116 Bonbon Ln · Blythewood, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $435 – $905
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above threshold)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.9/30.0
- DSCR +8.7/10.0
- ARV discount +7.5/15.0
- 1% rule +6.2/10.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This is an adorable, well-maintained, all brick 3bed/1bath, 1064sqft home with a garage, fully fenced in backyard located on a corner lot in Blythewood, SC! It offers a welcoming covered front porch for rocking chairs, vinyl windows, cute curb appeal and mature landscaping. Inside, you will find beautiful hardwood floors that were refinished, and the walls were widened to allow an open concept spacious feel between the living room and dining room/kitchen. The kitchen boasts granite countertops, white solid wood cabinets, and updated appliances including a dishwasher and glass top oven. Down the hall you will find a stand up tiled shower shared hall bathroom convenient to all 3 bedrooms. Th
Key facts
- Covered front porch
- Open concept
- Granite countertops
Tags
Property features AI
Exterior
- Parking: Attached garage (1-car)
- Utilities: Public water; Public sewer
- Home design: One-story home; Faces west
- Construction: Brick above foundation on all sides and vinyl exterior; Crawlspace foundation
- Exterior features: Covered front porch; Deck; Chain link fence in rear
Interior
- Kitchen: Granite countertops; Painted cabinets; Engineered hardwood floors; Free-standing range; Dishwasher
- Bedrooms: Master bedroom on main level with ceiling fan, private closet, and carpeted floors; Second bedroom with ceiling fan, private closet, and carpeted floors; Third bedroom with private closet and carpeted floors
- Flooring: Hardwood floors in living room; Engineered hardwood in kitchen; Carpet in bedrooms
- Bathrooms: One full bathroom
- Heating & cooling: Central heat; Central air
- Interior features: Garage opener; Attic with pull-down access
- Laundry & utility: Laundry located in the garage (unheated space); Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $492 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $200k).
Location & tenants
- Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Langford Elementary (math 39% / reading 43%, grade F, #276 of 597 statewide, top 48%, 609 students, 64% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 65% FRL vs 38% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 54% at this address vs 41% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 650 active listings in the ZIP; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $155k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.12% ✓
- Cap rate
- 9.25%
- Cash-on-cash
- 10.55%
- DSCR
- 1.47
- GRM
- 7.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -0.5%
- Equity multiple
- 0.98×
- Total profit
- $-1,078
- Equity at exit
- $29,821
- IRR
- 9.1%
- Equity multiple
- 1.70×
- Total profit
- $39,315
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29016
- Home prices YoY
- -26.3%
- Active inventory
- 650
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $2,238 medium interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax from tax record
- −$143 /mo · $1,718/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$470
- Net cashflow
- $492
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 9 events
-
2026-06-15status $200,000 Pending 10 DOM
-
2026-06-15days on market $200,000 Active 10 DOM
-
2026-06-14days on market $200,000 Active 8 DOM
-
2026-06-13days on market $200,000 Active 7 DOM
-
2026-06-10days on market $200,000 Active 5 DOM
-
2026-06-09days on market $200,000 Active 4 DOM
-
2026-06-08days on market $200,000 Active 3 DOM
-
2026-06-07remarks 699-char remark
-
2026-06-07$200,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,718 · $143/mo
- Projected year-2 tax
- $1,718 · $143/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,852
- − Mortgage interest
- −$11,203
- − Property taxes
- −$1,718
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$2,148
- − Management
- −$2,148
- − Depreciation
- −$5,818
- Taxable income
- $2,816
- Est. tax owed @ 24.0%
- −$676
- After-tax cash flow
- $5,233/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Blythewood
- Score
- 70/100
- State rank
- #58
- US rank
- #7406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 30,454
- Metro
- Columbia, SC
- Population (ZIP)
- 30,454
- Household income
- $95,082
- Rent vs Own
- Severe rent burden
- 559.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Slovak 2%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.48%
- Current HPI
- 183.5933
- Rent YoY
- —
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+40.8% since first listed7 events — show timeline
- 2026-06-05 Listed $200,000 Consolidated MLS
- 2022-09-20 Sold (Public Records) $155,000 Public Records
- 2022-08-22 Delisted — Consolidated MLS
- 2022-08-03 Relisted — Consolidated MLS
- 2022-06-29 Delisted — Consolidated MLS
- 2022-06-17 Listed $159,900 Consolidated MLS
- 2022-06-08 Sold (Public Records) $142,000 Public Records
Property tax history
+5.4%/yrLatest (2025): $1,718 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…