5596 Cobalto Way · Ave Maria, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.9/15.0
- Cash flow +8.0/30.0
- Schools +6.0/10.0
- Appreciation +4.5/10.0
- Condition / age +4.0/5.0
- 1% rule +3.5/10.0
- Rent growth +3.2/5.0
- Livability +2.5/5.0
- DSCR +2.0/10.0
$309,900
5596 Cobalto Way · Ave Maria, FL 34142
2 bd · 2.0 ba · 1,355 sqft · SingleFamily
public records
· 147 Days on market
Built 2024
3,920 sqft lot
1-car garage
$229/sqft
· 16% below area
Est $371k · 16% under
$165/mo HOA · 6% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
SHORT SALE OPPORTUNITY!!! BANK has processed most of the short sale paperwork and is ready to entertain all serious offers. THIS IS THE LOWEST PRICED HOME IN ALL OF AVE MARIA! With monthly HOA fees only around $95.00, this can't be beat. Welcome to 5596 Cobalto Way, a beautifully built 2024 home located in the desirable Silverwood community of Ave Maria. This thoughtfully designed residence features 2 spacious bedrooms plus a versatile den—perfect for a home office, guest room, or flex space—along with 2 full bathrooms. Inside, you’ll find a bright, open-concept layout with modern finishes throughout, creating a clean and inviting feel.
Key facts
- Ample counter space
- Versatile den
- Private backyard
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $310k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-750 ($-9k/yr) — negative.
- To cash-flow at today's rent, offer at most $177k (42.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (15.2% below list).
- Recommended offer: $177k (42.7% below list) — sets the bar for cash-flow.
- Cap rate 5.0% vs local median 3.9% in Ave Maria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
- Market conditions: Rents rising (+3.0%/yr); 610 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals lingering (median 110d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $2,629/mo this rent would consume 51% of the median local household income ($62k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 147 days — a 12% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$177,446
(42.7% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 147 days. Have you received any prior offers? Is the seller open to a 43% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 5.04%
- Cash-on-cash
- -4.47%
- DSCR
- 0.80
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $370,772
- List price
- $309,900
- Delta
- -16.42%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5692 Cassidy Ln | 0.18mi | 2/2.0 | 1,366 (+1%) | 3mo | $353,000 | $258 | 88 |
| 5501 Agostino Way | 0.30mi | 3/2.0 (+1) | 1,602 (+18%) | 2mo | $335,000 | $209 | 54 |
| 5859 Cassidy Ln | 0.45mi | 2/2.0 | 1,133 (-16%) | 2mo | $318,010 | $281 | 52 |
| 5784 Declaration Ct | 1.06mi | 3/2.0 (+1) | 1,415 (+4%) | 1mo | $324,800 | $230 | 52 |
| 5461 Soria Ave | 0.27mi | 3/2.5 (+1) | 1,594 (+18%) | 6mo | $335,000 | $210 | 51 |
| 5901 Mayflower Way | 1.10mi | 2/2.0 | 1,460 (+8%) | 3mo | $265,000 | $182 | 50 |
| 5796 Declaration Ct | 1.08mi | 3/2.0 (+1) | 1,415 (+4%) | 5mo | $317,000 | $224 | 49 |
| 5728 Declaration Ct | 1.02mi | 2/2.0 | 1,200 (-11%) | 4mo | $350,000 | $292 | 42 |
| 5900 Mayflower Way | 1.11mi | 2/2.0 | 1,602 (+18%) | 2mo | $329,000 | $205 | 38 |
| 5845 Mayflower Way | 1.01mi | 2/2.0 | 1,602 (+18%) | 3mo | $288,000 | $180 | 38 |
| 5825 Mayflower Way | 0.98mi | 2/2.0 | 1,546 (+14%) | 6mo | $365,000 | $236 | 36 |
| 5821 Mayflower Way | 0.97mi | 2/2.0 | 1,546 (+14%) | 6mo | $348,000 | $225 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.05% appreciation · 2.95% rent growth · sell at horizon
5-year hold
- IRR
- -19.6%
- Equity multiple
- 0.18×
- Total profit
- $-71,434
- Equity at exit
- $74,089
10-year hold
- IRR
- -12.9%
- Equity multiple
- -0.13×
- Total profit
- $-97,817
- Equity at exit
- $77,190
Cash invested: $86,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 11 active · 4 under contract
- Months of supply
- 13.2 mo (8%/mo absorbed)
- Median asking
- $364,900 ($230/sqft)
- Median days on market
- 131 d
- This list price
- 9% of active listings are priced below it
- ARV vs active asking
- +19.0% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34142
- Home prices YoY
- -0.5%
- Rents YoY
- 3.0%
- Active inventory
- 610
- Price-to-rent
- 9.8×
Monthly cashflow live
↻
- Estimated rent
- $2,629 high interval (Pro) →
- Mortgage (P&I)
- −$1,625
- Tax from tax record
- −$481 /mo · $5,768/yr
- Insurance
- −$129
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$165
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$552
- Net cashflow
- $-750
Break-even live
Break-even rent
$3,578
Max offer price
$177,446
Occupancy floor
—
Sensitivity live
| Price | -10% $-574 | -5% $-662 | +0% $-750 | +5% $-838 | +10% $-925 |
|---|---|---|---|---|---|
| Rent | -10% $-957 | -5% $-854 | +0% $-750 | +5% $-646 | +10% $-542 |
| Rate | -1.0pp $-594 | -0.5pp $-671 | base $-750 | +0.5pp $-830 | +1.0pp $-912 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,475
- Closing costs
- $9,297
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 32 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5604 Cobalto Way Ave Maria, FL | 3.0 | 2.0 | 1630 | $2,700 | $1.66 | 6d | 1 | 0.02mi |
| 5554 Cassidy Ln Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,375 | $1.74 | 6d | 1 | 0.03mi |
| 5574 Cassidy Ln Ave Maria, FL | 3.0 | 2.0 | 1630 | $2,250 | $1.38 | 116d | 1 | 0.05mi |
| 5681 Cassidy Ln Ave Maria, FL | 3.0 | 2.0 | 1630 | $2,400 | $1.47 | 6d | 1 | 0.15mi |
| 5688 Cassidy Ln Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,500 | $1.83 | 109d | 1 | 0.16mi |
| 5639 Argento Dr Ave Maria, FL | 3.0 | 2.5 | 1400 | $2,500 | $1.79 | 119d | 1 | 0.23mi |
| 5769 Cassidy Ln Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,200 | $1.61 | 6d | 1 | 0.28mi |
| 5496 Agostino Way Ave Maria, FL | 3.0 | 2.5 | 1858 | $2,400 | $1.29 | 6d | 1 | 0.32mi |
| 5080 Annunciation Cir #1306 Ave Maria, FL | 3.0 | 2.0 | 1700 | $3,900 | $2.29 | 6d | 1 | 0.88mi |
| 6015 Ellerston #911 Ave Maria, FL | 3.0 | 2.0 | 1741 | $2,800 | $1.61 | 6d | 1 | 0.88mi |
| 5690 Mayflower Way Ave Maria, FL | 3.0 | 2.0 | 1815 | $3,295 | $1.82 | 119d | 1 | 0.89mi |
| 5697 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1538 | $2,495 | $1.62 | 119d | 1 | 0.89mi |
| 5690 Mayflower Way #601 Ave Maria, FL | 3.0 | 2.0 | 1815 | $5,500 | $3.03 | 119d | 1 | 0.89mi |
| 5698 Mayflower Way #405 Ave Maria, FL | 2.0 | 2.0 | 1868 | $5,495 | $2.94 | 6d | 1 | 0.92mi |
| 5076 Annunciation Cir #2206 Ave Maria, FL | 2.0 | 2.0 | 1206 | $3,100 | $2.57 | 6d | 1 | 0.93mi |
| 5076 Annunciation Cir #2206 Ave Maria, FL | 2.0 | 2.0 | 1206 | $3,100 | $2.57 | 119d | 1 | 0.93mi |
| 5076 Annunciation Cir #2305 Ave Maria, FL | 2.0 | 2.0 | 1166 | $2,800 | $2.40 | 119d | 1 | 0.93mi |
| 5769 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1554 | $4,000 | $2.57 | 119d | 1 | 0.94mi |
| 5705 Mayflower Way #1407 Ave Maria, FL | 2.0 | 2.0 | 1536 | $2,250 | $1.46 | 119d | 1 | 0.94mi |
| 5068 Annunciation Cir #4201 Ave Maria, FL | 2.0 | 2.0 | 1266 | $3,400 | $2.69 | 119d | 1 | 0.98mi |
| 5068 Annunciation Cir #4211 Ave Maria, FL | 1.0 | 2.0 | 1100 | $2,700 | $2.45 | 119d | 1 | 0.98mi |
| 5068 Annunciation Cir #4210 Ave Maria, FL | 3.0 | 3.0 | 1635 | $2,750 | $1.68 | 6d | 1 | 0.98mi |
| 5784 Declaration Ct Ave Maria, FL | 3.0 | 2.0 | 1416 | $2,495 | $1.76 | 0d | 1 | 1.06mi |
| 5462 Useppa Dr Ave Maria, FL | 3.0 | 2.5 | 1650 | $2,250 | $1.36 | 6d | 1 | 1.10mi |
| 5538 Useppa Dr Ave Maria, FL | 2.0 | 2.5 | 1850 | $10,995 | $5.94 | 119d | 1 | 1.14mi |
| 5935 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1460 | $2,550 | $1.75 | 6d | 1 | 1.14mi |
| 5935 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1460 | $2,550 | $1.75 | 119d | 1 | 1.14mi |
| 5988 Mayflower Way Ave Maria, FL | 2.0 | 2.0 | 1602 | $5,200 | $3.25 | 119d | 1 | 1.24mi |
| 5453 Pikewood Ct Ave Maria, FL | 2.0 | 2.5 | 1850 | $7,995 | $4.32 | 6d | 1 | 1.27mi |
| 5435 Pikewood Ct Ave Maria, FL | 2.0 | 2.5 | 1850 | $3,695 | $2.00 | 116d | 1 | 1.28mi |
| 5072 Arancia Ln Ave Maria, FL | 3.0 | 2.5 | 1705 | $3,150 | $1.85 | 6d | 1 | 1.41mi |
| 5032 Arancia Ln Ave Maria, FL | 3.0 | 2.0 | 1525 | $2,595 | $1.70 | 109d | 1 | 1.49mi |
Property features AI
Finance
- Other
- Property listed with development Ave MariaLot is regular and landscaped with central irrigation
- HOA & community
- Mandatory HOAHOA fee $98 monthlyMaster HOA fee $203 quarterlyOn-site managementCommunity amenities include clubhouse, community pool, fitness center (attended), tennis and pickleball courts, bike and jog path, dog park, sauna, billiards, shopping, sidewalks and streetlightsMaintenance covers irrigation water, street lights, street maintenance and trash removalNon-gated communityTotal annual recurring fees $1,988
Exterior
- Parking
- Attached 1-car garagePaved public road access
- Security
- Manual shutters for storm protection
- Utilities
- Central waterCentral sewerCable available
- Home design
- Single-family residence1 story / ranchRear exposure faces northLocated in Ave Maria community
- Construction
- Concrete block constructionBuilt in 2024
- Exterior features
- PatioSliding windowsManual storm shuttersStucco exteriorTile roof
Interior
- Kitchen
- IslandPantryCooktop (electric)DishwasherDisposalMicrowaveRefrigerator/Freezer
- Bedrooms
- 2 bedrooms plus a denPrimary/bedroom on the first floor
- Flooring
- TileVinyl
- Bathrooms
- 2 full bathroomsPrimary bath with dual sinks
- Heating & cooling
- Central electric heatCentral electric cooling
- Interior features
- Built-in cabinetsOpen porch/lanaiDen (study)Breakfast bar and dining (living) areaPantryIsland kitchen
- Laundry & utility
- Laundry in residenceWasher/dryer hookupAuto garage door
Listing history 50 events
-
2026-09-23days on market $309,900 Active 147 DOM
-
2026-09-22days on market $309,900 Active 146 DOM
-
2026-09-21days on market $309,900 Active 145 DOM
-
2026-09-20days on market $309,900 Active 144 DOM
-
2026-09-18days on market $309,900 Active 142 DOM
-
2026-09-17days on market $309,900 Active 141 DOM
-
2026-09-16days on market $309,900 Active 140 DOM
-
2026-09-15days on market $309,900 Active 139 DOM
-
2026-09-14days on market $309,900 Active 138 DOM
-
2026-09-13days on market $309,900 Active 137 DOM
-
2026-09-12days on market $309,900 Active 136 DOM
-
2026-09-11days on market $309,900 Active 135 DOM
-
2026-09-05days on market $309,900 Active 129 DOM
-
2026-09-04days on market $309,900 Active 128 DOM
-
2026-09-03days on market $309,900 Active 127 DOM
-
2026-08-31days on market $309,900 Active 124 DOM
-
2026-08-30days on market $309,900 Active 123 DOM
-
2026-08-29days on market $309,900 Active 122 DOM
-
2026-08-28days on market $309,900 Active 121 DOM
-
2026-08-27days on market $309,900 Active 120 DOM
-
2026-08-26days on market $309,900 Active 119 DOM
-
2026-08-25days on market $309,900 Active 118 DOM
-
2026-08-24days on market $309,900 Active 117 DOM
-
2026-08-23days on market $309,900 Active 116 DOM
-
2026-08-22days on market $309,900 Active 115 DOM
-
2026-08-21days on market $309,900 Active 114 DOM
-
2026-08-20days on market $309,900 Active 113 DOM
-
2026-08-19days on market $309,900 Active 112 DOM
-
2026-08-18days on market $309,900 Active 111 DOM
-
2026-08-16days on market $309,900 Active 109 DOM
-
2026-08-15days on market $309,900 Active 108 DOM
-
2026-08-13days on market $309,900 Active 106 DOM
-
2026-08-12days on market $309,900 Active 105 DOM
-
2026-08-11days on market $309,900 Active 104 DOM
-
2026-08-10days on market $309,900 Active 103 DOM
-
2026-08-09days on market $309,900 Active 102 DOM
-
2026-08-08days on market $309,900 Active 101 DOM
-
2026-08-07days on market $309,900 Active 100 DOM
-
2026-08-06days on market $309,900 Active 99 DOM
-
2026-08-05days on market $309,900 Active 98 DOM
-
2026-08-04days on market $309,900 Active 97 DOM
-
2026-08-03days on market $309,900 Active 96 DOM
-
2026-07-31days on market $309,900 Active 93 DOM
-
2026-07-30days on market $309,900 Active 92 DOM
-
2026-07-29days on market $309,900 Active 91 DOM
-
2026-07-27days on market $309,900 Active 89 DOM
-
2026-07-25days on market $309,900 Active 87 DOM
-
2026-07-24days on market $309,900 Active 86 DOM
-
2026-07-23days on market $309,900 Active 85 DOM
-
2026-07-22days on market $309,900 Active 84 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,768 · $481/mo
- Projected year-2 tax
- $5,768 · $481/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,545
- − Mortgage interest
- −$17,359
- − Property taxes
- −$5,768
- − Insurance
- −$6,668
- − Repairs & maintenance
- −$2,524
- − Management
- −$2,524
- − HOA
- −$1,980
- − Depreciation
- −$9,015
- Taxable loss
- −$14,293
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$3,430
- After-tax cash flow
- $-5,567/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
Cosmetic rehab
Est. rehab $6,775–$20,325 screening
This home is in good condition with a fresh and inviting appearance. It has a good foundation and structure, and the interior walls and paint are in good condition. The kitchen and bathrooms are well-maintained, and the exterior is clean and well-maintained. The home is move-in ready and has a good resale and rental value.
Value-add opportunities
- Resale Paint the exterior — Fresh paint can enhance curb appeal and home value. ↑
- Both Install new flooring in the bedrooms — New flooring can improve both the resale and rental value. ↑
- Resale Upgrade the kitchen appliances — Modern appliances can attract more buyers and renters. ↑
- Both Add a smart home system — A smart home system can increase both the resale and rental value by making the home more energy-efficient and convenient. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
D
Composite school gradezoned avg 60/100
Zoned Schools
Elementary
Estates Elementary School
B+
FL #409/2,144
Nat'l #4,125/41,679
Middle
Corkscrew Middle School
B+
FL #109/571
Nat'l #1,406/14,009
High
Palmetto Ridge High School
D-
FL #207/667
Nat'l #6,330/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Ave Maria
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Ave Maria, FL
- County
- Collier County · 420,858 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 35,149
- Household income
- $62,333
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
- Hispanic origin (detail)
- Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 8% Slovak 1% Serbian 1%
- Foreign-born
- 32% · Canada, Jamaica
- Languages at home
- 34% English-only · Spanish 53% French/Haitian/Cajun 12%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.05%
- Current HPI
- 226.9105
- Rent YoY
- ▲ 2.95%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
1 event — show timeline
- 2026-04-29 Listed $319,900 NAPLESMLS
Property tax history
+90.3%/yrLatest (2025): $5,768 · +90.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…