223 Almond Dr · Graniteville, SC 29829

$363,400

4 bd · 2.5 ba · 2,652 sqft · SingleFamily public records · 38 Days on market

Built 2018 9,583 sqft lot Est $302k · 20% over $54/mo HOA · 2% of rent

---

Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.2/30.0
• Appreciation +9.2/10.0
• Schools +3.2/10.0
• Livability +3.0/5.0
• DSCR +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.7/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

Move in ready, 5 Bedroom, 3 Bathroom home in Sage Creek. 4 Bedrooms, 2 full bathrooms on the main floor, and 1 bedroom , full bathroom and den upstairs. Large and private owner's suite is located downstairs. Owner's bathroom has double sink vanity, garden tub and separate shower. Walk in closet is spacious. Eat-in kitchen with island and bar-top counter has stainless steel appliances and large walk-in pantry. Kitchen opens to the living room. Great for entertaining. LVP flooring for easy cleaning. 3 bedrooms and full bathroom on the other side of the house are spacious and full of natural light. All blinds are included. Enjoy your fenced backyard with ample patio, jungle gym stays. Sprinklers on all sides.

Key facts

• Separate shower
• Eat-in kitchen
• Walk in closet

Tags

• OWNER'S SUITE
• DOUBLE SINK VANITY
• GARDEN TUB
• SEPARATE SHOWER
• WALK IN CLOSET
• EAT-IN KITCHEN

Property features AI

Finance

• HOA & community: Homeowners association with an annual fee of $650

Exterior

• Parking: Attached garage; 2 garage spaces; Garage with opener; Paved driveway
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Cable available; Underground utilities
• Home design: Single-family residence; One and one-half stories; Accessible entrance; Built by Keystone; Facing information not provided
• Construction: Stone and vinyl siding exterior; Shingle/composition roof; Slab foundation; Built by Keystone
• Exterior features: Patio; Fenced yard; Sprinklers in front; Sprinklers in rear; Landscaped; Other (see remarks); Paved road

Interior

• Kitchen: Oven; Dishwasher; Disposal; Microwave; Self-cleaning oven; Electric water heater
• Flooring: Vinyl; Carpet
• Bathrooms: 3 full bathrooms
• Heating & cooling: Heat pump heating; Electric heating; Heat pump cooling; Ceiling fans
• Interior features: Ceiling fans; Walk-in closets; Kitchen island; Breakfast bar; Eat-in kitchen; Pantry; High-speed internet; Insulated windows; Window coverings; See remarks
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $363k.

Deal economics

• At list price, monthly cash flow is $-270 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $316k (13.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $244k (33.0% below list).
• Recommended offer: $244k (33.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
• Market conditions: 299 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
• This rent runs 35% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $33k of equity ($3k loan paydown + $30k appreciation (8.4% local appreciation)).
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$53k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 9y ago; this cycle's ask has dropped $27k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $223k; list at $363k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $243,632 (33.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.67% ✗
• Cap rate: 5.40%
• Cash-on-cash: -3.18%
• DSCR: 0.86
• GRM: 12.4

CMA / ARV

• ARV (on-the-fly): $302,328
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4920 Coal Creek Dr	0.37mi	4/2.5	2,724 (+3%)	2mo	$305,000	$112	76
200 Pendulum Rdg	0.23mi	4/3.0	2,780 (+5%)	4mo	$299,000	$108	76
566 Village East Cir	0.63mi	5/3.0 (+1)	2,652 (0%)	2mo	$275,000	$104	62
8039 Red Rock Way Way	0.37mi	4/2.5	2,456 (-7%)	13mo	$287,000	$117	59
4145 Thimbleberry Dr	0.19mi	3/2.5 (-1)	2,357 (-11%)	10mo	$273,000	$116	59
708 Flat Rock Ln	0.40mi	4/2.5	2,342 (-12%)	5mo	$399,000	$170	57
3046 Walking View Ct	0.49mi	4/3.5	2,835 (+7%)	5mo	$299,999	$106	57
3032 Walking View Ct	0.49mi	4/2.5	2,359 (-11%)	5mo	$250,000	$106	54
618 Village East Cir	0.59mi	4/3.0	2,840 (+7%)	7mo	$324,900	$114	52
2002 Winding Trail Rd	0.41mi	5/3.5 (+1)	2,778 (+5%)	15mo	$320,000	$115	52
4055 Thimbleberry Dr	0.29mi	3/2.5 (-1)	2,273 (-14%)	12mo	$270,000	$119	48
709 Turning Crest Ln	0.44mi	4/2.5	2,294 (-14%)	16mo	$256,500	$112	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 18.4%
• Equity multiple: 2.39×
• Total profit: $141,252
• Equity at exit: $285,534

10-year hold

• IRR: 17.3%
• Equity multiple: 5.16×
• Total profit: $422,819
• Equity at exit: $576,039

Cash invested: $101,752 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29829

• Home prices YoY: 3.0%
• Active inventory: 299
• Price-to-rent: 12.4×

Monthly cashflow live

• Estimated rent: $2,436 medium
• Mortgage (P&I): −$1,906
• Tax from tax record: −$83 /mo · $998/yr
• Insurance: −$151
• HOA: −$54
• Vacancy / Maint / Mgmt: −$512
• Net cashflow: $-270

Break-even live

Break-even rent $2,778

Max offer price $315,770

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $90,850
• Closing costs: $10,902
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4074 Thimbleberry Dr Graniteville, SC	3.0	2.5	1854	$1,900	$1.02	21d	1	0.28mi
6130 Mahogany Ter Graniteville, SC	4.0	2.0	1893	$2,250	$1.19	14d	1	0.37mi
507 Satinwood Cir Graniteville, SC	3.0–4.0	2.0–2.5	1776	$2,199	$1.24	14d	5	0.47mi

HOA detail

• Monthly dues: $54 · $648/yr
• Likely covers: gym

Listing history 30 events

1. 2026-06-18
   days on market $363,400 Active 38 DOM
2. 2026-06-17
   days on market $363,400 Active 37 DOM
3. 2026-06-16
   days on market $363,400 Active 36 DOM
4. 2026-06-15
   days on market $363,400 Active 35 DOM
5. 2026-06-14
   days on market $363,400 Active 33 DOM
6. 2026-06-13
   days on market $363,400 Active 32 DOM
7. 2026-06-10
   days on market $363,400 Active 30 DOM
8. 2026-06-09
   days on market $363,400 Active 29 DOM
9. 2026-06-09
   days on marketlisting id $363,400 Active 28 DOM
10. 2026-06-08
    days on market $363,400 Active 111 DOM
11. 2026-06-07
    days on market $363,400 Active 110 DOM
12. 2026-06-03
    days on market $363,400 Active 106 DOM
13. 2026-06-02
    days on market $363,400 Active 105 DOM
14. 2026-06-01
    days on market $363,400 Active 104 DOM
15. 2026-05-31
    days on market $363,400 Active 103 DOM
16. 2026-05-30
    days on market $363,400 Active 102 DOM
17. 2026-05-11
    historical
18. 2026-04-24
    price $363,400
19. 2026-04-24
    price $363,400
20. 2026-03-10
    price $385,000
21. 2026-03-10
    price $385,000
22. 2026-02-18
    listed $390,000 Active
23. 2026-02-17
    listed $390,000 Active

    Show marketing remark (715 chars)

    Move in ready, 5 Bedroom, 3 Bathroom home in Sage Creek. 4 Bedrooms, 2 full bathrooms on the main floor, and 1 bedroom , full bathroom and den upstairs. Large and private owner's suite is located downstairs. Owner's bathroom has double sink vanity, garden tub and separate shower. Walk in closet is spacious. Eat-in kitchen with island and bar-top counter has stainless steel appliances and large walk-in pantry. Kitchen opens to the living room. Great for entertaining. LVP flooring for easy cleaning. 3 bedrooms and full bathroom on the other side of the house are spacious and full of natural light. All blinds are included. Enjoy your fenced backyard with ample patio, jungle gym stays. Sprinklers on all sides.

24. 2026-02-17
    listed $363,400 Active 715-char remark

    Show marketing remark (715 chars)

    Move in ready, 5 Bedroom, 3 Bathroom home in Sage Creek. 4 Bedrooms, 2 full bathrooms on the main floor, and 1 bedroom , full bathroom and den upstairs. Large and private owner's suite is located downstairs. Owner's bathroom has double sink vanity, garden tub and separate shower. Walk in closet is spacious. Eat-in kitchen with island and bar-top counter has stainless steel appliances and large walk-in pantry. Kitchen opens to the living room. Great for entertaining. LVP flooring for easy cleaning. 3 bedrooms and full bathroom on the other side of the house are spacious and full of natural light. All blinds are included. Enjoy your fenced backyard with ample patio, jungle gym stays. Sprinklers on all sides.

25. 2018-10-31
    soldstatus $223,400
26. 2018-10-31
    soldstatus $223,400
27. 2018-10-31
    soldstatus $223,400
28. 2018-01-11
    listed $223,400
29. 2018-01-11
    listed $223,400
30. 2017-11-10
    listed $223,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $998 · $83/mo
• Projected year-2 tax: $2,071 · $173/mo
• Expected delta: +$1,073/yr (+$89/mo · 107.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,236
• − Mortgage interest: −$20,356
• − Property taxes: −$998
• − Insurance: −$1,817
• − Repairs & maintenance: −$2,339
• − Management: −$2,339
• − HOA: −$648
• − Depreciation: −$10,572
• Taxable loss: −$9,833
• Est. tax savings @ 24.0%: +$2,360
• After-tax cash flow: $-876/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

Livability — Graniteville

• Score: 59/100
• State rank: #240
• US rank: #19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 116,534 people
• City population: 931
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 12,385
• Household income: $84,228
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 213.0

Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Common ancestry: Italian 2% Swedish 2% Slovak 1%
• Foreign-born: 6% · Canada
• Languages at home: 89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.38%
• Current HPI: 286.4155
• Rent YoY: —
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+62.7% since first listed

14 events — show timeline

• 2026-05-11 Listing Removed — Hive MLS
• 2026-04-24 Price Changed $363,400 Hive MLS
• 2026-04-24 Price Changed $363,400 AMLS
• 2026-03-10 Price Changed $385,000 AMLS
• 2026-03-10 Price Changed $385,000 Hive MLS
• 2026-02-18 Listed $390,000 Hive MLS
• 2026-02-17 Listed $390,000 AMLS
• 2026-02-17 Listed $363,400 Hive MLS
• 2018-10-31 Sold (MLS) $223,400 Hive MLS
• 2018-10-31 Sold (MLS) $223,400 AMLS
• 2018-10-31 Sold (MLS) $223,400 Hive MLS
• 2018-01-11 Listed $223,400 Hive MLS
• 2018-01-11 Listed $223,400 Hive MLS
• 2017-11-10 Listed $223,400 AMLS

Property tax history

+8.1%/yr

Latest (2025): $998 · +0.0% YoY. Source: county tax records.