81 Camelot Ct · Daly City, CA 94015

$2,500

4 bd · 3.0 ba · 1,750 sqft · SingleFamily public records · 1 Days on market

Built 1973 3,300 sqft lot

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Rent growth +4.3/5.0
• Livability +4.1/5.0
• Schools +4.0/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Rental One bedroom, one bath in law unit. Separate entry, one car garage attached direct access from unit,nated floors in unit laundry. New kitchen appliances, laminated floors, living room dining room combo. Enclosed patio as extra living area. Shared utilities and backyard with tenants upstairs.

Key facts

• One car garage
• In law unit
• Backyard

Tags

• IN LAW UNIT
• SEPARATE ENTRY
• ONE CAR GARAGE
• NEW KITCHEN APPLIANCES
• ENCLOSED PATIO
• BACKYARD

Property features AI

Finance

• Other: Zoned R10003

Exterior

• Parking: Attached 1-car garage with gate/door opener
• Utilities: Public water; Public sewer; Public utilities and other utilities as noted in remarks
• Home design: Detached property; Single-story
• Construction: Other-type foundation
• Exterior features: Fenced yard; Composition roof

Interior

• Kitchen: Electric cooktop; Range hood; Electric oven; Refrigerator; Other kitchen features as noted in remarks
• Bedrooms: One ground-floor bedroom with walk-in closet
• Bathrooms: One full bathroom with shower over tub
• Heating & cooling: Gas heating
• Interior features: Walk-in closet; No formal dining room; Other rooms as noted in remarks
• Laundry & utility: Washer and dryer in garage

🏷️ Possibly a rental listed for sale. The $2,500 price doesn't fit this home's estimated sale value (~$1,562,750) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $2k.

Deal economics

• At list price, monthly cash flow is $4k ($45k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $2k).
• Cap rate 1801.3% vs local median 2.2% in Daly City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#35 in CA, #1,221 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
• South San Francisco Unified (urban): math 38% / reading 47% proficiency, ranked #176 of 517 in CA (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+7.0%/yr); 31 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,019 units permitted in San Mateo County in 2024 (484 in 5+ unit buildings).
• This rent runs 45% of the median local income ($127k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $17 of loan paydown is wiped out by about $75 of value loss. Plan a longer hold.
• San Mateo County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 7.0% rent growth), your $700 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $2,500

Questions for the listing agent

1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 190.22% ✓
• Cap rate: 1801.28%
• Cash-on-cash: 6410.66%
• DSCR: 286.24
• GRM: 0.0

CMA / ARV

• ARV (on-the-fly): $1,562,750
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
276 Dennis Dr	0.20mi	4/2.5	1,690 (-3%)	2mo	$1,550,000	$917	81
96 Lycett Cir	0.40mi	4/3.0	1,760 (+1%)	1mo	$1,630,000	$926	80
3731 Bettman Way	0.26mi	3/2.0 (-1)	1,680 (-4%)	1mo	$1,370,000	$815	72
3619 Bettman Way	0.36mi	3/2.0 (-1)	1,680 (-4%)	1mo	$1,210,000	$720	66
104 N Lycett St	0.51mi	5/3.0 (+1)	1,690 (-3%)	0mo	$1,503,333	$890	65
3836 Carter Dr	0.58mi	4/2.5	1,640 (-6%)	1mo	$1,208,000	$737	60
99 Parnell Ave	0.67mi	5/3.0 (+1)	1,690 (-3%)	1mo	$1,525,000	$902	57
3730 Bettman Way	0.25mi	3/2.5 (-1)	1,500 (-14%)	1mo	$1,355,000	$903	56
2405 Liberty	0.57mi	3/2.0 (-1)	1,610 (-8%)	1mo	$1,280,000	$795	50
3764 Myrna Ln	0.52mi	3/2.5 (-1)	1,540 (-12%)	1mo	$1,375,000	$893	48
227 Wicklow Dr	0.66mi	3/2.0 (-1)	1,630 (-7%)	2mo	$1,288,000	$790	47
70 Margate St	0.67mi	3/2.0 (-1)	1,490 (-15%)	2mo	$1,400,000	$940	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.04% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 369.51×
• Total profit: $257,956
• Equity at exit: $373

10-year hold

• IRR: —
• Equity multiple: 888.60×
• Total profit: $621,323
• Equity at exit: $216

Cash invested: $700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 94015

• Rents YoY: 7.0%
• Active inventory: 31

Monthly cashflow live

• Estimated rent: $4,755 high
• Mortgage (P&I): −$13
• Tax est. 1.5%: −$3 /mo · $38/yr
• Insurance: −$1
• HOA: −$0
• Vacancy / Maint / Mgmt: −$999
• Net cashflow: $3,740

Break-even live

Break-even rent $22

Max offer price $2,500

Occupancy floor 16%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $625
• Closing costs: $75
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
26 Camelot Ct Daly City, CA	3.0	2.0	1260	$4,395	$3.49	44d	1	0.03mi
2210 Gellert Blvd #5405 South San Francisco, CA	3.0	2.0	1290	$4,250	$3.29	2d	1	0.37mi
643 Gellert Blvd Daly City, CA	3.0	2.0	1420	$5,250	$3.70	10d	1	0.58mi
258 Canterbury Ave Daly City, CA	3.0	2.0	1230	$4,900	$3.98	17d	1	0.62mi
225 Alta Mesa Dr South San Francisco, CA	3.0	1.0	1230	$5,100	$4.15	44d	1	0.70mi
126 Serra Ln Daly City, CA	4.0	3.0	2360	$5,500	$2.33	44d	1	0.81mi
781 Alta Loma Dr South San Francisco, CA	3.0	2.0	1700	$5,995	$3.53	44d	1	0.99mi
7 Cymbidium Cir South San Francisco, CA	4.0	2.5	1880	$6,250	$3.32	4d	1	1.05mi
437 Norfolk Dr Pacifica, CA	3.0	2.0	1550	$12,800	$8.26	2d	1	1.19mi
519 Farallon Ave Pacifica, CA	3.0	3.0	2500	$7,250	$2.90	2d	1	1.36mi
1224 Baywood Ave South San Francisco, CA	4.0	3.0	2100	$5,995	$2.85	44d	1	1.39mi

Listing history 3 events

1. 2026-06-17
   listing id $2,500 Active 1 DOM
2. 2026-06-16
   remarks 299-char remark

   Show marketing remark (298 chars)

   Rental One bedroom, one bath in law unit. Separate entry, one car garage attached direct access from unit,nated floors in unit laundry. New kitchen appliances, laminated floors, living room dining room combo. Enclosed patio as extra living area. Shared utilities and backyard with tenants upstairs.

3. 2026-06-16
   listed $2,500 Active 1 DOM

   Show marketing remark (298 chars)

   Rental One bedroom, one bath in law unit. Separate entry, one car garage attached direct access from unit,nated floors in unit laundry. New kitchen appliances, laminated floors, living room dining room combo. Enclosed patio as extra living area. Shared utilities and backyard with tenants upstairs.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 1/10 Low 8 d/yr ≥77°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 7/10 Severe 12 unhealthy d/yr today · 12 by 30 yrs out

Taxation est. · year 1

• Rental income: $57,066
• − Mortgage interest: −$140
• − Property taxes: −$38
• − Insurance: −$12
• − Repairs & maintenance: −$4,565
• − Management: −$4,565
• − Depreciation: −$73
• Taxable income: $47,672
• Est. tax owed @ 24.0%: −$11,441
• After-tax cash flow: $33,433/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: South San Francisco Unified
• NCES district ID: 0637530
• Math proficiency: 38% ▼ -6.00%
• Reading proficiency: 47% ▼ -5.00%
• Median HH income: $82,986
• Composite: 39.69/100
• National rank: #3905
• State rank: #176 of 517 in CA

Livability — Daly City

• Score: 82/100
• State rank: #35
• US rank: #1221

Category grades

Amenities A+ Commute A+ Cost of living F Crime C Employment A+ Housing B- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daly City, CA
• County: San Mateo County · 733,415 people
• City population: 109,406
• Metro: San Francisco-Oakland-Berkeley, CA
• Population (ZIP): 64,091
• Household income: $127,056
• Rent vs Own: 39.6% rent · 60.4% own
• Severe rent burden: 2344.0

Population outlook (San Mateo County) Hauer SSP2

• Today (2025): 864,008 people
• By 2030: 910,523 · +5.4%
• By 2040: 997,285 · +15.4%
• By 2050: 1,071,189 · +24.0%
• By 2075: 1,197,206 · +38.6%
• By 2100: 1,192,523 · +38.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: Asian 60% Hispanic / Latino 16% White 15% Two or more races 10% Black 3% Pacific Islander 1% Native American 1%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Lithuanian 1% Italian 1% Estonian 1%
• Foreign-born: 47% · China, Canada, Philippines
• Languages at home: 42% English-only · Tagalog/Filipino 21% Chinese 15% Spanish 10%

Political lean MEDSL · San Mateo

• 2024 margin: Solid D (+50.3) · D 73.5% · R 23.2% · Other 3.3%
• 2008→2024 swing: +1.6pp toward D · 2008: 48.7pp · 2024: 50.3pp
• All cycles: 2024: D+50.3 2020: D+57.7 2016: D+57.7 2012: D+44.8 2008: D+48.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1094.07%
• Current HPI: 323.7212
• Rent YoY: ▲ 7.04%
• Metro: San Francisco-Oakland-Berkeley, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

-98.9% since first listed

12 events — show timeline

• 2026-06-16 Listed $2,500 MLSListings
• 2026-06-16 Listed $2,500 bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2026-05-24 Rental Removed $4,000 MLSLISTINGS
• 2026-05-24 Listed for Rent $4,000 MLSLISTINGS
• 2026-05-23 Rental Removed $4,250 BRIDGEMLS
• 2026-05-09 Listed for Rent $4,250 BRIDGEMLS
• 2026-04-06 Rental Removed $4,250 SHOWMOJO
• 2026-03-31 Listed for Rent $4,250 SHOWMOJO
• 2026-03-15 Rental Removed $4,000 BRIDGEMLS
• 2026-02-18 Price Changed $4,000 BRIDGEMLS
• 2026-01-24 Listed for Rent $4,250 BRIDGEMLS
• 1995-12-05 Sold (Public Records) $237,000 Public Records

Property tax history

+1.8%/yr

Latest (2025): $5,150 · -4.0% YoY. Source: county tax records.