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674 Supima Dr
C- Composite 52.13
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.5/10.0
  • 1% rule +4.8/10.0
  • Appreciation +4.5/10.0
  • Rent growth +3.8/5.0
  • Livability +3.2/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0

$149,000

674 Supima Dr · Socorro, TX 79927
3 bd · 2.0 ba · 1,064 sqft · Manufactured public records · 25 Days on market
Built 1986 10,000 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This beautifully updated 16x80 mobile home, situated on a spacious quarter-acre lot, offers both comfort and convenience. Fully connected to city utilities--water, electric, and sewer--this home has been refreshed from top to bottom. Enjoy the brand-new kitchen, complete with stainless steel appliances and a gas stove, perfect for cooking. The home boasts fresh flooring and new windows throughout, bringing in natural light and style. With plenty of outdoor space and move-in readiness, this gem is ready to welcome you home!

Key facts

  • Fresh flooring
  • Updated mobile home
  • Gas stove

Tags

UPDATED MOBILE HOMESPACIOUS QUARTER-ACRE LOTBRAND-NEW KITCHENSTAINLESS STEEL APPLIANCESGAS STOVEFRESH FLOORING

Property features AI

Finance

  • HOA & community: No HOA fees

Exterior

  • Home design: Manufactured home
  • Construction: Aluminum siding; See remarks on roof and other construction details
  • Exterior features: Back yard access; Fenced

Interior

  • Kitchen: Free-standing gas oven; Microwave; Refrigerator
  • Flooring: Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating; Evaporative cooling
  • Interior features: See remarks; Double pane windows

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $149k.

Deal economics

  • At list price, monthly cash flow is $121 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $146k (2.2% below list).
  • Recommended offer: $146k (2.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#830 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Socorro ISD (urban): math 23% / reading 36% proficiency, ranked #624 of 826 in TX (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Robert R Rojas El (math 12% / reading 22%, grade F, #3,836 of 4,322 statewide, top 91%, 516 students, 89% FRL); Salvador Sanchez Middle (math 12% / reading 17%, grade F, #1,583 of 1,662 statewide, top 96%, 615 students, 86% FRL); Socorro H S (math 13% / reading 35%, grade F, #1,333 of 1,632 statewide, top 82%, 2,484 students, 87% FRL) — zoned schools average 87% FRL vs 66% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.3%/yr); 218 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $1k of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-0.9% appreciation + 5.3% rent growth), your $42k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($147k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $26k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,656 (2.2% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.27%
Cash-on-cash
3.48%
DSCR
1.15
GRM
8.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.93% appreciation · 5.29% rent growth · sell at horizon

5-year hold
IRR
0.2%
Equity multiple
1.01×
Total profit
$387
Equity at exit
$36,442
10-year hold
IRR
8.6%
Equity multiple
1.90×
Total profit
$37,709
Equity at exit
$38,673

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79927

Home prices YoY
-0.4%
Rents YoY
5.3%
Active inventory
218
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,457 high interval (Pro) →
Mortgage (P&I)
$781
Tax est. 1.5%
$186 /mo · $2,235/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$306
Net cashflow
$121

Break-even live

Break-even rent $1,303
Max offer price $149,000
Occupancy floor 87%

Sensitivity live

Price -10% $224 -5% $172 +0% $121 +5% $69 +10% $18
Rent -10% $6 -5% $63 +0% $121 +5% $179 +10% $236
Rate -1.0pp $196 -0.5pp $159 base $121 +0.5pp $82 +1.0pp $43

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,250
Closing costs
$4,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
780 Clems Rd Socorro, TX 2.0–3.0 1.0–2.0 963 $1,200 $1.25 4d 3 0.44mi
780 Clems Rd Unit 1 Socorro, TX 3.0 1.0 920 $1,200 $1.30 25d 1 0.44mi
780 Clems Rd Unit 7 Socorro, TX 2.0 2.0 1021 $1,200 $1.18 25d 1 0.44mi
780 Clems Rd Unit 2 Socorro, TX 3.0 2.0 906 $1,200 $1.32 25d 1 0.44mi
10680 Horn Cir Socorro, TX 2.0 2.0 940 $1,338 $1.42 4d 3 0.57mi
10680 Horn Cir Unit 12 Socorro, TX 2.0 2.0 940 $1,350 $1.44 45d 1 0.57mi
1368 Reid Rd Unit B Socorro, TX 2.0 1.0 800 $925 $1.16 15d 1 1.13mi
629 David Ortiz St El Paso, TX 3.0 2.0 1447 $1,750 $1.21 4d 1 1.49mi

Listing history 22 events

  1. 2026-06-21
    days on market $149,000 Active 25 DOM
  2. 2026-06-18
    days on market $149,000 Active 22 DOM
  3. 2026-06-17
    days on market $149,000 Active 21 DOM
  4. 2026-06-16
    days on market $149,000 Active 20 DOM
  5. 2026-06-16
    price $149,000 Active 19 DOM
  6. 2026-06-15
    price $145,000 Active 19 DOM
  7. 2026-06-15
    days on market $174,999 Active 19 DOM
  8. 2026-06-13
    days on market $174,999 Active 17 DOM
  9. 2026-06-10
    days on market $174,999 Active 14 DOM
  10. 2026-06-09
    days on market $174,999 Active 13 DOM
  11. 2026-06-08
    days on market $174,999 Active 12 DOM
  12. 2026-06-07
    days on market $174,999 Active 11 DOM
  13. 2026-06-05
    days on market $174,999 Active 8 DOM
  14. 2026-06-03
    days on market $174,999 Active 7 DOM
  15. 2026-06-03
    days on market $174,999 Active 6 DOM
  16. 2026-06-01
    days on market $174,999 Active 5 DOM
  17. 2026-05-31
    days on market $174,999 Active 4 DOM
  18. 2026-05-27
    listed $174,999 Active
  19. 2024-05-28
    status Pending
  20. 2024-05-02
    price $80,000
  21. 2024-03-20
    listed $100,000 Active
  22. 1992-04-25
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate 9% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,479
− Mortgage interest
−$8,346
− Property taxes
−$2,235
− Insurance
−$745
− Repairs & maintenance
−$1,398
− Management
−$1,398
− Depreciation
−$4,335
Taxable loss
−$979
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$235
After-tax cash flow
$1,687/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Socorro ISD
NCES district ID
4840710
Math proficiency
23% ▼ -34.00%
Reading proficiency
36% ▼ -14.00%
Median HH income
$49,318
Composite
25.67/100
National rank
#7396
State rank
#624 of 826 in TX

Livability — Socorro

Score
63/100
State rank
#830
US rank
#14960

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Socorro, TX
County
El Paso County · 761,266 people
City population
44,444
Metro
El Paso, TX
Population (ZIP)
44,444
Household income
$53,652
Rent vs Own
19.2% rent · 80.8% own
Severe rent burden
732.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (97%)
Race & ethnicity
Hispanic / Latino 97% Two or more races 39% Native American 2% White 2%
Hispanic origin (detail)
Mexican 94%
Foreign-born
34% · Canada
Languages at home
16% English-only · Spanish 84%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.93%
Current HPI
239.646
Rent YoY
▲ 5.29%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+75.0% since first listed
5 events — show timeline
  • 2026-05-27 Listed $174,999 GEPARMLS
  • 2024-05-28 Pending GEPARMLS
  • 2024-05-02 Price Changed $80,000 GEPARMLS
  • 2024-03-20 Listed $100,000 GEPARMLS
  • 1992-04-25 Sold (Public Records) Public Records

Property tax history

+3.3%/yr

Latest (2024): $250 · +8.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…