1624 Cactus Dr · Lake Charles, LA 70601

$89,000

3 bd · 1.0 ba · 1,340 sqft · SingleFamily · 196 Days on market

Built 1967 Good condition 5,227 sqft lot $66/sqft · 20% below area Est $112k · 20% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.7/10.0
• Rent growth +4.0/5.0
• Condition / age +3.8/5.0
• Schools +3.6/10.0
• Livability +3.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!

Key facts

• Covered carport
• Sunroom
• Modern backsplash

Tags

• LAKE CHARLES LOCATION
• MODERN BACKSPLASH
• SUNROOM
• FLEX ROOM
• DEDICATED UTILITY ROOM
• COVERED CARPORT

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $89k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $422 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $89k).
• Recommended offer: $78k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#95 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
• Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Henry Heights Elementary School (math 17% / reading 27%, grade F, #415 of 646 statewide, top 67%, 286 students, 76% FRL); F. K. White Middle School (math 26% / reading 39%, grade F, #104 of 218 statewide, top 48%, 661 students, 67% FRL); Lagrange High School (math 9% / reading 22%, grade F, #217 of 265 statewide, top 82%, 907 students, 76% FRL) — zoned schools average 73% FRL vs 52% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 23% at this address vs 37% district-wide (-14 pts) — the specific schools serving this property underperform the Calcasieu Parish average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising fast (+6.2%/yr); 424 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $615 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 6.2% rent growth), your $25k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 196 days — a 12% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $52k; list at $89k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $78,320 (12.0% below list)

Questions for the listing agent

1. It's been on market 196 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.47% ✓
• Cap rate: 12.87%
• Cash-on-cash: 23.50%
• DSCR: 2.05
• GRM: 5.7

CMA / ARV

• ARV (median comp): $111,656
• List price: $89,000
• Delta: -20.29%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4041 Fourden	0.28mi	3/—	1,370 (+2%)	4mo	$145,000	$106	80
3706 Texas St	0.69mi	3/2.0	1,364 (+2%)	4mo	$129,900	$95	57
1113 Cactus Dr	0.45mi	4/1.0 (+1)	1,285 (-4%)	12mo	$75,000	$58	57
4001 Briarfield Ln	0.42mi	3/2.0	1,269 (-5%)	13mo	$168,000	$132	57
2209 Michele Ct	0.59mi	3/2.0	1,447 (+8%)	4mo	$195,000	$135	52
1016 Cherryhill St	0.53mi	3/2.0	1,444 (+8%)	8mo	$200,000	$139	52
1432 Tennessee St	0.62mi	3/2.0	1,290 (-4%)	19mo	$115,000	$89	45
1312 N Elton Ct N	0.43mi	3/2.0	1,535 (+15%)	13mo	$120,000	$78	41
1903 Hebert's Pass	0.48mi	3/2.0	1,495 (+12%)	21mo	$192,500	$129	36
2210 S Lake Michele Cir	0.68mi	3/2.0	1,508 (+12%)	12mo	$195,000	$129	34
3836 Brentwood St	0.56mi	4/2.0 (+1)	1,500 (+12%)	15mo	$205,000	$137	33
905 Cherrydale St	0.62mi	3/2.0	1,507 (+12%)	17mo	$234,000	$155	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.18% rent growth · sell at horizon

5-year hold

• IRR: 16.1%
• Equity multiple: 1.67×
• Total profit: $16,770
• Equity at exit: $13,270

10-year hold

• IRR: 26.9%
• Equity multiple: 3.74×
• Total profit: $68,200
• Equity at exit: $7,695

Cash invested: $24,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 72 active · 29 under contract
• Months of supply: 43.2 mo (2%/mo absorbed)
• Median asking: $197,020 ($150/sqft)
• Median days on market: 526 d
• This list price: 3% of active listings are priced below it
• ARV vs active asking: -44.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70601

• Rents YoY: 6.2%
• Active inventory: 424
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,310 high
• Mortgage (P&I): −$467
• Tax from tax record: −$43 /mo · $520/yr
• Insurance: −$37
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$275
• Net cashflow: $422

Break-even live

Break-even rent $777

Max offer price $89,000

Occupancy floor 63%

Sensitivity live

Price	-10% $472	-5% $447	+0% $422	+5% $396	+10% $371
Rent	-10% $318	-5% $370	+0% $422	+5% $473	+10% $525
Rate	-1.0pp $466	-0.5pp $444	base $422	+0.5pp $398	+1.0pp $375

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,250
• Closing costs: $2,670
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1509 Sage Dr Lake Charles, LA	4.0	1.0	1157	$1,195	$1.03	70d	1	0.16mi
3619 Texas St Lake Charles, LA	1.0–3.0	1.0–2.0	950	$1,087	$1.14	62d	6	0.82mi
3601 1st Ave Lake Charles, LA	3.0	2.0	1512	$1,295	$0.86	62d	1	0.84mi
617 Cusic St Unit 617-1 Lake Charles, LA	2.0	1.5	1000	$1,200	$1.20	62d	1	0.95mi
615 Cusic St Unit 615-1 Lake Charles, LA	2.0	1.5	950	$1,200	$1.26	62d	1	0.96mi
930 Azalea St Lake Charles, LA	4.0	2.0	1658	$1,500	$0.90	70d	1	1.07mi
3715 Common St Unit B1 Lake Charles, LA	2.0	2.0	900	$1,395	$1.55	62d	1	1.20mi
807 Camelia St Lake Charles, LA	3.0	1.0	1322	$1,500	$1.13	93d	1	1.22mi
617 E School St Unit A Lake Charles, LA	3.0	2.0	1800	$2,500	$1.39	93d	1	1.23mi
417 E Claude St Lake Charles, LA	4.0	1.0	1610	$1,400	$0.87	93d	1	1.25mi
5014 Desoto St Apt C Lake Charles, LA	2.0	2.0	962	$1,175	$1.22	62d	1	1.29mi
5018 Desoto St Apt C Lake Charles, LA	2.0	2.0	962	$1,175	$1.22	93d	1	1.30mi
1032 Link Rd Unit B Lake Charles, LA	2.0	1.0	1000	$1,195	$1.20	62d	1	1.33mi
3108 Aster St Unit M Lake Charles, LA	2.0	1.0	1100	$1,300	$1.18	62d	1	1.40mi
3506 Common St Unit 11 Lake Charles, LA	2.0	1.0	910	$950	$1.04	62d	1	1.42mi
3206 Louisiana Ave Lake Charles, LA	4.0	2.0	1600	$1,600	$1.00	62d	1	1.44mi

Listing history 29 events

1. 2026-06-17
   days on market $89,000 Active 196 DOM
2. 2026-06-16
   days on market $89,000 Active 195 DOM
3. 2026-06-15
   days on market $89,000 Active 194 DOM
4. 2026-06-14
   days on market $89,000 Active 192 DOM
5. 2026-06-13
   days on market $89,000 Active 191 DOM
6. 2026-06-10
   days on market $89,000 Active 189 DOM
7. 2026-06-09
   days on market $89,000 Active 188 DOM
8. 2026-06-08
   days on market $89,000 Active 187 DOM
9. 2026-06-07
   days on market $89,000 Active 186 DOM
10. 2026-06-05
    days on market $89,000 Active 183 DOM
11. 2026-06-02
    days on market $89,000 Active 181 DOM
12. 2026-06-01
    days on market $89,000 Active 180 DOM
13. 2026-05-31
    days on market $89,000 Active 179 DOM
14. 2026-05-30
    days on market $89,000 Active 178 DOM
15. 2026-04-13
    status Active 1113-char remark

    Show marketing remark (1113 chars)

    This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!

16. 2026-03-16
    status Pending 1113-char remark

    Show marketing remark (1113 chars)

    This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!

17. 2026-02-02
    status Active 1113-char remark

    Show marketing remark (1113 chars)

    This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!

18. 2026-02-02
    price $89,000 1113-char remark

    Show marketing remark (1113 chars)

    This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!

19. 2026-01-04
    status Pending 1113-char remark

    Show marketing remark (1113 chars)

    This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!

20. 2025-12-18
    status Active 1113-char remark

    Show marketing remark (1113 chars)

    This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!

21. 2025-12-03
    status Pending 1113-char remark

    Show marketing remark (1113 chars)

    This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!

22. 2025-10-28
    price $87,500 1113-char remark

    Show marketing remark (1113 chars)

    This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!

23. 2025-09-22
    listed $89,000 Active 1113-char remark

    Show marketing remark (1113 chars)

    This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!

24. 2024-11-27
    soldstatus 305-char remark

    Show marketing remark (305 chars)

    Calling all investors to take a look at this hidden gem that just needs a little TLC! Located at the end of Cactus Dr, with 3 bedrooms, a sunroom/formal dining room with beautiful windows overlooking the backyard, a new roof in 2021, and so much more! Schedule your showing today! All measurements are M/L

25. 2024-08-19
    listed $59,000 305-char remark

    Show marketing remark (305 chars)

    Calling all investors to take a look at this hidden gem that just needs a little TLC! Located at the end of Cactus Dr, with 3 bedrooms, a sunroom/formal dining room with beautiful windows overlooking the backyard, a new roof in 2021, and so much more! Schedule your showing today! All measurements are M/L

26. 2015-02-23
    soldstatus $52,000
27. 2015-02-20
    soldstatus
28. 2014-10-27
    listed $59,900
29. 1999-02-25
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $520 · $43/mo
• Projected year-2 tax: $520 · $43/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 99% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,723
• − Mortgage interest: −$4,985
• − Property taxes: −$520
• − Insurance: −$1,242
• − Repairs & maintenance: −$1,258
• − Management: −$1,258
• − Depreciation: −$2,589
• Taxable income: $3,871
• Est. tax owed @ 24.0%: −$929
• After-tax cash flow: $4,129/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Good 75/100 Cosmetic rehab Est. rehab $6,700–$20,100 screening

This 3-bedroom, 1-bath home in Lake Charles offers a good condition with a fresh paint job and energy-efficient updates, making it a solid investment.

Components & finishes AI

Roof asphalt shingle · good Flooring laminate

Deferred maintenance Est. $2,000–$8,000 screening

• Minor Roof (roof) — No visible signs of damage or wear on the roof.
• Minor Windows (windows) — No visible signs of damage or wear on the windows.
• Minor Electrical (electrical) — No visible signs of damage or wear on the electrical components.
• Minor Plumbing (plumbing) — No visible signs of damage or wear on the plumbing.

Value-add opportunities

• Both Paint exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Replace window units with energy-efficient units — Modern units improve energy efficiency and reduce utility costs ↑
• Both Install smart home devices — Enhances home's appeal and convenience for potential buyers/renters ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 36/100

Zoned Schools

Elementary Henry Heights Elementary School F LA #415/646 Nat'l #32,000/41,679 Middle F. K. White Middle School F LA #104/218 Nat'l #8,188/14,009 High Grand Lake High School D+ LA #33/265 Nat'l #5,016/17,239

Schools (NCES district)

• District: Calcasieu Parish
• NCES district ID: 2200330
• Math proficiency: 30% ▼ -39.00%
• Reading proficiency: 44% ▼ -33.00%
• Median HH income: $44,700
• Composite: 31.45/100
• National rank: #5979
• State rank: #29 of 98 in LA

C Composite livability gradescore 68/100

Livability — Lake Charles

• Score: 68/100
• State rank: #95
• US rank: #9820

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lake Charles, LA
• County: Calcasieu Parish · 212,179 people
• City population: 133,538
• Metro: Lake Charles, LA
• Population (ZIP): 30,872
• Household income: $49,992
• Rent vs Own: 41.1% rent · 58.9% own
• Severe rent burden: 6% of renters

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Population outlook (Calcasieu County) Hauer SSP2

• Today (2025): 212,179 people
• By 2030: 218,199 · +2.8%
• By 2040: 228,486 · +7.7%
• By 2050: 236,208 · +11.3%
• By 2075: 251,696 · +18.6%
• By 2100: 247,848 · +16.8%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: Black 59% White 31% Two or more races 7% Hispanic / Latino 5%
• Common ancestry: Lithuanian 7% Iranian 1% Serbian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 2% French/Haitian/Cajun 1%

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Political lean MEDSL · Calcasieu

• 2024 margin: Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
• 2008→2024 swing: -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
• All cycles: 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -109.32%
• Current HPI: 55.6127
• Rent YoY: ▲ 6.18%
• Metro: Lake Charles, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

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Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+97.8% since first listed

15 events — show timeline

• 2026-04-13 Relisted — SWLAR
• 2026-03-16 Pending — SWLAR
• 2026-02-02 Relisted — SWLAR
• 2026-02-02 Price Changed $89,000 SWLAR
• 2026-01-04 Pending — SWLAR
• 2025-12-18 Relisted — SWLAR
• 2025-12-03 Pending — SWLAR
• 2025-10-28 Price Changed $87,500 SWLAR
• 2025-09-22 Listed $89,000 SWLAR
• 2024-11-27 Sold (MLS) — SWLAR
• 2024-08-19 Listed $59,000 SWLAR
• 2015-02-23 Sold (Public Records) $52,000 Public Records
• 2015-02-20 Sold (MLS) — SWLAR
• 2014-10-27 Listed $59,900 SWLAR
• 1999-02-25 Sold (Public Records) $45,000 Public Records

Property tax history

+0.2%/yr

Latest (2025): $520 · +1.3% YoY. Source: county tax records.