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1404 Dautel St
B+ Composite 78.09
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +4.0/5.0
  • Livability +3.4/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$75,000

1404 Dautel St · Lake Charles, LA 70601
3 bd · 2.0 ba · 1,523 sqft · SingleFamily · 1 Days on market
Built 1956 6,534 sqft lot Est $139k · 46% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Great Investor opportunity in this 3 bedroom 2 bath home that is centrally located near area hospitals and shopping. The home is being sold "AS IS " and Seller will not make any repairs.

Key facts

  • 6,534 sq ft lot
  • Built 1956

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $663 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Cap rate 16.9% vs local median 4.3% in Lake Charles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#95 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+6.2%/yr); 363 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 6.2% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $75,000

Questions for the listing agent

  1. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.92%
Cap rate
16.91%
Cash-on-cash
37.91%
DSCR
2.69
GRM
4.3

CMA / ARV

ARV (on-the-fly)
$138,593
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1404 Dautel St 0.00mi 3/2.0 1,523 (0%) 1mo $75,000 $49 100
2504 4th Ave Ave 0.43mi 3/2.0 1,510 (-1%) 2mo $161,500 $107 77
2405 Gardenia St 0.39mi 3/2.0 1,450 (-5%) 2mo $75,000 $52 72
2002 13th St 0.45mi 3/2.0 1,560 (+2%) 4mo $78,000 $50 71
1400 14th St 0.06mi 4/2.0 (+1) 1,353 (-11%) 8mo $135,300 $100 67
1624 9th St St 0.53mi 3/2.0 1,636 (+7%) 1mo $120,000 $73 62
810 Gulf St 0.70mi 3/2.0 1,575 (+3%) 6mo $125,000 $79 57
2019 Tulip St 0.58mi 3/2.0 1,387 (-9%) 8mo $78,000 $56 52
1313 10th St 0.43mi 2/2.0 (-1) 1,370 (-10%) 8mo $150,000 $109 52
1823 18th St 0.45mi 3/2.0 1,335 (-12%) 9mo $122,000 $91 51
1001 Orange St 0.53mi 3/2.0 1,303 (-14%) 8mo $158,000 $121 44
1018 7th St 0.70mi 2/2.0 (-1) 1,332 (-12%) 8mo $170,000 $128 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.18% rent growth · sell at horizon

5-year hold
IRR
37.4%
Equity multiple
2.66×
Total profit
$34,852
Equity at exit
$11,183
10-year hold
IRR
45.5%
Equity multiple
6.03×
Total profit
$105,558
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70601

Rents YoY
6.2%
Active inventory
363
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$1,439 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$49 /mo · $589/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$302
Net cashflow
$663

Break-even live

Break-even rent $600
Max offer price $75,000
Occupancy floor 49%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1300 16th St Lake Charles, LA 2.0 1.5 1344 $1,295 $0.96 21d 1 0.18mi
2002 13th St Lake Charles, LA 4.0 2.0 1560 $1,700 $1.09 21d 1 0.46mi
1505 7th St Lake Charles, LA 2.0 1.0 1054 $900 $0.85 44d 1 0.65mi
3108 Aster St Unit M Lake Charles, LA 2.0 1.0 1100 $1,300 $1.18 13d 1 0.68mi
3206 Louisiana Ave Lake Charles, LA 4.0 2.0 1600 $1,600 $1.00 13d 1 0.78mi
1710 Granger St Lake Charles, LA 3.0 2.5 1450 $1,900 $1.31 44d 1 1.07mi
3206 Hodges St Lake Charles, LA 2.0 1.0 1497 $1,200 $0.80 44d 1 1.14mi
807 Camelia St Lake Charles, LA 3.0 1.0 1322 $1,500 $1.13 44d 1 1.18mi
930 Azalea St Lake Charles, LA 4.0 2.0 1658 $1,500 $0.90 21d 1 1.22mi
1731 Elms St Lake Charles, LA 3.0 2.0 1575 $2,000 $1.27 44d 1 1.25mi
3601 1st Ave Lake Charles, LA 3.0 2.0 1512 $1,295 $0.86 13d 1 1.25mi
125 East St Lake Charles, LA 3.0 2.0 1138 $3,850 $3.38 44d 1 1.28mi
3619 Texas St Lake Charles, LA 1.0–3.0 1.0–2.0 950 $1,087 $1.14 13d 6 1.28mi
1812 Ethel St Lake Charles, LA 3.0 2.0 1589 $3,850 $2.42 44d 1 1.34mi
2700 Ernest St Lake Charles, LA 1.0–3.0 1.0–2.0 1054 $1,598 $1.52 13d 1 1.42mi
617 E School St Unit A Lake Charles, LA 3.0 2.0 1800 $2,500 $1.39 44d 1 1.48mi

Listing history 2 events

  1. 2026-04-15
    status Pending
  2. 2026-04-14
    listed $75,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$589 · $49/mo
Projected year-2 tax
$589 · $49/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,273
− Mortgage interest
−$4,201
− Property taxes
−$589
− Insurance
−$375
− Repairs & maintenance
−$1,382
− Management
−$1,382
− Depreciation
−$2,182
Taxable income
$7,162
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,719
After-tax cash flow
$6,243/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Lake Charles

Score
68/100
State rank
#95
US rank
#9820

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lake Charles, LA
County
Calcasieu Parish · 170,889 people
City population
133,538
Metro
Lake Charles, LA
Population (ZIP)
30,872
Household income
$49,992
Rent vs Own
41.1% rent · 58.9% own
Severe rent burden
1304.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
Black 59% White 31% Two or more races 7% Hispanic / Latino 5%
Common ancestry
Lithuanian 7% Iranian 1% Serbian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -109.32%
Current HPI
55.6127
Rent YoY
▲ 6.18%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-04-15 Pending SWLAR
  • 2026-04-14 Listed $75,000 SWLAR

Property tax history

-0.5%/yr

Latest (2025): $589 · +1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…