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314 E Louisiana Ave
A- Composite 80.28
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +5.2/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0

$69,000

314 E Louisiana Ave · Soperton, GA 30457
3 bd · 1.0 ba · 936 sqft · SingleFamily public records · 30 Days on market
Built 1930 0.52 ac lot Est $89k · 22% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investors take note! Property is being sold as-is.

Key facts

  • 0.52 acre lot
  • Built 1930
  • Listed 29 days

Property features AI

Finance

  • Other: Lot size approximately 0.52 acres
  • HOA & community: No HOA

Exterior

  • Parking: Side/rear entrance
  • Utilities: Electricity available; Public water; Public sewer; Sewer connected
  • Home design: Single-family residence; House structure; Property listed as fixer
  • Construction: Built in 1930; Wood siding exterior; Metal roof
  • Exterior features: Corner lot

Interior

  • Kitchen: No appliances included
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Hardwood flooring
  • Bathrooms: 1 full bathroom on the main level
  • Heating & cooling: Has heating (other type); Window unit(s) for cooling
  • Interior features: One-level layout; Crawl space foundation; No fireplaces; Other interior features
  • Laundry & utility: Laundry features listed as other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $69k.

Deal economics

  • At list price, monthly cash flow is $679 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $69k).
  • Recommended offer: $68k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#363 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: crime D-, amenities F, commute F.
  • Treutlen County (rural): math 25% / reading 24% proficiency, ranked #129 of 174 in GA (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Treutlen Elementary School (math 37% / reading 28%, grade F, #575 of 1,228 statewide, top 47%, 488 students, 89% FRL); Treutlen Middle/High School (math 17% / reading 21%, grade F, #250 of 424 statewide, top 60%, 532 students, 90% FRL) — zoned schools average 89% FRL vs 71% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 21 active listings in the ZIP.

Forward outlook

  • In year one you build about $814 of equity ($477 loan paydown + $337 appreciation (0.5% local appreciation)).
  • Treutlen County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (0.5% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($68k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $67,965 (1.5% below list)

Questions for the listing agent

  1. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.01%
Cap rate
18.09%
Cash-on-cash
42.14%
DSCR
2.88
GRM
4.1

CMA / ARV

ARV (on-the-fly)
$88,920
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1036 Manning St 0.60mi 3/1.0 999 (+7%) 23mo $95,000 $95 42
308 Norman St 0.74mi 2/1.0 (-1) 1,026 (+10%) 22mo $86,000 $84 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.49% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
44.0%
Equity multiple
3.21×
Total profit
$42,780
Equity at exit
$21,735
10-year hold
IRR
46.3%
Equity multiple
6.37×
Total profit
$103,733
Equity at exit
$27,525

Cash invested: $19,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30457

Home prices YoY
0.4%
Active inventory
21
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,389 medium interval (Pro) →
Mortgage (P&I)
$362
Tax from tax record
$28 /mo · $334/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$292
Net cashflow
$679

Break-even live

Break-even rent $530
Max offer price $69,000
Occupancy floor 46%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,250
Closing costs
$2,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-19
    days on market $69,000 Active 30 DOM
  2. 2026-06-18
    days on market $69,000 Active 29 DOM
  3. 2026-06-17
    days on market $69,000 Active 28 DOM
  4. 2026-06-16
    days on market $69,000 Active 27 DOM
  5. 2026-06-15
    days on market $69,000 Active 26 DOM
  6. 2026-06-14
    days on market $69,000 Active 24 DOM
  7. 2026-06-12
    days on market $69,000 Active 23 DOM
  8. 2026-06-09
    days on market $69,000 Active 20 DOM
  9. 2026-06-08
    days on market $69,000 Active 19 DOM
  10. 2026-06-07
    days on market $69,000 Active 18 DOM
  11. 2026-06-07
    days on market $69,000 Active 17 DOM
  12. 2026-06-04
    statusdays on market $69,000 Active 14 DOM
  13. 2026-06-02
    days on market $69,000 New 13 DOM
  14. 2026-06-01
    days on market $69,000 New 12 DOM
  15. 2026-05-31
    days on market $69,000 New 11 DOM
  16. 2026-05-31
    days on market $69,000 New 10 DOM
  17. 2026-05-20
    listed $69,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$334 · $28/mo
Projected year-2 tax
$635 · $53/mo
Expected delta
+$301/yr (+$25/mo · 90.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,662
− Mortgage interest
−$3,865
− Property taxes
−$334
− Insurance
−$345
− Repairs & maintenance
−$1,333
− Management
−$1,333
− Depreciation
−$2,007
Taxable income
$7,445
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,787
After-tax cash flow
$6,355/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Treutlen County
NCES district ID
1305100
Math proficiency
25% ▼ -5.00%
Reading proficiency
24% ▼ -4.00%
Median HH income
$37,009
Composite
20.41/100
National rank
#8585
State rank
#129 of 174 in GA

Livability — Soperton

Score
60/100
State rank
#363
US rank
#18610

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Soperton, GA
Population (ZIP)
5,440

Population outlook (Treutlen County) Hauer SSP2

Today (2025)
6,520 people
By 2030
6,380 · -2.1%
By 2040
5,998 · -8.0%
By 2050
5,627 · -13.7%
By 2075
4,922 · -24.5%
By 2100
4,345 · -33.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Black 35% Two or more races 4%
Common ancestry
Italian 2% Portuguese 1% Iranian 1%
Foreign-born
0%

Political lean MEDSL · Treutlen

2024 margin
Solid R (+44.4) · D 27.7% · R 72.1%
2008→2024 swing
-20.2pp toward R · 2008: -24.2pp · 2024: -44.4pp
All cycles
2024: R+44.4 2020: R+37.3 2016: R+35.1 2012: R+21.1 2008: R+24.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.49%
Current HPI
133.5377
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-20 Listed $69,000 GAMLS

Property tax history

+1.6%/yr

Latest (2025): $334 · -0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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