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718 Moore Ave
C- Composite 52.92
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • DSCR +7.0/10.0
  • 1% rule +6.2/10.0
  • ARV discount +5.8/15.0
  • Livability +3.6/5.0
  • Schools +3.3/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$125,000

718 Moore Ave · Lufkin, TX 75904
3 bd · 1.0 ba · 1,265 sqft · SingleFamily public records · 93 Days on market
Built 1950 9,583 sqft lot $99/sqft · at area comps Est $121k · at est. ↓ 3% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investors Take Notice! This income-producing property is ideally located near the downtown medical district in Lufkin, offering strong rental appeal and convenience. Currently leased at $1,200 per month, this property presents an excellent opportunity for immediate cash flow. The home has seen several updates over the years and features a spacious open-concept layout with a combined living, kitchen, and dining areas, along with generously sized bedrooms and a walk-in closets. Exterior highlights include a spacious 3 car attached carport, concrete driveway, fenced backyard, and a storage shed for added functionality. An additional attached bonus room on a slab provides flexible space for additional living, office, or workshop space. Whether you're expanding your portfolio or looking for a solid investment, this property has a steady and proven rental history!

Key facts

  • Storage shed
  • Fenced backyard
  • Attached bonus room

Tags

INCOME PRODUCING PROPERTYDOWNTOWN MEDICAL DISTRICTSPACIOUS OPEN CONCEPT LAYOUTFENCED BACKYARDSTORAGE SHEDATTACHED BONUS ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $198 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Recommended offer: $114k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 3.5% in Lufkin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#240 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, commute F, employment D-.
  • Lufkin ISD (town): math 39% / reading 39% proficiency, ranked #446 of 826 in TX (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Trout Pri (252 students, 95% FRL); Lufkin Middle (math 38% / reading 38%, grade F, #717 of 1,662 statewide, top 44%, 1,487 students, 89% FRL); Lufkin H S (math 49% / reading 45%, grade D-, #591 of 1,632 statewide, top 38%, 2,135 students, 85% FRL) — zoned schools average 90% FRL vs 68% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 295 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 120 units permitted in Angelina County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $113,750 (9.0% below list)

Questions for the listing agent

  1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.19%
Cash-on-cash
6.78%
DSCR
1.30
GRM
7.4

CMA / ARV

ARV (median comp)
$120,544
List price
$125,000
Delta
3.70%
Verdict
FAIR
Comps
13 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
510 Trout St 0.57mi 3/2.0 1,329 (+5%) 12mo $89,000 $67 51
709 Culverhouse St 0.59mi 3/2.0 1,232 (-3%) 20mo $124,900 $101 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.9%
Equity multiple
0.78×
Total profit
$-7,615
Equity at exit
$18,638
10-year hold
IRR
3.8%
Equity multiple
1.28×
Total profit
$9,787
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75904

Home prices YoY
-25.1%
Active inventory
295
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,406 high interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$205 /mo · $2,462/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$295
Net cashflow
$198

Break-even live

Break-even rent $1,155
Max offer price $125,000
Occupancy floor 81%

Sensitivity live

Price -10% $268 -5% $233 +0% $198 +5% $162 +10% $127
Rent -10% $87 -5% $142 +0% $198 +5% $253 +10% $309
Rate -1.0pp $261 -0.5pp $229 base $198 +0.5pp $165 +1.0pp $132

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1214 Lotus Ln Lufkin, TX 2.0 2.0 893 $900 $1.01 45d 1 0.51mi
120 E Denman Ave Lufkin, TX 2.0 2.0 985 $1,300 $1.32 45d 1 0.58mi
1406 Russell Ave Lufkin, TX 3.0 2.0 1648 $1,750 $1.06 45d 1 0.99mi
310 Cousart St Lufkin, TX 3.0 1.0 952 $1,100 $1.16 45d 1 1.29mi
3301 Lotus Ln Lufkin, TX 1.0–3.0 1.0–1.5 734 $1,145 $1.56 45d 3 1.50mi

Listing history 23 events

  1. 2026-06-19
    days on market $125,000 Active 93 DOM
  2. 2026-06-18
    days on market $125,000 Active 92 DOM
  3. 2026-06-17
    days on market $125,000 Active 91 DOM
  4. 2026-06-16
    days on market $125,000 Active 90 DOM
  5. 2026-06-15
    days on market $125,000 Active 89 DOM
  6. 2026-06-14
    days on market $125,000 Active 87 DOM
  7. 2026-06-13
    days on market $125,000 Active 86 DOM
  8. 2026-06-10
    days on market $125,000 Active 84 DOM
  9. 2026-06-09
    days on market $125,000 Active 83 DOM
  10. 2026-06-08
    days on market $125,000 Active 82 DOM
  11. 2026-06-07
    days on market $125,000 Active 81 DOM
  12. 2026-06-03
    days on market $125,000 Active 77 DOM
  13. 2026-06-02
    days on market $125,000 Active 76 DOM
  14. 2026-06-01
    days on market $125,000 Active 75 DOM
  15. 2026-05-31
    days on market $125,000 Active 74 DOM
  16. 2026-05-30
    days on market $125,000 Active 73 DOM
  17. 2026-03-18
    listed $125,000 Active 870-char remark
    Show marketing remark (870 chars)

    Investors Take Notice! This income-producing property is ideally located near the downtown medical district in Lufkin, offering strong rental appeal and convenience. Currently leased at $1,200 per month, this property presents an excellent opportunity for immediate cash flow. The home has seen several updates over the years and features a spacious open-concept layout with a combined living, kitchen, and dining areas, along with generously sized bedrooms and a walk-in closets. Exterior highlights include a spacious 3 car attached carport, concrete driveway, fenced backyard, and a storage shed for added functionality. An additional attached bonus room on a slab provides flexible space for additional living, office, or workshop space. Whether you're expanding your portfolio or looking for a solid investment, this property has a steady and proven rental history!

  18. 2025-04-01
    listed $129,000 Active
  19. 2024-09-23
    status Active
  20. 2024-03-21
    status Active
  21. 2023-09-26
    listed $129,000 Active
  22. 2023-08-25
    historical
  23. 2023-03-02
    listed $129,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,462 · $205/mo
Projected year-2 tax
$2,462 · $205/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,867
− Mortgage interest
−$7,002
− Property taxes
−$2,462
− Insurance
−$625
− Repairs & maintenance
−$1,349
− Management
−$1,349
− Depreciation
−$3,636
Taxable income
$443
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$106
After-tax cash flow
$2,266/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lufkin ISD
NCES district ID
4828550
Math proficiency
39% ▼ -9.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$41,009
Composite
32.81/100
National rank
#5625
State rank
#446 of 826 in TX

Livability — Lufkin

Score
72/100
State rank
#240
US rank
#5792

Category grades

Amenities C Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lufkin, TX
County
Angelina County · 62,696 people
City population
62,696
Metro
Lufkin, TX
Population (ZIP)
34,462
Household income
$60,205
Rent vs Own
42.5% rent · 57.5% own
Severe rent burden
1159.0

Population outlook (Angelina County) Hauer SSP2

Today (2025)
90,174 people
By 2030
90,697 · +0.6%
By 2040
91,291 · +1.2%
By 2050
91,168 · +1.1%
By 2075
88,961 · -1.3%
By 2100
80,590 · -10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 60% Hispanic / Latino 19% Black 16% Two or more races 12% Native American 2%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Romanian 2% Slovak 1% Lithuanian 1%
Foreign-born
6% · Canada
Languages at home
86% English-only · Spanish 14%

Political lean MEDSL · Angelina

2024 margin
Solid R (+52.0) · D 23.7% · R 75.7%
2008→2024 swing
-17.0pp toward R · 2008: -35.0pp · 2024: -52.0pp
All cycles
2024: R+52.0 2020: R+46.1 2016: R+47.3 2012: R+43.9 2008: R+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -71.71%
Current HPI
213.4236
Rent YoY
Metro
Lufkin, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-3.1% since first listed
7 events — show timeline
  • 2026-03-18 Listed $125,000 Deep East Texas MLS
  • 2025-04-01 Listed $129,000 Deep East Texas MLS
  • 2024-09-23 Relisted Deep East Texas MLS
  • 2024-03-21 Relisted Deep East Texas MLS
  • 2023-09-26 Listed $129,000 Deep East Texas MLS
  • 2023-08-25 Delisted Deep East Texas MLS
  • 2023-03-02 Listed $129,000 Deep East Texas MLS

Property tax history

+6.4%/yr

Latest (2025): $2,462 · +7.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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