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16151 Notre Dame
B+ Composite 78.73
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$42,900

16151 Notre Dame · Clinton, MI 48038
2 bd · 2.0 ba · 960 sqft · SingleFamily · 303 Days on market
Built 2024 Good condition $45/sqft · 42% below area Est $74k · 42% under ↓ 16% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Imagine life in a home that turns everyday living into a celebration of space and style. This 2 bedroom 2 bathroom gem features a primary suite with its own ensuite and a walk in closet ready to hold all your favorite finds. The kitchen comes alive with a large island perfect for cooking meals or catching a quiet moment for yourself. A convenient laundry area sits just down the hall for effortless daily routines. Every corner of this home is designed for comfort and ease. Come see it today and picture yourself living here. Schedule a showing or stop by to explore this lively home for yourself.

Key facts

  • Ample storage space
  • Large master bedroom
  • Storage shed

Tags

SPACIOUS KITCHEN ISLANDLARGE MASTER BEDROOMAMPLE STORAGE SPACESTORAGE SHED2-SPACE DRIVEWAY

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $43k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $741 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $43k).
  • Recommended offer: $38k (12.0% below list) — sets the bar for market timing.
  • Cap rate 27.0% vs local median 3.2% in Clinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#315 in MI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Chippewa Valley Schools (suburban): math 39% / reading 50% proficiency, ranked #133 of 540 in MI (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.9%/yr); 259 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $297 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $12k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 303 days — a 12% lower offer ($38k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago; this cycle's ask is 2966% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Recommended offer $37,752 (12.0% below list)

Questions for the listing agent

  1. It's been on market 303 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.06%
Cap rate
27.02%
Cash-on-cash
74.03%
DSCR
4.29
GRM
2.7

CMA / ARV

ARV (median comp)
$73,697
List price
$42,900
Delta
-41.79%
Verdict
UNDERPRICED
Comps
8 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15995 Villaire Ave 0.19mi 2/2.0 1,000 (+4%) 1mo $35,000 $35 83
38568 Capetown Ct 0.67mi 2/1.5 960 (0%) 1mo $177,000 $184 66
38924 E Windmill Pointe Dr 0.58mi 2/1.0 940 (-2%) 0mo $195,000 $207 65
38718 Barnstable Ln 0.75mi 2/1.5 960 (0%) 0mo $165,000 $172 63
38969 Golfview Dr W 0.92mi 2/1.5 966 (+1%) 1mo $172,000 $178 61
37102 Aberdeen Dr #10 1.40mi 2/2.0 984 (+2%) 0mo $122,500 $124 60
15376 Enchante Dr 0.39mi 3/2.0 (+1) 1,056 (+10%) 0mo $56,000 $53 60
38726 Golfview Dr #23 0.88mi 2/1.5 1,000 (+4%) 0mo $185,000 $185 56
38951 E Golfview Dr 0.90mi 2/1.5 1,000 (+4%) 1mo $170,000 $170 56
14140 Merriweather St 1.35mi 2/2.0 884 (-8%) 1mo $118,000 $133 51
13900 Camelot Dr #84 1.46mi 2/1.5 884 (-8%) 1mo $120,000 $136 49
13900 Camelot Dr #84 1.46mi 2/1.5 884 (-8%) 1mo $120,000 $136 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
70.4%
Equity multiple
4.03×
Total profit
$36,416
Equity at exit
$6,397
10-year hold
IRR
73.5%
Equity multiple
7.47×
Total profit
$77,690
Equity at exit
$3,709

Cash invested: $12,012 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
32 active
Months of supply
192.0 mo (1%/mo absorbed)
Median asking
$56,900 ($56/sqft)
Median days on market
107 d
This list price
25% of active listings are priced below it
ARV vs active asking
+37.6% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 48038

Rents YoY
-0.9%
Active inventory
259
Price-to-rent
2.7×

Monthly cashflow live

Estimated rent
$1,313 high interval (Pro) →
Mortgage (P&I)
$225
Tax est. 1.5%
$54 /mo · $644/yr
Insurance
$18
HOA
$0
Vacancy / Maint / Mgmt
$276
Net cashflow
$741

Break-even live

Break-even rent $375
Max offer price $42,900
Occupancy floor 39%

Sensitivity live

Price -10% $771 -5% $756 +0% $741 +5% $726 +10% $711
Rent -10% $637 -5% $689 +0% $741 +5% $793 +10% $845
Rate -1.0pp $763 -0.5pp $752 base $741 +0.5pp $730 +1.0pp $719

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$10,725
Closing costs
$1,287
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16152 Notre Dame St Unit 199 Clinton Township, MI 2.0 2.0 960 $1,249 $1.30 42d 1 0.00mi
16151 Notre Dame St Unit 245 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 15d 1 0.02mi
38105 Orleans St Unit 114 Clinton Township, MI 2.0 2.0 960 $1,219 $1.27 0d 1 0.02mi
16158 Frontenac Ave Unit 144 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 8d 1 0.04mi
16142 Normandy St Unit 249 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.05mi
38053 Orleans St Unit 124 Clinton Township, MI 2.0 2.0 960 $1,249 $1.30 42d 1 0.06mi
16137 Normandy St Unit 98 Clinton Township, MI 2.0 2.0 1056 $1,229 $1.16 17d 1 0.06mi
16172 Frontenac Ave Unit 147 Clinton Twp, MI 3.0 2.0 1056 $1,399 $1.32 26d 1 0.07mi
16196 Notre Dame St Unit 210 Clinton Township, MI 3.0 2.0 1056 $1,449 $1.37 42d 1 0.08mi
16218 Frontenac Ave Unit 162 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 14d 1 0.10mi
16161 Normandy St Unit 92 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 0d 1 0.10mi
16208 Notre Dame St Unit 213 Clinton Township, MI 3.0 2.0 1056 $1,549 $1.47 0d 1 0.10mi
16035 Villaire Ave Unit 688 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 93d 1 0.12mi
38017 Le Chateau Blvd Unit 285 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 0d 1 0.12mi
16016 Villaire Ave Unit 402 Clinton Township, MI 2.0 2.0 960 $1,249 $1.30 42d 1 0.15mi
38013 Chilver Ave Unit 381 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 93d 1 0.16mi
38029 Versailles St Unit 49 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.16mi
16011 Villaire Ave Unit 682 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.16mi
38060 Leverette Ave Unit 435 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 14d 1 0.18mi
38055 Leverette Ave Unit 491 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.21mi
15974 Villaire Ave Unit 445 Clinton Township, MI 2.0 1.0 768 $1,199 $1.56 26d 1 0.23mi
38019 Leverette Ave Unit 500 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.24mi
15929 Villaire Ave Unit 668 Clinton Twp, MI 3.0 2.0 1056 $1,399 $1.32 21d 1 0.24mi
15836 Croatia Dr Unit 544 Clinton Township, MI 2.0 1.0 840 $1,349 $1.61 93d 1 0.24mi
15881 Villaire Ave Unit 658 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.25mi
15962 Villaire Ave Unit 448 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 14d 1 0.25mi
38099 Johannes Dr Unit 550 Clinton Township, MI 3.0 2.0 924 $1,399 $1.51 0d 1 0.26mi
15882 Villaire Ave Unit 455 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 0d 1 0.27mi
15868 Marentette Dr Unit 339 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.27mi
38100 Ducharme Dr Unit 476 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 26d 1 0.27mi
15811 Villaire Ave Unit 643 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 93d 1 0.29mi
38136 Ducharme Dr Unit 467 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 0d 1 0.29mi
15856 Marentette Dr Unit 336 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.30mi
38056 Johannes Dr Unit 524 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 26d 1 0.30mi
38044 Johannes Dr Unit 521 Clinton Township, MI 2.0 2.0 960 $1,229 $1.28 26d 1 0.31mi
15835 Marentette Dr Unit 512 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 93d 1 0.32mi
38171 Ducharme Dr Unit 639 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 0d 1 0.33mi
38049 Ducharme Dr Unit 608 Clinton Township, MI 3.0 2.0 1056 $1,399 $1.32 0d 1 0.33mi
38033 Ducharme Dr Unit 604 Clinton Twp, MI 2.0 2.0 960 $1,499 $1.56 93d 1 0.35mi
15386 Danseur Dr Unit 822 Clinton Township, MI 2.0 2.0 960 $1,399 $1.46 93d 1 0.36mi

Listing history 50 events

  1. 2026-08-08
    days on market $42,900 Active 303 DOM
  2. 2026-08-06
    days on market $42,900 Active 301 DOM
  3. 2026-08-05
    days on market $42,900 Active 300 DOM
  4. 2026-08-04
    days on market $42,900 Active 299 DOM
  5. 2026-08-03
    days on market $42,900 Active 298 DOM
  6. 2026-07-31
    days on market $42,900 Active 295 DOM
  7. 2026-07-30
    days on market $42,900 Active 293 DOM
  8. 2026-07-28
    days on market $42,900 Active 292 DOM
  9. 2026-07-26
    days on market $42,900 Active 290 DOM
  10. 2026-07-24
    days on market $42,900 Active 288 DOM
  11. 2026-07-23
    days on market $42,900 Active 287 DOM
  12. 2026-07-22
    days on market $42,900 Active 286 DOM
  13. 2026-07-21
    days on market $42,900 Active 285 DOM
  14. 2026-07-20
    days on market $42,900 Active 284 DOM
  15. 2026-07-18
    days on market $42,900 Active 282 DOM
  16. 2026-07-18
    days on market $42,900 Active 281 DOM
  17. 2026-07-16
    days on market $42,900 Active 280 DOM
  18. 2026-07-15
    days on market $42,900 Active 279 DOM
  19. 2026-07-14
    days on market $42,900 Active 278 DOM
  20. 2026-07-13
    days on market $42,900 Active 277 DOM
  21. 2026-07-13
    days on market $42,900 Active 276 DOM
  22. 2026-07-11
    days on market $42,900 Active 275 DOM
  23. 2026-07-10
    days on market $42,900 Active 274 DOM
  24. 2026-07-09
    days on market $42,900 Active 273 DOM
  25. 2026-07-07
    days on market $42,900 Active 271 DOM
  26. 2026-07-06
    days on market $42,900 Active 270 DOM
  27. 2026-07-06
    days on market $42,900 Active 269 DOM
  28. 2026-07-05
    days on market $42,900 Active 268 DOM
  29. 2026-07-03
    days on market $42,900 Active 267 DOM
  30. 2026-07-02
    days on market $42,900 Active 266 DOM
  31. 2026-07-01
    days on market $42,900 Active 265 DOM
  32. 2026-06-30
    days on market $42,900 Active 264 DOM
  33. 2026-06-29
    days on market $42,900 Active 263 DOM
  34. 2026-06-28
    days on market $42,900 Active 262 DOM
  35. 2026-06-27
    days on market $42,900 Active 261 DOM
  36. 2026-06-26
    days on market $42,900 Active 260 DOM
  37. 2026-06-24
    days on market $42,900 Active 258 DOM
  38. 2026-06-22
    days on market $42,900 Active 256 DOM
  39. 2026-06-21
    days on market $42,900 Active 255 DOM
  40. 2026-06-18
    days on market $42,900 Active 252 DOM
  41. 2026-06-17
    days on market $42,900 Active 251 DOM
  42. 2026-06-16
    days on market $42,900 Active 250 DOM
  43. 2026-06-15
    days on market $42,900 Active 249 DOM
  44. 2026-06-13
    days on market $42,900 Active 247 DOM
  45. 2026-06-13
    days on market $42,900 Active 246 DOM
  46. 2026-06-09
    days on market $42,900 Active 243 DOM
  47. 2026-06-08
    days on market $42,900 Active 242 DOM
  48. 2026-06-07
    days on market $42,900 Active 241 DOM
  49. 2026-06-04
    days on market $42,900 Active 238 DOM
  50. 2026-06-03
    days on market $42,900 Active 237 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,759
− Mortgage interest
−$2,403
− Property taxes
−$644
− Insurance
−$214
− Repairs & maintenance
−$1,261
− Management
−$1,261
− Depreciation
−$1,248
Taxable income
$8,729
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,095
After-tax cash flow
$6,797/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $4,800–$14,400 screening

This home is in good condition with a good condition score of 80. It has a cosmetic rehab level and requires minor maintenance and updates to increase its value.

Value-add opportunities

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace carpets with hardwood or tile — Hardwood or tile flooring is more durable and adds value
  • Both Install smart home devices — Smart home devices improve convenience and add modern appeal

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

Schools (NCES district)

District
Chippewa Valley Schools
NCES district ID
2609570
Math proficiency
39% ▼ -10.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$64,964
Composite
39.61/100
National rank
#3922
State rank
#133 of 540 in MI
B Composite livability gradescore 70/100

Livability — Clinton

Score
70/100
State rank
#315
US rank
#7703

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Macomb County · 925,296 people
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
44,422
Household income
$78,567
Rent vs Own
37.7% rent · 62.3% own
Severe rent burden
10% of renters

Population outlook (Macomb County) Hauer SSP2

Today (2025)
925,296 people
By 2030
948,226 · +2.5%
By 2040
983,961 · +6.3%
By 2050
1,010,200 · +9.2%
By 2075
1,076,222 · +16.3%
By 2100
1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Black 11% Two or more races 7% Asian 3% Hispanic / Latino 2%
Common ancestry
Romanian 16% Lithuanian 3% Iranian 2%
Foreign-born
11% · Canada, Vietnam
Languages at home
86% English-only · Other Indo-European 5% Russian/Polish/Slavic 2% Arabic 2%

Political lean MEDSL · Macomb

2024 margin
R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
2008→2024 swing
-22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
All cycles
2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

Civics

Price history

-15.7% since first listed
10 events — show timeline
  • 2026-03-22 Price Changed $42,900 Zillow
  • 2026-02-24 Price Changed $38,000 Zillow
  • 2026-02-12 Rental Removed $1,399 TURBOTENANT
  • 2026-02-10 Listed for Rent $1,399 TURBOTENANT
  • 2026-02-05 Relisted Zillow
  • 2026-02-05 Price Changed $40,900 Zillow
  • 2024-11-08 Delisted Zillow
  • 2024-08-07 Price Changed $50,900 Zillow
  • 2024-08-02 Price Changed $1,349 Zillow
  • 2024-07-11 Listed $50,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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