1624 Cactus Dr · Lake Charles, LA
Flood risk 7/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +9.7/10.0
- Rent growth +4.0/5.0
- Livability +3.4/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$89,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!
Key facts
- Covered carport
- Sunroom
- Modern backsplash
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $89k.
Deal economics
- At list price, monthly cash flow is $422 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $89k).
- Recommended offer: $78k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.9% vs local median 4.3% in Lake Charles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#95 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
- Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+6.2%/yr); 363 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
- This rent runs 31% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $615 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 6.2% rent growth), your $25k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 196 days — a 12% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $52k; list at $89k implies a 71% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 196 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.47% ✓
- Cap rate
- 12.87%
- Cash-on-cash
- 23.50%
- DSCR
- 2.05
- GRM
- 5.7
CMA / ARV
- ARV (median comp)
- $111,691
- List price
- $89,000
- Delta
- -20.32%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4041 Fourden | 0.28mi | 3/— | 1,370 (+2%) | 3mo | $145,000 | $106 | 81 |
| 3706 Texas St | 0.69mi | 3/2.0 | 1,364 (+2%) | 3mo | $129,900 | $95 | 58 |
| 1113 Cactus Dr | 0.45mi | 4/1.0 (+1) | 1,285 (-4%) | 11mo | $75,000 | $58 | 58 |
| 4001 Briarfield Ln | 0.42mi | 3/2.0 | 1,269 (-5%) | 12mo | $168,000 | $132 | 58 |
| 2209 Michele Ct | 0.59mi | 3/2.0 | 1,447 (+8%) | 2mo | $195,000 | $135 | 53 |
| 1016 Cherryhill St | 0.53mi | 3/2.0 | 1,444 (+8%) | 7mo | $200,000 | $139 | 53 |
| 1432 Tennessee St | 0.62mi | 3/2.0 | 1,290 (-4%) | 18mo | $115,000 | $89 | 46 |
| 1312 N Elton Ct N | 0.43mi | 3/2.0 | 1,535 (+15%) | 11mo | $120,000 | $78 | 42 |
| 1903 Hebert's Pass | 0.48mi | 3/2.0 | 1,495 (+12%) | 20mo | $192,500 | $129 | 38 |
| 2210 S Lake Michele Cir | 0.68mi | 3/2.0 | 1,508 (+12%) | 10mo | $195,000 | $129 | 35 |
| 3836 Brentwood St | 0.56mi | 4/2.0 (+1) | 1,500 (+12%) | 13mo | $205,000 | $137 | 34 |
| 905 Cherrydale St | 0.62mi | 3/2.0 | 1,507 (+12%) | 15mo | $234,000 | $155 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.18% rent growth · sell at horizon
- IRR
- 16.1%
- Equity multiple
- 1.67×
- Total profit
- $16,770
- Equity at exit
- $13,270
- IRR
- 26.9%
- Equity multiple
- 3.74×
- Total profit
- $68,200
- Equity at exit
- $7,695
Cash invested: $24,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70601
- Rents YoY
- 6.2%
- Active inventory
- 363
- Price-to-rent
- 5.7×
Monthly cashflow live
- Estimated rent
- $1,310 high interval (Pro) →
- Mortgage (P&I)
- −$467
- Tax from tax record
- −$43 /mo · $520/yr
- Insurance
- −$37
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$275
- Net cashflow
- $422
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,250
- Closing costs
- $2,670
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1509 Sage Dr Lake Charles, LA | 4.0 | 1.0 | 1157 | $1,195 | $1.03 | 21d | 1 | 0.16mi |
| 3619 Texas St Lake Charles, LA | 1.0–3.0 | 1.0–2.0 | 950 | $1,087 | $1.14 | 13d | 6 | 0.82mi |
| 3601 1st Ave Lake Charles, LA | 3.0 | 2.0 | 1512 | $1,295 | $0.86 | 13d | 1 | 0.84mi |
| 617 Cusic St Unit 617-1 Lake Charles, LA | 2.0 | 1.5 | 1000 | $1,200 | $1.20 | 13d | 1 | 0.95mi |
| 615 Cusic St Unit 615-1 Lake Charles, LA | 2.0 | 1.5 | 950 | $1,200 | $1.26 | 13d | 1 | 0.96mi |
| 930 Azalea St Lake Charles, LA | 4.0 | 2.0 | 1658 | $1,500 | $0.90 | 21d | 1 | 1.07mi |
| 3715 Common St Unit B1 Lake Charles, LA | 2.0 | 2.0 | 900 | $1,395 | $1.55 | 13d | 1 | 1.20mi |
| 807 Camelia St Lake Charles, LA | 3.0 | 1.0 | 1322 | $1,500 | $1.13 | 44d | 1 | 1.22mi |
| 617 E School St Unit A Lake Charles, LA | 3.0 | 2.0 | 1800 | $2,500 | $1.39 | 44d | 1 | 1.23mi |
| 417 E Claude St Lake Charles, LA | 4.0 | 1.0 | 1610 | $1,400 | $0.87 | 44d | 1 | 1.25mi |
| 5014 Desoto St Apt C Lake Charles, LA | 2.0 | 2.0 | 962 | $1,175 | $1.22 | 13d | 1 | 1.29mi |
| 5018 Desoto St Apt C Lake Charles, LA | 2.0 | 2.0 | 962 | $1,175 | $1.22 | 44d | 1 | 1.30mi |
| 1032 Link Rd Unit B Lake Charles, LA | 2.0 | 1.0 | 1000 | $1,195 | $1.20 | 13d | 1 | 1.33mi |
| 3108 Aster St Unit M Lake Charles, LA | 2.0 | 1.0 | 1100 | $1,300 | $1.18 | 13d | 1 | 1.40mi |
| 3506 Common St Unit 11 Lake Charles, LA | 2.0 | 1.0 | 910 | $950 | $1.04 | 13d | 1 | 1.42mi |
| 3206 Louisiana Ave Lake Charles, LA | 4.0 | 2.0 | 1600 | $1,600 | $1.00 | 13d | 1 | 1.44mi |
Listing history 29 events
-
2026-06-17days on market $89,000 Active 196 DOM
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2026-06-16days on market $89,000 Active 195 DOM
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2026-06-15days on market $89,000 Active 194 DOM
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2026-06-14days on market $89,000 Active 192 DOM
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2026-06-13days on market $89,000 Active 191 DOM
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2026-06-10days on market $89,000 Active 189 DOM
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2026-06-09days on market $89,000 Active 188 DOM
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2026-06-08days on market $89,000 Active 187 DOM
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2026-06-07days on market $89,000 Active 186 DOM
-
2026-06-05days on market $89,000 Active 183 DOM
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2026-06-02days on market $89,000 Active 181 DOM
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2026-06-01days on market $89,000 Active 180 DOM
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2026-05-31days on market $89,000 Active 179 DOM
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2026-05-30days on market $89,000 Active 178 DOM
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2026-04-13status Active 1113-char remark
Show marketing remark (1113 chars)
This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!
-
2026-03-16status Pending 1113-char remark
Show marketing remark (1113 chars)
This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!
-
2026-02-02status Active 1113-char remark
Show marketing remark (1113 chars)
This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!
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2026-02-02price $89,000 1113-char remark
Show marketing remark (1113 chars)
This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!
-
2026-01-04status Pending 1113-char remark
Show marketing remark (1113 chars)
This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!
-
2025-12-18status Active 1113-char remark
Show marketing remark (1113 chars)
This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!
-
2025-12-03status Pending 1113-char remark
Show marketing remark (1113 chars)
This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!
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2025-10-28price $87,500 1113-char remark
Show marketing remark (1113 chars)
This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!
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2025-09-22$89,000 Active 1113-char remark
Show marketing remark (1113 chars)
This inviting 3-bedroom, 1-bath home offers plenty of space and flexible living areas in a convenient Lake Charles location. A welcoming living room flows into the kitchen and dining area, highlighted by a modern backsplash, ample cabinetry, and easy-care vinyl flooring throughout. Enjoy a bright sunroom that brings the outdoors in, plus a separate flex room—ideal for a home office, playroom, or hobby space. A dedicated utility room adds everyday convenience with extra storage and laundry options. Window units provide comfortable climate control in every season. Outside, a covered carport provides sheltered parking and the fully fenced backyard offers room to relax, garden, or entertain. Located near schools, shopping, and dining, this home combines practical layout with versatile spaces that adapt to your lifestyle. Schedule your showing today to see everything this home has to offer. Measurements are more or less; buyer to verify all information. Recent appraisal has been done on the property. Seller is open to owner financing! THIS HOME IS FHA FINANCEABLE AND HAS PASSED AN FHA APPRAISAL!
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2024-11-27soldstatus 305-char remark
Show marketing remark (305 chars)
Calling all investors to take a look at this hidden gem that just needs a little TLC! Located at the end of Cactus Dr, with 3 bedrooms, a sunroom/formal dining room with beautiful windows overlooking the backyard, a new roof in 2021, and so much more! Schedule your showing today! All measurements are M/L
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2024-08-19$59,000 305-char remark
Show marketing remark (305 chars)
Calling all investors to take a look at this hidden gem that just needs a little TLC! Located at the end of Cactus Dr, with 3 bedrooms, a sunroom/formal dining room with beautiful windows overlooking the backyard, a new roof in 2021, and so much more! Schedule your showing today! All measurements are M/L
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2015-02-23soldstatus $52,000
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2015-02-20soldstatus
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2014-10-27$59,900
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1999-02-25soldstatus $45,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $520 · $43/mo
- Projected year-2 tax
- $520 · $43/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,723
- − Mortgage interest
- −$4,985
- − Property taxes
- −$520
- − Insurance
- −$1,242
- − Repairs & maintenance
- −$1,258
- − Management
- −$1,258
- − Depreciation
- −$2,589
- Taxable income
- $3,871
- Est. tax owed @ 24.0%
- −$929
- After-tax cash flow
- $4,129/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Calcasieu Parish
- NCES district ID
- 2200330
- Math proficiency
- 30% ▼ -39.00%
- Reading proficiency
- 44% ▼ -33.00%
- Median HH income
- $44,700
- Composite
- 31.45/100
- National rank
- #5979
- State rank
- #29 of 98 in LA
Livability — Lake Charles
- Score
- 68/100
- State rank
- #95
- US rank
- #9820
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lake Charles, LA
- County
- Calcasieu Parish · 170,889 people
- City population
- 133,538
- Metro
- Lake Charles, LA
- Population (ZIP)
- 30,872
- Household income
- $49,992
- Rent vs Own
- Severe rent burden
- 1304.0
Population outlook (Calcasieu County) Hauer SSP2
- Today (2025)
- 212,179 people
- By 2030
- 218,199 · +2.8%
- By 2040
- 228,486 · +7.7%
- By 2050
- 236,208 · +11.3%
- By 2075
- 251,696 · +18.6%
- By 2100
- 247,848 · +16.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.55)
- Race & ethnicity
- Black 59% White 31% Two or more races 7% Hispanic / Latino 5%
- Common ancestry
- Lithuanian 7% Iranian 1% Serbian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · Calcasieu
- 2024 margin
- Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
- 2008→2024 swing
- -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
- All cycles
- 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -109.32%
- Current HPI
- 55.6127
- Rent YoY
- ▲ 6.18%
- Metro
- Lake Charles, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+97.8% since first listed15 events — show timeline
- 2026-04-13 Relisted — SWLAR
- 2026-03-16 Pending — SWLAR
- 2026-02-02 Relisted — SWLAR
- 2026-02-02 Price Changed $89,000 SWLAR
- 2026-01-04 Pending — SWLAR
- 2025-12-18 Relisted — SWLAR
- 2025-12-03 Pending — SWLAR
- 2025-10-28 Price Changed $87,500 SWLAR
- 2025-09-22 Listed $89,000 SWLAR
- 2024-11-27 Sold (MLS) — SWLAR
- 2024-08-19 Listed $59,000 SWLAR
- 2015-02-23 Sold (Public Records) $52,000 Public Records
- 2015-02-20 Sold (MLS) — SWLAR
- 2014-10-27 Listed $59,900 SWLAR
- 1999-02-25 Sold (Public Records) $45,000 Public Records
Property tax history
+0.2%/yrLatest (2025): $520 · +1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…