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Plan 1824 Modeled Plan 🏗️ New Construction
D- Composite 36.13
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +4.4/30.0
  • Schools +4.1/10.0
  • Rent growth +3.6/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.4/10.0
  • DSCR +0.0/10.0

$590,000

Plan 1824 Modeled Plan · Elk Grove, CA 95757
4 bd · 2.0 ba · 1,824 sqft · SingleFamily · 928 Days on market

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

Key facts

  • 2 garage spots
  • Listed 927 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $590,000 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $630,421.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $590k.

Deal economics

  • At list price, monthly cash flow is $-2k ($-20k/yr) — negative.
  • To cash-flow at today's rent, offer at most $392k (33.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $343k (41.8% below list).
  • Recommended offer: $343k (41.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#212 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime B+; Watch: commute F, cost of living F.
  • Elk Grove Unified (suburban): math 40% / reading 51% proficiency, ranked #165 of 517 in CA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.5%/yr); 295 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 6,825 units permitted in Sacramento County in 2024 (1,752 in 5+ unit buildings).

Forward outlook

  • In year one you build about $67k of equity ($4k loan paydown + $63k appreciation (10.0% local appreciation)).
  • Sacramento County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$108k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 928 days — a 12% lower offer ($519k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $343,245 (41.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 928 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.54%
Cap rate
3.16%
Cash-on-cash
-11.18%
DSCR
0.50
GRM
15.3

CMA / ARV

ARV (median comp)
$630,421
List price
$590,000
Delta
-6.41%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8357 Eleodoro Way 0.20mi 3/2.5 (-1) 1,730 (-5%) 2mo $562,168 $325 74
8396 Solfrid Way 0.27mi 3/2.5 (-1) 1,730 (-5%) 0mo $555,000 $321 71
10367 Mornington Way 0.16mi 3/2.5 (-1) 1,980 (+9%) 3mo $647,705 $327 69
8393 Eleodoro Way 0.26mi 3/2.5 (-1) 1,960 (+8%) 3mo $580,075 $296 66
8475 Anker Way 0.34mi 4/2.5 1,651 (-10%) 0mo $570,000 $345 66
10350 S Solvita Way 0.11mi 3/2.0 (-1) 1,552 (-15%) 0mo $595,000 $383 65
8349 Eleodoro Way 0.18mi 4/3.0 2,075 (+14%) 1mo $617,720 $298 64
8524 Anker Way 0.43mi 4/2.5 1,651 (-10%) 0mo $560,000 $339 62
8080 Gwinn Cir 0.66mi 3/2.0 (-1) 1,889 (+4%) 3mo $689,999 $365 56
8462 Kissa Cir 0.61mi 4/2.0 2,002 (+10%) 2mo $680,000 $340 53
10124 Zane Way 0.50mi 3/2.5 (-1) 1,628 (-11%) 2mo $562,000 $345 50
10296 Garmont Way 0.54mi 3/2.0 (-1) 1,550 (-15%) 3mo $587,000 $379 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 4.54% rent growth · sell at horizon

5-year hold
IRR
16.8%
Equity multiple
2.38×
Total profit
$244,021
Equity at exit
$567,933
10-year hold
IRR
16.2%
Equity multiple
5.60×
Total profit
$812,765
Equity at exit
$1,224,769

Cash invested: $176,518 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95757

Home prices YoY
13.5%
Rents YoY
4.5%
Active inventory
295
Price-to-rent
14.3×

Monthly cashflow live

Estimated rent
$3,432 high interval (Pro) →
Mortgage (P&I)
$3,306
Tax est. 1.5%
$788 /mo · $9,456/yr
Insurance
$263
HOA
$0
Vacancy / Maint / Mgmt
$721
Net cashflow
$-1,645

Break-even live

Break-even rent $5,515
Max offer price $392,378
Occupancy floor

Sensitivity live

Price -10% $-1,209 -5% $-1,427 +0% $-1,645 +5% $-1,863 +10% $-2,081
Rent -10% $-1,916 -5% $-1,781 +0% $-1,645 +5% $-1,509 +10% $-1,374
Rate -1.0pp $-1,328 -0.5pp $-1,485 base $-1,645 +0.5pp $-1,808 +1.0pp $-1,975

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$157,605
Closing costs
$18,913
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8357 Eleodoro Way Elk Grove, CA 3.0 2.5 1730 $3,245 $1.88 3d 1 0.19mi
8357 Luan Way Elk Grove, CA 3.0 2.0 1967 $2,895 $1.47 20d 1 0.19mi
8358 Akino Ct Elk Grove, CA 4.0 3.5 2321 $3,200 $1.38 44d 1 0.21mi
8376 Solfrid Way Elk Grove, CA 4.0 3.0 2070 $3,200 $1.55 18d 1 0.23mi
10365 Bayson Way Elk Grove, CA 4.0 3.0 2018 $3,300 $1.64 21d 1 0.23mi
10365 Bayson Way Elk Grove, CA 4.0 3.0 2018 $3,300 $1.64 22d 1 0.23mi
8403 Sinesky Way Elk Grove, CA 3.0 2.0 1579 $2,995 $1.90 11d 1 0.24mi
8471 Anker Way Elk Grove, CA 4.0 2.5 2107 $3,200 $1.52 24d 1 0.32mi
10114 Elise Way Elk Grove, CA 4.0 3.0 2214 $2,995 $1.35 8d 1 0.50mi
8420 Mondale Way Elk Grove, CA 4.0 3.0 2450 $3,950 $1.61 44d 1 0.50mi
10110 Elise Way Elk Grove, CA 3.0 2.5 1628 $3,300 $2.03 8d 1 0.51mi
10123 Blue Whale Way Elk Grove, CA 4.0 3.0 2445 $4,200 $1.72 17d 1 0.70mi
8008 Poppy Ridge Rd Elk Grove, CA 4.0 3.0 2073 $3,375 $1.63 24d 1 0.80mi
10573 Vina Ct Elk Grove, CA 3.0 2.5 1449 $3,299 $2.28 44d 1 1.03mi
10571 Vina Ct Elk Grove, CA 3.0 2.5 1322 $3,149 $2.38 11d 1 1.04mi
10583 Amigos Ct Elk Grove, CA 3.0 2.5 1322 $3,149 $2.38 24d 1 1.05mi
10565 Vina Ct Elk Grove, CA 3.0 2.5 1322 $3,149 $2.38 11d 1 1.05mi
10563 Vina Ct Elk Grove, CA 3.0 2.5 1449 $3,299 $2.28 44d 1 1.05mi
10564 Vina Ct Elk Grove, CA 3.0 2.5 1322 $3,149 $2.38 24d 1 1.05mi
10516 Paseo Garcia Ct Elk Grove, CA 3.0 2.5 1492 $3,399 $2.28 5d 1 1.05mi
10595 Gato Ct Elk Grove, CA 3.0 2.5 1322 $3,149 $2.38 44d 1 1.06mi
10577 Amigos Ct Elk Grove, CA 3.0 2.5 1322 $3,149 $2.38 44d 1 1.06mi
10589 Gato Ct Elk Grove, CA 3.0 2.5 1322 $3,119 $2.36 24d 1 1.06mi
10508 Paseo Garcia Ct Elk Grove, CA 3.0 2.5 1492 $3,389 $2.27 21d 1 1.07mi
10439 Barrena Loop Elk Grove, CA 2.0–3.0 2.5 1252 $3,149 $2.52 2d 1 1.07mi
7216 Tavira Ct Elk Grove, CA 3.0 2.0 1513 $2,600 $1.72 44d 1 1.12mi
8883 Solo Way Elk Grove, CA 5.0 3.0 2140 $3,300 $1.54 2d 1 1.24mi
10568 Trill Way Elk Grove, CA 3.0 2.5 1815 $2,900 $1.60 3d 1 1.32mi
10568 Trill Way Elk Grove, CA 3.0 2.5 1815 $2,900 $1.60 2d 1 1.32mi
9773 Philta Way Elk Grove, CA 4.0 2.5 2564 $3,500 $1.37 5d 1 1.44mi

Listing history 50 events

  1. 2026-06-18
    days on market $590,000 Active 928 DOM
  2. 2026-06-17
    days on market $590,000 Active 927 DOM
  3. 2026-06-16
    days on market $590,000 Active 926 DOM
  4. 2026-06-15
    days on market $590,000 Active 925 DOM
  5. 2026-06-13
    days on market $590,000 Active 923 DOM
  6. 2026-06-13
    days on market $590,000 Active 922 DOM
  7. 2026-06-09
    days on market $590,000 Active 919 DOM
  8. 2026-06-08
    days on market $590,000 Active 918 DOM
  9. 2026-06-07
    pricedays on market $590,000 Active 917 DOM
  10. 2026-06-05
    days on market $589,990 Active 914 DOM
  11. 2026-06-03
    days on market $589,990 Active 913 DOM
  12. 2026-06-02
    days on market $589,990 Active 912 DOM
  13. 2026-06-01
    days on market $589,990 Active 911 DOM
  14. 2026-05-31
    days on market $589,990 Active 910 DOM
  15. 2026-05-16
    price $585,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  16. 2026-05-01
    price $582,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  17. 2026-04-25
    price $585,000 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  18. 2026-04-11
    price $598,950 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  19. 2026-03-20
    price $608,950 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  20. 2026-03-13
    price $618,950 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  21. 2026-02-21
    price $604,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  22. 2026-01-31
    price $602,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  23. 2026-01-24
    price $599,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  24. 2025-12-20
    price $615,950 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  25. 2025-12-06
    price $601,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  26. 2025-11-22
    price $599,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  27. 2025-11-14
    price $617,470 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  28. 2025-11-05
    price $599,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  29. 2025-10-25
    price $596,990 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  30. 2025-10-18
    price $593,990 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  31. 2025-09-28
    price $610,000 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  32. 2025-09-20
    price $611,950 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  33. 2025-08-30
    price $610,000 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  34. 2025-08-09
    price $607,950 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  35. 2025-08-03
    price $604,300 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  36. 2025-07-26
    price $608,990 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  37. 2025-07-19
    price $619,300 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  38. 2025-07-09
    price $626,460 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  39. 2025-06-28
    price $610,990 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  40. 2025-06-14
    price $626,465 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  41. 2025-05-30
    price $636,465 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  42. 2025-05-17
    price $635,380 492-char remark
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    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  43. 2025-05-03
    price $643,390 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  44. 2025-05-02
    price $641,735 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  45. 2025-04-25
    price $661,735 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  46. 2025-04-18
    price $663,390 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  47. 2025-04-12
    price $642,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  48. 2025-03-08
    price $638,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  49. 2025-02-15
    price $635,990 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

  50. 2025-02-08
    price $653,920 492-char remark
    Show marketing remark (492 chars)

    * Extra storage space * Dual-sink vanity at primary bath * Walk-in closet at primary bedroom * Quartz kitchen countertops * Spacious great room * Kitchen USB charging port * 9-ft. ceilings * Kitchen island * Dedicated laundry room * Open floor plan * Smart thermostat * ENERGY STAR® certified home * Close to family friendly parks * Close to medical facilities * Commuter-friendly location * Near local schools * Near popular restaurants * Planned parks

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,189
− Mortgage interest
−$35,313
− Property taxes
−$9,456
− Insurance
−$3,152
− Repairs & maintenance
−$3,295
− Management
−$3,295
− Depreciation
−$18,340
Taxable loss
−$31,662
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$7,599
After-tax cash flow
$-12,142/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Elk Grove Unified
NCES district ID
0612330
Math proficiency
40% ▼ -5.00%
Reading proficiency
51% ▼ -5.00%
Median HH income
$67,860
Composite
40.72/100
National rank
#3658
State rank
#165 of 517 in CA

Livability — Elk Grove

Score
71/100
State rank
#212
US rank
#6681

Category grades

Amenities B Commute F Cost of living F Crime B+ Employment A+ Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Elk Grove, CA
County
Sacramento County · 1,539,646 people
City population
190,119
Metro
Sacramento-Roseville-Folsom, CA
Population (ZIP)
56,764
Household income
$138,198
Rent vs Own
26.5% rent · 73.5% own
Severe rent burden
1121.0

Population outlook (Sacramento County) Hauer SSP2

Today (2025)
1,660,763 people
By 2030
1,732,990 · +4.3%
By 2040
1,855,755 · +11.7%
By 2050
1,941,335 · +16.9%
By 2075
2,046,162 · +23.2%
By 2100
1,961,444 · +18.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
Asian 40% White 21% Hispanic / Latino 18% Two or more races 14% Black 11% Pacific Islander 1%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Russian 1% Italian 1% Portuguese 1%
Foreign-born
28% · China, Canada, Vietnam
Languages at home
62% English-only · Spanish 8% Other Indo-European 7% Chinese 7%

Political lean MEDSL · Sacramento

2024 margin
D (+19.7) · D 58.1% · R 38.4% · Other 3.5%
2008→2024 swing
+0.7pp no change · 2008: 19.0pp · 2024: 19.7pp
All cycles
2024: D+19.7 2020: D+25.3 2016: D+23.7 2012: D+16.3 2008: D+19.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 39.15%
Current HPI
328.5885
Rent YoY
▲ 4.54%
Metro
Sacramento-Roseville-Folsom, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-0.5% since first listed
62 events — show timeline
  • 2026-05-16 Price Changed $585,990 Zillow
  • 2026-05-01 Price Changed $582,990 Zillow
  • 2026-04-25 Price Changed $585,000 Zillow
  • 2026-04-11 Price Changed $598,950 Zillow
  • 2026-03-20 Price Changed $608,950 Zillow
  • 2026-03-13 Price Changed $618,950 Zillow
  • 2026-02-21 Price Changed $604,990 Zillow
  • 2026-01-31 Price Changed $602,990 Zillow
  • 2026-01-24 Price Changed $599,990 Zillow
  • 2025-12-20 Price Changed $615,950 Zillow
  • 2025-12-06 Price Changed $601,990 Zillow
  • 2025-11-22 Price Changed $599,990 Zillow
  • 2025-11-14 Price Changed $617,470 Zillow
  • 2025-11-05 Price Changed $599,990 Zillow
  • 2025-10-25 Price Changed $596,990 Zillow
  • 2025-10-18 Price Changed $593,990 Zillow
  • 2025-09-28 Price Changed $610,000 Zillow
  • 2025-09-20 Price Changed $611,950 Zillow
  • 2025-08-30 Price Changed $610,000 Zillow
  • 2025-08-09 Price Changed $607,950 Zillow
  • 2025-08-03 Price Changed $604,300 Zillow
  • 2025-07-26 Price Changed $608,990 Zillow
  • 2025-07-19 Price Changed $619,300 Zillow
  • 2025-07-09 Price Changed $626,460 Zillow
  • 2025-06-28 Price Changed $610,990 Zillow
  • 2025-06-14 Price Changed $626,465 Zillow
  • 2025-05-30 Price Changed $636,465 Zillow
  • 2025-05-17 Price Changed $635,380 Zillow
  • 2025-05-03 Price Changed $643,390 Zillow
  • 2025-05-02 Price Changed $641,735 Zillow
  • 2025-04-25 Price Changed $661,735 Zillow
  • 2025-04-18 Price Changed $663,390 Zillow
  • 2025-04-12 Price Changed $642,990 Zillow
  • 2025-03-08 Price Changed $638,990 Zillow
  • 2025-02-15 Price Changed $635,990 Zillow
  • 2025-02-08 Price Changed $653,920 Zillow
  • 2025-02-01 Price Changed $646,950 Zillow
  • 2025-01-25 Price Changed $629,990 Zillow
  • 2025-01-18 Price Changed $631,990 Zillow
  • 2025-01-11 Price Changed $624,990 Zillow
  • 2024-12-16 Price Changed $619,990 Zillow
  • 2024-11-23 Price Changed $621,990 Zillow
  • 2024-10-25 Price Changed $619,990 Zillow
  • 2024-10-19 Price Changed $637,840 Zillow
  • 2024-10-11 Price Changed $616,990 Zillow
  • 2024-10-05 Price Changed $613,990 Zillow
  • 2024-09-28 Price Changed $615,990 Zillow
  • 2024-06-30 Price Changed $613,990 Zillow
  • 2024-06-16 Price Changed $630,300 Zillow
  • 2024-03-30 Price Changed $613,990 Zillow
  • 2024-03-02 Price Changed $610,990 Zillow
  • 2024-02-25 Price Changed $607,990 Zillow
  • 2024-02-10 Price Changed $604,990 Zillow
  • 2024-02-03 Price Changed $617,020 Zillow
  • 2024-01-27 Price Changed $614,020 Zillow
  • 2024-01-20 Price Changed $596,990 Zillow
  • 2024-01-06 Relisted Zillow
  • 2024-01-06 Price Changed $591,990 Zillow
  • 2024-01-03 Delisted Zillow
  • 2023-12-16 Price Changed $593,990 Zillow
  • 2023-12-02 Price Changed $591,990 Zillow
  • 2023-12-01 Listed $588,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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