766 Central Ave #204 · Naples, FL
Flood risk 8/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.97%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +7.8/30.0
- ARV discount +7.5/15.0
- Appreciation +7.0/10.0
- Schools +5.0/10.0
- Rent growth +4.7/5.0
- 1% rule +4.4/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- DSCR +1.9/10.0
$540,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Located in the heart of Old Naples, come visit this beautifully furnished two bedroom, two bath condominium with private balcony. An oversized heated community pool is located in the central courtyard and lush landscaping surrounds the property. A community elevator is located in each building, along with laundry facilities nearby on premises. Unit has one assigned parking space, with plenty of additional parking for guests. Perfect get-away unit.
Key facts
- Fully turnkey
- Lush landscaping
- $1,236 HOA
Tags
Property features AI
Finance
- Other: Total area listed for the unit: 905; Part of a complex with 60 units (30 units in the building); Single-floor unit within the building
- Financial info: Quarterly condo fee listed (total annual recurring fees provided separately)
- HOA & community: Mandatory HOA (Condo/Hotel community); Quarterly condo fee; Professional management; Condo fee covers cable, insurance, internet/WiFi, irrigation water, lawn/land maintenance, legal/accounting, manager, exterior pest control, recreation facilities, repairs, reserves, and sewer; Community amenities include BBQ/picnic area, bike storage, common laundry, community pool, community spa/hot tub, extra storage, internet access, and sidewalks
Exterior
- Parking: 1 assigned parking space; Guest parking available
- Utilities: Central water; Central sewer; Cable available
- Home design: Residential condo in a low-rise (1-3) building; Corner unit, rear exposure to the east; Situated in the OLDE NAPLES development; Unit number 204
- Construction: Concrete block construction; Built in 1973; Built-up or flat roof; Stucco finish
- Exterior features: Exterior storage; Impact-resistant windows; Double-hung and sliding windows; Stucco exterior; Built-up or flat roof; Landscaped area view; Zero lot line
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator/Freezer
- Bedrooms: 2 bedrooms (split bedroom floor plan)
- Flooring: Concrete floors; Tile floors
- Bathrooms: 2 full bathrooms; Master bathroom with shower (no tub)
- Heating & cooling: Central electric heat; Central electric cooling
- Interior features: Fire sprinkler system; Window coverings; Dining area in living room; Screened lanai/porch; Common elevator; Turnkey furnished
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $540k.
Deal economics
- At list price, monthly cash flow is $-1k ($-12k/yr) — negative.
- To cash-flow at today's rent, offer at most $357k (33.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $508k (5.9% below list).
- Recommended offer: $357k (33.8% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lake Park Elementary School (math 76% / reading 77%, grade A, #185 of 2,144 statewide, top 9%, 502 students, 39% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools average 39% FRL vs 55% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+8.8%/yr); 614 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $5,079/mo this rent would consume 47% of the median local household income ($131k/yr) (locally 333% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $26k of equity ($4k loan paydown + $22k appreciation (4.1% local appreciation)).
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 147 days — a 12% lower offer ($475k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo; HOA is 24% of rent.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 147 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 4.94%
- Cash-on-cash
- -4.82%
- DSCR
- 0.79
- GRM
- 8.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
4.08% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 6.1%
- Equity multiple
- 1.39×
- Total profit
- $58,501
- Equity at exit
- $276,427
- IRR
- 11.3%
- Equity multiple
- 3.08×
- Total profit
- $314,615
- Equity at exit
- $454,238
Cash invested: $151,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34102
- Home prices YoY
- 1.3%
- Rents YoY
- 8.8%
- Active inventory
- 614
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $5,079 medium interval (Pro) →
- Mortgage (P&I)
- −$2,832
- Tax from tax record
- −$328 /mo · $3,933/yr
- Insurance
- −$225
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$1,236
- Vacancy / Maint / Mgmt
- −$1,067
- Net cashflow
- $-1,034
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $135,000
- Closing costs
- $16,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 766 Central Ave Naples, FL | 2.0–3.0 | 2.0 | 855 | $6,300 | $7.37 | 21d | 3 | 0.03mi |
| 766 Central Ave Naples, FL | 2.0–3.0 | 2.0 | 943 | $5,000 | $5.30 | 13d | 4 | 0.03mi |
| 101 8th St S Naples, FL | 1.0 | 1.0–2.0 | 940 | $12,600 | $13.40 | 13d | 4 | 0.08mi |
| 101 8th St S Naples, FL | 1.0 | 1.0–2.0 | 940 | $12,600 | $13.40 | 23d | 4 | 0.08mi |
| 540 4th Ave S #13 Naples, FL | 1.0 | 1.0 | 580 | $5,000 | $8.62 | 23d | 1 | 0.39mi |
| 282 4th St S Naples, FL | 2.0 | 2.0 | 1058 | $11,000 | $10.40 | 23d | 1 | 0.41mi |
| 290 4th St S #202 Naples, FL | 2.0 | 2.0 | 1058 | $10,000 | $9.45 | 23d | 1 | 0.41mi |
| 286 4th St S #203 Naples, FL | 2.0 | 2.0 | 1058 | $10,000 | $9.45 | 23d | 1 | 0.41mi |
| 284 4th St S #103 Naples, FL | 2.0 | 2.0 | 979 | $9,000 | $9.19 | 23d | 1 | 0.41mi |
| 480 5th St S #102 Naples, FL | 1.0 | 1.0 | 600 | $6,500 | $10.83 | 23d | 1 | 0.42mi |
| 388 4th Ave S #388 Naples, FL | 2.0 | 2.0 | 965 | $13,000 | $13.47 | 23d | 1 | 0.47mi |
| 450 Bayfront Pl Naples, FL | 1.0–3.0 | 1.0–2.5 | 1324 | $8,750 | $6.61 | 23d | 6 | 0.50mi |
| 410 Bayfront Pl Naples, FL | 1.0–3.0 | 1.0–2.0 | 1242 | $7,875 | $6.34 | 23d | 6 | 0.50mi |
| 365 5th Ave S #303 Naples, FL | 2.0 | 2.0 | 1090 | $13,000 | $11.93 | 23d | 1 | 0.52mi |
| 296 4th Ave S #296 Naples, FL | 2.0 | 2.5 | 1120 | $2,950 | $2.63 | 21d | 1 | 0.54mi |
| 230 3rd Ave S #4 Naples, FL | 2.0 | 2.5 | 978 | $12,000 | $12.27 | 23d | 1 | 0.55mi |
| 980 7th Ave S Naples, FL | 1.0 | 1.0 | 540 | $7,500 | $13.89 | 23d | 2 | 0.56mi |
| 950 7th Ave S #23 Naples, FL | 1.0 | 1.0 | 631 | $3,250 | $5.15 | 13d | 1 | 0.56mi |
| 1100 8th Ave S Naples, FL | 2.0 | 2.0 | 1218 | $9,000 | $7.39 | 13d | 5 | 0.63mi |
| 175 5th Ave S Naples, FL | 2.0 | 2.0 | 732 | $14,000 | $19.13 | 23d | 2 | 0.63mi |
| 666 3rd St S Naples, FL | 1.0–2.0 | 1.0–2.0 | 932 | $8,000 | $8.58 | 13d | 2 | 0.67mi |
| 351 8th Ave S #351 Naples, FL | 2.0 | 2.0 | 930 | $4,000 | $4.30 | 23d | 1 | 0.68mi |
| 250 7th Ave S #301 Naples, FL | 2.0 | 2.0 | 1000 | $10,000 | $10.00 | 23d | 1 | 0.70mi |
| 801 River Point Dr Unit 303A Naples, FL | 1.0 | 1.0 | 815 | $5,000 | $6.13 | 21d | 1 | 0.72mi |
| 960 7th St S #103 Naples, FL | 1.0 | 1.0 | 534 | $5,000 | $9.36 | 23d | 1 | 0.73mi |
| 291 8th Ave S Unit 291A Naples, FL | 1.0 | 1.0 | 550 | $3,900 | $7.09 | 23d | 1 | 0.75mi |
| 805 River Point Dr Unit 307C Naples, FL | 1.0 | 1.0 | 816 | $2,700 | $3.31 | 23d | 1 | 0.75mi |
| 803 River Point Dr Unit 201B Naples, FL | 1.0 | 1.0 | 715 | $2,300 | $3.22 | 23d | 1 | 0.75mi |
| 940 3rd St S Naples, FL | 1.0–2.0 | 1.0–2.0 | 870 | $3,995 | $4.59 | 23d | 2 | 0.82mi |
| 1395 Curlew Ave Unit 4-3 Naples, FL | 2.0 | 2.0 | 975 | $7,000 | $7.18 | 23d | 1 | 0.88mi |
| 1435 Curlew Ave #1 Naples, FL | 2.0 | 2.0 | 975 | $2,850 | $2.92 | 21d | 1 | 0.91mi |
| 1435 Curlew Ave #1 Naples, FL | 2.0 | 2.0 | 975 | $2,850 | $2.92 | 23d | 1 | 0.91mi |
| 636 Broad Ave S Unit 1259386P Naples, FL | 2.0 | 2.0 | 882 | $4,307 | $4.88 | 13d | 1 | 0.95mi |
| 546 Broad Ave S #546 Naples, FL | 2.0 | 2.0 | 890 | $4,800 | $5.39 | 23d | 1 | 0.96mi |
| 404 Broad Ave S Unit H404 Naples, FL | 2.0 | 2.0 | 890 | $9,995 | $11.23 | 23d | 1 | 0.98mi |
| 609 12th Ave S #609 Naples, FL | 2.0 | 2.0 | 860 | $8,000 | $9.30 | 23d | 1 | 0.98mi |
| 473 12th Ave S Naples, FL | 1.0–2.0 | 1.0–2.0 | 700 | $7,200 | $10.29 | 23d | 2 | 1.00mi |
| 421 12th Ave S Unit A1 Naples, FL | 2.0 | 1.0 | 760 | $6,400 | $8.42 | 13d | 1 | 1.01mi |
| 1100 Gulf Shore Blvd N Naples, FL | 2.0 | 2.0 | 945 | $6,000 | $6.35 | 23d | 2 | 1.12mi |
| 1295 Gulf Shore Blvd S #218 Naples, FL | 2.0 | 2.0 | 662 | $10,479 | $15.83 | 23d | 1 | 1.18mi |
HOA detail condo
- Monthly dues
- $1,236 · $14,832/yr
- Likely covers
- landscapingpoolparking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 25 events
-
2026-06-18days on market $540,000 Active 147 DOM
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2026-06-17days on market $540,000 Active 146 DOM
-
2026-06-16days on market $540,000 Active 145 DOM
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2026-06-15days on market $540,000 Active 144 DOM
-
2026-06-14days on market $540,000 Active 142 DOM
-
2026-06-10days on market $540,000 Active 139 DOM
-
2026-06-09days on market $540,000 Active 138 DOM
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2026-06-08days on market $540,000 Active 137 DOM
-
2026-06-07days on market $540,000 Active 136 DOM
-
2026-06-03days on market $540,000 Active 132 DOM
-
2026-06-02days on market $540,000 Active 131 DOM
-
2026-06-01days on market $540,000 Active 130 DOM
-
2026-05-31days on market $540,000 Active 129 DOM
-
2026-05-30days on market $540,000 Active 128 DOM
-
2026-01-22$540,000 Active
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2022-11-14soldstatus $500,000 Sold 451-char remark
Show marketing remark (451 chars)
Located in the heart of Old Naples, come visit this beautifully furnished two bedroom, two bath condominium with private balcony. An oversized heated community pool is located in the central courtyard and lush landscaping surrounds the property. A community elevator is located in each building, along with laundry facilities nearby on premises. Unit has one assigned parking space, with plenty of additional parking for guests. Perfect get-away unit.
-
2022-10-17status Pending 451-char remark
Show marketing remark (451 chars)
Located in the heart of Old Naples, come visit this beautifully furnished two bedroom, two bath condominium with private balcony. An oversized heated community pool is located in the central courtyard and lush landscaping surrounds the property. A community elevator is located in each building, along with laundry facilities nearby on premises. Unit has one assigned parking space, with plenty of additional parking for guests. Perfect get-away unit.
-
2022-10-13status Pending With Contingencies 451-char remark
Show marketing remark (451 chars)
Located in the heart of Old Naples, come visit this beautifully furnished two bedroom, two bath condominium with private balcony. An oversized heated community pool is located in the central courtyard and lush landscaping surrounds the property. A community elevator is located in each building, along with laundry facilities nearby on premises. Unit has one assigned parking space, with plenty of additional parking for guests. Perfect get-away unit.
-
2022-10-11$510,000 Active 451-char remark
Show marketing remark (451 chars)
Located in the heart of Old Naples, come visit this beautifully furnished two bedroom, two bath condominium with private balcony. An oversized heated community pool is located in the central courtyard and lush landscaping surrounds the property. A community elevator is located in each building, along with laundry facilities nearby on premises. Unit has one assigned parking space, with plenty of additional parking for guests. Perfect get-away unit.
-
2021-06-16soldstatus $379,000 Sold 653-char remark
Show marketing remark (653 chars)
C 1890 Just Listed and afforabley priced. Offered furnished 2 BR/2 BA second floor condo with impact resistant sliders and windows. The previous land lease for this community's recreation areas has just been fully satisfied to the significant benefit of all Central Garden owners! Common elevator in each building along with common laundry facilities on each floor. Newly redone oversized heated community pool, lush landscaping, additional storage, assigned parking space, sauna, and poolside grills in Olde Naples. An easy walk to the beach, 5th Avenue South shopping and dining, central library Napels Community Hospital and wellness/fitness center.
-
2021-05-20status Pending 653-char remark
Show marketing remark (653 chars)
C 1890 Just Listed and afforabley priced. Offered furnished 2 BR/2 BA second floor condo with impact resistant sliders and windows. The previous land lease for this community's recreation areas has just been fully satisfied to the significant benefit of all Central Garden owners! Common elevator in each building along with common laundry facilities on each floor. Newly redone oversized heated community pool, lush landscaping, additional storage, assigned parking space, sauna, and poolside grills in Olde Naples. An easy walk to the beach, 5th Avenue South shopping and dining, central library Napels Community Hospital and wellness/fitness center.
-
2021-04-19status Active 653-char remark
Show marketing remark (653 chars)
C 1890 Just Listed and afforabley priced. Offered furnished 2 BR/2 BA second floor condo with impact resistant sliders and windows. The previous land lease for this community's recreation areas has just been fully satisfied to the significant benefit of all Central Garden owners! Common elevator in each building along with common laundry facilities on each floor. Newly redone oversized heated community pool, lush landscaping, additional storage, assigned parking space, sauna, and poolside grills in Olde Naples. An easy walk to the beach, 5th Avenue South shopping and dining, central library Napels Community Hospital and wellness/fitness center.
-
2021-04-17status Pending With Contingencies 653-char remark
Show marketing remark (653 chars)
C 1890 Just Listed and afforabley priced. Offered furnished 2 BR/2 BA second floor condo with impact resistant sliders and windows. The previous land lease for this community's recreation areas has just been fully satisfied to the significant benefit of all Central Garden owners! Common elevator in each building along with common laundry facilities on each floor. Newly redone oversized heated community pool, lush landscaping, additional storage, assigned parking space, sauna, and poolside grills in Olde Naples. An easy walk to the beach, 5th Avenue South shopping and dining, central library Napels Community Hospital and wellness/fitness center.
-
2021-03-29$389,000 Active 653-char remark
Show marketing remark (653 chars)
C 1890 Just Listed and afforabley priced. Offered furnished 2 BR/2 BA second floor condo with impact resistant sliders and windows. The previous land lease for this community's recreation areas has just been fully satisfied to the significant benefit of all Central Garden owners! Common elevator in each building along with common laundry facilities on each floor. Newly redone oversized heated community pool, lush landscaping, additional storage, assigned parking space, sauna, and poolside grills in Olde Naples. An easy walk to the beach, 5th Avenue South shopping and dining, central library Napels Community Hospital and wellness/fitness center.
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2014-01-23soldstatus $185,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,933 · $328/mo
- Projected year-2 tax
- $4,482 · $374/mo
- Expected delta
- +$549/yr (+$46/mo · 14.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $60,953
- − Mortgage interest
- −$30,248
- − Property taxes
- −$3,933
- − Insurance
- −$7,819
- − Repairs & maintenance
- −$4,876
- − Management
- −$4,876
- − HOA
- −$14,832
- − Depreciation
- −$15,709
- Taxable loss
- −$21,341
- Est. tax savings @ 24.0%
- +$5,122
- After-tax cash flow
- $-7,291/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Naples, FL
- County
- Collier County · 396,295 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 11,179
- Household income
- $130,929
- Rent vs Own
- Severe rent burden
- 333.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Hispanic / Latino 9% Two or more races 8% Black 8% Asian 1%
- Hispanic origin (detail)
- Cuban 6%
- Common ancestry
- Hispanic 4% Lithuanian 4% Romanian 4%
- Foreign-born
- 17% · Canada, China
- Languages at home
- 87% English-only · Spanish 7% French/Haitian/Cajun 4% German/W. Germanic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.08%
- Current HPI
- 328.2755
- Rent YoY
- ▲ 8.75%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+191.9% since first listed11 events — show timeline
- 2026-01-22 Listed $540,000 NAPLESMLS
- 2022-11-14 Sold (MLS) $500,000 NAPLESMLS
- 2022-10-17 Pending — NAPLESMLS
- 2022-10-13 Pending — NAPLESMLS
- 2022-10-11 Listed $510,000 NAPLESMLS
- 2021-06-16 Sold (MLS) $379,000 NAPLESMLS
- 2021-05-20 Pending — NAPLESMLS
- 2021-04-19 Relisted — NAPLESMLS
- 2021-04-17 Pending — NAPLESMLS
- 2021-03-29 Listed $389,000 NAPLESMLS
- 2014-01-23 Sold (Public Records) $185,000 Public Records
Property tax history
+7.3%/yrLatest (2025): $3,933 · +2.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…