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4901 Anthony St
C Composite 56.53
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.6/30.0
  • ARV discount +15.0/15.0
  • 1% rule +6.2/10.0
  • DSCR +5.5/10.0
  • Livability +3.9/5.0
  • Rent growth +3.1/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$140,000

4901 Anthony St · Corpus Christi, TX 78415
3 bd · 1.0 ba · 1,378 sqft · SingleFamily public records · 52 Days on market
Built 1953 7,645 sqft lot $102/sqft · 18% below area Est $171k · 18% under ↓ 12% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Investor special with motivated sellers!! Don't miss this this 3 bedroom with the framework and plumbing in the garage for an ADU! Centrally located and ready for a rehab!

Key facts

  • Plumbing
  • Adu
  • Centrally located

Tags

PLUMBINGADUCENTRALLY LOCATED

Property features AI

Finance

  • HOA & community: Short term rentals allowed

Exterior

  • Parking: Attached garage with 2 covered spaces
  • Utilities: Natural gas available; Public water; Public sewer
  • Home design: Single-story home; Pillar/post/pier foundation; Shingle roof; Frame construction with vinyl and wood siding
  • Construction: Built with frame, vinyl siding, and wood siding
  • Exterior features: Chain link fencing; Corner lot

Interior

  • Bathrooms: One full bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Other interior features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $109 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $136k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.2% vs local median 3.6% in Corpus Christi — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#66 in TX, #2,404 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Corpus Christi ISD (urban): math 31% / reading 35% proficiency, ranked #562 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.3%/yr); 417 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,397 units permitted in Nueces County in 2024 (47 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Nueces County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price; built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,800 (3.0% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
7.23%
Cash-on-cash
3.34%
DSCR
1.15
GRM
7.5

CMA / ARV

ARV (median comp)
$170,567
List price
$140,000
Delta
-17.92%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3702 Lincoln St 0.20mi 4/2.0 (+1) 1,433 (+4%) 4mo $179,000 $125 72
3606 Marion St 0.20mi 3/2.0 1,262 (-8%) 6mo $165,000 $131 68
4818 Marion 0.56mi 3/1.5 1,435 (+4%) 1mo $119,999 $84 64
5218 Hitching Post 0.64mi 3/2.0 1,398 (+2%) 1mo $194,000 $139 63
4749 Mokry Dr 0.18mi 3/1.5 1,210 (-12%) 8mo $183,900 $152 62
3218 Mcardle 0.50mi 2/1.0 (-1) 1,457 (+6%) 3mo $160,000 $110 60
3821 Lincoln St 0.32mi 3/2.0 1,180 (-14%) 1mo $189,999 $161 57
3318 Mahan Dr 0.60mi 3/1.5 1,249 (-9%) 5mo $189,900 $152 50
3713 Bentwood 0.46mi 3/2.0 1,205 (-13%) 4mo $218,500 $181 50
5326 Hitching Post 0.72mi 3/2.0 1,266 (-8%) 2mo $189,000 $149 47
3922 Bradford Dr 0.50mi 4/1.0 (+1) 1,180 (-14%) 3mo $189,000 $160 46
3937 Linden St 0.72mi 3/2.0 1,211 (-12%) 5mo $175,000 $145 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.32% rent growth · sell at horizon

5-year hold
IRR
-11.8%
Equity multiple
0.57×
Total profit
$-16,673
Equity at exit
$20,874
10-year hold
IRR
-3.7%
Equity multiple
0.76×
Total profit
$-9,373
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78415

Rents YoY
2.3%
Active inventory
417
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,564 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$334 /mo · $4,009/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$329
Net cashflow
$109

Break-even live

Break-even rent $1,426
Max offer price $140,000
Occupancy floor 88%

Sensitivity live

Price -10% $188 -5% $149 +0% $109 +5% $70 +10% $30
Rent -10% $-14 -5% $47 +0% $109 +5% $171 +10% $233
Rate -1.0pp $180 -0.5pp $145 base $109 +0.5pp $73 +1.0pp $36

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4822 Mokry Dr Corpus Christi, TX 2.0 1.0 903 $1,200 $1.33 22d 1 0.11mi
4942 Anthony St Corpus Christi, TX 3.0 1.0 1014 $1,595 $1.57 14d 1 0.11mi
4845 Concord St Corpus Christi, TX 4.0 2.0 1437 $1,750 $1.22 14d 1 0.12mi
3738 Marion St Corpus Christi, TX 3.0 1.0 1100 $1,295 $1.18 44d 1 0.28mi
4634 Weir Dr Corpus Christi, TX 3.0 2.0 1540 $1,800 $1.17 44d 1 0.43mi
4002 McArdle Rd Corpus Christi, TX 3.0 1.0 1018 $1,095 $1.08 14d 1 0.46mi
3936 Brushwood Ln Corpus Christi, TX 2.0 1.0 900 $925 $1.03 44d 1 0.55mi
4717 Edith St Unit 1268436P Corpus Christi, TX 4.0 2.0 1496 $4,708 $3.15 44d 1 0.75mi
4006 Panama Dr Corpus Christi, TX 3.0 2.0 1816 $1,949 $1.07 22d 1 0.83mi
4322 Kostoryz Rd Corpus Christi, TX 2.0 1.5 1100 $1,259 $1.14 44d 1 0.87mi
4013 Kingston Dr Corpus Christi, TX 3.0 2.0 1451 $2,500 $1.72 44d 1 0.91mi
4818 Kendall Dr Corpus Christi, TX 2.0 1.0 1169 $1,250 $1.07 14d 1 0.93mi
3620 La Paz Dr Corpus Christi, TX 2.0 1.0 875 $1,195 $1.37 14d 1 0.94mi
3619 La Paz Dr Corpus Christi, TX 2.0 1.0 903 $1,195 $1.32 22d 1 0.97mi
3715 La Paz Dr Corpus Christi, TX 2.0 1.0 906 $1,295 $1.43 14d 1 0.98mi
4830 French Dr Corpus Christi, TX 3.0 2.0 1299 $1,700 $1.31 14d 1 0.99mi
3729 La Paz Dr Unit 3729 Corpus Christi, TX 2.0 1.0 1813 $1,350 $0.74 44d 1 0.99mi
4022 Montego Dr Corpus Christi, TX 2.0 1.0 1070 $850 $0.79 44d 1 1.03mi
3942 Holly Rd Corpus Christi, TX 1.0–2.0 1.0–2.0 870 $1,112 $1.28 14d 11 1.03mi
1410 Ray Dr Corpus Christi, TX 3.0 1.0 1224 $1,600 $1.31 14d 1 1.06mi
4817 Lavaca Dr Unit 1 Corpus Christi, TX 2.0 1.0 1746 $1,195 $0.68 22d 1 1.06mi
4813 Lavaca Dr Unit 2 Corpus Christi, TX 2.0 1.0 1746 $1,095 $0.63 44d 1 1.07mi
4813 Lavaca Dr Unit 1 Corpus Christi, TX 2.0 1.0 1746 $1,195 $0.68 22d 1 1.07mi
4805 Lavaca Dr Unit 1 Corpus Christi, TX 2.0 1.0 1030 $1,300 $1.26 22d 1 1.07mi
4014 Holly Rd Unit 02 Corpus Christi, TX 2.0 1.0 1070 $895 $0.84 44d 1 1.09mi
4018 Holly Rd Unit 08 Corpus Christi, TX 2.0 1.0 1070 $895 $0.84 44d 1 1.09mi
4241 Green Grove Dr Corpus Christi, TX 3.0 2.0 1345 $1,700 $1.26 44d 1 1.22mi
4040 Schanen Blvd Corpus Christi, TX 1.0–2.0 1.0–2.0 772 $774 $1.00 44d 15 1.23mi
4502 Corona Dr Corpus Christi, TX 1.0–2.0 1.0–2.0 855 $1,000 $1.17 14d 1 1.24mi
2709 Milo St Corpus Christi, TX 3.0 2.0 1122 $1,700 $1.52 14d 1 1.24mi
4402 Sutton Ln Corpus Christi, TX 4.0 2.0 1850 $2,100 $1.14 14d 1 1.25mi
3803 Caravelle Pkwy Corpus Christi, TX 2.0 1.0–2.0 816 $1,040 $1.27 14d 57 1.29mi
4005 Green Grove Dr Corpus Christi, TX 3.0 2.0 1406 $1,695 $1.21 44d 1 1.37mi
5541 Candace St Corpus Christi, TX 3.0 2.0 1484 $1,795 $1.21 14d 1 1.39mi
3102 Crestwater Dr Corpus Christi, TX 3.0 2.0 1173 $1,550 $1.32 44d 1 1.42mi
929 Dolphin Pl Corpus Christi, TX 3.0 2.0 1508 $2,095 $1.39 22d 1 1.45mi
4114 Cork Dr Corpus Christi, TX 3.0 2.0 1296 $1,595 $1.23 14d 1 1.46mi
3314 Casa de Palmas Dr Corpus Christi, TX 3.0 2.0 1869 $2,300 $1.23 14d 1 1.46mi
4110 Grossman Dr Unit B Corpus Christi, TX 3.0 2.0 1228 $1,500 $1.22 44d 1 1.49mi
625 Catalina Pl Corpus Christi, TX 3.0 2.0 1750 $2,100 $1.20 14d 1 1.50mi

Listing history 17 events

  1. 2026-06-18
    days on market $140,000 Active 52 DOM
  2. 2026-06-17
    days on market $140,000 Active 51 DOM
  3. 2026-06-16
    days on market $140,000 Active 50 DOM
  4. 2026-06-15
    days on market $140,000 Active 49 DOM
  5. 2026-06-14
    days on market $140,000 Active 47 DOM
  6. 2026-06-10
    days on market $140,000 Active 44 DOM
  7. 2026-06-09
    days on market $140,000 Active 43 DOM
  8. 2026-06-08
    days on market $140,000 Active 42 DOM
  9. 2026-06-07
    days on market $140,000 Active 41 DOM
  10. 2026-06-05
    days on market $140,000 Active 38 DOM
  11. 2026-06-03
    days on market $140,000 Active 37 DOM
  12. 2026-06-02
    days on market $140,000 Active 36 DOM
  13. 2026-06-01
    days on market $140,000 Active 35 DOM
  14. 2026-05-31
    days on market $140,000 Active 34 DOM
  15. 2026-05-30
    days on market $140,000 Active 33 DOM
  16. 2026-04-28
    price $140,000 171-char remark
  17. 2026-04-27
    listed $160,000 Active 171-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,009 · $334/mo
Projected year-2 tax
$4,009 · $334/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 6 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,772
− Mortgage interest
−$7,842
− Property taxes
−$4,009
− Insurance
−$700
− Repairs & maintenance
−$1,502
− Management
−$1,502
− Depreciation
−$4,073
Taxable loss
−$856
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$205
After-tax cash flow
$1,516/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Corpus Christi ISD
NCES district ID
4815270
Math proficiency
31% ▼ -18.00%
Reading proficiency
35% ▼ -7.00%
Median HH income
$45,672
Composite
28.27/100
National rank
#6793
State rank
#562 of 826 in TX

Livability — Corpus Christi

Score
78/100
State rank
#66
US rank
#2404

Category grades

Amenities C Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Corpus Christi, TX
County
Nueces County · 296,836 people
City population
296,836
Metro
Corpus Christi, TX
Population (ZIP)
43,080
Household income
$54,990
Rent vs Own
39.8% rent · 60.2% own
Severe rent burden
1730.0

Population outlook (Nueces County) Hauer SSP2

Today (2025)
418,037 people
By 2030
447,123 · +7.0%
By 2040
505,911 · +21.0%
By 2050
567,522 · +35.8%
By 2075
729,686 · +74.6%
By 2100
847,087 · +102.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (83%)
Race & ethnicity
Hispanic / Latino 83% Two or more races 41% White 12% Black 3%
Hispanic origin (detail)
Mexican 75%
Foreign-born
9% · Canada
Languages at home
59% English-only · Spanish 40%

Political lean MEDSL · Nueces

2024 margin
R (+11.5) · D 43.8% · R 55.3%
2008→2024 swing
-7.1pp toward R · 2008: -4.4pp · 2024: -11.5pp
All cycles
2024: R+11.5 2020: R+2.9 2016: R+1.5 2012: R+3.2 2008: R+4.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -173.20%
Current HPI
158.011
Rent YoY
▲ 2.32%
Metro
Corpus Christi, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-12.5% since first listed
2 events — show timeline
  • 2026-04-28 Price Changed $140,000 CBMLS
  • 2026-04-27 Listed $160,000 CBMLS

Property tax history

+8.4%/yr

Latest (2025): $4,009 · +10.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…