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812 Auburn Rd
C+ Composite 60.34
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.2/10.0
  • 1% rule +5.3/10.0
  • Schools +5.2/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$319,000

812 Auburn Rd · Fairless Hills, PA 19030
4 bd · 1.0 ba · 1,664 sqft · SingleFamily public records · 5 Days on market
Built 1953 7,667 sqft lot Est $454k · 30% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this expanded Fairless Hills Ranch home! There are four bedrooms and two full bathrooms, eat-in kitchen, LR with bay window and wall to wall carpeting. The kitchen has a side door to the carport, DR has a chandelier and sliding door to the patio, and a large Family Room with 2 picture windows. There are plenty of closets in this home, newer gas hot water heater, central air, new front storm door and a fenced in backyard. All appliances are included. This home is in the Pennsbury School District and is close to everything! Quick settlement possible, easy to show.

Key facts

  • Fenced yard
  • Natural gas heat
  • Carport

Tags

NATURAL GAS HEATCENTRAL AIR CONDITIONINGOPEN FAMILY ROOMFENCED YARDOFF-STREET PARKINGCARPORT

Property features AI

Finance

  • HOA & community: Sidewalks in the community

Exterior

  • Parking: 1-car garage; Carport; Driveway; Off-street parking; On-street parking
  • Utilities: Public water; Public sewer
  • Home design: Single-story home; Residential zoning; Above-grade living area reported
  • Construction: Aluminum siding and brick exterior; Asphalt/fiberglass roof; Slab foundation; Year built details not specified
  • Exterior features: Patio; Fence; Yard fenced; Flat lot; Public paved road frontage

Interior

  • Kitchen: Electric oven; Electric range; Refrigerator
  • Bedrooms: Bedroom on first floor (approx. 11.2 x 11.8)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Gas forced-air heating; Central air conditioning; 200+ amp electrical service with circuit breakers
  • Interior features: Storm door(s); Dining area; Family room on main level
  • Laundry & utility: Washer; Washer hookup on main level; Electric dryer; Dryer hookup on main level; Electric dryer hookup; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $319k.

Deal economics

  • At list price, monthly cash flow is $369 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $319k).
  • Cap rate 7.7% vs local median 4.5% in Fairless Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#205 in PA, #1,823 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A; Watch: amenities F, commute F.
  • Pennsbury SD (suburban): math 46% / reading 69% proficiency, ranked #67 of 539 in PA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
  • Market conditions: 33 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 663 units permitted in Bucks County in 2024 (106 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($97k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Bucks County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $250k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $319,000

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
7.68%
Cash-on-cash
4.96%
DSCR
1.22
GRM
8.1

CMA / ARV

ARV (on-the-fly)
$454,272
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
820 Auburn Rd 0.05mi 4/1.0 1,700 (+2%) 2mo $399,900 $235 93
244 Guilford Rd 0.28mi 4/1.5 1,610 (-3%) 6mo $395,000 $245 75
802 Eldridge Rd 0.31mi 3/2.0 (-1) 1,630 (-2%) 0mo $445,000 $273 73
630 Beaumont Rd 0.40mi 4/2.0 1,704 (+2%) 2mo $494,900 $290 72
25 Vermillion Ln 0.45mi 4/2.0 1,586 (-5%) 1mo $430,000 $271 67
131 Lebbie Ln 0.39mi 3/2.0 (-1) 1,600 (-4%) 2mo $442,500 $277 65
15 Venture Ln 0.42mi 4/2.0 1,538 (-8%) 7mo $352,000 $229 58
41 Valentine Ln 0.48mi 4/2.0 1,538 (-8%) 6mo $415,000 $270 56
837 Fairfield Rd 0.29mi 3/2.0 (-1) 1,452 (-13%) 0mo $470,000 $324 56
35 Viking Ln 0.47mi 4/3.0 1,538 (-8%) 3mo $398,000 $259 55
834 Eldridge Rd 0.27mi 3/2.0 (-1) 1,440 (-14%) 6mo $405,000 $281 51
120 Vermont Ln 0.72mi 4/2.0 1,544 (-7%) 2mo $466,000 $302 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.6%
Equity multiple
0.69×
Total profit
$-28,115
Equity at exit
$47,564
10-year hold
IRR
1.0%
Equity multiple
1.07×
Total profit
$6,040
Equity at exit
$27,581

Cash invested: $89,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19030

Active inventory
33
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$3,277 medium interval (Pro) →
Mortgage (P&I)
$1,673
Tax from tax record
$414 /mo · $4,970/yr
Insurance
$133
HOA
$0
Vacancy / Maint / Mgmt
$688
Net cashflow
$369

Break-even live

Break-even rent $2,810
Max offer price $319,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,750
Closing costs
$9,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1046 Trenton Rd Levittown, PA 3.0 2.5 1833 $2,700 $1.47 43d 1 0.80mi
11 Barberry Ln Levittown, PA 3.0 1.5 1216 $2,700 $2.22 43d 1 1.00mi
153 Mercer Ct Fairless Hills, PA 3.0 2.5 1848 $3,500 $1.89 1d 1 1.25mi

Listing history 5 events

  1. 2026-05-17
    listed $319,000 Active
  2. 2005-12-15
    soldstatus $250,000
  3. 2005-11-30
    soldstatus $250,000 579-char remark
    Show marketing remark (579 chars)

    Welcome to this expanded Fairless Hills Ranch home! There are four bedrooms and two full bathrooms, eat-in kitchen, LR with bay window and wall to wall carpeting. The kitchen has a side door to the carport, DR has a chandelier and sliding door to the patio, and a large Family Room with 2 picture windows. There are plenty of closets in this home, newer gas hot water heater, central air, new front storm door and a fenced in backyard. All appliances are included. This home is in the Pennsbury School District and is close to everything! Quick settlement possible, easy to show.

  4. 2005-11-14
    historical 579-char remark
    Show marketing remark (579 chars)

    Welcome to this expanded Fairless Hills Ranch home! There are four bedrooms and two full bathrooms, eat-in kitchen, LR with bay window and wall to wall carpeting. The kitchen has a side door to the carport, DR has a chandelier and sliding door to the patio, and a large Family Room with 2 picture windows. There are plenty of closets in this home, newer gas hot water heater, central air, new front storm door and a fenced in backyard. All appliances are included. This home is in the Pennsbury School District and is close to everything! Quick settlement possible, easy to show.

  5. 2005-09-08
    listed $250,000 579-char remark
    Show marketing remark (579 chars)

    Welcome to this expanded Fairless Hills Ranch home! There are four bedrooms and two full bathrooms, eat-in kitchen, LR with bay window and wall to wall carpeting. The kitchen has a side door to the carport, DR has a chandelier and sliding door to the patio, and a large Family Room with 2 picture windows. There are plenty of closets in this home, newer gas hot water heater, central air, new front storm door and a fenced in backyard. All appliances are included. This home is in the Pennsbury School District and is close to everything! Quick settlement possible, easy to show.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$4,970 · $414/mo
Projected year-2 tax
$5,005 · $417/mo
Expected delta
+$35/yr (+$3/mo · 0.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,330
− Mortgage interest
−$17,869
− Property taxes
−$4,970
− Insurance
−$1,595
− Repairs & maintenance
−$3,146
− Management
−$3,146
− Depreciation
−$9,280
Taxable loss
−$677
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$162
After-tax cash flow
$4,593/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pennsbury SD
NCES district ID
4218840
Math proficiency
46% ▼ -13.00%
Reading proficiency
69% ▼ -8.00%
Median HH income
$85,495
Composite
52.3/100
National rank
#1594
State rank
#67 of 539 in PA

Livability — Fairless Hills

Score
80/100
State rank
#205
US rank
#1823

Category grades

Amenities F Commute F Cost of living A- Crime A Employment A Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fairless Hills, PA
County
Bucks County · 506,477 people
City population
12,305
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
12,305
Household income
$96,603
Rent vs Own
21.9% rent · 78.1% own
Severe rent burden
377.0

Population outlook (Bucks County) Hauer SSP2

Today (2025)
630,973 people
By 2030
627,093 · -0.6%
By 2040
609,680 · -3.4%
By 2050
584,225 · -7.4%
By 2075
539,840 · -14.4%
By 2100
483,970 · -23.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 5% Black 5% Asian 4% Two or more races 3%
Common ancestry
Romanian 8% Scotch-Irish 3% Lithuanian 2%
Foreign-born
9% · Canada, South Korea
Languages at home
89% English-only · Other Indo-European 4% Spanish 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Bucks

2024 margin
Toss-up / Even · D 49.5% · R 49.5%
2008→2024 swing
-8.7pp toward R · 2008: 8.7pp · 2024: -0.1pp
All cycles
2024: R+0.1 2020: D+4.4 2016: D+0.6 2012: D+1.2 2008: D+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -219.91%
Current HPI
309.8975
Rent YoY
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+27.6% since first listed
5 events — show timeline
  • 2026-05-17 Listed $319,000 GLVRMLS
  • 2005-12-15 Sold (Public Records) $250,000 Public Records
  • 2005-11-30 Sold (MLS) $250,000 BRIGHT MLS
  • 2005-11-14 Listing Removed BRIGHT MLS
  • 2005-09-08 Listed $250,000 BRIGHT MLS

Property tax history

+1.9%/yr

Latest (2026): $4,970 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…