -6.7%
• Equity multiple: 0.57×
• Total profit: $-30,647
• Equity at exit: $22,048

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31329

• Home prices YoY: -14.7%
• Active inventory: 115
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $2,278 medium
• Mortgage (P&I): −$1,337
• Tax est. 1.5%: −$319 /mo · $3,825/yr
• Insurance: −$106
• HOA: −$0
• Vacancy / Maint / Mgmt: −$478
• Net cashflow: $38

Break-even live

Break-even rent $2,231

Max offer price $255,000

Occupancy floor 93%

Sensitivity live

Price	-10% $214	-5% $126	+0% $38	+5% $-51	+10% $-139
Rent	-10% $-142	-5% $-52	+0% $38	+5% $128	+10% $218
Rate	-1.0pp $166	-0.5pp $102	base $38	+0.5pp $-29	+1.0pp $-96

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,750
• Closing costs: $7,650
• Reserves months: —
• Total cash needed: —

Listing history 10 events

1. 2026-05-18
   status Under Contract 1019-char remark

   Show marketing remark (1019 chars)

   Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

2. 2026-05-15
   status Back On Market 1019-char remark

   Show marketing remark (1019 chars)

   Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

3. 2026-05-12
   status Under Contract 1019-char remark

   Show marketing remark (1019 chars)

   Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

4. 2026-05-08
   price $255,000 1019-char remark

   Show marketing remark (1019 chars)

   Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

5. 2026-04-28
   price $265,000 1019-char remark

   Show marketing remark (1019 chars)

   Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

6. 2026-04-18
   price $275,000 1019-char remark

   Show marketing remark (1019 chars)

   Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

7. 2026-04-10
   price $280,000 1019-char remark

   Show marketing remark (1019 chars)

   Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

8. 2026-04-06
   price $290,000 1019-char remark

   Show marketing remark (1019 chars)

   Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

9. 2026-03-27
   price $315,000 1019-char remark

   Show marketing remark (1019 chars)

   Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

10. 2026-03-09
    listed $325,000 New 1019-char remark

    Show marketing remark (1019 chars)

    Located in the peaceful countryside of Springfield, this brand-new 2025 mobile home offers space, comfort, and modern living on 2.69 acres! Featuring 4 bedrooms and 2 bathrooms, this home boasts a split floor plan designed for privacy and functionality. Step inside to an inviting open-concept layout with both a spacious living room and a separate family room, providing plenty of room for relaxing or entertaining guests. The kitchen flows seamlessly into the main living areas, creating a bright and welcoming atmosphere perfect for everyday living. The primary suite is privately situated on one side of the home, while the additional bedrooms are located on the opposite side, making it ideal for hosting guests or family gatherings. Outside, enjoy the wide-open 2.69 acres with newly planted grass seed, giving you the opportunity to watch your yard grow into a beautiful landscape. If you're looking for modern construction, space to spread out, and peaceful country living, this property is a must-see!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $27,339
• − Mortgage interest: −$14,284
• − Property taxes: −$3,825
• − Insurance: −$1,275
• − Repairs & maintenance: −$2,187
• − Management: −$2,187
• − Depreciation: −$7,418
• Taxable loss: −$3,837
• Est. tax savings @ 24.0%: +$921
• After-tax cash flow: $1,372/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This brand-new 2025 mobile home is in excellent condition with no visible repairs needed. It offers a spacious and modern living space with a split floor plan, perfect for privacy and functionality. The home's curb appeal and landscaping can be further enhanced with some painting and landscaping improvements to maximize its resale and rental value.

Value-add opportunities

• Both Painting the exterior — Enhances curb appeal and value
• Both Landscaping improvements — Enhances curb appeal and value
• Resale New flooring in bathrooms — Improves aesthetics and functionality
• Resale New kitchen appliances — Modernizes the kitchen and improves functionality

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior — Enhances curb appeal and value ↑
• Both Landscaping improvements — Enhances curb appeal and value ↑
• Resale New flooring in bathrooms — Improves aesthetics and functionality ↑
• Resale New kitchen appliances — Modernizes the kitchen and improves functionality ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Effingham County
• NCES district ID: 1301980
• Math proficiency: 49% ▼ -6.00%
• Reading proficiency: 48% ▼ -5.00%
• Median HH income: $60,503
• Composite: 42.56/100
• National rank: #3195
• State rank: #16 of 174 in GA

Livability — Oliver

• Score: 54/100
• State rank: #544
• US rank: #24034

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Effingham County · 68,439 people
• City population: 26
• Metro: Savannah, GA
• Population (ZIP): 9,609
• Household income: $78,483
• Rent vs Own: 22.5% rent · 77.5% own
• Severe rent burden: 80.0

Population outlook (Effingham County) Hauer SSP2

• Today (2025): 67,399 people
• By 2030: 72,297 · +7.3%
• By 2040: 81,602 · +21.1%
• By 2050: 89,494 · +32.8%
• By 2075: 105,976 · +57.2%
• By 2100: 111,943 · +66.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 22% Two or more races 5% Hispanic / Latino 2%
• Common ancestry: Iranian 2% Italian 1% Lithuanian 1%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 3%

Political lean MEDSL · Effingham

• 2024 margin: Solid R (+49.1) · D 25.2% · R 74.3%
• 2008→2024 swing: +1.6pp toward D · 2008: -50.7pp · 2024: -49.1pp
• All cycles: 2024: R+49.1 2020: R+49.5 2016: R+55.6 2012: R+51.2 2008: R+50.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -44.15%
• Current HPI: 255.5281
• Rent YoY: —
• Metro: Savannah, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

-21.5% since first listed

10 events — show timeline

• 2026-05-18 Pending — GAMLS
• 2026-05-15 Relisted — GAMLS
• 2026-05-12 Pending — GAMLS
• 2026-05-08 Price Changed $255,000 GAMLS
• 2026-04-28 Price Changed $265,000 GAMLS
• 2026-04-18 Price Changed $275,000 GAMLS
• 2026-04-10 Price Changed $280,000 GAMLS
• 2026-04-06 Price Changed $290,000 GAMLS
• 2026-03-27 Price Changed $315,000 GAMLS
• 2026-03-09 Listed $325,000 GAMLS