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27 Edgehill Cv
C- Composite 51.0
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.7/30.0
  • ARV discount +7.7/15.0
  • DSCR +6.6/10.0
  • 1% rule +5.1/10.0
  • Livability +3.9/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$149,000

27 Edgehill Cv · Maumelle, AR 72113
3 bd · 2.5 ba · 1,544 sqft · SingleFamily public records · 102 Days on market
Built 1994 1,306 sqft lot $97/sqft · at area comps Est $150k · at est. $35/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Turnkey Investment Opportunity in Maumelle Townhome Occupied - current tenant in place for 8+ years has signed agreement for one more year. Secure a steady income stream with these tenants. The townhome is 3 levels, and includes the refrigerator, washer and dryer. Agents see notes for agent remarks.

Key facts

  • 3 levels
  • $35 HOA
  • Built 1994

Tags

TURNKEY INVESTMENT OPPORTUNITYCURRENT TENANT IN PLACE3 LEVELSINCLUDES REFRIGERATORINCLUDES WASHER AND DRYER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $149k.

Deal economics

  • At list price, monthly cash flow is $202 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $149k).
  • Recommended offer: $136k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 4.0% in Maumelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#8 in AR, #2,885 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Pulaski County Spec. School District (rural): math 27% / reading 31% proficiency, ranked #150 of 238 in AR (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Pine Forest Elementary School (math 38% / reading 36%, grade F, #229 of 454 statewide, top 54%, 334 students, 52% FRL); Maumelle Middle School (math 25% / reading 31%, grade F, #150 of 201 statewide, top 76%, 589 students, 56% FRL); Maumelle High School (math 16% / reading 25%, grade F, #233 of 292 statewide, top 80%, 844 students, 40% FRL) — zoned schools at 50% FRL track the district average.
  • Market conditions: Rents soft (-2.1%/yr); 269 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 102 days — a 9% lower offer ($136k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,590 (9.0% below list)

Questions for the listing agent

  1. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.92%
Cash-on-cash
5.80%
DSCR
1.26
GRM
8.3

CMA / ARV

ARV (median comp)
$149,751
List price
$149,000
Delta
-0.50%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11 Idlewood Pl 0.12mi 3/2.0 1,590 (+3%) 6mo $185,000 $116 82
50 Hightrail Dr 0.27mi 3/2.0 1,515 (-2%) 0mo $190,000 $125 82
5 Piney Cove Mnr 0.56mi 3/2.0 1,558 (+1%) 4mo $197,500 $127 67
2 Kingspark Dr 0.64mi 3/2.0 1,522 (-1%) 0mo $215,000 $141 66
19 Millstone Cv 0.43mi 3/2.0 1,632 (+6%) 10mo $265,000 $162 60
2 Millstone Cv 0.35mi 3/2.5 1,689 (+9%) 10mo $220,000 $130 60
43 Ophelia Dr 0.50mi 3/2.0 1,427 (-8%) 8mo $223,000 $156 55
43 Prince Dr 0.57mi 3/2.0 1,408 (-9%) 8mo $180,000 $128 50
20 Coronado Cv 0.58mi 3/2.0 1,419 (-8%) 9mo $175,000 $123 50
7 Hickory Ln 0.45mi 3/2.0 1,335 (-14%) 10mo $179,900 $135 46
32 Kingspark Dr 0.70mi 3/2.0 1,358 (-12%) 2mo $185,000 $136 44
119 Harmony Loop 0.72mi 4/2.0 (+1) 1,716 (+11%) 9mo $225,000 $131 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-10.7%
Equity multiple
0.62×
Total profit
$-15,708
Equity at exit
$22,216
10-year hold
IRR
-6.1%
Equity multiple
0.66×
Total profit
$-14,186
Equity at exit
$12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72113

Home prices YoY
-17.0%
Rents YoY
-2.1%
Active inventory
269
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,505 high interval (Pro) →
Mortgage (P&I)
$781
Tax from tax record
$108 /mo · $1,301/yr
Insurance
$62
HOA
$35
Vacancy / Maint / Mgmt
$316
Net cashflow
$202

Break-even live

Break-even rent $1,249
Max offer price $149,000
Occupancy floor 82%

Sensitivity live

Price -10% $286 -5% $244 +0% $202 +5% $160 +10% $117
Rent -10% $83 -5% $142 +0% $202 +5% $261 +10% $321
Rate -1.0pp $277 -0.5pp $240 base $202 +0.5pp $163 +1.0pp $124

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,250
Closing costs
$4,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Commercial Park Ct Maumelle, AR 1.0–3.0 1.0–2.0 879 $1,127 $1.28 16d 6 0.34mi
100 Edgewood Dr Maumelle, AR 2.0 2.0 1065 $1,095 $1.03 45d 1 0.35mi
53 Stoneledge Dr Maumelle, AR 3.0 2.0 1502 $1,736 $1.16 45d 1 0.55mi
101 Tuscany Cir Maumelle, AR 2.0 2.5 1488 $1,690 $1.14 16d 4 0.73mi
88 Oak Forest Loop Maumelle, AR 3.0 2.0 1350 $1,550 $1.15 16d 1 0.82mi
100 Park Dr Maumelle, AR 1.0–2.0 1.0–2.0 858 $1,395 $1.63 16d 24 0.85mi
1 Zircon Dr Maumelle, AR 3.0 2.0 1604 $1,995 $1.24 22d 1 0.94mi

HOA detail

Monthly dues
$35 · $420/yr

Listing history 18 events

  1. 2026-06-21
    days on market $149,000 Active 102 DOM
  2. 2026-06-18
    days on market $149,000 Active 99 DOM
  3. 2026-06-17
    days on market $149,000 Active 98 DOM
  4. 2026-06-16
    days on market $149,000 Active 97 DOM
  5. 2026-06-15
    days on market $149,000 Active 96 DOM
  6. 2026-06-14
    days on market $149,000 Active 94 DOM
  7. 2026-06-13
    days on market $149,000 Active 93 DOM
  8. 2026-06-10
    days on market $149,000 Active 91 DOM
  9. 2026-06-09
    days on market $149,000 Active 90 DOM
  10. 2026-06-08
    days on market $149,000 Active 89 DOM
  11. 2026-06-07
    days on market $149,000 Active 88 DOM
  12. 2026-06-05
    days on market $149,000 Active 85 DOM
  13. 2026-06-03
    days on market $149,000 Active 84 DOM
  14. 2026-06-02
    days on market $149,000 Active 83 DOM
  15. 2026-06-01
    days on market $149,000 Active 82 DOM
  16. 2026-05-31
    days on market $149,000 Active 81 DOM
  17. 2026-05-31
    days on market $149,000 Active 80 DOM
  18. 2026-03-11
    listed $149,000 New Listing 300-char remark
    Show marketing remark (300 chars)

    Turnkey Investment Opportunity in Maumelle Townhome Occupied - current tenant in place for 8+ years has signed agreement for one more year. Secure a steady income stream with these tenants. The townhome is 3 levels, and includes the refrigerator, washer and dryer. Agents see notes for agent remarks.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,301 · $108/mo
Projected year-2 tax
$1,301 · $108/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,054
− Mortgage interest
−$8,346
− Property taxes
−$1,301
− Insurance
−$745
− Repairs & maintenance
−$1,444
− Management
−$1,444
− HOA
−$420
− Depreciation
−$4,335
Taxable income
$19
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5
After-tax cash flow
$2,416/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pulaski County Spec. School District
NCES district ID
0511850
Math proficiency
27% ▼ -13.00%
Reading proficiency
31% ▼ -10.00%
Median HH income
$53,218
Composite
25.67/100
National rank
#7394
State rank
#150 of 238 in AR

Livability — Maumelle

Score
77/100
State rank
#8
US rank
#2885

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Maumelle, AR
County
Pulaski County · 372,764 people
City population
25,596
Metro
Little Rock-North Little Rock-Conway, AR
Population (ZIP)
25,596
Household income
$79,248
Rent vs Own
44.9% rent · 55.1% own
Severe rent burden
746.0

Population outlook (Pulaski County) Hauer SSP2

Today (2025)
415,378 people
By 2030
423,720 · +2.0%
By 2040
435,182 · +4.8%
By 2050
440,904 · +6.1%
By 2075
445,521 · +7.3%
By 2100
419,173 · +0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 60% Black 27% Two or more races 8% Hispanic / Latino 5% Asian 3%
Common ancestry
Lithuanian 3% Slovak 2% Italian 1%
Foreign-born
5% · Canada, Dominican Republic, China
Languages at home
94% English-only · Spanish 3% Tagalog/Filipino 1% French/Haitian/Cajun 1%

Political lean MEDSL · Pulaski

2024 margin
Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
2008→2024 swing
+10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
All cycles
2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.01%
Current HPI
195.9346
Rent YoY
▼ -2.08%
Metro
Little Rock-North Little Rock-Conway, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-11 Listed $149,000 CARMLS

Property tax history

+0.6%/yr

Latest (2025): $1,301 · +7.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…