812 Auburn Rd · Fairless Hills, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 6/10 · Moderate
- Hot days now (above 102°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.6/30.0
- ARV discount +15.0/15.0
- DSCR +6.2/10.0
- 1% rule +5.3/10.0
- Schools +5.2/10.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$319,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this expanded Fairless Hills Ranch home! There are four bedrooms and two full bathrooms, eat-in kitchen, LR with bay window and wall to wall carpeting. The kitchen has a side door to the carport, DR has a chandelier and sliding door to the patio, and a large Family Room with 2 picture windows. There are plenty of closets in this home, newer gas hot water heater, central air, new front storm door and a fenced in backyard. All appliances are included. This home is in the Pennsbury School District and is close to everything! Quick settlement possible, easy to show.
Key facts
- Fenced yard
- Natural gas heat
- Carport
Tags
Property features AI
Finance
- HOA & community: Sidewalks in the community
Exterior
- Parking: 1-car garage; Carport; Driveway; Off-street parking; On-street parking
- Utilities: Public water; Public sewer
- Home design: Single-story home; Residential zoning; Above-grade living area reported
- Construction: Aluminum siding and brick exterior; Asphalt/fiberglass roof; Slab foundation; Year built details not specified
- Exterior features: Patio; Fence; Yard fenced; Flat lot; Public paved road frontage
Interior
- Kitchen: Electric oven; Electric range; Refrigerator
- Bedrooms: Bedroom on first floor (approx. 11.2 x 11.8)
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Gas forced-air heating; Central air conditioning; 200+ amp electrical service with circuit breakers
- Interior features: Storm door(s); Dining area; Family room on main level
- Laundry & utility: Washer; Washer hookup on main level; Electric dryer; Dryer hookup on main level; Electric dryer hookup; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $319k.
Deal economics
- At list price, monthly cash flow is $369 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $319k).
- Cap rate 7.7% vs local median 4.5% in Fairless Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#205 in PA, #1,823 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A; Watch: amenities F, commute F.
- Pennsbury SD (suburban): math 46% / reading 69% proficiency, ranked #67 of 539 in PA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
- Market conditions: 33 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 663 units permitted in Bucks County in 2024 (106 in 5+ unit buildings).
- This rent runs 41% of the median local income ($97k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Bucks County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $250k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 7.68%
- Cash-on-cash
- 4.96%
- DSCR
- 1.22
- GRM
- 8.1
CMA / ARV
- ARV (on-the-fly)
- $454,272
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 820 Auburn Rd | 0.05mi | 4/1.0 | 1,700 (+2%) | 2mo | $399,900 | $235 | 93 |
| 244 Guilford Rd | 0.28mi | 4/1.5 | 1,610 (-3%) | 6mo | $395,000 | $245 | 75 |
| 802 Eldridge Rd | 0.31mi | 3/2.0 (-1) | 1,630 (-2%) | 0mo | $445,000 | $273 | 73 |
| 630 Beaumont Rd | 0.40mi | 4/2.0 | 1,704 (+2%) | 2mo | $494,900 | $290 | 72 |
| 25 Vermillion Ln | 0.45mi | 4/2.0 | 1,586 (-5%) | 1mo | $430,000 | $271 | 67 |
| 131 Lebbie Ln | 0.39mi | 3/2.0 (-1) | 1,600 (-4%) | 2mo | $442,500 | $277 | 65 |
| 15 Venture Ln | 0.42mi | 4/2.0 | 1,538 (-8%) | 7mo | $352,000 | $229 | 58 |
| 41 Valentine Ln | 0.48mi | 4/2.0 | 1,538 (-8%) | 6mo | $415,000 | $270 | 56 |
| 837 Fairfield Rd | 0.29mi | 3/2.0 (-1) | 1,452 (-13%) | 0mo | $470,000 | $324 | 56 |
| 35 Viking Ln | 0.47mi | 4/3.0 | 1,538 (-8%) | 3mo | $398,000 | $259 | 55 |
| 834 Eldridge Rd | 0.27mi | 3/2.0 (-1) | 1,440 (-14%) | 6mo | $405,000 | $281 | 51 |
| 120 Vermont Ln | 0.72mi | 4/2.0 | 1,544 (-7%) | 2mo | $466,000 | $302 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -8.6%
- Equity multiple
- 0.69×
- Total profit
- $-28,115
- Equity at exit
- $47,564
- IRR
- 1.0%
- Equity multiple
- 1.07×
- Total profit
- $6,040
- Equity at exit
- $27,581
Cash invested: $89,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 19030
- Active inventory
- 33
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $3,277 medium interval (Pro) →
- Mortgage (P&I)
- −$1,673
- Tax from tax record
- −$414 /mo · $4,970/yr
- Insurance
- −$133
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$688
- Net cashflow
- $369
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $79,750
- Closing costs
- $9,570
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1046 Trenton Rd Levittown, PA | 3.0 | 2.5 | 1833 | $2,700 | $1.47 | 43d | 1 | 0.80mi |
| 11 Barberry Ln Levittown, PA | 3.0 | 1.5 | 1216 | $2,700 | $2.22 | 43d | 1 | 1.00mi |
| 153 Mercer Ct Fairless Hills, PA | 3.0 | 2.5 | 1848 | $3,500 | $1.89 | 1d | 1 | 1.25mi |
Listing history 5 events
-
2026-05-17$319,000 Active
-
2005-12-15soldstatus $250,000
-
2005-11-30soldstatus $250,000 579-char remark
Show marketing remark (579 chars)
Welcome to this expanded Fairless Hills Ranch home! There are four bedrooms and two full bathrooms, eat-in kitchen, LR with bay window and wall to wall carpeting. The kitchen has a side door to the carport, DR has a chandelier and sliding door to the patio, and a large Family Room with 2 picture windows. There are plenty of closets in this home, newer gas hot water heater, central air, new front storm door and a fenced in backyard. All appliances are included. This home is in the Pennsbury School District and is close to everything! Quick settlement possible, easy to show.
-
2005-11-14historical 579-char remark
Show marketing remark (579 chars)
Welcome to this expanded Fairless Hills Ranch home! There are four bedrooms and two full bathrooms, eat-in kitchen, LR with bay window and wall to wall carpeting. The kitchen has a side door to the carport, DR has a chandelier and sliding door to the patio, and a large Family Room with 2 picture windows. There are plenty of closets in this home, newer gas hot water heater, central air, new front storm door and a fenced in backyard. All appliances are included. This home is in the Pennsbury School District and is close to everything! Quick settlement possible, easy to show.
-
2005-09-08$250,000 579-char remark
Show marketing remark (579 chars)
Welcome to this expanded Fairless Hills Ranch home! There are four bedrooms and two full bathrooms, eat-in kitchen, LR with bay window and wall to wall carpeting. The kitchen has a side door to the carport, DR has a chandelier and sliding door to the patio, and a large Family Room with 2 picture windows. There are plenty of closets in this home, newer gas hot water heater, central air, new front storm door and a fenced in backyard. All appliances are included. This home is in the Pennsbury School District and is close to everything! Quick settlement possible, easy to show.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $4,970 · $414/mo
- Projected year-2 tax
- $5,005 · $417/mo
- Expected delta
- +$35/yr (+$3/mo · 0.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥102°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,330
- − Mortgage interest
- −$17,869
- − Property taxes
- −$4,970
- − Insurance
- −$1,595
- − Repairs & maintenance
- −$3,146
- − Management
- −$3,146
- − Depreciation
- −$9,280
- Taxable loss
- −$677
- Est. tax savings @ 24.0%
- +$162
- After-tax cash flow
- $4,593/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pennsbury SD
- NCES district ID
- 4218840
- Math proficiency
- 46% ▼ -13.00%
- Reading proficiency
- 69% ▼ -8.00%
- Median HH income
- $85,495
- Composite
- 52.3/100
- National rank
- #1594
- State rank
- #67 of 539 in PA
Livability — Fairless Hills
- Score
- 80/100
- State rank
- #205
- US rank
- #1823
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fairless Hills, PA
- County
- Bucks County · 506,477 people
- City population
- 12,305
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Population (ZIP)
- 12,305
- Household income
- $96,603
- Rent vs Own
- Severe rent burden
- 377.0
Population outlook (Bucks County) Hauer SSP2
- Today (2025)
- 630,973 people
- By 2030
- 627,093 · -0.6%
- By 2040
- 609,680 · -3.4%
- By 2050
- 584,225 · -7.4%
- By 2075
- 539,840 · -14.4%
- By 2100
- 483,970 · -23.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Hispanic / Latino 5% Black 5% Asian 4% Two or more races 3%
- Common ancestry
- Romanian 8% Scotch-Irish 3% Lithuanian 2%
- Foreign-born
- 9% · Canada, South Korea
- Languages at home
- 89% English-only · Other Indo-European 4% Spanish 2% Russian/Polish/Slavic 2%
Political lean MEDSL · Bucks
- 2024 margin
- Toss-up / Even · D 49.5% · R 49.5%
- 2008→2024 swing
- -8.7pp toward R · 2008: 8.7pp · 2024: -0.1pp
- All cycles
- 2024: R+0.1 2020: D+4.4 2016: D+0.6 2012: D+1.2 2008: D+8.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -219.91%
- Current HPI
- 309.8975
- Rent YoY
- —
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+27.6% since first listed5 events — show timeline
- 2026-05-17 Listed $319,000 GLVRMLS
- 2005-12-15 Sold (Public Records) $250,000 Public Records
- 2005-11-30 Sold (MLS) $250,000 BRIGHT MLS
- 2005-11-14 Listing Removed — BRIGHT MLS
- 2005-09-08 Listed $250,000 BRIGHT MLS
Property tax history
+1.9%/yrLatest (2026): $4,970 · +4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…