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2014B Bradbury Rd 🏷️ Likely Rental
B- Composite 66.34
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.5/10.0
  • 1% rule +5.6/10.0
  • Schools +3.6/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

2014B Bradbury Rd · Grantville, GA 30220
3 bd · 1.0 ba · 1,280 sqft · SingleFamily public records · 13 Days on market
Built 2000 0.87 ac lot Est $275k · 36% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Under $200K in Coweta 3 Bedroom 1 bath home in Coweta County. Enter the City of Grantville and find a slice of privacy with this property. Easement to 2014B is on the left side with shared driveway. Renter Occupied - please do not disturb. Wide open entertainment space in living room and kitchen. .87 acres

Key facts

  • 0.87 acre lot
  • Built 2000
  • Listed 13 days

Property features AI

Finance

  • Other: Lot nearly 0.87 acre (public records); Property set behind another home; follow provided access directions (renter occupied)
  • Financial info: Listing sold/rented as-is — investor-owned / rental; Accepts Cash, Conventional, FHA
  • HOA & community: No HOA

Exterior

  • Parking: No designated parking
  • Utilities: Public water; Septic tank; Cable available; Electricity available; High-speed internet available
  • Home design: Single-family house; Resale property; No shared/attached walls
  • Construction: Built in 2000; Wood siding; Composition roof; Other outbuildings/structures
  • Exterior features: Deck; Fenced (other)

Interior

  • Kitchen: Refrigerator included
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Tile flooring
  • Bathrooms: 1 full bathroom on the main level
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: One-level living; Living area listed as 1,280 (public records); Family room
  • Laundry & utility: Laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $175,000 price doesn't fit this home's estimated sale value (~$275,200) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $409 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Cap rate 9.1% vs local median 3.5% in Grantville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#242 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Coweta County (rural): math 37% / reading 43% proficiency, ranked #36 of 174 in GA (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Glanton Elementary (math 17% / reading 32%, grade F, #753 of 1,228 statewide, top 64%, 264 students, 66% FRL); Smokey Road Middle School (math 21% / reading 33%, grade F, #271 of 470 statewide, top 60%, 595 students, 60% FRL); Newnan High School (math 42% / reading 26%, grade F, #93 of 424 statewide, top 23%, 2,335 students, 41% FRL) — zoned schools average 56% FRL vs 37% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 65 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 963 units permitted in Coweta County in 2024 (8 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Coweta County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 42% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
9.10%
Cash-on-cash
10.01%
DSCR
1.45
GRM
7.9

CMA / ARV

ARV (on-the-fly)
$275,200
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
106 Greenfield Ln 0.68mi 3/2.0 1,435 (+12%) 3mo $308,000 $215 41
17 Carey Ct 0.71mi 3/2.0 1,463 (+14%) 2mo $309,000 $211 37
12 Carey Ct 0.69mi 3/2.0 1,435 (+12%) 16mo $309,900 $216 30
16 Carey Ct 0.66mi 3/2.0 1,435 (+12%) 23mo $280,000 $195 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.3%
Equity multiple
0.95×
Total profit
$-2,381
Equity at exit
$26,093
10-year hold
IRR
8.4%
Equity multiple
1.64×
Total profit
$31,194
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30220

Home prices YoY
-5.5%
Active inventory
65
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$1,856 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$67 /mo · $802/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$390
Net cashflow
$409

Break-even live

Break-even rent $1,339
Max offer price $175,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10 Carey Ct Grantville, GA 4.0 3.0 1560 $1,950 $1.25 43d 1 0.70mi
117 Jenny Rd Grantville, GA 3.0 2.0 1075 $1,695 $1.58 17d 1 0.70mi
825 Allen Rd Grantville, GA 3.0 2.5 1793 $1,675 $0.93 12d 1 1.13mi

Listing history 2 events

  1. 2026-04-30
    status Under Contract
  2. 2026-04-02
    listed $175,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$802 · $67/mo
Projected year-2 tax
$1,610 · $134/mo
Expected delta
+$808/yr (+$67/mo · 100.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 42% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,274
− Mortgage interest
−$9,803
− Property taxes
−$802
− Insurance
−$875
− Repairs & maintenance
−$1,782
− Management
−$1,782
− Depreciation
−$5,091
Taxable income
$2,139
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$513
After-tax cash flow
$4,393/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Coweta County
NCES district ID
1301500
Math proficiency
37% ▼ -16.00%
Reading proficiency
43% ▼ -11.00%
Median HH income
$62,978
Composite
35.72/100
National rank
#4860
State rank
#36 of 174 in GA

Livability — Grantville

Score
64/100
State rank
#242
US rank
#13777

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Grantville, GA
County
Coweta County · 148,589 people
City population
5,366
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
5,366
Household income
$72,091
Rent vs Own
14.9% rent · 85.1% own
Severe rent burden
59.0

Population outlook (Coweta County) Hauer SSP2

Today (2025)
162,063 people
By 2030
173,373 · +7.0%
By 2040
194,658 · +20.1%
By 2050
212,246 · +31.0%
By 2075
246,544 · +52.1%
By 2100
257,059 · +58.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Black 23% Two or more races 4% Asian 2%
Common ancestry
Lithuanian 2% Slovak 1% Portuguese 1%
Foreign-born
2%
Languages at home
97% English-only · Spanish 2% Tagalog/Filipino 1%

Political lean MEDSL · Coweta

2024 margin
Solid R (+33.9) · D 32.7% · R 66.6%
2008→2024 swing
+7.3pp toward D · 2008: -41.2pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+35.5 2016: R+42.3 2012: R+44.1 2008: R+41.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -17.44%
Current HPI
298.8739
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-04-30 Pending GAMLS
  • 2026-04-02 Listed $175,000 GAMLS

Property tax history

+2.5%/yr

Latest (2025): $802 · +1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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