722 Bradshaw Ave · East Liverpool, OH 43920

$23,900

3 bd · 1.5 ba · 936 sqft · SingleFamily public records · 45 Days on market

Built 1943 3,001 sqft lot $26/sqft · 46% below area Est $44k · 46% under ↓ 27% since listing

---

Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.4/5.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Tlhis is a 3 bedroom home that needs TLC. Has a lot of potential with hardwood floor in BEdrooms and Living room , with gas heat and central air. Plaster walls and a cement back porch. Call me for more info.

Key facts

• 3,001 sq ft lot
• Garage
• Built 1943

Property features AI

Exterior

• Parking: Attached garage (1 car); On-street parking
• Utilities: Public water; Public sewer
• Home design: Single-story; Fixer condition
• Construction: Aluminum siding; Block foundation; Asphalt/fiberglass shingle roof; Built per public records
• Exterior features: Small lot (approx. 0.0689 acres)

Interior

• Bedrooms: Three main-level bedrooms
• Bathrooms: One full bathroom; One half bathroom; One main-level bathroom
• Heating & cooling: Forced air heating; Gas heating
• Interior features: Basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $24k.

Deal economics

• At list price, monthly cash flow is $342 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($712 rent vs $24k).
• Recommended offer: $23k (3.0% below list) — sets the bar for market timing.
• Cap rate 26.3% vs local median 9.4% in East Liverpool — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#613 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
• East Liverpool City (town): math 28% / reading 37% proficiency, ranked #571 of 656 in OH (top 87%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: North Elementary School (math 42% / reading 37%, grade F, #1,055 of 1,584 statewide, top 68%, 407 students, 0% FRL); East Liverpool Junior High (math 28% / reading 32%, grade F, #571 of 654 statewide, top 87%, 290 students, 0% FRL); East Liverpool High School (math 22% / reading 42%, grade F, #607 of 781 statewide, top 78%, 536 students, 0% FRL) — zoned schools average 0% FRL vs 78% district-wide (78 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: 115 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 49 units permitted in Columbiana County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $165 of loan paydown is wiped out by about $717 of value loss. Plan a longer hold.
• Columbiana County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 45 days — a 3% lower offer ($23k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $4k; list at $24k implies a 431% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo; built in 1943 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $23,183 (3.0% below list)

Questions for the listing agent

1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1943 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.98% ✓
• Cap rate: 26.27%
• Cash-on-cash: 71.34%
• DSCR: 4.17
• GRM: 2.8

CMA / ARV

• ARV (median comp): $44,482
• List price: $23,900
• Delta: -46.27%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
812 Chester St	0.22mi	2/1.0 (-1)	960 (+3%)	14mo	$56,000	$58	67
1615 Montrose Ave	0.59mi	3/1.0	1,012 (+8%)	2mo	$135,000	$133	55
823 Saint Clair Ave	0.33mi	2/1.0 (-1)	888 (-5%)	23mo	$25,200	$28	50
901 Mckinnon Ave	0.69mi	3/2.0	988 (+6%)	8mo	$138,000	$140	50
1187 Dodge St	0.72mi	3/1.0	960 (+3%)	18mo	$75,500	$79	45
484 Louella Ave	0.60mi	2/1.0 (-1)	864 (-8%)	11mo	$143,500	$166	43
418 Phyllis	0.58mi	2/1.0 (-1)	832 (-11%)	8mo	$135,000	$162	41
1216 Riverview St	0.58mi	2/1.0 (-1)	858 (-8%)	16mo	$71,000	$83	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 60.3%
• Equity multiple: 3.69×
• Total profit: $17,973
• Equity at exit: $3,564

10-year hold

• IRR: 65.0%
• Equity multiple: 7.56×
• Total profit: $43,906
• Equity at exit: $2,066

Cash invested: $6,692 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43920

• Home prices YoY: -29.3%
• Active inventory: 115
• Price-to-rent: 2.8×

Monthly cashflow live

• Estimated rent: $712 medium
• Mortgage (P&I): −$125
• Tax from tax record: −$30 /mo · $357/yr
• Insurance: −$10
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$150
• Net cashflow: $342

Break-even live

Break-even rent $279

Max offer price $23,900

Occupancy floor 47%

Sensitivity live

Price	-10% $356	-5% $349	+0% $342	+5% $336	+10% $329
Rent	-10% $286	-5% $314	+0% $342	+5% $370	+10% $399
Rate	-1.0pp $354	-0.5pp $348	base $342	+0.5pp $336	+1.0pp $330

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $5,975
• Closing costs: $717
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
707 Saint Clair Ave Unit 06 East Liverpool, OH	2.0	1.0	900	$725	$0.81	45d	1	0.24mi
707 Saint Clair Ave Unit 03 East Liverpool, OH	2.0	1.0	900	$700	$0.78	45d	1	0.24mi

Listing history 18 events

1. 2026-06-21
   days on market $23,900 Active 45 DOM
2. 2026-06-18
   days on market $23,900 Active 42 DOM
3. 2026-06-17
   days on market $23,900 Active 41 DOM
4. 2026-06-16
   days on market $23,900 Active 40 DOM
5. 2026-06-15
   days on market $23,900 Active 39 DOM
6. 2026-06-13
   days on market $23,900 Active 37 DOM
7. 2026-06-09
   days on market $23,900 Active 33 DOM
8. 2026-06-08
   days on market $23,900 Active 32 DOM
9. 2026-06-07
   days on market $23,900 Active 31 DOM
10. 2026-06-03
    days on market $23,900 Active 27 DOM
11. 2026-06-02
    days on market $23,900 Active 26 DOM
12. 2026-06-01
    days on market $23,900 Active 25 DOM
13. 2026-05-31
    days on market $23,900 Active 24 DOM
14. 2026-05-06
    listed $23,900 Active 46-char remark
15. 2012-01-25
    soldstatus $4,500 207-char remark

    Show marketing remark (207 chars)

    Tlhis is a 3 bedroom home that needs TLC. Has a lot of potential with hardwood floor in BEdrooms and Living room , with gas heat and central air. Plaster walls and a cement back porch. Call me for more info.

16. 2008-11-08
    listed $7,000 207-char remark

    Show marketing remark (207 chars)

    Tlhis is a 3 bedroom home that needs TLC. Has a lot of potential with hardwood floor in BEdrooms and Living room , with gas heat and central air. Plaster walls and a cement back porch. Call me for more info.

17. 2004-05-17
    soldstatus $30,000

    Show marketing remark (187 chars)

    Nice large rooms all newly painted. Back covered patio. Off street parking. 1 car integral garage. Separate entrance to master BR. Hardwood floors. Close to shopping and all on one floor.

18. 2003-05-09
    listed $32,900

    Show marketing remark (187 chars)

    Nice large rooms all newly painted. Back covered patio. Off street parking. 1 car integral garage. Separate entrance to master BR. Hardwood floors. Close to shopping and all on one floor.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $357 · $30/mo
• Projected year-2 tax: $365 · $30/mo
• Expected delta: +$8/yr (+$1/mo · 2.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $8,550
• − Mortgage interest: −$1,339
• − Property taxes: −$357
• − Insurance: −$786
• − Repairs & maintenance: −$684
• − Management: −$684
• − Depreciation: −$695
• Taxable income: $4,005
• Est. tax owed @ 24.0%: −$961
• After-tax cash flow: $3,146/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Liverpool City
• NCES district ID: 3904391
• Math proficiency: 28% ▼ -16.00%
• Reading proficiency: 37% ▼ -10.00%
• Median HH income: $34,021
• Composite: 26.72/100
• National rank: #7148
• State rank: #571 of 656 in OH

Livability — East Liverpool

• Score: 67/100
• State rank: #613
• US rank: #10580

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: East Liverpool, OH
• County: Columbiana · 99,532 people
• Population (ZIP): 21,124
• Household income: $50,820
• Rent vs Own: 31.0% rent · 69.0% own
• Severe rent burden: 12.6

Population outlook (Columbiana County) Hauer SSP2

• Today (2025): 98,353 people
• By 2030: 94,225 · -4.2%
• By 2040: 85,169 · -13.4%
• By 2050: 76,157 · -22.6%
• By 2075: 58,451 · -40.6%
• By 2100: 42,805 · -56.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Two or more races 6% Black 3% Hispanic / Latino 1%
• Common ancestry: Romanian 2% Slovak 2% Serbian 2%
• Foreign-born: 0%

Political lean MEDSL · Columbiana

• 2024 margin: Solid R (+49.0) · D 25.1% · R 74.1%
• 2008→2024 swing: -41.4pp toward R · 2008: -7.6pp · 2024: -49.0pp
• All cycles: 2024: R+49.0 2020: R+44.9 2016: R+41.6 2012: R+12.0 2008: R+7.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -81.53%
• Current HPI: 196.3908
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

-27.4% since first listed

5 events — show timeline

• 2026-05-06 Listed $23,900 MLSNOW
• 2012-01-25 Sold (MLS) $4,500 MLSNOW
• 2008-11-08 Listed $7,000 MLSNOW
• 2004-05-17 Sold (MLS) $30,000 MLSNOW
• 2003-05-09 Listed $32,900 MLSNOW

Property tax history

+2.4%/yr

Latest (2025): $357 · +8.9% YoY. Source: county tax records.