1911 Springlake Ct · Center Point, AL 35215

$100,000

2 bd · 1.5 ba · 480 sqft · Townhouse public records · 55 Days on market

Built 1983 3,049 sqft lot $208/sqft · 115% above area Est $99k · at est.

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.1/30.0
• ARV discount +7.2/15.0
• DSCR +7.1/10.0
• 1% rule +5.2/10.0
• Rent growth +3.3/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

Key facts

• Quiet cul-de-sac
• Private retreat
• Built 1983

Tags

• QUIET CUL-DE-SAC
• PRIVATE RETREAT
• GENEROUSLY SIZED YARD

Property features AI

Finance

• Financial info: Down payment assistance available; Quarterly garbage fee of $45
• HOA & community: No association fee

Exterior

• Parking: Driveway parking
• Utilities: Public water; Connected sewer; Gas water heater; Internet availability unknown
• Home design: Townhome in Springlake Townhomes subdivision; Existing construction
• Construction: Brick over foundation and other siding; Slab foundation
• Exterior features: Covered patio; No pool; No waterfront; No decks; No garden/patio view

Interior

• Kitchen: Laminate countertops; Built-in dishwasher
• Bedrooms: Two bedrooms (both on upper level)
• Flooring: Carpet; Tile; Vinyl
• Bathrooms: One full bathroom (upper level); One half bathroom (main level); Tub/shower combo; Linen closet
• Heating & cooling: Central heating; Central electric cooling
• Interior features: Ceilings: Other (see remarks); No additional built-in interior features listed
• Laundry & utility: Main-level laundry room; Washer hookup; Electric dryer hookup; Pull-down attic access

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath townhouse listed at $100k.

Deal economics

• At list price, monthly cash flow is $162 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Recommended offer: $97k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 63/100 on livability (#193 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, commute A, housing A; Watch: crime D, amenities F, employment F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Chalkville Elementary School (math 6% / reading 16%, grade F, #560 of 627 statewide, top 90%, 854 students, 79% FRL); Claychalkville High School (math 6% / reading 9%, grade F, #261 of 305 statewide, top 87%, 1,361 students, 56% FRL) — zoned schools average 67% FRL vs 49% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.0%/yr); 333 active listings in the ZIP; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago; this cycle's ask has dropped $6k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $97,000 (3.0% below list)

Questions for the listing agent

1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 8.23%
• Cash-on-cash: 6.93%
• DSCR: 1.31
• GRM: 8.2

CMA / ARV

• ARV (median comp): $99,371
• List price: $100,000
• Delta: 0.63%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.04% rent growth · sell at horizon

5-year hold

• IRR: -5.6%
• Equity multiple: 0.79×
• Total profit: $-5,884
• Equity at exit: $14,910

10-year hold

• IRR: 4.0%
• Equity multiple: 1.29×
• Total profit: $8,237
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35215

• Home prices YoY: -34.4%
• Rents YoY: 3.0%
• Active inventory: 333
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $1,016 medium
• Mortgage (P&I): −$524
• Tax from tax record: −$75 /mo · $898/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$213
• Net cashflow: $162

Break-even live

Break-even rent $811

Max offer price $100,000

Occupancy floor 79%

Sensitivity live

Price	-10% $218	-5% $190	+0% $162	+5% $133	+10% $105
Rent	-10% $81	-5% $122	+0% $162	+5% $202	+10% $242
Rate	-1.0pp $212	-0.5pp $187	base $162	+0.5pp $136	+1.0pp $109

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Listing history 27 events

1. 2026-06-18
   days on market $100,000 Active 55 DOM
2. 2026-06-17
   days on market $100,000 Active 54 DOM
3. 2026-06-16
   days on market $100,000 Active 53 DOM
4. 2026-06-15
   days on market $100,000 Active 52 DOM
5. 2026-06-13
   days on market $100,000 Active 50 DOM
6. 2026-06-10
   days on market $100,000 Active 47 DOM
7. 2026-06-09
   days on market $100,000 Active 46 DOM
8. 2026-06-08
   days on market $100,000 Active 45 DOM
9. 2026-06-07
   pricedays on market $100,000 Active 44 DOM
10. 2026-06-03
    days on market $106,000 Active 40 DOM
11. 2026-06-02
    days on market $106,000 Active 39 DOM
12. 2026-06-01
    days on market $106,000 Active 38 DOM
13. 2026-05-31
    days on market $106,000 Active 37 DOM
14. 2026-04-24
    listed $106,000 Active 604-char remark
15. 2022-06-24
    soldstatus $92,500
16. 2022-06-17
    soldstatus $92,500 Sold 563-char remark

    Show marketing remark (563 chars)

    After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

17. 2022-05-22
    historical Contingent 563-char remark

    Show marketing remark (563 chars)

    After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

18. 2022-04-26
    price $90,000 563-char remark

    Show marketing remark (563 chars)

    After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

19. 2022-04-15
    price $95,000 563-char remark

    Show marketing remark (563 chars)

    After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

20. 2022-04-15
    status Active 563-char remark

    Show marketing remark (563 chars)

    After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

21. 2022-02-01
    historical 563-char remark

    Show marketing remark (563 chars)

    After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

22. 2022-01-22
    historical Contingent 563-char remark

    Show marketing remark (563 chars)

    After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

23. 2022-01-14
    status Active 563-char remark

    Show marketing remark (563 chars)

    After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

24. 2021-12-31
    historical Contingent 563-char remark

    Show marketing remark (563 chars)

    After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

25. 2021-12-20
    listed $85,000 Active 563-char remark

    Show marketing remark (563 chars)

    After a brief hiatus, this townhome is back on the market and better than ever with a brand-new roof, new appliances and freshly serviced HVAC! This home offers 2 spacious bedrooms and 1 and a half baths along with plenty of storage. The laundry room off the kitchen is plenty large enough for a full-size washer and dryer as well as an extra refrigerator or deep freezer. It would make a great home for young professionals, a small family or as an investment property. Enjoy the extra front and back yard space that this end unit offers. Come see this one today!

26. 2002-06-19
    soldstatus $62,000
27. 1994-12-22
    soldstatus $43,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $898 · $75/mo
• Projected year-2 tax: $898 · $75/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,190
• − Mortgage interest: −$5,602
• − Property taxes: −$898
• − Insurance: −$500
• − Repairs & maintenance: −$975
• − Management: −$975
• − Depreciation: −$2,909
• Taxable income: $331
• Est. tax owed @ 24.0%: −$80
• After-tax cash flow: $1,860/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Center Point

• Score: 63/100
• State rank: #193
• US rank: #15671

Category grades

Amenities F Commute A Cost of living A+ Crime D Employment F Housing A Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Jefferson County · 527,445 people
• City population: 43,903
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 43,903
• Household income: $52,793
• Rent vs Own: 43.4% rent · 56.6% own
• Severe rent burden: 1729.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (75%)
• Race & ethnicity: Black 75% White 15% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Lithuanian 1% Italian 1% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 92% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -112.97%
• Current HPI: 215.0607
• Rent YoY: ▲ 3.04%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+132.6% since first listed

15 events — show timeline

• 2026-06-06 Price Changed $100,000 Greater Alabama MLS
• 2026-04-24 Listed $106,000 Greater Alabama MLS
• 2022-06-24 Sold (Public Records) $92,500 Public Records
• 2022-06-17 Sold (MLS) $92,500 Greater Alabama MLS
• 2022-05-22 Contingent — Greater Alabama MLS
• 2022-04-26 Price Changed $90,000 Greater Alabama MLS
• 2022-04-15 Price Changed $95,000 Greater Alabama MLS
• 2022-04-15 Relisted — Greater Alabama MLS
• 2022-02-01 Delisted — Greater Alabama MLS
• 2022-01-22 Contingent — Greater Alabama MLS
• 2022-01-14 Relisted — Greater Alabama MLS
• 2021-12-31 Contingent — Greater Alabama MLS
• 2021-12-20 Listed $85,000 Greater Alabama MLS
• 2002-06-19 Sold (Public Records) $62,000 Public Records
• 1994-12-22 Sold (Public Records) $43,000 Public Records

Property tax history

+0.1%/yr

Latest (2025): $898 · +6.9% YoY. Source: county tax records.