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2139 Clanton Ter
C- Composite 53.4
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.1/30.0
  • ARV discount +8.6/15.0
  • DSCR +6.7/10.0
  • 1% rule +6.0/10.0
  • Livability +3.3/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$150,000

2139 Clanton Ter · Panthersville, GA 30034
2 bd · 1.0 ba · 900 sqft · SingleFamily public records · 14 Days on market
Built 1953 8,712 sqft lot Est $154k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity doesn't always arrive wrapped in granite countertops and fresh paint. Sometimes it shows up with solid hardwood floors, good bones, and a chance to create something special. Nestled on a generous lot in Decatur, this two-bedroom, one-bath home is waiting for a buyer with vision and a toolbox-or at least the number of someone who owns one. Inside, the footprint is intentionally manageable, making everyday living refreshingly simple. Less square footage means less to maintain, lower utility costs, and the ability to focus your renovation budget where it counts. Original hardwood flooring runs throughout much of the home, providing a warm foundation and a head start for anyone looking to restore its character. Step outside and the story gets even better. The spacious backyard offers room to garden, entertain, play, or simply enjoy a little breathing room that's becoming increasingly hard to find. A welcoming front yard adds curb appeal and creates an inviting first impression before you even step through the door. Whether you're an investor searching for your next project, a first-time buyer eager to build equity, or someone who appreciates the charm of a home with untapped potential, this property offers a rare chance to bring your ideas to life. The bones are here. The yard is here. The vision is yours.

Key facts

  • Generous lot
  • Spacious backyard
  • Welcoming front yard

Tags

SOLID HARDWOOD FLOORSORIGINAL HARDWOOD FLOORINGSPACIOUS BACKYARDWELCOMING FRONT YARDGENEROUS LOT

Property features AI

Exterior

  • Parking: Driveway with 2 parking spaces; Open parking available
  • Utilities: Public water; Public sewer; Electricity available; Water available; Sewer available
  • Home design: One-story home; Brick construction
  • Construction: Brick/mortar foundation; Composition roof; Resale condition; Other on-site structures
  • Exterior features: Rain gutters

Interior

  • Kitchen: Stained cabinets; Refrigerator; Gas oven
  • Bedrooms: 2 bedrooms on the main level; Primary bedroom on the main level
  • Flooring: Hardwood floors
  • Bathrooms: 1 full bathroom with tub/shower combo
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Wood window frames; Open-concept dining area; Other interior features
  • Laundry & utility: Laundry area in the kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $215 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Cap rate 8.0% vs local median 5.3% in Panthersville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#180 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D, amenities F.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Mcnair High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 768 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 4% at this address vs 24% district-wide (-20 pts) — the specific schools serving this property underperform the Dekalb County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.2%/yr); 353 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $51k; list at $150k implies a 194% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 24% chance of damaging wind over 30y; extreme-heat days projected 6→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,000

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.01%
Cash-on-cash
6.13%
DSCR
1.27
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$153,900
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2168 Clanton Ter 0.07mi 2/1.0 900 (0%) 10mo $105,000 $117 89
2576 Flat Shoals Dr 0.14mi 2/1.0 900 (0%) 9mo $160,000 $178 86
2168 Doris Dr 0.10mi 2/1.0 1,026 (+14%) 11mo $185,000 $180 63
2028 Cook Rd 0.35mi 2/1.0 1,012 (+12%) 6mo $168,000 $166 58
2022 Cook Rd 0.36mi 2/1.0 1,012 (+12%) 12mo $50,000 $49 52
2327 Scotty Cir 0.63mi 2/2.0 1,010 (+12%) 7mo $210,000 $208 41
2352 Scotty Cir 0.59mi 3/1.0 (+1) 1,010 (+12%) 10mo $173,000 $171 39
2958 Flat Shoals Rd 0.67mi 3/1.5 (+1) 1,008 (+12%) 12mo $140,000 $139 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.18% rent growth · sell at horizon

5-year hold
IRR
-7.8%
Equity multiple
0.72×
Total profit
$-11,925
Equity at exit
$22,365
10-year hold
IRR
0.7%
Equity multiple
1.05×
Total profit
$2,009
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30034

Home prices YoY
-27.4%
Rents YoY
2.2%
Active inventory
353
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,646 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$237 /mo · $2,838/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$346
Net cashflow
$215

Break-even live

Break-even rent $1,374
Max offer price $150,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2126 Rexford Dr Decatur, GA 3.0 1.5 1092 $1,400 $1.28 43d 1 0.16mi
2078 Parker Ranch Rd SE Atlanta, GA 3.0 1.0 1014 $1,650 $1.63 24d 1 0.38mi
2480 Flat Shoals Rd Decatur, GA 1.0–3.0 1.0–2.0 1017 $1,699 $1.67 1d 23 0.40mi
2335 Scotty Cir Decatur, GA 3.0 1.0 1010 $1,495 $1.48 43d 1 0.62mi
2911 Gresham Rd SE Atlanta, GA 3.0 1.0 960 $1,700 $1.77 43d 1 0.71mi
1989 Wee Kirk Rd SE Atlanta, GA 3.0 1.0 925 $1,800 $1.95 24d 1 0.87mi
2510 Corner Shoals Dr Decatur, GA 3.0 2.0 1065 $1,723 $1.62 20d 1 0.99mi
3054 Will Rogers Pl SE Atlanta, GA 3.0 2.0 1050 $2,600 $2.48 43d 1 1.15mi
200 Vineyard Walk Atlanta, GA 2.0 1.0 884 $1,294 $1.46 1d 6 1.19mi
2191 Greystone Way Decatur, GA 3.0 1.0 1053 $1,800 $1.71 43d 1 1.22mi
2163 Lilac Ln Decatur, GA 3.0 2.0 1107 $2,150 $1.94 43d 1 1.23mi
2386 Cresta Dr Decatur, GA 3.0 2.5 1107 $2,000 $1.81 43d 1 1.27mi
2435 Aylesbury Loop Decatur, GA 1.0–3.0 1.0–2.0 937 $1,242 $1.32 3d 12 1.34mi
2571 Candler Rd Decatur, GA 1.0–2.0 1.0–2.0 901 $1,149 $1.27 12d 121 1.43mi
1670 Cecilia Dr SE Atlanta, GA 3.0 2.0 1032 $2,350 $2.28 43d 1 1.44mi
2000 Bouldercrest Rd Atlanta, GA 1.0–3.0 1.0–2.0 1050 $1,336 $1.27 1d 16 1.48mi
2000 Bouldercrest Rd Atlanta, GA 1.0–2.0 1.0–2.0 925 $1,520 $1.64 43d 3 1.48mi

Listing history 9 events

  1. 2026-06-18
    days on market $150,000 Active 14 DOM
  2. 2026-06-17
    days on market $150,000 Active 13 DOM
  3. 2026-06-16
    days on market $150,000 Active 12 DOM
  4. 2026-06-15
    days on market $150,000 Active 11 DOM
  5. 2026-06-13
    days on market $150,000 Active 9 DOM
  6. 2026-06-09
    days on market $150,000 Active 5 DOM
  7. 2026-06-08
    days on market $150,000 Active 4 DOM
  8. 2026-06-07
    remarks 699-char remark
  9. 2026-06-07
    listed $150,000 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,838 · $237/mo
Projected year-2 tax
$2,838 · $237/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 6 d/yr ≥105°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,752
− Mortgage interest
−$8,402
− Property taxes
−$2,838
− Insurance
−$750
− Repairs & maintenance
−$1,580
− Management
−$1,580
− Depreciation
−$4,364
Taxable income
$237
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$57
After-tax cash flow
$2,519/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Panthersville

Score
66/100
State rank
#180
US rank
#11244

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D Housing A+ Health & safety B- User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Panthersville, GA
County
Dekalb County · 782,738 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
41,847
Household income
$63,517
Rent vs Own
31.7% rent · 68.3% own
Severe rent burden
1659.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 4% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Hispanic 1% Lithuanian 1%
Foreign-born
8% · Canada
Languages at home
93% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.92%
Current HPI
209.5638
Rent YoY
▲ 2.18%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+466.0% since first listed
16 events — show timeline
  • 2026-06-04 Listed $150,000 GAMLS
  • 2026-06-04 Listed $150,000 FMLS
  • 2025-03-31 Rental Removed $1,450 FMLS
  • 2025-02-25 Price Changed $1,450 FMLS
  • 2025-02-01 Price Changed $1,545 FMLS
  • 2025-01-24 Listed for Rent $1,600 FMLS
  • 2025-01-24 Rental Removed $1,600 APPFOLIO
  • 2025-01-18 Listed for Rent $1,600 APPFOLIO
  • 2017-01-25 Sold (Public Records) $51,000 Public Records
  • 2017-01-24 Sold (MLS) $51,000 GAMLS
  • 2017-01-24 Sold (MLS) $51,000 FMLS
  • 2017-01-13 Pending GAMLS
  • 2017-01-13 Contingent FMLS
  • 2017-01-06 Listed $59,900 FMLS
  • 2016-12-30 Listed $59,900 GAMLS
  • 1990-12-01 Sold (Public Records) $26,500 Public Records

Property tax history

+2.9%/yr

Latest (2025): $2,838 · -12.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…