384 Forest Park Dr · Montgomery, AL 36109

$155,000

3 bd · 2.0 ba · 1,581 sqft · SingleFamily public records · 99 Days on market

Built 1993 0.41 ac lot $98/sqft · 6% above area Est $146k · 6% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.3/30.0
• DSCR +5.4/10.0
• ARV discount +4.8/15.0
• 1% rule +3.7/10.0
• Rent growth +3.2/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to Forest Hills! This beautiful brick home features an inviting entryway that opens into a spacious living room with a cozy fireplace, vaulted ceilings, and luxury vinyl plank flooring. The open floor plan flows seamlessly into the eat-in kitchen, which offers a breakfast bar, tons of cabinet space, and plenty of room for gathering. The large laundry room provides ample storage and includes a door leading to the backyard. Outside, you’ll find a huge backyard with a wooded lot behind the home, a large covered patio, and a gate that opens for additional parking with a parking pad behind the house. The primary bedroom is generously sized and filled with natural light from its windows. The primary bath includes a garden tub, walk-in shower, separate toilet nook, and double sinks. This home also features a split floor plan, with two additional spacious bedrooms and large closets located down the hall, separated by a full bathroom with a tub/shower combo. As an added bonus, the home offers a 3.625% VA assumable loan, presenting a great opportunity for qualified buyers to potentially take advantage of a lower interest rate.

Key facts

• Eat-in kitchen
• Cozy fireplace
• Vaulted ceilings

Tags

• INVITING ENTRYWAY
• COZY FIREPLACE
• VAULTED CEILINGS
• LUXURY VINYL PLANK FLOORING
• EAT-IN KITCHEN
• BREAKFAST BAR

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $113 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $135k (13.1% below list).
• Recommended offer: $135k (13.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 65/100 on livability (#138 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities D-.
• Montgomery County (urban): math 9% / reading 31% proficiency, ranked #106 of 129 in AL (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Flowers Elementary School (math 2% / reading 27%, grade F, #508 of 627 statewide, top 84%, 394 students, 74% FRL); Capitol Heights Middle School (math 0% / reading 15%, grade F, #241 of 257 statewide, top 95%, 655 students, 97% FRL); Lee High School (math 2% / reading 8%, grade F, #276 of 305 statewide, top 95%, 1,374 students, 86% FRL) — zoned schools average 85% FRL vs 70% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+2.6%/yr); 209 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 460 units permitted in Montgomery County in 2024 (37 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Montgomery County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 99 days — a 9% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 22y ago; this cycle's ask has dropped $15k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $115k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $134,661 (13.1% below list)

Questions for the listing agent

1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 7.17%
• Cash-on-cash: 3.13%
• DSCR: 1.14
• GRM: 9.6

CMA / ARV

• ARV (median comp): $146,174
• List price: $155,000
• Delta: 6.04%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
20 Arden Rd	0.30mi	3/2.0	1,575 (-0%)	1mo	$165,000	$105	85
3326 Vermont Dr	0.36mi	3/2.0	1,568 (-1%)	2mo	$80,000	$51	80
3129 Willow Lane Dr	0.26mi	4/2.0 (+1)	1,706 (+8%)	4mo	$180,000	$106	67
47 Salem Dr	0.34mi	3/2.0	1,419 (-10%)	3mo	$162,500	$115	65
119 Kent St	0.39mi	3/2.0	1,785 (+13%)	1mo	$135,000	$76	60
2627 Geneva St	0.58mi	4/2.0 (+1)	1,526 (-4%)	4mo	$83,000	$54	59
127 Salem Dr	0.44mi	3/1.0	1,391 (-12%)	1mo	$118,000	$85	55
2219 St Charles Ave	0.59mi	3/2.0	1,736 (+10%)	2mo	$155,000	$89	55
2134 Winona Ave	0.69mi	3/1.0	1,664 (+5%)	1mo	$101,700	$61	54
3012 Pelzer Ave	0.53mi	3/2.0	1,790 (+13%)	0mo	$159,900	$89	53
2311 Mccarter Ave	0.68mi	3/2.0	1,765 (+12%)	0mo	$64,000	$36	49
2148 Madison Ave	0.67mi	3/1.0	1,350 (-15%)	4mo	$60,000	$44	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.65% rent growth · sell at horizon

5-year hold

• IRR: -11.8%
• Equity multiple: 0.58×
• Total profit: $-18,434
• Equity at exit: $23,111

10-year hold

• IRR: -3.1%
• Equity multiple: 0.79×
• Total profit: $-8,913
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36109

• Home prices YoY: -20.1%
• Rents YoY: 2.6%
• Active inventory: 209
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $1,347 high
• Mortgage (P&I): −$813
• Tax from tax record: −$73 /mo · $879/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$283
• Net cashflow: $113

Break-even live

Break-even rent $1,203

Max offer price $155,000

Occupancy floor 87%

Sensitivity live

Price	-10% $201	-5% $157	+0% $113	+5% $69	+10% $25
Rent	-10% $7	-5% $60	+0% $113	+5% $166	+10% $220
Rate	-1.0pp $191	-0.5pp $153	base $113	+0.5pp $73	+1.0pp $32

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
18 Oak Forest Dr Montgomery, AL	3.0	2.0	1580	$1,050	$0.66	23d	1	0.16mi
7 Bradley Dr Montgomery, AL	3.0	2.0	1529	$1,500	$0.98	15d	1	0.19mi
15 Bradley Dr Montgomery, AL	3.0	2.0	1365	$1,500	$1.10	23d	1	0.19mi
19 Calhoun Rd Unit B Montgomery, AL	2.0	1.0	2022	$795	$0.39	45d	1	0.25mi
122 Oak Forest Dr Montgomery, AL	3.0	1.0	1092	$975	$0.89	23d	1	0.28mi
108 Calhoun Rd Unit 108B Montgomery, AL	2.0	1.0	1350	$750	$0.56	45d	1	0.34mi
401 Ridgewood Ln Montgomery, AL	3.0	2.0	1513	$1,195	$0.79	23d	1	0.35mi
3329 Vermont Dr Montgomery, AL	3.0	1.5	1465	$1,395	$0.95	15d	1	0.35mi
239 Forest Hills Dr Montgomery, AL	4.0	1.5	1500	$1,450	$0.97	23d	1	0.44mi
3233 Hillcrest Ln Montgomery, AL	3.0	2.0	1278	$1,395	$1.09	23d	1	0.46mi
311 Bradley Dr Montgomery, AL	3.0	1.0	1104	$825	$0.75	45d	1	0.48mi
67 Holliday Dr Montgomery, AL	3.0	1.0	1156	$1,200	$1.04	45d	1	0.48mi
167 E Salem Dr Montgomery, AL	3.0	2.0	1700	$1,050	$0.62	45d	1	0.49mi
200 Eton Rd Montgomery, AL	3.0	1.5	1500	$895	$0.60	15d	1	0.51mi
2310 Yancey Ave Montgomery, AL	3.0	1.0	1212	$1,250	$1.03	45d	1	0.54mi
3515 Cottonwood Dr Montgomery, AL	3.0	1.5	1246	$1,350	$1.08	45d	1	0.54mi
2769 Pelzer Ave Montgomery, AL	3.0	2.0	1608	$1,325	$0.82	45d	1	0.55mi
2243 Winona Ave Montgomery, AL	3.0	1.0	1492	$1,225	$0.82	23d	1	0.58mi
3105 Pelzer Ave Montgomery, AL	4.0	2.0	1605	$1,425	$0.89	45d	1	0.59mi
2229 Madison Ave Montgomery, AL	2.0	1.0	1100	$625	$0.57	45d	1	0.59mi
3309 Hillcrest Ln Unit 1043908P Montgomery, AL	4.0	2.0	1625	$2,885	$1.78	23d	1	0.63mi
2814 Ashley Ave Montgomery, AL	3.0	2.0	1683	$1,350	$0.80	15d	1	0.63mi
2122 Windsor Ave Montgomery, AL	2.0	1.0	1052	$725	$0.69	45d	1	0.75mi
118 Nottingham Ct Montgomery, AL	3.0	2.0	1344	$1,275	$0.95	45d	1	0.76mi
2113 Brewton St Montgomery, AL	3.0	1.0	1363	$1,150	$0.84	45d	1	0.76mi
2822 Sumter Ave Montgomery, AL	3.0	2.5	1617	$1,300	$0.80	23d	1	0.77mi
3602 Little John Dr Montgomery, AL	4.0	1.0	1286	$1,400	$1.09	23d	1	0.83mi
2009 Yancey Ave Montgomery, AL	3.0	1.0	1140	$1,080	$0.95	23d	1	0.85mi
2004 Capitol Ave Unit 1043879P Montgomery, AL	4.0	2.5	1797	$3,518	$1.96	15d	1	0.87mi
926 Green Ridge Ct Montgomery, AL	3.0	2.0	1665	$1,381	$0.83	15d	1	0.96mi
3462 Biltmore Ave Montgomery, AL	3.0	2.0	1685	$1,225	$0.73	23d	1	1.01mi
1827 Capitol Ave Montgomery, AL	2.0	1.0	1068	$1,600	$1.50	15d	1	1.02mi
1827 Capitol Ave Montgomery, AL	2.0	1.0	1068	$1,600	$1.50	45d	1	1.02mi
688 Joryne Dr Montgomery, AL	3.0	2.0	1500	$1,200	$0.80	45d	1	1.05mi
3136 Harrison Rd Montgomery, AL	3.0	1.5	1355	$1,025	$0.76	45d	1	1.06mi
107 Dalraida Rd Unit A Montgomery, AL	3.0	2.0	1237	$1,200	$0.97	45d	1	1.08mi
817 Dumont Dr Montgomery, AL	3.0	2.0	1635	$1,800	$1.10	15d	1	1.11mi
2009 Palmetto St Montgomery, AL	3.0	1.0	1487	$1,050	$0.71	45d	1	1.12mi
3323 Bedford Ln Montgomery, AL	3.0	2.0	1134	$1,200	$1.06	23d	1	1.13mi
3692 Fairfield Dr Montgomery, AL	3.0	2.0	1524	$1,400	$0.92	23d	1	1.15mi

Listing history 35 events

1. 2026-06-21
   pricestatusdays on market $155,000 Active 99 DOM
2. 2026-06-18
   days on market $158,000 Contingent 96 DOM
3. 2026-06-18
   status $158,000 Contingent 95 DOM
4. 2026-06-17
   days on market $158,000 Active 95 DOM
5. 2026-06-16
   days on market $158,000 Active 94 DOM
6. 2026-06-15
   days on market $158,000 Active 93 DOM
7. 2026-06-14
   days on market $158,000 Active 91 DOM
8. 2026-06-13
   days on market $158,000 Active 90 DOM
9. 2026-06-10
   days on market $158,000 Active 88 DOM
10. 2026-06-09
    days on market $158,000 Active 87 DOM
11. 2026-06-08
    days on market $158,000 Active 86 DOM
12. 2026-06-07
    days on market $158,000 Active 85 DOM
13. 2026-06-03
    days on market $158,000 Active 81 DOM
14. 2026-06-02
    days on market $158,000 Active 80 DOM
15. 2026-06-01
    days on market $158,000 Active 79 DOM
16. 2026-05-31
    days on market $158,000 Active 78 DOM
17. 2026-05-30
    days on market $158,000 Active 77 DOM
18. 2026-05-18
    price $158,000 1148-char remark

    Show marketing remark (1148 chars)

    Welcome to Forest Hills! This beautiful brick home features an inviting entryway that opens into a spacious living room with a cozy fireplace, vaulted ceilings, and luxury vinyl plank flooring. The open floor plan flows seamlessly into the eat-in kitchen, which offers a breakfast bar, tons of cabinet space, and plenty of room for gathering. The large laundry room provides ample storage and includes a door leading to the backyard. Outside, you’ll find a huge backyard with a wooded lot behind the home, a large covered patio, and a gate that opens for additional parking with a parking pad behind the house. The primary bedroom is generously sized and filled with natural light from its windows. The primary bath includes a garden tub, walk-in shower, separate toilet nook, and double sinks. This home also features a split floor plan, with two additional spacious bedrooms and large closets located down the hall, separated by a full bathroom with a tub/shower combo. As an added bonus, the home offers a 3.625% VA assumable loan, presenting a great opportunity for qualified buyers to potentially take advantage of a lower interest rate.

19. 2026-05-11
    status Active 1148-char remark

    Show marketing remark (1148 chars)

    Welcome to Forest Hills! This beautiful brick home features an inviting entryway that opens into a spacious living room with a cozy fireplace, vaulted ceilings, and luxury vinyl plank flooring. The open floor plan flows seamlessly into the eat-in kitchen, which offers a breakfast bar, tons of cabinet space, and plenty of room for gathering. The large laundry room provides ample storage and includes a door leading to the backyard. Outside, you’ll find a huge backyard with a wooded lot behind the home, a large covered patio, and a gate that opens for additional parking with a parking pad behind the house. The primary bedroom is generously sized and filled with natural light from its windows. The primary bath includes a garden tub, walk-in shower, separate toilet nook, and double sinks. This home also features a split floor plan, with two additional spacious bedrooms and large closets located down the hall, separated by a full bathroom with a tub/shower combo. As an added bonus, the home offers a 3.625% VA assumable loan, presenting a great opportunity for qualified buyers to potentially take advantage of a lower interest rate.

20. 2026-04-22
    historical Contingent 1148-char remark

    Show marketing remark (1148 chars)

    Welcome to Forest Hills! This beautiful brick home features an inviting entryway that opens into a spacious living room with a cozy fireplace, vaulted ceilings, and luxury vinyl plank flooring. The open floor plan flows seamlessly into the eat-in kitchen, which offers a breakfast bar, tons of cabinet space, and plenty of room for gathering. The large laundry room provides ample storage and includes a door leading to the backyard. Outside, you’ll find a huge backyard with a wooded lot behind the home, a large covered patio, and a gate that opens for additional parking with a parking pad behind the house. The primary bedroom is generously sized and filled with natural light from its windows. The primary bath includes a garden tub, walk-in shower, separate toilet nook, and double sinks. This home also features a split floor plan, with two additional spacious bedrooms and large closets located down the hall, separated by a full bathroom with a tub/shower combo. As an added bonus, the home offers a 3.625% VA assumable loan, presenting a great opportunity for qualified buyers to potentially take advantage of a lower interest rate.

21. 2026-04-07
    price $165,000 1148-char remark

    Show marketing remark (1148 chars)

    Welcome to Forest Hills! This beautiful brick home features an inviting entryway that opens into a spacious living room with a cozy fireplace, vaulted ceilings, and luxury vinyl plank flooring. The open floor plan flows seamlessly into the eat-in kitchen, which offers a breakfast bar, tons of cabinet space, and plenty of room for gathering. The large laundry room provides ample storage and includes a door leading to the backyard. Outside, you’ll find a huge backyard with a wooded lot behind the home, a large covered patio, and a gate that opens for additional parking with a parking pad behind the house. The primary bedroom is generously sized and filled with natural light from its windows. The primary bath includes a garden tub, walk-in shower, separate toilet nook, and double sinks. This home also features a split floor plan, with two additional spacious bedrooms and large closets located down the hall, separated by a full bathroom with a tub/shower combo. As an added bonus, the home offers a 3.625% VA assumable loan, presenting a great opportunity for qualified buyers to potentially take advantage of a lower interest rate.

22. 2026-03-14
    listed $170,000 Active 1148-char remark

    Show marketing remark (1148 chars)

    Welcome to Forest Hills! This beautiful brick home features an inviting entryway that opens into a spacious living room with a cozy fireplace, vaulted ceilings, and luxury vinyl plank flooring. The open floor plan flows seamlessly into the eat-in kitchen, which offers a breakfast bar, tons of cabinet space, and plenty of room for gathering. The large laundry room provides ample storage and includes a door leading to the backyard. Outside, you’ll find a huge backyard with a wooded lot behind the home, a large covered patio, and a gate that opens for additional parking with a parking pad behind the house. The primary bedroom is generously sized and filled with natural light from its windows. The primary bath includes a garden tub, walk-in shower, separate toilet nook, and double sinks. This home also features a split floor plan, with two additional spacious bedrooms and large closets located down the hall, separated by a full bathroom with a tub/shower combo. As an added bonus, the home offers a 3.625% VA assumable loan, presenting a great opportunity for qualified buyers to potentially take advantage of a lower interest rate.

23. 2020-06-02
    soldstatus $115,000
24. 2020-06-02
    soldstatus $115,000
25. 2020-05-27
    soldstatus $115,000 669-char remark

    Show marketing remark (669 chars)

    This all brick home is built in the newer section of Forest Hills in 1993. This split floor plan features the master bedroom and bath on one side of the home and the two other bedrooms and bath on the opposite side. New carpet in bedrooms and hallway in 2018. All bedrooms have ceiling fans. Large great room with fireplace and ceiling fan is nice for entertaining. Laminate flooring in living room installed in 2018. The master bath features a garden tub and separate shower. Per the owner the power bills are $110.00 monthly or less. The outside is great with a covered patio and fenced backyard. Heat pump was replaced in 2015. Water heater was replaced in 2013.

26. 2019-12-05
    listed $118,900 669-char remark

    Show marketing remark (669 chars)

    This all brick home is built in the newer section of Forest Hills in 1993. This split floor plan features the master bedroom and bath on one side of the home and the two other bedrooms and bath on the opposite side. New carpet in bedrooms and hallway in 2018. All bedrooms have ceiling fans. Large great room with fireplace and ceiling fan is nice for entertaining. Laminate flooring in living room installed in 2018. The master bath features a garden tub and separate shower. Per the owner the power bills are $110.00 monthly or less. The outside is great with a covered patio and fenced backyard. Heat pump was replaced in 2015. Water heater was replaced in 2013.

27. 2018-01-11
    listed $119,900
28. 2016-11-02
    listed $121,500
29. 2010-05-21
    soldstatus $127,572
30. 2010-05-20
    soldstatus $124,000
31. 2010-02-05
    listed $127,500
32. 2009-07-24
    listed $127,500
33. 2009-07-24
    listed $129,983
34. 2004-11-12
    soldstatus $102,500
35. 2004-04-30
    listed $109,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $879 · $73/mo
• Projected year-2 tax: $879 · $73/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,159
• − Mortgage interest: −$8,682
• − Property taxes: −$879
• − Insurance: −$775
• − Repairs & maintenance: −$1,293
• − Management: −$1,293
• − Depreciation: −$4,509
• Taxable loss: −$1,271
• Est. tax savings @ 24.0%: +$305
• After-tax cash flow: $1,663/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Montgomery County
• NCES district ID: 0102430
• Math proficiency: 9% ▼ -21.00%
• Reading proficiency: 31% ▼ -1.00%
• Median HH income: $43,902
• Composite: 17.24/100
• National rank: #9093
• State rank: #106 of 129 in AL

Livability — Montgomery

• Score: 65/100
• State rank: #138
• US rank: #13416

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Montgomery, AL
• County: Montgomery County · 190,016 people
• City population: 175,913
• Metro: Montgomery, AL
• Population (ZIP): 23,581
• Household income: $59,193
• Rent vs Own: 35.1% rent · 64.9% own
• Severe rent burden: 1039.0

Population outlook (Montgomery County) Hauer SSP2

• Today (2025): 224,008 people
• By 2030: 221,460 · -1.1%
• By 2040: 214,179 · -4.4%
• By 2050: 204,912 · -8.5%
• By 2075: 177,821 · -20.6%
• By 2100: 145,134 · -35.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 49% Black 39% Hispanic / Latino 8% Two or more races 4%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Slovak 2% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada, South Korea
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Montgomery

• 2024 margin: Solid D (+30.7) · D 64.8% · R 34.1% · Other 1.1%
• 2008→2024 swing: +11.5pp toward D · 2008: 19.2pp · 2024: 30.7pp
• All cycles: 2024: D+30.7 2020: D+31.5 2016: D+26.2 2012: D+24.3 2008: D+19.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -37.64%
• Current HPI: 149.3867
• Rent YoY: ▲ 2.65%
• Metro: Montgomery, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+43.8% since first listed

18 events — show timeline

• 2026-05-18 Price Changed $158,000 MAAR
• 2026-05-11 Relisted — MAAR
• 2026-04-22 Contingent — MAAR
• 2026-04-07 Price Changed $165,000 MAAR
• 2026-03-14 Listed $170,000 MAAR
• 2020-06-02 Sold (Public Records) $115,000 Public Records
• 2020-06-02 Sold (Public Records) $115,000 Public Records
• 2020-05-27 Sold (MLS) $115,000 MAAR
• 2019-12-05 Listed $118,900 MAAR
• 2018-01-11 Listed $119,900 MAAR
• 2016-11-02 Listed $121,500 MAAR
• 2010-05-21 Sold (Public Records) $127,572 Public Records
• 2010-05-20 Sold (MLS) $124,000 MAAR
• 2010-02-05 Listed $127,500 MAAR
• 2009-07-24 Listed $129,983 MAAR
• 2009-07-24 Listed $127,500 MAAR
• 2004-11-12 Sold (MLS) $102,500 MAAR
• 2004-04-30 Listed $109,900 MAAR

Property tax history

+7.5%/yr

Latest (2025): $879 · +2.8% YoY. Source: county tax records.