1217 Mission Rd SW · Euharlee, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 6 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 14.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.9/30.0
- ARV discount +15.0/15.0
- DSCR +7.0/10.0
- 1% rule +4.7/10.0
- Livability +3.5/5.0
- Schools +2.9/10.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$185,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome Home to 1217 Mission Road SW! Discover the perfect opportunity to create something truly special on this 5.41 +/- acre property nestled in a highly desirable area of Cartersville. Offering a beautiful blend of privacy, space, and convenience, this property provides the ideal setting for your future plans. The existing home on the property is not habitable and will need to be demolished, making way for a fresh start and endless possibilities. Whether you envision building your custom dream home, establishing a private estate, creating a family compound, or investing in land for future development, this property offers the flexibility to bring your vision to life. Enjoy the peaceful surroundings of acreage living while remaining just minutes from shopping, dining, schools, parks, and easy access to major highways. Mature trees and open space provide a picturesque backdrop for your future home and outdoor lifestyle. Properties of this size and location are becoming increasingly difficult to find in Cartersville. Don't miss this rare opportunity to own over five acres in a growing area with unlimited potential. Bring your builder, your plans, and your imagination-1217 Mission Road SW is ready for its next chapter!
Key facts
- Open space
- 5.41 acre property
- Mature trees
Tags
Property features AI
Exterior
- Parking: Carport with space for 1 vehicle
- Utilities: Public water; Septic tank sewer; 110 volt electric; Electricity available
- Home design: One-level property
- Construction: Block foundation; Other construction materials; Other roof
- Exterior features: Private entrance; Private yard; Deck; Front porch; Shed(s)
Interior
- Kitchen: White cabinets
- Bedrooms: Three bedrooms with the primary on the main level
- Flooring: Carpet; Hardwood
- Bathrooms: One full bathroom on the main level
- Heating & cooling: Central heating; Central air conditioning
- Interior features: No shared/common walls; Crawl space foundation; Fixer condition
- Laundry & utility: Other appliances included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $185k.
Deal economics
- At list price, monthly cash flow is $292 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $179k (3.3% below list).
- Recommended offer: $179k (3.3% below list) — sets the bar for 1% rule.
- Cap rate 8.2% vs local median 4.1% in Euharlee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#101 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
- Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Mission Road Elementary School (math 45% / reading 32%, grade F, #463 of 1,228 statewide, top 38%, 440 students, 58% FRL).
- Market conditions: Rents soft (-0.2%/yr); 521 active listings in the ZIP; solid renter incomes; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 8.19%
- Cash-on-cash
- 6.76%
- DSCR
- 1.30
- GRM
- 8.6
CMA / ARV
- ARV (on-the-fly)
- $292,320
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 20 Black Jack Mountain Cir SW | 0.22mi | 3/2.0 | 1,188 (-2%) | 7mo | $304,490 | $256 | 76 |
| 12 Bradford Dr SW | 0.34mi | 3/2.0 | 1,176 (-3%) | 2mo | $230,000 | $196 | 72 |
| 443 Road 3 South SW | 0.38mi | 3/2.0 | 1,254 (+3%) | 3mo | $415,000 | $331 | 71 |
| 14 Bradford Dr SW | 0.34mi | 3/2.0 | 1,140 (-6%) | 2mo | $298,000 | $261 | 68 |
| 35 Bradford Dr SW | 0.38mi | 3/2.0 | 1,196 (-2%) | 11mo | $240,000 | $201 | 66 |
| 16 Sunset Ter SW | 0.12mi | 3/2.0 | 1,052 (-14%) | 7mo | $207,000 | $197 | 62 |
| 28 Bradford Dr SW | 0.37mi | 4/3.0 (+1) | 1,169 (-4%) | 9mo | $280,000 | $240 | 56 |
| 32 Black Jack Mountain Cir SW | 0.17mi | 3/2.0 | 1,064 (-13%) | 17mo | $293,500 | $276 | 53 |
| 25 Mission Ridge Dr SW | 0.47mi | 3/2.0 | 1,068 (-12%) | 2mo | $225,100 | $211 | 52 |
| 33 Woodhaven Ct Ct | 0.46mi | 3/2.0 | 1,360 (+12%) | 9mo | $282,000 | $207 | 48 |
| 55 Brent Cir SW | 0.74mi | 3/2.0 | 1,152 (-5%) | 13mo | $205,900 | $179 | 41 |
| 202 Young Rd SW | 0.68mi | 3/2.0 | 1,040 (-15%) | 8mo | $275,000 | $264 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -9.0%
- Equity multiple
- 0.68×
- Total profit
- $-16,705
- Equity at exit
- $27,584
- IRR
- -3.7%
- Equity multiple
- 0.78×
- Total profit
- $-11,159
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30120
- Home prices YoY
- -18.6%
- Rents YoY
- -0.2%
- Active inventory
- 521
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $1,789 medium interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax from tax record
- −$74 /mo · $891/yr
- Insurance
- −$77
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$376
- Net cashflow
- $292
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 6 events
-
2026-06-18days on market $185,000 Active 8 DOM
-
2026-06-17days on market $185,000 Active 7 DOM
-
2026-06-16days on market $185,000 Active 6 DOM
-
2026-06-15days on market $185,000 Active 5 DOM
-
2026-06-13remarks 699-char remark
-
2026-06-13$185,000 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $891 · $74/mo
- Projected year-2 tax
- $1,702 · $142/mo
- Expected delta
- +$811/yr (+$68/mo · 91.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 5/10 Major 6 d/yr ≥105°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,467
- − Mortgage interest
- −$10,363
- − Property taxes
- −$891
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,717
- − Management
- −$1,717
- − Depreciation
- −$5,382
- Taxable income
- $472
- Est. tax owed @ 24.0%
- −$113
- After-tax cash flow
- $3,388/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bartow County
- NCES district ID
- 1300330
- Math proficiency
- 33% ▼ -8.00%
- Reading proficiency
- 34% ▼ -7.00%
- Median HH income
- $50,596
- Composite
- 29.16/100
- National rank
- #6577
- State rank
- #70 of 174 in GA
Livability — Euharlee
- Score
- 70/100
- State rank
- #101
- US rank
- #7999
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Bartow County · 85,497 people
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 44,896
- Household income
- $86,581
- Rent vs Own
- Severe rent burden
- 987.0
Population outlook (Bartow County) Hauer SSP2
- Today (2025)
- 107,887 people
- By 2030
- 109,594 · +1.6%
- By 2040
- 111,038 · +2.9%
- By 2050
- 109,046 · +1.1%
- By 2075
- 99,484 · -7.8%
- By 2100
- 83,431 · -22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Black 13% Hispanic / Latino 12% Two or more races 8% Asian 1%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Slovak 3% Italian 2% Serbian 1%
- Foreign-born
- 5% · Canada, Vietnam, Jamaica
- Languages at home
- 89% English-only · Spanish 9%
Political lean MEDSL · Bartow
- 2024 margin
- Solid R (+51.0) · D 24.2% · R 75.2%
- 2008→2024 swing
- -5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
- All cycles
- 2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -68.99%
- Current HPI
- 302.5848
- Rent YoY
- ▼ -0.23%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-06-10 Listed $185,000 GAMLS
- 2026-06-10 Listed $185,000 FMLS
Property tax history
+3.2%/yrLatest (2025): $891 · +78.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…