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4080 Twinleaf Dr
D+ Composite 49.82
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.9/10.0
  • 1% rule +4.1/10.0
  • Livability +4.0/5.0
  • Condition / age +4.0/5.0
  • Rent growth +3.1/5.0
  • Schools +2.5/10.0
  • Appreciation +0.0/10.0

$259,359

4080 Twinleaf Dr · Fort Worth, TX 76036
4 bd · 2.0 ba · 1,667 sqft · Other · 5 Days on market
Built 2025 Good condition 6,011 sqft lot $30/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This new single-story design makes smart use of the space available. At the front are all three secondary bedrooms arranged near a convenient full-sized bathroom. Down the foyer is a modern layout connecting a peninsula-style kitchen made for inspired meals, an intimate dining area and a family room ideal for gatherings. Tucked in a quiet corner is the owner’s suite with an attached bathroom and walk-in closet.

Key facts

  • Intimate dining area
  • Walk-in closet
  • Single-story design

Tags

SINGLE-STORY DESIGNPENINSULA-STYLE KITCHENINTIMATE DINING AREAOWNER'S SUITEWALK-IN CLOSET

Property features AI

Finance

  • Financial info: Accepts Cash, Conventional, FHA, USDA, and VA financing; No second mortgage listed
  • HOA & community: Mandatory association; Quarterly HOA fee of $90; HOA covers management fees (managed by Goodwin and Company)

Exterior

  • Parking: Covered parking; 2-car attached garage with a single door; Garage approximately 20 ft wide by 18 ft deep
  • Security: Carbon monoxide detector(s); Fire alarm
  • Utilities: City water; City sewer; Municipal utility district; Power and water at site (standard municipal services)
  • Home design: Single family residence; Residential property; New construction (incomplete, year built 2025); Composition roof; Siding exterior; Slab foundation; Subdivision: Rosemary Ridge
  • Construction: Siding construction; Composition roof; Slab foundation; Year built 2025 (new construction - incomplete)
  • Exterior features: Wood fencing; Interior lot; Curbs and sidewalk

Interior

  • Kitchen: Kitchen with breakfast bar; Built-in cabinets; Kitchen island; Natural stone/granite countertops; Pantry; Dishwasher; Disposal; Gas range; Microwave
  • Bedrooms: 4 bedrooms (all on the main level); Primary bedroom with walk-in closet; Three additional bedrooms on the main level
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central electric air conditioning
  • Interior features: Cable TV available; Total of 7 rooms; One living area; One dining area; One-level home
  • Laundry & utility: Appliances included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $259k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $258 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (8.9% below list).
  • Recommended offer: $236k (8.9% below list) — sets the bar for 1% rule.
  • Cap rate 7.5% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Crowley ISD (urban): math 23% / reading 32% proficiency, ranked #643 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Sidney H Poynter (math 12% / reading 27%, grade F, #3,583 of 4,322 statewide, top 86%, 422 students, 81% FRL) — zoned schools average 81% FRL vs 52% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.3%/yr); 1018 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $236,242 (8.9% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
7.49%
Cash-on-cash
4.26%
DSCR
1.19
GRM
9.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.28% rent growth · sell at horizon

5-year hold
IRR
-10.4%
Equity multiple
0.62×
Total profit
$-27,369
Equity at exit
$38,671
10-year hold
IRR
-2.1%
Equity multiple
0.86×
Total profit
$-9,857
Equity at exit
$22,425

Cash invested: $72,621 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76036

Home prices YoY
-25.2%
Rents YoY
2.3%
Active inventory
1018
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,362 high interval (Pro) →
Mortgage (P&I)
$1,360
Tax from tax record
$110 /mo · $1,321/yr
Insurance
$108
HOA
$30
Vacancy / Maint / Mgmt
$496
Net cashflow
$258

Break-even live

Break-even rent $2,036
Max offer price $259,359
Occupancy floor 84%

Sensitivity live

Price -10% $405 -5% $331 +0% $258 +5% $185 +10% $111
Rent -10% $71 -5% $165 +0% $258 +5% $351 +10% $445
Rate -1.0pp $389 -0.5pp $324 base $258 +0.5pp $191 +1.0pp $122

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,840
Closing costs
$7,781
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4156 Summersweet Ln Crowley, TX 3.0 2.0 1307 $1,900 $1.45 44d 1 0.15mi
4201 Summersweet Ln Crowley, TX 3.0 2.0 1398 $1,960 $1.40 13d 1 0.17mi
4224 Old Timber Ln Crowley, TX 3.0 2.0 2092 $2,250 $1.08 44d 1 0.18mi
4004 Arklow St Crowley, TX 4.0 2.0 1668 $2,200 $1.32 6d 1 0.20mi
4004 Arklow St Crowley, TX 4.0 2.0 1668 $2,200 $1.32 25d 1 0.20mi
4013 Drifters Bend Dr Crowley, TX 4.0 2.0 1667 $2,200 $1.32 44d 1 0.23mi
4052 Dublin Ridge Dr Crowley, TX 3.0 2.0 1464 $1,895 $1.29 22d 1 0.37mi
4213 Dublin Ridge Dr Crowley, TX 3.0 2.0 1553 $2,050 $1.32 3d 1 0.38mi
4148 Crooked Bend Dr Crowley, TX 3.0 2.0 1469 $2,100 $1.43 25d 1 0.48mi
4148 Crooked Bend Dr Crowley, TX 3.0 2.0 1450 $2,100 $1.45 13d 1 0.48mi
4444 Sagecroft Rd Crowley, TX 3.0 2.0 1534 $2,050 $1.34 44d 1 0.58mi
1032 Verde Valley Ln Crowley, TX 3.0 2.5 2145 $2,400 $1.12 19d 1 0.64mi
1013 Verde Valley Ln Crowley, TX 4.0 2.5 2225 $2,400 $1.08 25d 1 0.64mi
4505 Greyberry Dr Crowley, TX 3.0 2.0 1429 $2,100 $1.47 19d 1 0.67mi
4533 Greenham Ln Crowley, TX 3.0 2.0 1531 $1,995 $1.30 44d 1 0.68mi
10121 Wyseby Rd Crowley, TX 3.0 2.0 1622 $1,995 $1.23 44d 1 0.69mi
4365 Mill Stream Ln Crowley, TX 4.0 2.0 1602 $2,300 $1.44 25d 1 0.72mi
9505 Cypress Lake Dr Crowley, TX 3.0 2.0 2028 $2,670 $1.32 25d 1 0.78mi
405 Bryan Dr Crowley, TX 3.0 2.0 1343 $1,795 $1.34 25d 1 0.82mi
9512 Carson Ranch Rd Crowley, TX 4.0 2.0 1782 $2,995 $1.68 22d 1 0.84mi
4633 Benham Dr Crowley, TX 3.0 2.0 1740 $2,000 $1.15 44d 1 0.88mi
4633 Benham Dr Crowley, TX 4.0 2.0 1740 $2,000 $1.15 5d 1 0.88mi
4644 Benham Dr Crowley, TX 3.0 2.0 1422 $1,995 $1.40 44d 1 0.90mi
9717 Snowbell Ln Crowley, TX 4.0 2.0 1928 $2,195 $1.14 22d 1 0.94mi
316 Quail Creek Dr Crowley, TX 3.0 2.0 1317 $1,683 $1.28 13d 1 0.94mi
4413 Corner Brook Ln Fort Worth, TX 4.0 2.0 1983 $2,165 $1.09 21d 1 0.95mi
10432 Fort Bird Trl Crowley, TX 4.0 2.0 2100 $3,000 $1.43 44d 1 0.97mi
9233 Cheswick Dr Fort Worth, TX 4.0 3.0 2250 $3,060 $1.36 44d 1 1.01mi
4725 Sassafras Dr Crowley, TX 4.0 2.0 2067 $2,899 $1.40 44d 1 1.03mi
109 N Heights Dr Crowley, TX 3.0 2.0 1284 $1,945 $1.51 25d 1 1.04mi
9925 Ryegrass Ter Crowley, TX 3.0 2.0 1487 $2,350 $1.58 44d 1 1.05mi
3833 Foxhound Ln Fort Worth, TX 3.0 2.0 1507 $1,895 $1.26 19d 1 1.07mi
10381 Fort Ewell Trl Crowley, TX 3.0 2.0 1494 $2,149 $1.44 44d 1 1.11mi
10373 Fort Belknap Trl Crowley, TX 4.0 2.0 1780 $2,160 $1.21 44d 1 1.13mi
10406 Fort Cibolo Trl Crowley, TX 4.0 2.0 1808 $1,900 $1.05 44d 1 1.14mi
9208 Vineyard Ln Fort Worth, TX 3.0 2.0 1792 $2,300 $1.28 6d 1 1.14mi
10356 Fort Teran Trl Crowley, TX 3.0 2.0 1508 $2,169 $1.44 44d 1 1.15mi
3416 Saint Vincent Rd Fort Worth, TX 3.0 3.0 2033 $1,895 $0.93 44d 1 1.15mi
10368 Fort Crockett Trl Crowley, TX 4.0 2.0 1905 $2,150 $1.13 25d 1 1.16mi
3408 Saint Vincent Rd Fort Worth, TX 3.0 2.0 1400 $2,195 $1.57 44d 1 1.17mi

HOA detail

Monthly dues
$30 · $360/yr

Listing history 6 events

  1. 2026-06-18
    days on market $259,359 Active 5 DOM
  2. 2026-06-17
    days on market $259,359 Active 4 DOM
  3. 2026-06-16
    days on market $259,359 Active 3 DOM
  4. 2026-06-15
    pricestatus $259,359 Active 2 DOM
  5. 2026-05-18
    price $253,999 414-char remark
  6. 2026-05-13
    listed $255,999 Active 414-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,321 · $110/mo
Projected year-2 tax
$4,746 · $396/mo
Expected delta
+$3,425/yr (+$285/mo · 259.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,349
− Mortgage interest
−$14,528
− Property taxes
−$1,321
− Insurance
−$1,297
− Repairs & maintenance
−$2,268
− Management
−$2,268
− HOA
−$360
− Depreciation
−$7,545
Taxable loss
−$1,238
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$297
After-tax cash flow
$3,394/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This single-story home is in excellent condition with a modern design and well-maintained exterior. It offers a good return on investment with minimal updates needed to enhance its curb appeal and marketability.

Value-add opportunities

  • Both Painting exterior siding — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Both Add smart home features — Improves convenience and marketability.
  • Both Install smart thermostat — Saves energy and appeals to buyers.
  • Both Add smart lighting system — Enhances energy efficiency and appeal.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior siding — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Both Add smart home features — Improves convenience and marketability.
  • Both Install smart thermostat — Saves energy and appeals to buyers.
  • Both Add smart lighting system — Enhances energy efficiency and appeal.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Crowley ISD
NCES district ID
4815910
Math proficiency
23% ▼ -15.00%
Reading proficiency
32% ▼ -6.00%
Median HH income
$59,810
Composite
25.04/100
National rank
#7549
State rank
#643 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
36,044
Household income
$97,973
Rent vs Own
23.7% rent · 76.3% own
Severe rent burden
584.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 48% Hispanic / Latino 28% Black 20% Two or more races 14% Asian 2%
Hispanic origin (detail)
Mexican 23% Puerto Rican 2%
Common ancestry
Slovak 3% Italian 2% Serbian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
79% English-only · Spanish 18% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.45%
Current HPI
238.6365
Rent YoY
▲ 2.28%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+2.1% since first listed
4 events — show timeline
  • 2026-06-15 Price Changed $259,359 NTREIS
  • 2026-06-15 Relisted NTREIS
  • 2026-05-23 Pending NTREIS
  • 2026-05-21 Listed $253,999 NTREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…