376 Navajo Ave · Ormond Beach, FL 32174

$379,990

3 bd · 2.0 ba · 1,612 sqft · SingleFamily public records · 257 Days on market

Built 2026 9,900 sqft lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.4/30.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• DSCR +3.3/10.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

Key facts

• Covered front porch
• Open gathering area
• 9,900 sq ft lot

Tags

• PRIME CORNER HOMESITE
• FULLY DEVELOPED SUBDIVISION
• LOW-TRAFFIC DEAD-END STREET
• ONLY REMAINING CORNER LOT
• COVERED FRONT PORCH
• OPEN GATHERING AREA

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $380k.

Deal economics

• At list price, monthly cash flow is $-132 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $357k (6.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $267k (29.6% below list).
• Recommended offer: $267k (29.6% below list) — sets the bar for 1% rule.
• Cap rate 5.9% vs local median 3.9% in Ormond Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#55 in FL, #965 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, housing A+, health & safety A+; Watch: commute F.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Tomoka Elementary School (math 62% / reading 61%, grade B, #634 of 2,144 statewide, top 30%, 709 students, 50% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Seabreeze High School (math 31% / reading 56%, grade F, #248 of 667 statewide, top 38%, 1,654 students, 41% FRL) — zoned schools at 48% FRL track the district average.
• Market conditions: Rents rising (+1.6%/yr); 989 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• At $2,675/mo this rent would consume 45% of the median local household income ($71k/yr) (locally 1158% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 257 days — a 12% lower offer ($334k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts; this cycle's ask has dropped $70k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $108k; list at $380k implies a 252% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $267,456 (29.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 257 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 5.88%
• Cash-on-cash: -1.49%
• DSCR: 0.93
• GRM: 11.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.64% rent growth · sell at horizon

5-year hold

• IRR: -20.1%
• Equity multiple: 0.31×
• Total profit: $-73,779
• Equity at exit: $56,658

10-year hold

• IRR: -16.0%
• Equity multiple: 0.15×
• Total profit: $-90,266
• Equity at exit: $32,855

Cash invested: $106,397 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32174

• Rents YoY: 1.6%
• Active inventory: 989
• Price-to-rent: 11.8×

Monthly cashflow live

• Estimated rent: $2,675 high
• Mortgage (P&I): −$1,993
• Tax from tax record: −$94 /mo · $1,125/yr
• Insurance: −$158
• HOA: −$0
• Vacancy / Maint / Mgmt: −$562
• Net cashflow: $-132

Break-even live

Break-even rent $2,841

Max offer price $356,694

Occupancy floor 100%

Sensitivity live

Price	-10% $83	-5% $-24	+0% $-132	+5% $-239	+10% $-347
Rent	-10% $-343	-5% $-238	+0% $-132	+5% $-26	+10% $79
Rate	-1.0pp $59	-0.5pp $-35	base $-132	+0.5pp $-230	+1.0pp $-331

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $94,998
• Closing costs: $11,400
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
356 Seminole Dr Ormond Beach, FL	4.0	3.0	1604	$3,295	$2.05	16d	1	0.13mi
100 Hamilton Cir Ormond Beach, FL	1.0–3.0	1.0–2.0	1134	$1,929	$1.70	12d	46	0.32mi
36 Spring Meadows Dr Ormond Beach, FL	3.0	2.0	2036	$2,700	$1.33	25d	1	0.91mi
145 Green Forest Dr Ormond Beach, FL	3.0	2.0	1625	$2,200	$1.35	25d	1	1.05mi
1088 W Granada Blvd Ormond Beach, FL	1.0–2.0	1.0–2.0	950	$1,570	$1.65	12d	8	1.15mi
600 Crowne Commerce Ct Ormond Beach, FL	1.0–3.0	1.0–2.0	1130	$1,793	$1.59	12d	8	1.27mi
25 Cherokee Trl Ormond Beach, FL	3.0	3.0	2056	$2,600	$1.26	16d	1	1.43mi
2351 N Williamson Blvd Daytona Beach, FL	1.0–3.0	1.0–2.0	1163	$2,376	$2.04	12d	25	1.47mi
67 Brookwood Dr Ormond Beach, FL	3.0	2.0	1602	$2,500	$1.56	25d	1	1.50mi

Listing history 41 events

1. 2026-06-22
   days on market $379,990 Active 257 DOM
2. 2026-06-18
   days on market $379,990 Active 254 DOM
3. 2026-06-17
   days on market $379,990 Active 253 DOM
4. 2026-06-16
   days on market $379,990 Active 252 DOM
5. 2026-06-15
   days on market $379,990 Active 251 DOM
6. 2026-06-14
   days on market $379,990 Active 249 DOM
7. 2026-06-10
   pricedays on market $379,990 Active 246 DOM
8. 2026-06-09
   days on market $369,990 Active 245 DOM
9. 2026-06-08
   days on market $369,990 Active 244 DOM
10. 2026-06-07
    days on market $369,990 Active 243 DOM
11. 2026-06-05
    days on market $369,990 Active 240 DOM
12. 2026-06-03
    days on market $369,990 Active 239 DOM
13. 2026-06-03
    days on market $369,990 Active 238 DOM
14. 2026-06-01
    days on market $369,990 Active 237 DOM
15. 2026-05-31
    days on market $369,990 Active 236 DOM
16. 2026-05-31
    days on market $369,990 Active 235 DOM
17. 2026-05-13
    price $369,990 209-char remark

    Show marketing remark (2279 chars)

    Ready Now! Live the coastal lifestyle on Florida’s East Coast in beautiful Ormond Beach, where pristine beaches, local attractions, top-rated universities, and everyday conveniences await. Enjoy the best of both worlds, just 4 miles from the sandy shores of Ormond Beach and less than an hour from the big city and world-famous theme parks of Orlando. This home faces south on a prime corner homesite in a fully developed subdivision, situated on a low-traffic dead-end street. It’s the only remaining corner lot available, offering privacy and a coveted location. The Memphis is thoughtfully designed with a focus on livability, blending comfort, functionality, and modern style. A covered front porch with stone accents creates an exceptional arrival experience and leads into a foyer with 9’4” ceilings. Inside, the open gathering area is bright and inviting, featuring six flush-mount LED lights, upgraded ceramic tile flooring, and an additional window that fills the space with natural light. Step directly from the great room onto the covered lanai, the perfect spot for enjoying Florida sunshine, entertaining, or relaxing in comfort. Outside, the stone-accent exterior, hurricane shutters, 3-tab shingles, professional landscaping, and irrigation system add lasting beauty, durability, and curb appeal. The kitchen is a centerpiece with quartz countertops, and a large island with extra seating, providing a functional layout that flows seamlessly to the breakfast nook and dining area, ideal for everyday living and entertaining. Secondary bedrooms are thoughtfully positioned for privacy, perfect for a growing household or guests. Tucked at the rear of the home, the primary suite boasts a serene retreat ensuite bath with a walk-in closet and a spacious tile shower with enclosure. Modern smart home technology, including a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches, enhances convenience, security, and everyday comfort. Backed by a full builder warranty, The Memphis delivers peace of mind along with a layout ready to personalize. Don’t miss the chance to live in style, comfort, and elegance in one of Ormond Beach’s most desirable locations, where every day feels like a getaway.

18. 2026-05-13
    price $369,990 2279-char remark

    Show marketing remark (2279 chars)

    Ready Now! Live the coastal lifestyle on Florida’s East Coast in beautiful Ormond Beach, where pristine beaches, local attractions, top-rated universities, and everyday conveniences await. Enjoy the best of both worlds, just 4 miles from the sandy shores of Ormond Beach and less than an hour from the big city and world-famous theme parks of Orlando. This home faces south on a prime corner homesite in a fully developed subdivision, situated on a low-traffic dead-end street. It’s the only remaining corner lot available, offering privacy and a coveted location. The Memphis is thoughtfully designed with a focus on livability, blending comfort, functionality, and modern style. A covered front porch with stone accents creates an exceptional arrival experience and leads into a foyer with 9’4” ceilings. Inside, the open gathering area is bright and inviting, featuring six flush-mount LED lights, upgraded ceramic tile flooring, and an additional window that fills the space with natural light. Step directly from the great room onto the covered lanai, the perfect spot for enjoying Florida sunshine, entertaining, or relaxing in comfort. Outside, the stone-accent exterior, hurricane shutters, 3-tab shingles, professional landscaping, and irrigation system add lasting beauty, durability, and curb appeal. The kitchen is a centerpiece with quartz countertops, and a large island with extra seating, providing a functional layout that flows seamlessly to the breakfast nook and dining area, ideal for everyday living and entertaining. Secondary bedrooms are thoughtfully positioned for privacy, perfect for a growing household or guests. Tucked at the rear of the home, the primary suite boasts a serene retreat ensuite bath with a walk-in closet and a spacious tile shower with enclosure. Modern smart home technology, including a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches, enhances convenience, security, and everyday comfort. Backed by a full builder warranty, The Memphis delivers peace of mind along with a layout ready to personalize. Don’t miss the chance to live in style, comfort, and elegance in one of Ormond Beach’s most desirable locations, where every day feels like a getaway.

19. 2026-05-12
    price $379,990 209-char remark

    Show marketing remark (209 chars)

    This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

20. 2026-04-02
    price $389,990 209-char remark

    Show marketing remark (209 chars)

    This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

21. 2026-04-01
    price $389,990 2279-char remark

    Show marketing remark (2279 chars)

    Ready Now! Live the coastal lifestyle on Florida’s East Coast in beautiful Ormond Beach, where pristine beaches, local attractions, top-rated universities, and everyday conveniences await. Enjoy the best of both worlds, just 4 miles from the sandy shores of Ormond Beach and less than an hour from the big city and world-famous theme parks of Orlando. This home faces south on a prime corner homesite in a fully developed subdivision, situated on a low-traffic dead-end street. It’s the only remaining corner lot available, offering privacy and a coveted location. The Memphis is thoughtfully designed with a focus on livability, blending comfort, functionality, and modern style. A covered front porch with stone accents creates an exceptional arrival experience and leads into a foyer with 9’4” ceilings. Inside, the open gathering area is bright and inviting, featuring six flush-mount LED lights, upgraded ceramic tile flooring, and an additional window that fills the space with natural light. Step directly from the great room onto the covered lanai, the perfect spot for enjoying Florida sunshine, entertaining, or relaxing in comfort. Outside, the stone-accent exterior, hurricane shutters, 3-tab shingles, professional landscaping, and irrigation system add lasting beauty, durability, and curb appeal. The kitchen is a centerpiece with quartz countertops, and a large island with extra seating, providing a functional layout that flows seamlessly to the breakfast nook and dining area, ideal for everyday living and entertaining. Secondary bedrooms are thoughtfully positioned for privacy, perfect for a growing household or guests. Tucked at the rear of the home, the primary suite boasts a serene retreat ensuite bath with a walk-in closet and a spacious tile shower with enclosure. Modern smart home technology, including a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches, enhances convenience, security, and everyday comfort. Backed by a full builder warranty, The Memphis delivers peace of mind along with a layout ready to personalize. Don’t miss the chance to live in style, comfort, and elegance in one of Ormond Beach’s most desirable locations, where every day feels like a getaway.

22. 2026-02-27
    price $399,990 209-char remark

    Show marketing remark (209 chars)

    This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

23. 2026-01-22
    price $437,990 2279-char remark

    Show marketing remark (2279 chars)

    Ready Now! Live the coastal lifestyle on Florida’s East Coast in beautiful Ormond Beach, where pristine beaches, local attractions, top-rated universities, and everyday conveniences await. Enjoy the best of both worlds, just 4 miles from the sandy shores of Ormond Beach and less than an hour from the big city and world-famous theme parks of Orlando. This home faces south on a prime corner homesite in a fully developed subdivision, situated on a low-traffic dead-end street. It’s the only remaining corner lot available, offering privacy and a coveted location. The Memphis is thoughtfully designed with a focus on livability, blending comfort, functionality, and modern style. A covered front porch with stone accents creates an exceptional arrival experience and leads into a foyer with 9’4” ceilings. Inside, the open gathering area is bright and inviting, featuring six flush-mount LED lights, upgraded ceramic tile flooring, and an additional window that fills the space with natural light. Step directly from the great room onto the covered lanai, the perfect spot for enjoying Florida sunshine, entertaining, or relaxing in comfort. Outside, the stone-accent exterior, hurricane shutters, 3-tab shingles, professional landscaping, and irrigation system add lasting beauty, durability, and curb appeal. The kitchen is a centerpiece with quartz countertops, and a large island with extra seating, providing a functional layout that flows seamlessly to the breakfast nook and dining area, ideal for everyday living and entertaining. Secondary bedrooms are thoughtfully positioned for privacy, perfect for a growing household or guests. Tucked at the rear of the home, the primary suite boasts a serene retreat ensuite bath with a walk-in closet and a spacious tile shower with enclosure. Modern smart home technology, including a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches, enhances convenience, security, and everyday comfort. Backed by a full builder warranty, The Memphis delivers peace of mind along with a layout ready to personalize. Don’t miss the chance to live in style, comfort, and elegance in one of Ormond Beach’s most desirable locations, where every day feels like a getaway.

24. 2026-01-20
    price $437,990 209-char remark

    Show marketing remark (209 chars)

    This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

25. 2026-01-17
    price $458,990 209-char remark

    Show marketing remark (209 chars)

    This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

26. 2026-01-16
    price $458,990 2279-char remark

    Show marketing remark (2279 chars)

    Ready Now! Live the coastal lifestyle on Florida’s East Coast in beautiful Ormond Beach, where pristine beaches, local attractions, top-rated universities, and everyday conveniences await. Enjoy the best of both worlds, just 4 miles from the sandy shores of Ormond Beach and less than an hour from the big city and world-famous theme parks of Orlando. This home faces south on a prime corner homesite in a fully developed subdivision, situated on a low-traffic dead-end street. It’s the only remaining corner lot available, offering privacy and a coveted location. The Memphis is thoughtfully designed with a focus on livability, blending comfort, functionality, and modern style. A covered front porch with stone accents creates an exceptional arrival experience and leads into a foyer with 9’4” ceilings. Inside, the open gathering area is bright and inviting, featuring six flush-mount LED lights, upgraded ceramic tile flooring, and an additional window that fills the space with natural light. Step directly from the great room onto the covered lanai, the perfect spot for enjoying Florida sunshine, entertaining, or relaxing in comfort. Outside, the stone-accent exterior, hurricane shutters, 3-tab shingles, professional landscaping, and irrigation system add lasting beauty, durability, and curb appeal. The kitchen is a centerpiece with quartz countertops, and a large island with extra seating, providing a functional layout that flows seamlessly to the breakfast nook and dining area, ideal for everyday living and entertaining. Secondary bedrooms are thoughtfully positioned for privacy, perfect for a growing household or guests. Tucked at the rear of the home, the primary suite boasts a serene retreat ensuite bath with a walk-in closet and a spacious tile shower with enclosure. Modern smart home technology, including a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches, enhances convenience, security, and everyday comfort. Backed by a full builder warranty, The Memphis delivers peace of mind along with a layout ready to personalize. Don’t miss the chance to live in style, comfort, and elegance in one of Ormond Beach’s most desirable locations, where every day feels like a getaway.

27. 2025-10-07
    listed $449,990 Active 2279-char remark

    Show marketing remark (2279 chars)

    Ready Now! Live the coastal lifestyle on Florida’s East Coast in beautiful Ormond Beach, where pristine beaches, local attractions, top-rated universities, and everyday conveniences await. Enjoy the best of both worlds, just 4 miles from the sandy shores of Ormond Beach and less than an hour from the big city and world-famous theme parks of Orlando. This home faces south on a prime corner homesite in a fully developed subdivision, situated on a low-traffic dead-end street. It’s the only remaining corner lot available, offering privacy and a coveted location. The Memphis is thoughtfully designed with a focus on livability, blending comfort, functionality, and modern style. A covered front porch with stone accents creates an exceptional arrival experience and leads into a foyer with 9’4” ceilings. Inside, the open gathering area is bright and inviting, featuring six flush-mount LED lights, upgraded ceramic tile flooring, and an additional window that fills the space with natural light. Step directly from the great room onto the covered lanai, the perfect spot for enjoying Florida sunshine, entertaining, or relaxing in comfort. Outside, the stone-accent exterior, hurricane shutters, 3-tab shingles, professional landscaping, and irrigation system add lasting beauty, durability, and curb appeal. The kitchen is a centerpiece with quartz countertops, and a large island with extra seating, providing a functional layout that flows seamlessly to the breakfast nook and dining area, ideal for everyday living and entertaining. Secondary bedrooms are thoughtfully positioned for privacy, perfect for a growing household or guests. Tucked at the rear of the home, the primary suite boasts a serene retreat ensuite bath with a walk-in closet and a spacious tile shower with enclosure. Modern smart home technology, including a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches, enhances convenience, security, and everyday comfort. Backed by a full builder warranty, The Memphis delivers peace of mind along with a layout ready to personalize. Don’t miss the chance to live in style, comfort, and elegance in one of Ormond Beach’s most desirable locations, where every day feels like a getaway.

28. 2025-07-04
    price $449,990 209-char remark

    Show marketing remark (209 chars)

    This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

29. 2025-07-01
    status Active 209-char remark

    Show marketing remark (209 chars)

    This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

30. 2025-07-01
    price $449,665 209-char remark

    Show marketing remark (209 chars)

    This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

31. 2025-06-26
    historical 209-char remark

    Show marketing remark (209 chars)

    This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

32. 2025-06-18
    soldstatus $108,000
33. 2025-06-16
    soldstatus $108,000 Closed
34. 2025-06-16
    soldstatus $108,000 Closed
35. 2025-06-04
    listed $463,780 Active 209-char remark

    Show marketing remark (209 chars)

    This is the only corner homesite left in this established community with a dead end low traffic street on one side of the home. Act now so you can still personalize this home with your own colors and finishes!

36. 2025-04-04
    status Pending
37. 2025-04-04
    status Pending
38. 2025-03-10
    listed $115,000 Active
39. 2025-03-10
    listed $115,000 Active
40. 1978-06-01
    soldstatus $48,900
41. 1976-04-01
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,125 · $94/mo
• Projected year-2 tax: $3,154 · $263/mo
• Expected delta: +$2,029/yr (+$169/mo · 180.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 9% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,095
• − Mortgage interest: −$21,285
• − Property taxes: −$1,125
• − Insurance: −$1,900
• − Repairs & maintenance: −$2,568
• − Management: −$2,568
• − Depreciation: −$11,054
• Taxable loss: −$8,405
• Est. tax savings @ 24.0%: +$2,017
• After-tax cash flow: $435/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Ormond Beach

• Score: 83/100
• State rank: #55
• US rank: #965

Category grades

Amenities A+ Commute F Cost of living A Crime B+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Volusia County · 556,871 people
• City population: 69,624
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 54,783
• Household income: $71,011
• Rent vs Own: 17.6% rent · 82.4% own
• Severe rent burden: 1158.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 6% Hispanic / Latino 5% Two or more races 5% Asian 3%
• Hispanic origin (detail): Puerto Rican 2%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 3%
• Foreign-born: 7% · Canada, China
• Languages at home: 91% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -327.97%
• Current HPI: 271.92
• Rent YoY: ▲ 1.64%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+722.2% since first listed

25 events — show timeline

• 2026-05-13 Price Changed $369,990 Zillow
• 2026-05-13 Price Changed $369,990 Stellar MLS as Distributed by MLS Grid
• 2026-05-12 Price Changed $379,990 Zillow
• 2026-04-02 Price Changed $389,990 Zillow
• 2026-04-01 Price Changed $389,990 Stellar MLS as Distributed by MLS Grid
• 2026-02-27 Price Changed $399,990 Zillow
• 2026-01-22 Price Changed $437,990 Stellar MLS as Distributed by MLS Grid
• 2026-01-20 Price Changed $437,990 Zillow
• 2026-01-17 Price Changed $458,990 Zillow
• 2026-01-16 Price Changed $458,990 Stellar MLS as Distributed by MLS Grid
• 2025-10-07 Listed $449,990 Stellar MLS as Distributed by MLS Grid
• 2025-07-04 Price Changed $449,990 Zillow
• 2025-07-01 Relisted — Zillow
• 2025-07-01 Price Changed $449,665 Zillow
• 2025-06-26 Delisted — Zillow
• 2025-06-18 Sold (Public Records) $108,000 Public Records
• 2025-06-16 Sold (MLS) $108,000 Daytona MLS
• 2025-06-16 Sold (MLS) $108,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-04 Listed $463,780 Zillow
• 2025-04-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-04-04 Pending — Daytona MLS
• 2025-03-10 Listed $115,000 Daytona MLS
• 2025-03-10 Listed $115,000 Stellar MLS as Distributed by MLS Grid
• 1978-06-01 Sold (Public Records) $48,900 Public Records
• 1976-04-01 Sold (Public Records) $45,000 Public Records

Property tax history

+3.4%/yr

Latest (2025): $1,125 · -26.3% YoY. Source: county tax records.