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503 State Highway 70 N
B+ Composite 75.73
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.8/30.0
  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • DSCR +8.6/10.0
  • 1% rule +5.7/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0

$209,900

503 State Highway 70 N · Kingston, OK 73439
3 bd · 2.0 ba · 2,048 sqft · Manufactured public records · 74 Days on market
Built 2009 1.00 ac lot Est $258k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious and well-maintained, this one-owner 3 bedroom, 2 bath manufactured home sits on a full 1 acre in Kingston, OK, just under 5 miles from beautiful Lake Texoma. An inviting open floor plan connects the kitchen, dining, and living spaces, creating an ideal layout for everyday living or entertaining. Enjoy the flexibility of two separate living areas—perfect for a family room, game room, office, or additional guest space. Step outside to a large covered deck that extends your living area outdoors and offers the ideal spot for relaxing, grilling, or gathering with friends. With Highway 70 frontage, this property also offers excellent visibility and potential for future commercial u

Key facts

  • 1 acre lot
  • 2 garage spots
  • Built 2009

Property features AI

Exterior

  • Parking: Detached garage; 2 garage spaces; Carport
  • Security: Smoke detector(s); No safety shelter
  • Utilities: Electricity available; Public water; Public sewer
  • Home design: Manufactured double-wide home; Single-story; Faces east; Permanent foundation
  • Construction: Vinyl siding; Asphalt/fiberglass roof
  • Exterior features: Deck; Located on a corner lot; Near Texoma Lake

Interior

  • Kitchen: Convection oven; Cooktop; Oven; Range; Dishwasher; Refrigerator; Electric water heater
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Vaulted ceilings; Ceiling fan(s); Laminate counters; Vinyl window frames
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $210k.

Deal economics

  • At list price, monthly cash flow is $511 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $210k).
  • Recommended offer: $197k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 4.6% in Kingston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#251 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: schools F, amenities F, commute F.
  • Kingston (rural): math 27% / reading 32% proficiency, ranked #70 of 270 in OK (top 26%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 435 active listings in the ZIP; 42 units permitted in Marshall County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $22k of equity ($1k loan paydown + $21k appreciation (10.0% local appreciation)).
  • Marshall County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $59k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 74 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $20k; list at $210k implies a 976% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $197,306 (6.0% below list)

Questions for the listing agent

  1. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
9.21%
Cash-on-cash
10.43%
DSCR
1.46
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$258,048
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
109 N Maytubby St 0.37mi 4/2.5 (+1) 2,184 (+7%) 13mo $275,000 $126 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
31.9%
Equity multiple
3.50×
Total profit
$146,768
Equity at exit
$189,095
10-year hold
IRR
27.5%
Equity multiple
7.92×
Total profit
$406,456
Equity at exit
$407,790

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73439

Home prices YoY
12.3%
Active inventory
435
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$2,241 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$72 /mo · $860/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$471
Net cashflow
$511

Break-even live

Break-even rent $1,595
Max offer price $209,900
Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,475
Closing costs
$6,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 35 events

  1. 2026-06-19
    days on market $209,900 Active 74 DOM
  2. 2026-06-18
    days on market $209,900 Active 73 DOM
  3. 2026-06-17
    days on market $209,900 Active 72 DOM
  4. 2026-06-16
    days on market $209,900 Active 71 DOM
  5. 2026-06-15
    days on market $209,900 Active 70 DOM
  6. 2026-06-14
    days on market $209,900 Active 68 DOM
  7. 2026-06-13
    days on market $209,900 Active 67 DOM
  8. 2026-06-10
    days on market $209,900 Active 65 DOM
  9. 2026-06-09
    days on market $209,900 Active 64 DOM
  10. 2026-06-08
    days on market $209,900 Active 63 DOM
  11. 2026-06-07
    days on market $209,900 Active 62 DOM
  12. 2026-06-05
    days on market $209,900 Active 59 DOM
  13. 2026-06-02
    days on market $209,900 Active 57 DOM
  14. 2026-06-01
    days on market $209,900 Active 56 DOM
  15. 2026-05-31
    days on market $209,900 Active 55 DOM
  16. 2026-05-30
    days on market $209,900 Active 54 DOM
  17. 2026-04-03
    listed $209,900 Active
  18. 2026-03-16
    historical
  19. 2026-01-10
    listed $210,000 Active
  20. 2026-01-08
    status Active
  21. 2025-11-05
    historical
  22. 2025-09-25
    status Pending
  23. 2025-08-13
    status Active
  24. 2025-08-13
    price $210,000
  25. 2025-07-24
    status Pending
  26. 2025-06-22
    price $215,000
  27. 2025-05-09
    listed $220,000 Active
  28. 2025-05-08
    historical
  29. 2025-03-30
    price $220,000
  30. 2025-01-22
    price $230,000
  31. 2024-11-08
    listed $240,000 Active
  32. 2024-11-07
    historical
  33. 2024-08-21
    price $240,000
  34. 2024-05-07
    listed $249,000 Active
  35. 2008-05-09
    soldstatus $19,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$860 · $72/mo
Projected year-2 tax
$1,889 · $157/mo
Expected delta
+$1,029/yr (+$86/mo · 119.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,896
− Mortgage interest
−$11,758
− Property taxes
−$860
− Insurance
−$1,050
− Repairs & maintenance
−$2,152
− Management
−$2,152
− Depreciation
−$6,106
Taxable income
$2,820
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$677
After-tax cash flow
$5,453/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kingston
NCES district ID
4016590
Math proficiency
27% ▼ -7.00%
Reading proficiency
32% ▼ -7.00%
Median HH income
$40,655
Composite
24.88/100
National rank
#7585
State rank
#70 of 270 in OK

Livability — Kingston

Score
62/100
State rank
#251
US rank
#16664

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kingston, OK
Population (ZIP)
7,011

Population outlook (Marshall County) Hauer SSP2

Today (2025)
17,405 people
By 2030
18,038 · +3.6%
By 2040
19,513 · +12.1%
By 2050
21,283 · +22.3%
By 2075
27,884 · +60.2%
By 2100
35,435 · +103.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Two or more races 16% Native American 5% Hispanic / Latino 4%
Common ancestry
Lithuanian 3% Italian 2% Serbian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Marshall

2024 margin
Solid R (+63.4) · D 17.7% · R 81.2% · Other 1.1%
2008→2024 swing
-24.6pp toward R · 2008: -38.8pp · 2024: -63.4pp
All cycles
2024: R+63.4 2020: R+62.5 2016: R+56.6 2012: R+45.7 2008: R+38.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 26.96%
Current HPI
246.2253
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+976.4% since first listed
19 events — show timeline
  • 2026-04-03 Listed $209,900 MLS Technology, Inc.
  • 2026-03-16 Listing Removed MLS Technology, Inc.
  • 2026-01-10 Listed $210,000 MLS Technology, Inc.
  • 2026-01-08 Relisted MLS Technology, Inc.
  • 2025-11-05 Listing Removed MLS Technology, Inc.
  • 2025-09-25 Pending MLS Technology, Inc.
  • 2025-08-13 Relisted MLS Technology, Inc.
  • 2025-08-13 Price Changed $210,000 MLS Technology, Inc.
  • 2025-07-24 Pending MLS Technology, Inc.
  • 2025-06-22 Price Changed $215,000 MLS Technology, Inc.
  • 2025-05-09 Listed $220,000 MLS Technology, Inc.
  • 2025-05-08 Listing Removed MLS Technology, Inc.
  • 2025-03-30 Price Changed $220,000 MLS Technology, Inc.
  • 2025-01-22 Price Changed $230,000 MLS Technology, Inc.
  • 2024-11-08 Listed $240,000 MLS Technology, Inc.
  • 2024-11-07 Listing Removed MLS Technology, Inc.
  • 2024-08-21 Price Changed $240,000 MLS Technology, Inc.
  • 2024-05-07 Listed $249,000 MLS Technology, Inc.
  • 2008-05-09 Sold (Public Records) $19,500 Public Records

Property tax history

+1.0%/yr

Latest (2025): $860 · +4.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…