144 Arkavalley Rd · Greenbrier, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 8.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.6/30.0
- DSCR +10.0/10.0
- 1% rule +7.9/10.0
- ARV discount +7.5/15.0
- Schools +5.3/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$130,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Taxes are for both homes. 146 Arka Valley is 1983 King approximately 928 square feet, 2 bedrooms, 1 bath. Seller to make no repairs. Previously rented for $375 each per month. To be sold together. Both on 1 septic. Mineral rights do not convey. (See agent remarks. )
Key facts
- Rental potential
- Nearly an acre
- Cleared land
Tags
Property features AI
Finance
- Other: Approximately 0.9 acres; Square footage and acreage sourced from seller disclosure and courthouse/tax records
Exterior
- Parking: 1- to 2-car parking
- Utilities: Public sewer; Public water; Electric service (municipal plus Entergy)
- Home design: Frame, metal/vinyl siding, and wood exterior
- Construction: Crawl space foundation; Metal and rolled roofing
- Exterior features: Paved road access; Sloped lot
Interior
- Kitchen: Free-standing stove
- Flooring: Laminate
- Bathrooms: 4 full bathrooms
- Heating & cooling: Central electric heating; Central electric cooling
- Interior features: Laminate flooring; Formal living room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 6-bed/4.0-bath manufactured listed at $130k.
Deal economics
- At list price, monthly cash flow is $428 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.2% vs local median 3.0% in Greenbrier — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#44 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime C-, amenities F, commute F.
- Greenbrier School District (town): math 63% / reading 62% proficiency, ranked #2 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 224 active listings in the ZIP; solid renter incomes; 865 units permitted in Faulkner County in 2024 (451 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Faulkner County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 155 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $32k; list at $130k implies a 306% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 155 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 10.25%
- Cash-on-cash
- 14.12%
- DSCR
- 1.63
- GRM
- 6.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 4.4%
- Equity multiple
- 1.17×
- Total profit
- $6,240
- Equity at exit
- $19,383
- IRR
- 13.9%
- Equity multiple
- 2.12×
- Total profit
- $40,664
- Equity at exit
- $11,240
Cash invested: $36,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72058
- Home prices YoY
- -12.4%
- Active inventory
- 224
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $1,679 medium interval (Pro) →
- Mortgage (P&I)
- −$682
- Tax est. 1.5%
- −$162 /mo · $1,950/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$353
- Net cashflow
- $428
Break-even live
Sensitivity live
| Price | -10% $518 | -5% $473 | +0% $428 | +5% $383 | +10% $338 |
|---|---|---|---|---|---|
| Rent | -10% $296 | -5% $362 | +0% $428 | +5% $495 | +10% $561 |
| Rate | -1.0pp $494 | -0.5pp $461 | base $428 | +0.5pp $395 | +1.0pp $360 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,500
- Closing costs
- $3,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 10 events
-
2026-06-18days on market $130,000 Active 155 DOM
-
2026-06-17days on market $130,000 Active 154 DOM
-
2026-06-16days on market $130,000 Active 153 DOM
-
2026-06-15days on market $130,000 Active 152 DOM
-
2026-06-14days on market $130,000 Active 150 DOM
-
2026-06-10days on market $130,000 Active 147 DOM
-
2026-06-09days on market $130,000 Active 146 DOM
-
2026-06-08days on market $130,000 Active 145 DOM
-
2026-06-07remarks 643-char remark
-
2026-06-07$130,000 Active 144 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,153
- − Mortgage interest
- −$7,282
- − Property taxes
- −$1,950
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,612
- − Management
- −$1,612
- − Depreciation
- −$3,782
- Taxable income
- $3,265
- Est. tax owed @ 24.0%
- −$783
- After-tax cash flow
- $4,356/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Greenbrier School District
- NCES district ID
- 0506900
- Math proficiency
- 63% ▼ -11.00%
- Reading proficiency
- 62% ▼ -7.00%
- Median HH income
- $52,897
- Composite
- 53.44/100
- National rank
- #1465
- State rank
- #2 of 238 in AR
Livability — Greenbrier
- Score
- 71/100
- State rank
- #44
- US rank
- #7132
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Faulkner County · 103,634 people
- City population
- 18,880
- Metro
- Little Rock-North Little Rock-Conway, AR
- Population (ZIP)
- 18,880
- Household income
- $76,463
- Rent vs Own
- Severe rent burden
- 97.0
Population outlook (Faulkner County) Hauer SSP2
- Today (2025)
- 138,985 people
- By 2030
- 148,264 · +6.7%
- By 2040
- 166,010 · +19.4%
- By 2050
- 183,362 · +31.9%
- By 2075
- 224,593 · +61.6%
- By 2100
- 250,603 · +80.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Hispanic / Latino 3% Two or more races 3% Black 1%
- Common ancestry
- Italian 2% Slovak 1% Iranian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Faulkner
- 2024 margin
- Solid R (+32.3) · D 32.6% · R 64.9% · Other 2.5%
- 2008→2024 swing
- -7.1pp toward R · 2008: -25.3pp · 2024: -32.3pp
- All cycles
- 2024: R+32.3 2020: R+29.5 2016: R+31.6 2012: R+31.7 2008: R+25.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -39.47%
- Current HPI
- 277.4936
- Rent YoY
- —
- Metro
- Little Rock-North Little Rock-Conway, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
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| Energy | 1 | $4B |
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Price history
+242.1% since first listed4 events — show timeline
- 2026-01-14 Listed $130,000 CARMLS
- 2014-10-13 Sold (MLS) $32,000 CARMLS
- 2014-10-02 Listing Removed — CARMLS
- 2014-07-14 Listed $38,000 CARMLS
Property tax history
-11.4%/yrLatest (2025): $55 · +8.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…