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6416 Beaver Trail Rd
B Composite 72.35
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +7.9/10.0
  • ARV discount +7.5/15.0
  • Rent growth +2.5/5.0
  • Livability +2.2/5.0
  • Schools +1.3/10.0
  • Condition / age +1.0/5.0

$69,900

6416 Beaver Trail Rd · Sellers, SC 29565
4 bd · 2.0 ba · 2,000 sqft · SingleFamily · 28 Days on market
Built 1999 Poor condition 0.50 ac lot ↓ 42% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Huge home located in an established community. home is fenced with plenty of yard. Don't miss out on this one.

Key facts

  • Fenced yard
  • Walk-in closet
  • Private bath

Tags

FENCED YARDLARGE PRIMARY SUITEWALK-IN CLOSETPRIVATE BATHMULTIPLE LIVING AREASDEDICATED DINING SPACE

Property features AI

Finance

  • HOA & community: Community features: Other

Exterior

  • Utilities: Public water; Septic tank sewer; Road is dirt and privately maintained
  • Home design: Manufactured home; One level
  • Construction: Vinyl siding; Built as a manufactured house
  • Exterior features: Chain link fencing; Has a view; No additional exterior structures listed

Interior

  • Flooring: Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump for heating and cooling
  • Interior features: Wood flooring throughout; Wood-burning fireplace
  • Laundry & utility: Washer hookup; Electric dryer hookup; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $70k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $687 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $69k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 44/100 on livability (#382 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
  • Marion 10 (town): math 9% / reading 23% proficiency, ranked #79 of 80 in SC (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Easterling Primary (477 students, 100% FRL); Marion High (math 27% / reading 67%, grade D-, #158 of 196 statewide, top 82%, 628 students, 100% FRL) — zoned schools average 100% FRL vs 79% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 47% at this address vs 16% district-wide (+31 pts) — the actual schools serving this property are materially stronger than the Marion 10 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 81 active listings in the ZIP; 76 units permitted in Marion County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($483 loan paydown + $4k appreciation (5.8% local appreciation)).
  • Marion County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (5.8% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,851 (1.5% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.02%
Cap rate
18.09%
Cash-on-cash
42.14%
DSCR
2.87
GRM
4.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

5.75% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
51.3%
Equity multiple
4.21×
Total profit
$62,896
Equity at exit
$42,830
10-year hold
IRR
48.4%
Equity multiple
8.71×
Total profit
$150,993
Equity at exit
$76,727

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29565

Home prices YoY
7.4%
Active inventory
81
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,409 medium interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$30 /mo · $365/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$296
Net cashflow
$687

Break-even live

Break-even rent $539
Max offer price $69,900
Occupancy floor 46%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 23 events

  1. 2026-06-05
    status $69,900 Pending 28 DOM
  2. 2026-06-03
    days on market $69,900 Active 28 DOM
  3. 2026-06-02
    days on market $69,900 Active 27 DOM
  4. 2026-06-01
    days on market $69,900 Active 26 DOM
  5. 2026-05-31
    days on market $69,900 Active 25 DOM
  6. 2026-05-30
    days on market $69,900 Active 24 DOM
  7. 2026-05-05
    listed $69,900 Active
  8. 2026-04-02
    price $59,900
  9. 2026-03-11
    price $64,500
  10. 2026-01-01
    status Active
  11. 2025-07-06
    price $69,900
  12. 2025-06-18
    price $72,500
  13. 2025-05-26
    price $74,500
  14. 2025-05-01
    price $79,900
  15. 2025-04-09
    price $87,500
  16. 2025-03-28
    listed $89,900 Active
  17. 2025-02-14
    soldstatus Closed 110-char remark
    Show marketing remark (110 chars)

    Huge home located in an established community. home is fenced with plenty of yard. Don't miss out on this one.

  18. 2025-02-05
    historical Active Under Contract 110-char remark
    Show marketing remark (110 chars)

    Huge home located in an established community. home is fenced with plenty of yard. Don't miss out on this one.

  19. 2025-01-23
    listed $69,900 Active 110-char remark
    Show marketing remark (110 chars)

    Huge home located in an established community. home is fenced with plenty of yard. Don't miss out on this one.

  20. 2024-11-20
    price $69,900
  21. 2024-09-02
    price $74,900
  22. 2024-08-14
    price $89,900
  23. 2024-07-09
    listed $119,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$365 · $30/mo
Projected year-2 tax
$398 · $33/mo
Expected delta
+$34/yr (+$3/mo · 9.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,912
− Mortgage interest
−$3,915
− Property taxes
−$365
− Insurance
−$350
− Repairs & maintenance
−$1,353
− Management
−$1,353
− Depreciation
−$2,033
Taxable income
$7,543
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,810
After-tax cash flow
$6,437/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Poor 20/100 Extensive rehab

This home requires extensive renovation, including repairs to plumbing, drywall, wiring, and flooring. Painting and updating the HVAC system can significantly increase its resale and rental value.

Repairs flagged

  • Major Exposed plumbing — Exposed plumbing in the bathroom
  • Major Exposed drywall — Exposed drywall in multiple areas
  • Major Exposed wiring — Exposed wiring in the electrical panel
  • Major Exposed subfloor — Exposed subfloor in the kitchen and living room

Value-add opportunities

  • Resale Painting — Fresh paint can make a significant difference in the home's appearance
  • Resale Flooring — New flooring can improve the home's overall look and feel
  • Resale Windows — New windows can improve energy efficiency and curb appeal
  • Rental HVAC — A new HVAC system can improve comfort and reduce energy costs

Renovation cost estimate screening

Repair itemSeverityEst. cost
Exposed plumbing · Exposed plumbing in the bathroom Major $15,000–50,000
Exposed drywall · Exposed drywall in multiple areas Major $15,000–50,000
Exposed wiring · Exposed wiring in the electrical panel Major $15,000–50,000
Exposed subfloor · Exposed subfloor in the kitchen and living room Major $15,000–50,000
Total estimated repair cost · 4 items $60,000–200,000

Value-add ROI direction

  • Resale Painting — Fresh paint can make a significant difference in the home's appearance
  • Resale Flooring — New flooring can improve the home's overall look and feel
  • Resale Windows — New windows can improve energy efficiency and curb appeal
  • Rental HVAC — A new HVAC system can improve comfort and reduce energy costs

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Marion 10
NCES district ID
4503908
Math proficiency
9% ▼ -9.00%
Reading proficiency
23% ▲ 1.00%
Median HH income
$31,200
Composite
12.75/100
National rank
#9600
State rank
#79 of 80 in SC

Livability — Sellers

Score
44/100
State rank
#382
US rank
#26714

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing D- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
6,460

Population outlook (Marion County) Hauer SSP2

Today (2025)
29,121 people
By 2030
27,539 · -5.4%
By 2040
24,391 · -16.2%
By 2050
21,566 · -25.9%
By 2075
15,537 · -46.6%
By 2100
10,680 · -63.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 48% Black 41% Two or more races 8% Hispanic / Latino 1%
Common ancestry
Slovak 1% Portuguese 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Marion

2024 margin
D (+10.5) · D 54.6% · R 44.1% · Other 1.2%
2008→2024 swing
-15.2pp toward R · 2008: 25.7pp · 2024: 10.5pp
All cycles
2024: D+10.5 2020: D+21.5 2016: D+21.7 2012: D+29.8 2008: D+25.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.75%
Current HPI
83.7204
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-41.7% since first listed
17 events — show timeline
  • 2026-05-05 Listed $69,900 SBOR
  • 2026-04-02 Price Changed $59,900 RAGPD
  • 2026-03-11 Price Changed $64,500 RAGPD
  • 2026-01-01 Relisted RAGPD
  • 2025-07-06 Price Changed $69,900 RAGPD
  • 2025-06-18 Price Changed $72,500 RAGPD
  • 2025-05-26 Price Changed $74,500 RAGPD
  • 2025-05-01 Price Changed $79,900 RAGPD
  • 2025-04-09 Price Changed $87,500 RAGPD
  • 2025-03-28 Listed $89,900 RAGPD
  • 2025-02-14 Sold (MLS) RAGPD
  • 2025-02-05 Contingent RAGPD
  • 2025-01-23 Listed $69,900 RAGPD
  • 2024-11-20 Price Changed $69,900 RAGPD
  • 2024-09-02 Price Changed $74,900 RAGPD
  • 2024-08-14 Price Changed $89,900 RAGPD
  • 2024-07-09 Listed $119,900 RAGPD

Property tax history

-72.6%/yr

Latest (2022): $365 · -72.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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