65 Wise Ave · Lancaster, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 6/10 · Moderate
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.6/30.0
- ARV discount +7.8/15.0
- Livability +4.2/5.0
- 1% rule +3.1/10.0
- DSCR +2.7/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
- Appreciation +0.0/10.0
$195,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Go & Show house , if no reply for showing within 8 hours of request then use supra, house is vacant then call Ed Wright All Investors, this home will be sold to the highest Offer in May there are other rentals on the block as high as $1900 Improvements made and price reduced, we finished basement ceiling to make it a rec. room , extra insulation and very economical & all brick end 0f row with Built in bed and mattress in small bedroom so you have 3 bedrooms plus rec room in basement with gas heat & cent air has a build in bed and mattress, so that the small room upstairs can be counted as the 3rd bedroom all this on Quiet street only one block long with ample parking, central air no through traffic safe for kids, seller assist at full price Sharp home nothing to do but move in, hardwood floors and plaster walls, finished basement 3 bedrooms , modern gas HA heat with central air conditioning, covered patio in back yard & shed & private
Key facts
- Modern gas heat
- Quiet street
- Plaster walls
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath townhouse listed at $196k.
Deal economics
- At list price, monthly cash flow is $-133 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $172k (12.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (19.4% below list).
- Recommended offer: $158k (19.4% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 4.3% in Lancaster — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 85/100 on livability (#71 in PA, #498 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime C-, employment C-.
- Lancaster SD (urban): math 12% / reading 25% proficiency, ranked #500 of 539 in PA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Lafayette El Sch (math 12% / reading 22%, grade F, #1,307 of 1,518 statewide, top 86%, 427 students, 100% FRL); Wheatland Ms (math 4% / reading 26%, grade F, #471 of 512 statewide, top 93%, 445 students, 93% FRL); Mccaskey Campus (math 50% / reading 34%, grade F, #230 of 437 statewide, top 53%, 2,620 students, 88% FRL) — zoned schools average 94% FRL vs 72% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 296 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,093 units permitted in Lancaster County in 2024 (201 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Lancaster County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 85 days — a 6% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 20y ago; this cycle's ask has dropped $11k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $168k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 85 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 5.48%
- Cash-on-cash
- -2.91%
- DSCR
- 0.87
- GRM
- 10.3
CMA / ARV
- ARV (median comp)
- $197,093
- List price
- $195,900
- Delta
- -0.61%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 826 Saint Joseph St | 0.16mi | 3/1.0 (+1) | 936 (-2%) | 2mo | $187,096 | $200 | 83 |
| 834 Wabank St | 0.43mi | 2/1.0 | 936 (-2%) | 1mo | $165,000 | $176 | 77 |
| 517 Manor St | 0.49mi | 2/1.0 | 902 (-5%) | 1mo | $170,000 | $188 | 67 |
| 732-1/2 Marietta Ave | 0.61mi | 2/1.0 | 924 (-3%) | 1mo | $177,000 | $192 | 66 |
| 408 Prospect St | 0.32mi | 2/1.0 | 840 (-12%) | 1mo | $210,000 | $250 | 65 |
| 917 Columbia Ave #223 | 0.74mi | 2/2.0 | 945 (-1%) | 2mo | $211,000 | $223 | 59 |
| 841 Wabank St | 0.40mi | 3/1.5 (+1) | 1,040 (+9%) | 1mo | $206,000 | $198 | 58 |
| 420 Lafayette St | 0.62mi | 3/1.0 (+1) | 1,014 (+6%) | 2mo | $142,000 | $140 | 54 |
| 917 Columbia Ave #412 | 0.74mi | 2/2.0 | 908 (-5%) | 1mo | $187,900 | $207 | 53 |
| 679 Poplar St | 0.32mi | 3/2.0 (+1) | 1,080 (+13%) | 2mo | $235,000 | $218 | 52 |
| 432 W Marion St | 0.73mi | 2/1.0 | 876 (-8%) | 1mo | $262,000 | $299 | 52 |
| 738 Marietta Ave | 0.62mi | 3/1.0 (+1) | 1,061 (+11%) | 2mo | $175,000 | $165 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.47% rent growth · sell at horizon
- IRR
- -24.0%
- Equity multiple
- 0.20×
- Total profit
- $-44,083
- Equity at exit
- $29,209
- IRR
- -28.6%
- Equity multiple
- -0.17×
- Total profit
- $-64,408
- Equity at exit
- $16,938
Cash invested: $54,852 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17603
- Rents YoY
- 0.5%
- Active inventory
- 296
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $1,579 high interval (Pro) →
- Mortgage (P&I)
- −$1,027
- Tax from tax record
- −$271 /mo · $3,256/yr
- Insurance
- −$82
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$332
- Net cashflow
- $-133
Break-even live
Sensitivity live
| Price | -10% $-22 | -5% $-77 | +0% $-133 | +5% $-188 | +10% $-244 |
|---|---|---|---|---|---|
| Rent | -10% $-258 | -5% $-195 | +0% $-133 | +5% $-70 | +10% $-8 |
| Rate | -1.0pp $-34 | -0.5pp $-83 | base $-133 | +0.5pp $-184 | +1.0pp $-235 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,975
- Closing costs
- $5,877
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1127 Wabank St Lancaster, PA | 1.0–2.0 | 1.0 | 760 | $1,650 | $2.17 | 25d | 1 | 0.42mi |
| 324 New Dorwart St Lancaster, PA | 3.0 | 1.0 | 1020 | $1,495 | $1.47 | 15d | 1 | 0.47mi |
| 480 Euclid Ave Lancaster, PA | 1.0–2.0 | 1.0–1.5 | 830 | $1,695 | $2.04 | 45d | 1 | 0.50mi |
| 37 E Filbert St Lancaster, PA | 3.0 | 1.0 | 1002 | $1,750 | $1.75 | 45d | 1 | 0.51mi |
| 475 Saint Joseph St Lancaster, PA | 1.0 | 1.0 | 750 | $1,000 | $1.33 | 15d | 1 | 0.53mi |
| 678 1/2 Columbia Ave Apt 2 Lancaster, PA | 3.0 | 1.0 | 1100 | $1,495 | $1.36 | 15d | 1 | 0.54mi |
| 422 Hillside Ave Lancaster, PA | 2.0 | 1.0 | 960 | $1,245 | $1.30 | 45d | 1 | 0.56mi |
| 431 Fremont St Unit 4 Lancaster, PA | 1.0 | 1.0 | 641 | $1,095 | $1.71 | 45d | 1 | 0.63mi |
| 437 W Grant St Unit 302 Lancaster, PA | 1.0 | 1.0 | 650 | $1,775 | $2.73 | 25d | 1 | 0.64mi |
| 437 W Grant St Lancaster, PA | 1.0 | 1.0 | 713 | $1,795 | $2.52 | 25d | 1 | 0.64mi |
| 1415 Spencer Ave Lancaster, PA | 1.0–3.0 | 1.0–2.0 | 1181 | $2,610 | $2.21 | 15d | 1 | 0.69mi |
| 519 1/2 S Prince St Lancaster, PA | 2.0 | 1.0 | 848 | $1,550 | $1.83 | 15d | 1 | 0.76mi |
| 1633A Judie Ln Lancaster, PA | 1.0–2.0 | 1.0–2.0 | 848 | $1,698 | $2.00 | 15d | 13 | 0.76mi |
| 34 Conestoga St Unit 1 Lancaster, PA | 2.0 | 1.0 | 671 | $995 | $1.48 | 23d | 1 | 0.76mi |
| 404 Beaver St Lancaster, PA | 3.0 | 1.0 | 1025 | $1,425 | $1.39 | 25d | 1 | 0.76mi |
| 35 N Mulberry St Unit 1st floor Lancaster, PA | 1.0 | 1.0 | 700 | $1,085 | $1.55 | 45d | 1 | 0.77mi |
| 433 W Walnut St Apt 2 Lancaster, PA | 2.0 | 1.0 | 900 | $1,840 | $2.04 | 25d | 1 | 0.88mi |
| 118 N Prince St Lancaster, PA | 1.0–3.0 | 1.0–3.0 | 1274 | $3,199 | $2.51 | 15d | 48 | 0.92mi |
| 445 W Lemon St Unit 4 Lancaster, PA | 1.0 | 1.5 | 540 | $1,445 | $2.68 | 25d | 1 | 0.97mi |
| 850 Highland Ave Lancaster, PA | 2.0 | 1.0 | 1000 | $1,300 | $1.30 | 23d | 1 | 0.98mi |
| 323 N Mulberry St Unit 4 Lancaster, PA | 1.0 | 1.0 | 600 | $1,500 | $2.50 | 15d | 1 | 1.01mi |
| 227 N Prince St Lancaster, PA | 1.0 | 1.0 | 483 | $1,575 | $3.26 | 15d | 4 | 1.03mi |
| 344 N Mulberry St Unit 2 Lancaster, PA | 1.0 | 1.0 | 722 | $1,065 | $1.48 | 25d | 1 | 1.03mi |
| 202 N Queen St Lancaster, PA | 2.0 | 1.0–2.0 | 697 | $2,718 | $3.90 | 15d | 12 | 1.06mi |
| 38 E Walnut St Lancaster, PA | 1.0 | 1.0 | 587 | $1,495 | $2.55 | 25d | 1 | 1.18mi |
| 225 E King St Unit 2 Lancaster, PA | 2.0 | 2.5 | 1075 | $2,600 | $2.42 | 45d | 1 | 1.20mi |
| 225 E King St Unit 1 Lancaster, PA | 2.0 | 1.0 | 957 | $1,950 | $2.04 | 15d | 1 | 1.20mi |
| 347 N Queen St Lancaster, PA | 1.0 | 1.0 | 687 | $2,025 | $2.95 | 15d | 10 | 1.21mi |
| 145 Chester St Fl REAR Lancaster, PA | 1.0 | 1.0 | 800 | $1,125 | $1.41 | 15d | 1 | 1.21mi |
| 72 Howard Ave Lancaster, PA | 2.0 | 1.0 | 572 | $1,495 | $2.61 | 23d | 1 | 1.22mi |
| 61 Howard Ave Apt 1 Lancaster, PA | 2.0 | 1.0 | 650 | $1,045 | $1.61 | 45d | 1 | 1.25mi |
| 99 Dickinson Ave Lancaster, PA | 2.0 | 2.0 | 981 | $1,634 | $1.67 | 15d | 1 | 1.26mi |
| 506 N Queen St Unit 2 Lancaster, PA | 1.0 | 1.0 | 556 | $1,500 | $2.70 | 15d | 1 | 1.29mi |
| 114 E Lemon St Lancaster, PA | 1.0 | 1.0 | 627 | $1,347 | $2.15 | 15d | 2 | 1.29mi |
| 250 Stone Mill Rd Lancaster, PA | 1.0–3.0 | 1.0 | 1002 | $1,462 | $1.46 | 15d | 1 | 1.34mi |
| 446 N Duke St Unit 1R Lancaster, PA | 1.0 | 1.0 | 580 | $1,095 | $1.89 | 45d | 1 | 1.34mi |
| 442 E King St Lancaster, PA | 1.0 | 1.0 | 600 | $925 | $1.54 | 25d | 1 | 1.43mi |
| 816 N Prince St Lancaster, PA | 1.0–2.0 | 1.0–2.0 | 794 | $2,195 | $2.76 | 15d | 7 | 1.44mi |
Listing history 19 events
-
2026-04-28price $195,900 980-char remark
Show marketing remark (980 chars)
Go & Show house , if no reply for showing within 8 hours of request then use supra, house is vacant then call Ed Wright All Investors, this home will be sold to the highest Offer in May there are other rentals on the block as high as $1900 Improvements made and price reduced, we finished basement ceiling to make it a rec. room , extra insulation and very economical & all brick end 0f row with Built in bed and mattress in small bedroom so you have 3 bedrooms plus rec room in basement with gas heat & cent air has a build in bed and mattress, so that the small room upstairs can be counted as the 3rd bedroom all this on Quiet street only one block long with ample parking, central air no through traffic safe for kids, seller assist at full price Sharp home nothing to do but move in, hardwood floors and plaster walls, finished basement 3 bedrooms , modern gas HA heat with central air conditioning, covered patio in back yard & shed & private
-
2026-04-14price $196,900 980-char remark
Show marketing remark (980 chars)
Go & Show house , if no reply for showing within 8 hours of request then use supra, house is vacant then call Ed Wright All Investors, this home will be sold to the highest Offer in May there are other rentals on the block as high as $1900 Improvements made and price reduced, we finished basement ceiling to make it a rec. room , extra insulation and very economical & all brick end 0f row with Built in bed and mattress in small bedroom so you have 3 bedrooms plus rec room in basement with gas heat & cent air has a build in bed and mattress, so that the small room upstairs can be counted as the 3rd bedroom all this on Quiet street only one block long with ample parking, central air no through traffic safe for kids, seller assist at full price Sharp home nothing to do but move in, hardwood floors and plaster walls, finished basement 3 bedrooms , modern gas HA heat with central air conditioning, covered patio in back yard & shed & private
-
2026-03-30price $197,000 980-char remark
Show marketing remark (980 chars)
Go & Show house , if no reply for showing within 8 hours of request then use supra, house is vacant then call Ed Wright All Investors, this home will be sold to the highest Offer in May there are other rentals on the block as high as $1900 Improvements made and price reduced, we finished basement ceiling to make it a rec. room , extra insulation and very economical & all brick end 0f row with Built in bed and mattress in small bedroom so you have 3 bedrooms plus rec room in basement with gas heat & cent air has a build in bed and mattress, so that the small room upstairs can be counted as the 3rd bedroom all this on Quiet street only one block long with ample parking, central air no through traffic safe for kids, seller assist at full price Sharp home nothing to do but move in, hardwood floors and plaster walls, finished basement 3 bedrooms , modern gas HA heat with central air conditioning, covered patio in back yard & shed & private
-
2026-03-07price $199,000 980-char remark
Show marketing remark (980 chars)
Go & Show house , if no reply for showing within 8 hours of request then use supra, house is vacant then call Ed Wright All Investors, this home will be sold to the highest Offer in May there are other rentals on the block as high as $1900 Improvements made and price reduced, we finished basement ceiling to make it a rec. room , extra insulation and very economical & all brick end 0f row with Built in bed and mattress in small bedroom so you have 3 bedrooms plus rec room in basement with gas heat & cent air has a build in bed and mattress, so that the small room upstairs can be counted as the 3rd bedroom all this on Quiet street only one block long with ample parking, central air no through traffic safe for kids, seller assist at full price Sharp home nothing to do but move in, hardwood floors and plaster walls, finished basement 3 bedrooms , modern gas HA heat with central air conditioning, covered patio in back yard & shed & private
-
2026-02-27$207,000 Active 980-char remark
Show marketing remark (980 chars)
Go & Show house , if no reply for showing within 8 hours of request then use supra, house is vacant then call Ed Wright All Investors, this home will be sold to the highest Offer in May there are other rentals on the block as high as $1900 Improvements made and price reduced, we finished basement ceiling to make it a rec. room , extra insulation and very economical & all brick end 0f row with Built in bed and mattress in small bedroom so you have 3 bedrooms plus rec room in basement with gas heat & cent air has a build in bed and mattress, so that the small room upstairs can be counted as the 3rd bedroom all this on Quiet street only one block long with ample parking, central air no through traffic safe for kids, seller assist at full price Sharp home nothing to do but move in, hardwood floors and plaster walls, finished basement 3 bedrooms , modern gas HA heat with central air conditioning, covered patio in back yard & shed & private
-
2026-02-23soldstatus $168,000
-
2026-02-17soldstatus $168,000 Closed 292-char remark
Show marketing remark (292 chars)
This charming freshly painted inside 2?3-bedroom home is tucked away on a side street and is easy to maintain. Features include gas heat and central air for year-round comfort. Enjoy the rear fenced yard with a patio-perfect for relaxing or entertaining. Why pay rent? Come take a look today!
-
2026-01-21status Pending 292-char remark
Show marketing remark (292 chars)
This charming freshly painted inside 2?3-bedroom home is tucked away on a side street and is easy to maintain. Features include gas heat and central air for year-round comfort. Enjoy the rear fenced yard with a patio-perfect for relaxing or entertaining. Why pay rent? Come take a look today!
-
2026-01-12$178,000 Active 292-char remark
Show marketing remark (292 chars)
This charming freshly painted inside 2?3-bedroom home is tucked away on a side street and is easy to maintain. Features include gas heat and central air for year-round comfort. Enjoy the rear fenced yard with a patio-perfect for relaxing or entertaining. Why pay rent? Come take a look today!
-
2019-06-28soldstatus $91,000
-
2008-11-06soldstatus $70,000
-
2008-11-04soldstatus $70,000
-
2008-07-23historical
-
2008-05-09$79,900
-
2006-05-02soldstatus $79,900
-
2006-04-28soldstatus $79,900
-
2006-03-19historical
-
2006-02-20$78,900
-
1967-06-26soldstatus $10,725
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $3,256 · $271/mo
- Projected year-2 tax
- $3,256 · $271/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,949
- − Mortgage interest
- −$10,973
- − Property taxes
- −$3,256
- − Insurance
- −$980
- − Repairs & maintenance
- −$1,516
- − Management
- −$1,516
- − Depreciation
- −$5,699
- Taxable loss
- −$4,991
- Est. tax savings @ 24.0%
- +$1,198
- After-tax cash flow
- $-396/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lancaster SD
- NCES district ID
- 4213140
- Math proficiency
- 12% ▼ -10.00%
- Reading proficiency
- 25% ▼ -13.00%
- Median HH income
- $38,500
- Composite
- 15.52/100
- National rank
- #9301
- State rank
- #500 of 539 in PA
Livability — Lancaster
- Score
- 85/100
- State rank
- #71
- US rank
- #498
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lancaster, PA
- County
- Lancaster County · 390,309 people
- City population
- 176,170
- Metro
- Lancaster, PA
- Population (ZIP)
- 67,571
- Household income
- $77,084
- Rent vs Own
- Severe rent burden
- 2557.0
Population outlook (Lancaster County) Hauer SSP2
- Today (2025)
- 561,011 people
- By 2030
- 570,969 · +1.8%
- By 2040
- 585,929 · +4.4%
- By 2050
- 591,056 · +5.4%
- By 2075
- 594,747 · +6.0%
- By 2100
- 558,850 · -0.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 58% Hispanic / Latino 27% Two or more races 12% Black 7% Asian 4%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 19% Cuban 1% Dominican 2%
- Common ancestry
- Romanian 2% Slovak 2% Lithuanian 1%
- Foreign-born
- 9% · Canada, China, India
- Languages at home
- 77% English-only · Spanish 17% Other Indo-European 1% Chinese 1%
Political lean MEDSL · Lancaster
- 2024 margin
- R (+15.9) · D 41.5% · R 57.5%
- 2008→2024 swing
- -4.1pp toward R · 2008: -11.8pp · 2024: -15.9pp
- All cycles
- 2024: R+15.9 2020: R+15.8 2016: R+19.7 2012: R+19.2 2008: R+11.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -508.78%
- Current HPI
- 289.3324
- Rent YoY
- ▲ 0.47%
- Metro
- Lancaster, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+1726.6% since first listed19 events — show timeline
- 2026-04-28 Price Changed $195,900 BRIGHT MLS
- 2026-04-14 Price Changed $196,900 BRIGHT MLS
- 2026-03-30 Price Changed $197,000 BRIGHT MLS
- 2026-03-07 Price Changed $199,000 BRIGHT MLS
- 2026-02-27 Listed $207,000 BRIGHT MLS
- 2026-02-23 Sold (Public Records) $168,000 Public Records
- 2026-02-17 Sold (MLS) $168,000 BRIGHT MLS
- 2026-01-21 Pending — BRIGHT MLS
- 2026-01-12 Listed $178,000 BRIGHT MLS
- 2019-06-28 Sold (Public Records) $91,000 Public Records
- 2008-11-06 Sold (Public Records) $70,000 Public Records
- 2008-11-04 Sold (MLS) $70,000 BRIGHT MLS
- 2008-07-23 Listing Removed — BRIGHT MLS
- 2008-05-09 Listed $79,900 BRIGHT MLS
- 2006-05-02 Sold (Public Records) $79,900 Public Records
- 2006-04-28 Sold (MLS) $79,900 BRIGHT MLS
- 2006-03-19 Listing Removed — BRIGHT MLS
- 2006-02-20 Listed $78,900 BRIGHT MLS
- 1967-06-26 Sold (Public Records) $10,725 Public Records
Property tax history
+1.0%/yrLatest (2026): $3,256 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…