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144 Arkavalley Rd
B- Composite 67.9
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.6/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.9/10.0
  • ARV discount +7.5/15.0
  • Schools +5.3/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$130,000

144 Arkavalley Rd · Greenbrier, AR 72058
6 bd · 4.0 ba · 1,880 sqft · Manufactured · 155 Days on market
Built 1980 0.90 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Taxes are for both homes. 146 Arka Valley is 1983 King approximately 928 square feet, 2 bedrooms, 1 bath. Seller to make no repairs. Previously rented for $375 each per month. To be sold together. Both on 1 septic. Mineral rights do not convey. (See agent remarks. )

Key facts

  • Rental potential
  • Nearly an acre
  • Cleared land

Tags

NEARLY AN ACRECLEARED LANDMULTI-FAMILY LIVINGRENTAL POTENTIAL

Property features AI

Finance

  • Other: Approximately 0.9 acres; Square footage and acreage sourced from seller disclosure and courthouse/tax records

Exterior

  • Parking: 1- to 2-car parking
  • Utilities: Public sewer; Public water; Electric service (municipal plus Entergy)
  • Home design: Frame, metal/vinyl siding, and wood exterior
  • Construction: Crawl space foundation; Metal and rolled roofing
  • Exterior features: Paved road access; Sloped lot

Interior

  • Kitchen: Free-standing stove
  • Flooring: Laminate
  • Bathrooms: 4 full bathrooms
  • Heating & cooling: Central electric heating; Central electric cooling
  • Interior features: Laminate flooring; Formal living room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 6-bed/4.0-bath manufactured listed at $130k.

Deal economics

  • At list price, monthly cash flow is $428 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.2% vs local median 3.0% in Greenbrier — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#44 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime C-, amenities F, commute F.
  • Greenbrier School District (town): math 63% / reading 62% proficiency, ranked #2 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 224 active listings in the ZIP; solid renter incomes; 865 units permitted in Faulkner County in 2024 (451 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Faulkner County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 155 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $32k; list at $130k implies a 306% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $114,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 155 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.29%
Cap rate
10.25%
Cash-on-cash
14.12%
DSCR
1.63
GRM
6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
4.4%
Equity multiple
1.17×
Total profit
$6,240
Equity at exit
$19,383
10-year hold
IRR
13.9%
Equity multiple
2.12×
Total profit
$40,664
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72058

Home prices YoY
-12.4%
Active inventory
224
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,679 medium interval (Pro) →
Mortgage (P&I)
$682
Tax est. 1.5%
$162 /mo · $1,950/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$353
Net cashflow
$428

Break-even live

Break-even rent $1,137
Max offer price $130,000
Occupancy floor 70%

Sensitivity live

Price -10% $518 -5% $473 +0% $428 +5% $383 +10% $338
Rent -10% $296 -5% $362 +0% $428 +5% $495 +10% $561
Rate -1.0pp $494 -0.5pp $461 base $428 +0.5pp $395 +1.0pp $360

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 10 events

  1. 2026-06-18
    days on market $130,000 Active 155 DOM
  2. 2026-06-17
    days on market $130,000 Active 154 DOM
  3. 2026-06-16
    days on market $130,000 Active 153 DOM
  4. 2026-06-15
    days on market $130,000 Active 152 DOM
  5. 2026-06-14
    days on market $130,000 Active 150 DOM
  6. 2026-06-10
    days on market $130,000 Active 147 DOM
  7. 2026-06-09
    days on market $130,000 Active 146 DOM
  8. 2026-06-08
    days on market $130,000 Active 145 DOM
  9. 2026-06-07
    remarks 643-char remark
  10. 2026-06-07
    listed $130,000 Active 144 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,153
− Mortgage interest
−$7,282
− Property taxes
−$1,950
− Insurance
−$650
− Repairs & maintenance
−$1,612
− Management
−$1,612
− Depreciation
−$3,782
Taxable income
$3,265
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$783
After-tax cash flow
$4,356/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Greenbrier School District
NCES district ID
0506900
Math proficiency
63% ▼ -11.00%
Reading proficiency
62% ▼ -7.00%
Median HH income
$52,897
Composite
53.44/100
National rank
#1465
State rank
#2 of 238 in AR

Livability — Greenbrier

Score
71/100
State rank
#44
US rank
#7132

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Faulkner County · 103,634 people
City population
18,880
Metro
Little Rock-North Little Rock-Conway, AR
Population (ZIP)
18,880
Household income
$76,463
Rent vs Own
18.7% rent · 81.3% own
Severe rent burden
97.0

Population outlook (Faulkner County) Hauer SSP2

Today (2025)
138,985 people
By 2030
148,264 · +6.7%
By 2040
166,010 · +19.4%
By 2050
183,362 · +31.9%
By 2075
224,593 · +61.6%
By 2100
250,603 · +80.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Hispanic / Latino 3% Two or more races 3% Black 1%
Common ancestry
Italian 2% Slovak 1% Iranian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Faulkner

2024 margin
Solid R (+32.3) · D 32.6% · R 64.9% · Other 2.5%
2008→2024 swing
-7.1pp toward R · 2008: -25.3pp · 2024: -32.3pp
All cycles
2024: R+32.3 2020: R+29.5 2016: R+31.6 2012: R+31.7 2008: R+25.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -39.47%
Current HPI
277.4936
Rent YoY
Metro
Little Rock-North Little Rock-Conway, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+242.1% since first listed
4 events — show timeline
  • 2026-01-14 Listed $130,000 CARMLS
  • 2014-10-13 Sold (MLS) $32,000 CARMLS
  • 2014-10-02 Listing Removed CARMLS
  • 2014-07-14 Listed $38,000 CARMLS

Property tax history

-11.4%/yr

Latest (2025): $55 · +8.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…