1233 Bridier St · Jacksonville, FL 32206

$90,000

2 bd · 1.0 ba · 781 sqft · SingleFamily public records · 186 Days on market

Built 1914 2,613 sqft lot Est $73k · 23% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.8/30.0
• DSCR +9.8/10.0
• 1% rule +7.8/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks

This property is part of a portfolio and may be sold individually or as part of a package. Step into this updated 3-bedroom, 1-bath home in East Jacksonville--an excellent opportunity for first-time buyers looking for affordable housing. Built in 1914, this 781 sq ft frame home sits on a compact corner lot, offering both accessibility and privacy. Inside, fresh paint and brand-new carpet create a clean, inviting space ready for move-in or rental. Its compact footprint means less upkeep and more convenience, while the central location keeps you minutes from Downtown, sports venues, and major highways. Whether you're expanding your portfolio or seeking an affordable place to call your own, th

Key facts

• Compact corner lot
• Fresh paint
• Central location

Tags

• UPDATED HOME
• COMPACT CORNER LOT
• FRESH PAINT
• BRAND-NEW CARPET
• CENTRAL LOCATION
• WELL-MAINTAINED ROOF

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Off-street parking; On-street parking
• Utilities: Public sewer; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; One story; Entry level: 1st floor
• Construction: Frame construction; Shingle roof
• Exterior features: Front porch; Corner lot; City street frontage; Asphalt road surface

Interior

• Kitchen: No built-in appliances listed
• Bedrooms: 3 bedrooms (all on one level)
• Flooring: Carpet; Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Eat-in kitchen; Primary bathroom with tub and shower
• Laundry & utility: In-unit laundry with washer hookup and electric dryer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $90k.

Deal economics

• At list price, monthly cash flow is $274 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $90k).
• Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.9% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Grasp Academy (math 18% / reading 14%, grade F, #2,130 of 2,144 statewide, top 99%, 271 students, 52% FRL); Matthew W. Gilbert Middle School (math 26% / reading 17%, grade F, #553 of 571 statewide, top 97%, 688 students, 86% FRL); Andrew Jackson High School (math 30% / reading 26%, grade F, #464 of 667 statewide, top 70%, 870 students, 54% FRL).
• Zoned-school proficiency averages 22% at this address vs 46% district-wide (-24 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 200 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 35% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 186 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts; this cycle's ask has dropped $20k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1914 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $79,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 186 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1914 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 9.94%
• Cash-on-cash: 13.04%
• DSCR: 1.58
• GRM: 6.5

CMA / ARV

• ARV (on-the-fly): $73,414
• Comps found: 11

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1157 E 3rd St	0.11mi	3/1.0 (+1)	789 (+1%)	3mo	$74,000	$94	86
1108 Odessa St	0.42mi	2/1.0	800 (+2%)	5mo	$147,017	$184	72
1229 Bridier St	0.01mi	3/1.0 (+1)	718 (-8%)	12mo	$56,000	$78	71
1136 Bridier St	0.07mi	2/1.0	840 (+8%)	19mo	$50,000	$60	69
803 Bridier St	0.47mi	2/1.0	741 (-5%)	5mo	$50,000	$67	65
355 Phelps St	0.71mi	2/1.5	782 (+0%)	1mo	$136,000	$174	64
1949 Tilden St	0.63mi	2/1.0	748 (-4%)	5mo	$96,000	$128	59
1049 E Union St	0.51mi	2/2.0	810 (+4%)	13mo	$154,000	$190	55
1562 Marshall St	0.51mi	2/1.0	715 (-8%)	14mo	$65,000	$91	50
1983 Lambert St	0.73mi	3/1.0 (+1)	736 (-6%)	7mo	$67,500	$92	46
352 Phelps St	0.72mi	3/1.0 (+1)	828 (+6%)	20mo	$130,000	$157	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.94% rent growth · sell at horizon

5-year hold

• IRR: 0.6%
• Equity multiple: 1.02×
• Total profit: $547
• Equity at exit: $13,419

10-year hold

• IRR: 8.0%
• Equity multiple: 1.55×
• Total profit: $13,848
• Equity at exit: $7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32206

• Home prices YoY: -23.7%
• Rents YoY: 0.9%
• Active inventory: 200
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $1,148 high
• Mortgage (P&I): −$472
• Tax from tax record: −$124 /mo · $1,488/yr
• Insurance: −$38
• HOA: −$0
• Vacancy / Maint / Mgmt: −$241
• Net cashflow: $274

Break-even live

Break-even rent $802

Max offer price $90,000

Occupancy floor 71%

Sensitivity live

Price	-10% $325	-5% $299	+0% $274	+5% $248	+10% $223
Rent	-10% $183	-5% $228	+0% $274	+5% $319	+10% $365
Rate	-1.0pp $319	-0.5pp $297	base $274	+0.5pp $250	+1.0pp $227

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,500
• Closing costs: $2,700
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1361 Bridier St Apt 2 Jacksonville, FL	2.0	1.0	700	$935	$1.34	14d	1	0.12mi
1364 Harrison St Jacksonville, FL	2.0	1.0	725	$900	$1.24	25d	2	0.19mi
1128 Van Buren St Unit 1 Jacksonville, FL	2.0	1.0	744	$1,000	$1.34	25d	1	0.21mi
1055 E 1st St Unit 101 Jacksonville, FL	1.0	1.0	800	$800	$1.00	6d	1	0.24mi
1131 Phelps St Jacksonville, FL	3.0	1.0	1120	$895	$0.80	25d	1	0.27mi
1362 Florida Ave Jacksonville, FL	3.0	2.0	1000	$1,268	$1.27	5d	1	0.29mi
1109 Phelps St Jacksonville, FL	3.0	1.0	1120	$850	$0.76	9d	1	0.29mi
720 E 3rd St Jacksonville, FL	3.0	1.0	1076	$1,075	$1.00	25d	1	0.33mi
1353 Palmetto St Jacksonville, FL	3.0	2.0	1000	$1,330	$1.33	25d	1	0.42mi
1049 Pippin St Unit B Jacksonville, FL	2.0	1.0	800	$1,200	$1.50	9d	1	0.44mi
1529 Spearing St Jacksonville, FL	3.0	2.0	1077	$1,445	$1.34	0d	1	0.48mi
743 Pippin St Unit 743 Jacksonville, FL	2.0	1.0	630	$750	$1.19	25d	1	0.49mi
1226 Clark St Jacksonville, FL	2.0	1.0	966	$1,175	$1.22	25d	1	0.50mi
850 Spearing St Jacksonville, FL	2.0	1.0	792	$950	$1.20	3d	1	0.54mi
707 Franklin St Jacksonville, FL	1.0	1.0	536	$1,000	$1.87	0d	1	0.55mi
443 E 3rd St Jacksonville, FL	2.0	2.0	1008	$1,750	$1.74	18d	1	0.56mi
960 Palmetto St Jacksonville, FL	2.0	2.5	998	$1,188	$1.19	6d	1	0.56mi
835 E Union St Jacksonville, FL	3.0	1.0	854	$950	$1.11	9d	1	0.60mi
1851 Florida Ave Jacksonville, FL	1.0	1.0	1000	$650	$0.65	6d	1	0.62mi
1627 E 9th St Unit 1629 Jacksonville, FL	2.0	1.0	656	$1,050	$1.60	25d	1	0.64mi
1736 Ionia St Jacksonville, FL	2.0	1.0	1036	$1,650	$1.59	19d	1	0.69mi
1976 Lambert St Jacksonville, FL	3.0	1.0	1012	$1,115	$1.10	25d	1	0.73mi
317 E 6th St Jacksonville, FL	1.0	1.0	900	$1,425	$1.58	25d	1	0.74mi
700 E Union St Jacksonville, FL	1.0–3.0	1.0–2.0	1070	$2,288	$2.14	0d	62	0.75mi
140 E 5th St Jacksonville, FL	1.0	1.0	600	$900	$1.50	25d	1	0.86mi
111 E 1st St #16 Jacksonville, FL	2.0	1.5	972	$1,250	$1.29	25d	1	0.89mi
2125 Lambert St Jacksonville, FL	2.0	1.0	1040	$1,195	$1.15	6d	1	0.90mi
35 E 2nd St Jacksonville, FL	1.0	1.0	650	$1,175	$1.81	12d	1	0.93mi
960 E Adams St Jacksonville, FL	2.0	1.0–2.5	857	$3,338	$3.89	4d	125	1.01mi
1617 E 14th St Jacksonville, FL	2.0	1.0	1124	$1,300	$1.16	25d	1	1.03mi
11 E 7th St Unit 1 Jacksonville, FL	2.0	1.0	900	$1,150	$1.28	25d	1	1.04mi
1148 N Main St Jacksonville, FL	2.0	1.0–2.0	931	$2,150	$2.31	0d	23	1.05mi
1164 E 16th St Jacksonville, FL	2.0	1.0	750	$1,000	$1.33	9d	2	1.06mi
1934 Hubbard St Jacksonville, FL	1.0	1.0	600	$990	$1.65	25d	1	1.10mi
115 W 2nd St Unit 2 Jacksonville, FL	1.0	1.5	1100	$2,000	$1.82	25d	1	1.13mi
2514 Walnut St Unit 2520 Jacksonville, FL	2.0	1.0	1119	$1,100	$0.98	25d	1	1.21mi
2025 N Laura St Jacksonville, FL	2.0	1.0	1000	$1,195	$1.20	6d	1	1.28mi
400 E Bay St #1909 Jacksonville, FL	1.0	1.0	770	$1,900	$2.47	19d	1	1.28mi
46 W 11th St Unit 4 Jacksonville, FL	1.0	1.0	750	$1,185	$1.58	0d	1	1.30mi
2063 N Laura St Jacksonville, FL	2.0	1.0	900	$1,250	$1.39	25d	1	1.31mi

Listing history 24 events

1. 2026-05-12
   status Pending
2. 2026-04-30
   historical Active Under Contract
3. 2026-04-28
   status Active
4. 2026-04-22
   historical Active Under Contract
5. 2026-04-15
   price $90,000
6. 2026-04-07
   status Active
7. 2026-03-31
   historical Active Under Contract
8. 2026-03-12
   price $94,000
9. 2026-02-24
   price $95,000
10. 2026-02-17
    price $96,000
11. 2026-02-10
    price $97,500
12. 2026-02-03
    price $99,000
13. 2026-01-27
    price $100,000
14. 2026-01-22
    price $102,500
15. 2026-01-13
    status Active
16. 2026-01-07
    historical Active Under Contract
17. 2025-12-09
    price $105,000
18. 2025-12-04
    price $107,500
19. 2025-11-24
    status Active
20. 2025-11-24
    historical
21. 2025-11-07
    listed $110,000 Active
22. 2025-10-10
    soldstatus $338,200
23. 1998-12-07
    soldstatus $43,000
24. 1997-06-05
    soldstatus $10,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,488 · $124/mo
• Projected year-2 tax: $1,488 · $124/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,781
• − Mortgage interest: −$5,041
• − Property taxes: −$1,488
• − Insurance: −$450
• − Repairs & maintenance: −$1,103
• − Management: −$1,103
• − Depreciation: −$2,618
• Taxable income: $1,979
• Est. tax owed @ 24.0%: −$475
• After-tax cash flow: $2,811/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 17,105
• Household income: $39,242
• Rent vs Own: 53.7% rent · 46.3% own
• Severe rent burden: 1057.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (65%)
• Race & ethnicity: Black 65% White 22% Two or more races 8% Hispanic / Latino 6%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Italian 2% Romanian 1% Slovak 1%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 3% Arabic 1% German/W. Germanic 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.55%
• Current HPI: 208.1852
• Rent YoY: ▲ 0.94%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+782.4% since first listed

24 events — show timeline

• 2026-05-12 Pending — realMLS
• 2026-04-30 Contingent — realMLS
• 2026-04-28 Relisted — realMLS
• 2026-04-22 Contingent — realMLS
• 2026-04-15 Price Changed $90,000 realMLS
• 2026-04-07 Relisted — realMLS
• 2026-03-31 Contingent — realMLS
• 2026-03-12 Price Changed $94,000 realMLS
• 2026-02-24 Price Changed $95,000 realMLS
• 2026-02-17 Price Changed $96,000 realMLS
• 2026-02-10 Price Changed $97,500 realMLS
• 2026-02-03 Price Changed $99,000 realMLS
• 2026-01-27 Price Changed $100,000 realMLS
• 2026-01-22 Price Changed $102,500 realMLS
• 2026-01-13 Relisted — realMLS
• 2026-01-07 Contingent — realMLS
• 2025-12-09 Price Changed $105,000 realMLS
• 2025-12-04 Price Changed $107,500 realMLS
• 2025-11-24 Relisted — realMLS
• 2025-11-24 Listing Removed — realMLS
• 2025-11-07 Listed $110,000 realMLS
• 2025-10-10 Sold (Public Records) $338,200 Public Records
• 1998-12-07 Sold (Public Records) $43,000 Public Records
• 1997-06-05 Sold (Public Records) $10,200 Public Records

Property tax history

+13.8%/yr

Latest (2025): $1,488 · +19.8% YoY. Source: county tax records.