98 Cedar Elm Dr #32 · Safety Harbor, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.5/30.0
- ARV discount +15.0/15.0
- 1% rule +8.8/10.0
- DSCR +8.4/10.0
- Livability +4.4/5.0
- Rent growth +4.3/5.0
- Schools +4.3/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$139,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to a furnished home with a beautiful private view. It is located in an X (No Flood) zone. It is on a high lot with a tropical wooded lot and a meandering stream as a gorgeous view. This home has been well cared for and has had the subfloors replaced with 3/4 inch plywood. The home has been regularly checked underneath and has a roofover. You may have a cat in this residence, however, this isn't in the dog area. Briar Creek is a very in-demand community where all the lots are deeded and included in the price of the homes. The maintenance fee is $211/Mo and includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa, shuffleboard, a laundry room if your appliances break, and a mart where you can donate or buy previously owned items. If you want a home that feels very private with an environmentally lovely view in a friendly community of winding roads, huge knarly trees, this is for you. There are also many medical buildings including a hospital nearby. Room measurements approximate.
Key facts
- Deeded land
- Meandering stream
- Heated pool
Tags
Property features AI
Finance
- Financial info: Lease restrictions apply
- HOA & community: Located in Briarcreek Mobile Home Community; Monthly community fee of $220 (includes pool, clubhouse, maintenance of grounds, private road, recreational facilities, sewer, trash, and water); Buyer approval required for association; Pets: Cats allowed; Community amenities include pool, clubhouse, street lights, association-owned recreation; golf carts allowed
Exterior
- Parking: Carport with space for 2 vehicles
- Utilities: Public water; Public sewer; Electricity connected; Sewer connected; Water connected; Underground utilities
- Home design: Manufactured double-wide home; Single-story; East facing; Entry on one level
- Construction: Metal siding; Roof over; Crawlspace foundation; Built as a manufactured home
- Exterior features: Hurricane shutters; Paved road access; Lot dimensions approximately 50 x 80
Interior
- Kitchen: Range; Range hood; Microwave; Refrigerator; Freezer; Water purifier
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Built-in features; Ceiling fans; Eat-in kitchen; Walk-in closet(s); Window treatments
- Laundry & utility: Washer hookup; Dryer hookup (electric); Laundry access outside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $140k.
Deal economics
- At list price, monthly cash flow is $326 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $140k).
- Recommended offer: $132k (6.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 2.7% in Safety Harbor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 87/100 on livability (#8 in FL, #296 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, employment A+; Watch: amenities F.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+7.3%/yr); 168 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 7.3% rent growth), your $39k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 62 days — a 6% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago; this cycle's ask has dropped $20k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.38% ✓
- Cap rate
- 9.09%
- Cash-on-cash
- 9.97%
- DSCR
- 1.44
- GRM
- 6.1
CMA / ARV
- ARV (on-the-fly)
- $170,240
- Comps found
- 8
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 38 Willow Creek Ct #5 | 0.15mi | 2/2.0 | 1,120 (0%) | 1mo | $142,500 | $127 | 92 |
| 130 Thistle Briar Dr #48 | 0.12mi | 2/2.0 | 1,120 (0%) | 7mo | $160,000 | $143 | 89 |
| 70 Live Oak Ct #21 | 0.08mi | 2/2.0 | 1,100 (-2%) | 8mo | $115,000 | $105 | 87 |
| 84 Jacaranda Dr #15 | 0.10mi | 2/2.0 | 1,180 (+5%) | 1mo | $185,000 | $157 | 86 |
| 138 Thistle Briar Dr #52 | 0.11mi | 2/2.0 | 1,056 (-6%) | 9mo | $140,000 | $133 | 78 |
| 43 New Fawn Ct #28 | 0.25mi | 2/2.0 | 1,104 (-1%) | 17mo | $179,000 | $162 | 72 |
| 131 Pinewood Ter #8 | 0.28mi | 2/2.0 | 1,152 (+3%) | 12mo | $190,000 | $165 | 72 |
| 59 Cottagewood Dr #142 | 0.32mi | 2/2.0 | 1,248 (+11%) | 18mo | $190,000 | $152 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.34% rent growth · sell at horizon
- IRR
- 4.4%
- Equity multiple
- 1.18×
- Total profit
- $7,002
- Equity at exit
- $20,860
- IRR
- 18.1%
- Equity multiple
- 2.86×
- Total profit
- $72,835
- Equity at exit
- $12,096
Cash invested: $39,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34695
- Home prices YoY
- -30.2%
- Rents YoY
- 7.3%
- Active inventory
- 168
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $1,924 high interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$182 /mo · $2,186/yr
- Insurance
- −$58
- HOA
- −$220
- Vacancy / Maint / Mgmt
- −$404
- Net cashflow
- $326
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,975
- Closing costs
- $4,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 36 Magnolia Ct #4 Safety Harbor, FL | 2.0 | 2.0 | 864 | $1,450 | $1.68 | 17d | 1 | 0.16mi |
| 2012 Dover Ct Oldsmar, FL | 2.0 | 2.0 | 1143 | $2,200 | $1.92 | 24d | 1 | 0.76mi |
| 2955 Bay View Dr Safety Harbor, FL | 2.0 | 1.0 | 1047 | $2,150 | $2.05 | 24d | 1 | 0.82mi |
| 1924 Dover Ct Oldsmar, FL | 3.0 | 2.0 | 1269 | $2,315 | $1.82 | 7d | 1 | 0.82mi |
| 225 Tarpon Ln Oldsmar, FL | 2.0 | 2.0 | 1120 | $2,400 | $2.14 | 4d | 1 | 0.86mi |
| 116 Dolphin Dr S Oldsmar, FL | 2.0 | 2.0 | 1090 | $2,550 | $2.34 | 12d | 1 | 0.87mi |
| 2941 Shore Dr Safety Harbor, FL | 2.0 | 1.0 | 1055 | $1,825 | $1.73 | 4d | 1 | 0.89mi |
| 1 Pelican Dr N Oldsmar, FL | 2.0 | 2.0 | 960 | $2,000 | $2.08 | 11d | 1 | 0.99mi |
| 86 Pelican Dr N Oldsmar, FL | 2.0 | 2.0 | 864 | $1,450 | $1.68 | 24d | 1 | 0.99mi |
| 1810 Driftwood Cir S Oldsmar, FL | 2.0 | 2.0 | 1456 | $2,700 | $1.85 | 4d | 1 | 1.01mi |
| 211 Countryside Key Blvd Oldsmar, FL | 2.0 | 2.5 | 1280 | $1,899 | $1.48 | 24d | 1 | 1.03mi |
| 3640 Meriden Ave Unit 3 Oldsmar, FL | 2.0 | 1.0 | 980 | $1,575 | $1.61 | 12d | 1 | 1.12mi |
| 3455 Countryside Blvd #4 Clearwater, FL | 3.0 | 2.0 | 995 | $2,050 | $2.06 | 4d | 1 | 1.14mi |
| 3664 Meriden Ave Unit A Oldsmar, FL | 2.0 | 2.0 | 970 | $1,795 | $1.85 | 24d | 1 | 1.17mi |
| 2652 N McMullen Booth Rd Clearwater, FL | 1.0–3.0 | 1.0–2.0 | 1037 | $1,698 | $1.64 | 1d | 15 | 1.19mi |
| 3149 Huron Ave Oldsmar, FL | 2.0 | 2.0 | 1150 | $1,595 | $1.39 | 17d | 1 | 1.19mi |
| 3141 Huron Ave Unit B Oldsmar, FL | 3.0 | 2.0 | 1089 | $1,875 | $1.72 | 24d | 1 | 1.21mi |
| 3460 Countryside Blvd #60 Clearwater, FL | 2.0 | 2.5 | 1349 | $2,500 | $1.85 | 7d | 1 | 1.23mi |
| 3001 Landmark Blvd #101 Palm Harbor, FL | 2.0 | 2.0 | 1353 | $1,950 | $1.44 | 24d | 1 | 1.27mi |
| 3062 Eastland Blvd #202 Clearwater, FL | 2.0 | 2.0 | 1250 | $2,300 | $1.84 | 24d | 1 | 1.27mi |
| 3062 Eastland Blvd Unit D11 Clearwater, FL | 1.0 | 1.0 | 920 | $1,695 | $1.84 | 24d | 1 | 1.29mi |
| 3038 Eastland Blvd Unit F101 Clearwater, FL | 2.0 | 2.0 | 1030 | $1,775 | $1.72 | 4d | 1 | 1.30mi |
| 3034 Eastland Blvd Clearwater, FL | 1.0 | 1.0 | 720 | $1,500 | $2.08 | 24d | 1 | 1.33mi |
| 3048 Eastland Blvd Unit C105 Clearwater, FL | 1.0 | 1.0 | 750 | $1,525 | $2.03 | 24d | 1 | 1.33mi |
| 3042 Eastland Blvd Unit H110 Clearwater, FL | 2.0 | 2.0 | 1030 | $1,700 | $1.65 | 24d | 1 | 1.35mi |
| 3590 Magnolia Ridge Cir Unit G Palm Harbor, FL | 2.0 | 2.0 | 1090 | $1,695 | $1.56 | 24d | 1 | 1.44mi |
| 3583 Whispering Oaks Ln Palm Harbor, FL | 2.0 | 2.5 | 1124 | $1,800 | $1.60 | 24d | 1 | 1.46mi |
| 161 Lakeside Dr Oldsmar, FL | 2.0 | 2.0 | 1094 | $2,000 | $1.83 | 17d | 1 | 1.48mi |
| 100 Old Village Way Oldsmar, FL | 1.0–3.0 | 1.0–2.0 | 1070 | $1,475 | $1.38 | 1d | 9 | 1.48mi |
| 108 Nina Way #3 Oldsmar, FL | 2.0 | 2.0 | 1094 | $1,695 | $1.55 | 24d | 1 | 1.49mi |
| 46 Emerald Bay Dr Oldsmar, FL | 2.0 | 2.5 | 1235 | $2,000 | $1.62 | 12d | 1 | 1.50mi |
HOA detail
- Monthly dues
- $220 · $2,640/yr
- Likely covers
- watersewertrashpool
Listing history 23 events
-
2026-06-18days on market $139,900 Active 62 DOM
-
2026-06-17days on market $139,900 Active 61 DOM
-
2026-06-16days on market $139,900 Active 60 DOM
-
2026-06-15days on market $139,900 Active 59 DOM
-
2026-06-13days on market $139,900 Active 57 DOM
-
2026-06-09days on market $139,900 Active 53 DOM
-
2026-06-08days on market $139,900 Active 52 DOM
-
2026-06-07days on market $139,900 Active 51 DOM
-
2026-06-04days on market $139,900 Active 48 DOM
-
2026-06-03days on market $139,900 Active 47 DOM
-
2026-06-01days on market $139,900 Active 45 DOM
-
2026-05-31days on market $139,900 Active 44 DOM
-
2026-05-11price $149,900
-
2026-04-17$159,900 Active
-
2024-05-15soldstatus $154,000
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2024-05-10soldstatus $154,000 Closed 1029-char remark
Show marketing remark (1029 chars)
Welcome to a furnished home with a beautiful private view. It is located in an X (No Flood) zone. It is on a high lot with a tropical wooded lot and a meandering stream as a gorgeous view. This home has been well cared for and has had the subfloors replaced with 3/4 inch plywood. The home has been regularly checked underneath and has a roofover. You may have a cat in this residence, however, this isn't in the dog area. Briar Creek is a very in-demand community where all the lots are deeded and included in the price of the homes. The maintenance fee is $211/Mo and includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa, shuffleboard, a laundry room if your appliances break, and a mart where you can donate or buy previously owned items. If you want a home that feels very private with an environmentally lovely view in a friendly community of winding roads, huge knarly trees, this is for you. There are also many medical buildings including a hospital nearby. Room measurements approximate.
-
2024-04-06status Pending 1029-char remark
Show marketing remark (1029 chars)
Welcome to a furnished home with a beautiful private view. It is located in an X (No Flood) zone. It is on a high lot with a tropical wooded lot and a meandering stream as a gorgeous view. This home has been well cared for and has had the subfloors replaced with 3/4 inch plywood. The home has been regularly checked underneath and has a roofover. You may have a cat in this residence, however, this isn't in the dog area. Briar Creek is a very in-demand community where all the lots are deeded and included in the price of the homes. The maintenance fee is $211/Mo and includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa, shuffleboard, a laundry room if your appliances break, and a mart where you can donate or buy previously owned items. If you want a home that feels very private with an environmentally lovely view in a friendly community of winding roads, huge knarly trees, this is for you. There are also many medical buildings including a hospital nearby. Room measurements approximate.
-
2024-03-26status Active 1029-char remark
Show marketing remark (1029 chars)
Welcome to a furnished home with a beautiful private view. It is located in an X (No Flood) zone. It is on a high lot with a tropical wooded lot and a meandering stream as a gorgeous view. This home has been well cared for and has had the subfloors replaced with 3/4 inch plywood. The home has been regularly checked underneath and has a roofover. You may have a cat in this residence, however, this isn't in the dog area. Briar Creek is a very in-demand community where all the lots are deeded and included in the price of the homes. The maintenance fee is $211/Mo and includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa, shuffleboard, a laundry room if your appliances break, and a mart where you can donate or buy previously owned items. If you want a home that feels very private with an environmentally lovely view in a friendly community of winding roads, huge knarly trees, this is for you. There are also many medical buildings including a hospital nearby. Room measurements approximate.
-
2024-03-18status Pending 1029-char remark
Show marketing remark (1029 chars)
Welcome to a furnished home with a beautiful private view. It is located in an X (No Flood) zone. It is on a high lot with a tropical wooded lot and a meandering stream as a gorgeous view. This home has been well cared for and has had the subfloors replaced with 3/4 inch plywood. The home has been regularly checked underneath and has a roofover. You may have a cat in this residence, however, this isn't in the dog area. Briar Creek is a very in-demand community where all the lots are deeded and included in the price of the homes. The maintenance fee is $211/Mo and includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa, shuffleboard, a laundry room if your appliances break, and a mart where you can donate or buy previously owned items. If you want a home that feels very private with an environmentally lovely view in a friendly community of winding roads, huge knarly trees, this is for you. There are also many medical buildings including a hospital nearby. Room measurements approximate.
-
2024-03-09status Active 1029-char remark
Show marketing remark (1029 chars)
Welcome to a furnished home with a beautiful private view. It is located in an X (No Flood) zone. It is on a high lot with a tropical wooded lot and a meandering stream as a gorgeous view. This home has been well cared for and has had the subfloors replaced with 3/4 inch plywood. The home has been regularly checked underneath and has a roofover. You may have a cat in this residence, however, this isn't in the dog area. Briar Creek is a very in-demand community where all the lots are deeded and included in the price of the homes. The maintenance fee is $211/Mo and includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa, shuffleboard, a laundry room if your appliances break, and a mart where you can donate or buy previously owned items. If you want a home that feels very private with an environmentally lovely view in a friendly community of winding roads, huge knarly trees, this is for you. There are also many medical buildings including a hospital nearby. Room measurements approximate.
-
2024-03-07status Pending 1029-char remark
Show marketing remark (1029 chars)
Welcome to a furnished home with a beautiful private view. It is located in an X (No Flood) zone. It is on a high lot with a tropical wooded lot and a meandering stream as a gorgeous view. This home has been well cared for and has had the subfloors replaced with 3/4 inch plywood. The home has been regularly checked underneath and has a roofover. You may have a cat in this residence, however, this isn't in the dog area. Briar Creek is a very in-demand community where all the lots are deeded and included in the price of the homes. The maintenance fee is $211/Mo and includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa, shuffleboard, a laundry room if your appliances break, and a mart where you can donate or buy previously owned items. If you want a home that feels very private with an environmentally lovely view in a friendly community of winding roads, huge knarly trees, this is for you. There are also many medical buildings including a hospital nearby. Room measurements approximate.
-
2024-03-03$159,000 Active 1029-char remark
Show marketing remark (1029 chars)
Welcome to a furnished home with a beautiful private view. It is located in an X (No Flood) zone. It is on a high lot with a tropical wooded lot and a meandering stream as a gorgeous view. This home has been well cared for and has had the subfloors replaced with 3/4 inch plywood. The home has been regularly checked underneath and has a roofover. You may have a cat in this residence, however, this isn't in the dog area. Briar Creek is a very in-demand community where all the lots are deeded and included in the price of the homes. The maintenance fee is $211/Mo and includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa, shuffleboard, a laundry room if your appliances break, and a mart where you can donate or buy previously owned items. If you want a home that feels very private with an environmentally lovely view in a friendly community of winding roads, huge knarly trees, this is for you. There are also many medical buildings including a hospital nearby. Room measurements approximate.
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2006-11-13soldstatus $75,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,186 · $182/mo
- Projected year-2 tax
- $2,186 · $182/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,084
- − Mortgage interest
- −$7,837
- − Property taxes
- −$2,186
- − Insurance
- −$700
- − Repairs & maintenance
- −$1,847
- − Management
- −$1,847
- − HOA
- −$2,640
- − Depreciation
- −$4,070
- Taxable income
- $1,959
- Est. tax owed @ 24.0%
- −$470
- After-tax cash flow
- $3,437/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Safety Harbor
- Score
- 87/100
- State rank
- #8
- US rank
- #296
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Safety Harbor, FL
- County
- Pinellas County · 939,478 people
- City population
- 18,098
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 18,098
- Household income
- $95,238
- Rent vs Own
- Severe rent burden
- 103.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 11% Black 7% Two or more races 7% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 4% Cuban 3%
- Common ancestry
- Romanian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 10% · Canada, Jamaica, Vietnam
- Languages at home
- 91% English-only · Spanish 6% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -144.72%
- Current HPI
- 335.0437
- Rent YoY
- ▲ 7.34%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+99.9% since first listed11 events — show timeline
- 2026-05-11 Price Changed $149,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-17 Listed $159,900 Stellar MLS as Distributed by MLS Grid
- 2024-05-15 Sold (Public Records) $154,000 Public Records
- 2024-05-10 Sold (MLS) $154,000 Stellar MLS as Distributed by MLS Grid
- 2024-04-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-03-26 Relisted — Stellar MLS as Distributed by MLS Grid
- 2024-03-18 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-03-09 Relisted — Stellar MLS as Distributed by MLS Grid
- 2024-03-07 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-03-03 Listed $159,000 Stellar MLS as Distributed by MLS Grid
- 2006-11-13 Sold (Public Records) $75,000 Public Records
Property tax history
+11.0%/yrLatest (2025): $2,186 · +140.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…