2044 Tuam St · Houston, TX 77004

$270,000

3 bd · 3.5 ba · 1,760 sqft · SingleFamily public records · 335 Days on market

Built 2006 1,406 sqft lot $153/sqft · 42% below area Est $465k · 42% under $247/mo HOA · 8% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.4/30.0
• 1% rule +6.4/10.0
• DSCR +4.0/10.0
• Livability +3.7/5.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Stunning Tri Level Home nestled in a quaint, gated community with luxury upgrades throughout! This modern beauty boasts 3 beds & 3 1/2 baths. Each bedroom features its own en-suite bath. Enjoy open concept living on the second floor-complete with a balcony, gourmet kitchen & 1/2 bath. The spacious primary suite is located on the 3rd floor & also boasts a private balcony with city views & a luxurious en-suite. This gem is filled with high end finishes including hardwood and marble slate flooring-no carpet. The kitchen and bathrooms feature granite countertops, adding a touch of elegance to every space. Recent upgrades include a new roof & siding, new A/C, water heater, dishwasher, and garage door. Walking distance to Emancipation Park & minutes from Downtown, The Med Center & NRG Park. Steps away from Hwy 288. This beauty is being sold as is. Schedule a showing today!

Key facts

• Gated community
• Open concept living
• Private balcony

Tags

• GATED COMMUNITY
• OPEN CONCEPT LIVING
• GOURMET KITCHEN
• PRIVATE BALCONY
• CITY VIEWS
• HIGH END FINISHES

What this means for you Summary

Snapshot

• This is a 3-bed/3.5-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $6 ($69/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $270k).
• Recommended offer: $238k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.3% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
• Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-0.3%/yr); 581 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
• At $3,065/mo this rent would consume 52% of the median local household income ($71k/yr) (locally 3072% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 335 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 21y ago; this cycle's ask has dropped $78k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 2.8% of price.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $237,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 335 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 6.32%
• Cash-on-cash: 0.09%
• DSCR: 1.00
• GRM: 7.3

CMA / ARV

• ARV (median comp): $465,222
• List price: $270,000
• Delta: -41.96%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2528 Live Oak St	0.35mi	3/3.5	1,790 (+2%)	3mo	$382,500	$214	78
2214 Dennis St	0.13mi	3/3.5	2,002 (+14%)	0mo	$475,000	$237	70
2212 Dennis St	0.13mi	3/3.5	2,002 (+14%)	1mo	$475,000	$237	70
2208 Dennis St	0.12mi	3/3.5	2,002 (+14%)	1mo	$475,000	$237	70
2210 Dennis St	0.13mi	3/3.5	2,002 (+14%)	1mo	$475,000	$237	70
2216 Dennis St	0.14mi	3/3.5	2,002 (+14%)	1mo	$469,000	$234	70
2218 Dennis St	0.14mi	3/3.5	2,002 (+14%)	3mo	$469,000	$234	68
2714 Nagle St	0.37mi	3/3.5	1,966 (+12%)	0mo	$358,900	$183	63
2606 Rosalie St	0.34mi	3/3.5	1,972 (+12%)	1mo	$416,000	$211	63
2409 Webster St	0.46mi	3/2.5	1,647 (-6%)	2mo	$397,500	$241	62
2306 Hadley St	0.35mi	3/2.5	1,582 (-10%)	3mo	$339,000	$214	61
3034 Mcgowen St	0.63mi	3/3.5	1,915 (+9%)	0mo	$419,900	$219	56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -20.5%
• Equity multiple: 0.31×
• Total profit: $-51,984
• Equity at exit: $40,258

10-year hold

• IRR: -26.0%
• Equity multiple: -0.03×
• Total profit: $-77,950
• Equity at exit: $23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77004

• Rents YoY: -0.3%
• Active inventory: 581
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $3,065 high
• Mortgage (P&I): −$1,416
• Tax from tax record: −$640 /mo · $7,684/yr
• Insurance: −$112
• HOA: −$247
• Vacancy / Maint / Mgmt: −$644
• Net cashflow: $6

Break-even live

Break-even rent $3,058

Max offer price $270,000

Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,500
• Closing costs: $8,100
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2105 McGowen St Unit 1244936P Houston, TX	3.0	3.5	2497	$4,836	$1.94	5d	1	0.16mi
2521 Saint Emanuel St Unit 1047945P Houston, TX	3.0	3.0	2292	$3,010	$1.31	3d	1	0.16mi
2109 McGowen St Unit 1244934P Houston, TX	3.0	3.5	2497	$4,734	$1.90	5d	1	0.17mi
2519 Saint Emanuel St Unit 1241246P Houston, TX	3.0	3.0	2389	$2,670	$1.12	2d	1	0.17mi
2107 McGowen St Unit 1244935P Houston, TX	3.0	3.5	2497	$4,711	$1.89	3d	1	0.17mi
2103 McGowen St Unit 1244937P Houston, TX	3.0	3.5	2292	$4,758	$2.08	2d	1	0.19mi
3213 Saint Emanuel St Houston, TX	4.0	3.5	2100	$3,300	$1.57	17d	1	0.21mi
3405 St Emanuel St Houston, TX	4.0	5.0	2388	$2,900	$1.21	43d	1	0.29mi
2809 Crawford St Houston, TX	2.0	2.0	1928	$2,600	$1.35	43d	1	0.30mi
2357 Jackson St Houston, TX	3.0	2.5	1908	$2,500	$1.31	22d	1	0.34mi
2216 Chenevert St Houston, TX	1.0–2.0	1.5–2.5	1380	$2,800	$2.03	24d	3	0.38mi
2102 Gray St Unit Na Houston, TX	3.0	1.0	1267	$2,200	$1.74	22d	1	0.41mi
2721 Austin St Houston, TX	3.0	4.0	2607	$3,000	$1.15	24d	1	0.42mi
2416 La Branch St Houston, TX	3.0	4.0	2540	$2,900	$1.14	43d	1	0.44mi
3603 Chenevert St Houston, TX	1.0–2.0	1.0–2.0	1020	$2,129	$2.09	13d	8	0.45mi
2209 Alabama St Unit B Houston, TX	3.0	2.5	2074	$2,350	$1.13	43d	1	0.47mi
1310 Anita St Houston, TX	2.0	2.0	1760	$2,695	$1.53	43d	1	0.48mi
2111 Austin St Houston, TX	3.0	1.0–2.0	985	$3,095	$3.14	5d	25	0.59mi
2856 Fannin St Houston, TX	2.0	2.0	1490	$3,400	$2.28	43d	1	0.63mi
2850 Fannin St Houston, TX	1.0–2.0	1.0–2.0	1138	$3,250	$2.85	1d	24	0.66mi
3034 Gray St Houston, TX	3.0	3.0	2081	$3,000	$1.44	43d	1	0.67mi
2311 Eagle St Houston, TX	3.0	4.0	1783	$2,500	$1.40	43d	1	0.69mi
2401 Eagle St Houston, TX	4.0	4.0	1700	$2,800	$1.65	43d	1	0.71mi
2727 Travis St Houston, TX	2.0	1.0–2.0	1046	$2,949	$2.82	1d	24	0.71mi
1217 Pierce St Houston, TX	2.0	2.0	1250	$2,058	$1.65	43d	1	0.72mi
3300 Main St Unit 422 Houston, TX	2.0	2.0	1383	$2,773	$2.01	7d	1	0.76mi
3300 Main St Unit 3337 Houston, TX	2.0	2.0	1383	$2,619	$1.89	43d	1	0.76mi
3300 Main St Unit 3323 Houston, TX	2.0	2.0	1383	$2,797	$2.02	11d	1	0.76mi
3300 Main St Unit 2187 Houston, TX	2.0	2.0	1383	$2,765	$2.00	3d	1	0.77mi
3300 Main St Unit 2162 Houston, TX	2.0	2.0	1383	$2,773	$2.01	5d	1	0.77mi
1711 Caroline St Houston, TX	1.0–2.0	1.0–2.0	897	$2,945	$3.28	2d	35	0.78mi
1825 San Jacinto St Houston, TX	2.0	1.0–2.0	865	$2,769	$3.20	1d	20	0.80mi
2900 Milam St Unit 422 Houston, TX	2.0	2.0	1438	$2,211	$1.54	7d	1	0.82mi
2900 Milam St Unit 2187 Houston, TX	2.0	2.0	1438	$2,203	$1.53	3d	1	0.82mi
2900 Milam St Unit 2162 Houston, TX	2.0	2.0	1438	$2,211	$1.54	5d	1	0.82mi
2900 Milam St Unit 2937 Houston, TX	2.0	2.0	1438	$2,246	$1.56	12d	1	0.82mi
2900 Milam St Unit 425 Houston, TX	2.0	2.0	1438	$2,246	$1.56	5d	1	0.82mi
2900 Milam St Unit 2174 Houston, TX	2.0	2.0	1438	$2,235	$1.55	11d	1	0.82mi
3229 Holman St Houston, TX	4.0	4.0	1632	$1,200	$0.74	43d	1	0.82mi
4001 Fannin St Houston, TX	3.0	1.0–3.0	1536	$3,158	$2.06	3d	16	0.83mi

HOA detail

• Monthly dues: $247 · $2,964/yr
• Likely covers: watersecurity

Listing history 40 events

1. 2026-06-18
   days on market $270,000 Pending 335 DOM
2. 2026-06-17
   days on market $270,000 Pending 334 DOM
3. 2026-06-16
   days on market $270,000 Pending 333 DOM
4. 2026-06-15
   days on market $270,000 Pending 332 DOM
5. 2026-06-13
   days on market $270,000 Pending 330 DOM
6. 2026-06-10
   days on market $270,000 Pending 327 DOM
7. 2026-06-08
   days on market $270,000 Pending 326 DOM
8. 2026-06-07
   days on market $270,000 Pending 325 DOM
9. 2026-06-04
   days on market $270,000 Pending 322 DOM
10. 2026-06-01
    days on market $270,000 Pending 319 DOM
11. 2026-05-31
    days on market $270,000 Pending 318 DOM
12. 2026-04-01
    status Active 907-char remark

    Show marketing remark (907 chars)

    Stunning Tri Level Home nestled in a quaint, gated community with luxury upgrades throughout! This modern beauty boasts 3 beds & 3 1/2 baths. Each bedroom features its own en-suite bath. Enjoy open concept living on the second floor-complete with a balcony, gourmet kitchen & 1/2 bath. The spacious primary suite is located on the 3rd floor & also boasts a private balcony with city views & a luxurious en-suite. This gem is filled with high end finishes including hardwood and marble slate flooring-no carpet. The kitchen and bathrooms feature granite countertops, adding a touch of elegance to every space. Recent upgrades include a new roof & siding, new A/C, water heater, dishwasher, and garage door. Walking distance to Emancipation Park & minutes from Downtown, The Med Center & NRG Park. Steps away from Hwy 288. This beauty is being sold as is. Schedule a showing today!

13. 2026-03-19
    status Pending 907-char remark

    Show marketing remark (907 chars)

    Stunning Tri Level Home nestled in a quaint, gated community with luxury upgrades throughout! This modern beauty boasts 3 beds & 3 1/2 baths. Each bedroom features its own en-suite bath. Enjoy open concept living on the second floor-complete with a balcony, gourmet kitchen & 1/2 bath. The spacious primary suite is located on the 3rd floor & also boasts a private balcony with city views & a luxurious en-suite. This gem is filled with high end finishes including hardwood and marble slate flooring-no carpet. The kitchen and bathrooms feature granite countertops, adding a touch of elegance to every space. Recent upgrades include a new roof & siding, new A/C, water heater, dishwasher, and garage door. Walking distance to Emancipation Park & minutes from Downtown, The Med Center & NRG Park. Steps away from Hwy 288. This beauty is being sold as is. Schedule a showing today!

14. 2026-02-11
    price $270,000 907-char remark

    Show marketing remark (907 chars)

    Stunning Tri Level Home nestled in a quaint, gated community with luxury upgrades throughout! This modern beauty boasts 3 beds & 3 1/2 baths. Each bedroom features its own en-suite bath. Enjoy open concept living on the second floor-complete with a balcony, gourmet kitchen & 1/2 bath. The spacious primary suite is located on the 3rd floor & also boasts a private balcony with city views & a luxurious en-suite. This gem is filled with high end finishes including hardwood and marble slate flooring-no carpet. The kitchen and bathrooms feature granite countertops, adding a touch of elegance to every space. Recent upgrades include a new roof & siding, new A/C, water heater, dishwasher, and garage door. Walking distance to Emancipation Park & minutes from Downtown, The Med Center & NRG Park. Steps away from Hwy 288. This beauty is being sold as is. Schedule a showing today!

15. 2025-11-18
    price $290,000 907-char remark

    Show marketing remark (907 chars)

    Stunning Tri Level Home nestled in a quaint, gated community with luxury upgrades throughout! This modern beauty boasts 3 beds & 3 1/2 baths. Each bedroom features its own en-suite bath. Enjoy open concept living on the second floor-complete with a balcony, gourmet kitchen & 1/2 bath. The spacious primary suite is located on the 3rd floor & also boasts a private balcony with city views & a luxurious en-suite. This gem is filled with high end finishes including hardwood and marble slate flooring-no carpet. The kitchen and bathrooms feature granite countertops, adding a touch of elegance to every space. Recent upgrades include a new roof & siding, new A/C, water heater, dishwasher, and garage door. Walking distance to Emancipation Park & minutes from Downtown, The Med Center & NRG Park. Steps away from Hwy 288. This beauty is being sold as is. Schedule a showing today!

16. 2025-07-30
    price $329,000 907-char remark

    Show marketing remark (907 chars)

    Stunning Tri Level Home nestled in a quaint, gated community with luxury upgrades throughout! This modern beauty boasts 3 beds & 3 1/2 baths. Each bedroom features its own en-suite bath. Enjoy open concept living on the second floor-complete with a balcony, gourmet kitchen & 1/2 bath. The spacious primary suite is located on the 3rd floor & also boasts a private balcony with city views & a luxurious en-suite. This gem is filled with high end finishes including hardwood and marble slate flooring-no carpet. The kitchen and bathrooms feature granite countertops, adding a touch of elegance to every space. Recent upgrades include a new roof & siding, new A/C, water heater, dishwasher, and garage door. Walking distance to Emancipation Park & minutes from Downtown, The Med Center & NRG Park. Steps away from Hwy 288. This beauty is being sold as is. Schedule a showing today!

17. 2025-07-26
    price $335,500 907-char remark

    Show marketing remark (907 chars)

    Stunning Tri Level Home nestled in a quaint, gated community with luxury upgrades throughout! This modern beauty boasts 3 beds & 3 1/2 baths. Each bedroom features its own en-suite bath. Enjoy open concept living on the second floor-complete with a balcony, gourmet kitchen & 1/2 bath. The spacious primary suite is located on the 3rd floor & also boasts a private balcony with city views & a luxurious en-suite. This gem is filled with high end finishes including hardwood and marble slate flooring-no carpet. The kitchen and bathrooms feature granite countertops, adding a touch of elegance to every space. Recent upgrades include a new roof & siding, new A/C, water heater, dishwasher, and garage door. Walking distance to Emancipation Park & minutes from Downtown, The Med Center & NRG Park. Steps away from Hwy 288. This beauty is being sold as is. Schedule a showing today!

18. 2025-07-17
    listed $348,500 Active 907-char remark

    Show marketing remark (907 chars)

    Stunning Tri Level Home nestled in a quaint, gated community with luxury upgrades throughout! This modern beauty boasts 3 beds & 3 1/2 baths. Each bedroom features its own en-suite bath. Enjoy open concept living on the second floor-complete with a balcony, gourmet kitchen & 1/2 bath. The spacious primary suite is located on the 3rd floor & also boasts a private balcony with city views & a luxurious en-suite. This gem is filled with high end finishes including hardwood and marble slate flooring-no carpet. The kitchen and bathrooms feature granite countertops, adding a touch of elegance to every space. Recent upgrades include a new roof & siding, new A/C, water heater, dishwasher, and garage door. Walking distance to Emancipation Park & minutes from Downtown, The Med Center & NRG Park. Steps away from Hwy 288. This beauty is being sold as is. Schedule a showing today!

19. 2018-04-02
    soldstatus
20. 2018-03-29
    soldstatus Sold 275-char remark

    Show marketing remark (275 chars)

    This building is absolutely incredible. It has some of the best panoramic views of the entire city. 3 story Townhouse facing Houston Skyline. 10 mins to Med Center, Downtown, Midtown . 1 block off of HWY 288.Gated Access TH community. Make an Offer today! Will not last long.

21. 2018-03-08
    status Pending 275-char remark

    Show marketing remark (275 chars)

    This building is absolutely incredible. It has some of the best panoramic views of the entire city. 3 story Townhouse facing Houston Skyline. 10 mins to Med Center, Downtown, Midtown . 1 block off of HWY 288.Gated Access TH community. Make an Offer today! Will not last long.

22. 2018-02-24
    status Option Pending 275-char remark

    Show marketing remark (275 chars)

    This building is absolutely incredible. It has some of the best panoramic views of the entire city. 3 story Townhouse facing Houston Skyline. 10 mins to Med Center, Downtown, Midtown . 1 block off of HWY 288.Gated Access TH community. Make an Offer today! Will not last long.

23. 2018-01-23
    price $269,000 275-char remark

    Show marketing remark (275 chars)

    This building is absolutely incredible. It has some of the best panoramic views of the entire city. 3 story Townhouse facing Houston Skyline. 10 mins to Med Center, Downtown, Midtown . 1 block off of HWY 288.Gated Access TH community. Make an Offer today! Will not last long.

24. 2018-01-10
    price $279,000 275-char remark

    Show marketing remark (275 chars)

    This building is absolutely incredible. It has some of the best panoramic views of the entire city. 3 story Townhouse facing Houston Skyline. 10 mins to Med Center, Downtown, Midtown . 1 block off of HWY 288.Gated Access TH community. Make an Offer today! Will not last long.

25. 2017-12-06
    price $283,000 275-char remark

    Show marketing remark (275 chars)

    This building is absolutely incredible. It has some of the best panoramic views of the entire city. 3 story Townhouse facing Houston Skyline. 10 mins to Med Center, Downtown, Midtown . 1 block off of HWY 288.Gated Access TH community. Make an Offer today! Will not last long.

26. 2017-11-23
    price $293,000 275-char remark

    Show marketing remark (275 chars)

    This building is absolutely incredible. It has some of the best panoramic views of the entire city. 3 story Townhouse facing Houston Skyline. 10 mins to Med Center, Downtown, Midtown . 1 block off of HWY 288.Gated Access TH community. Make an Offer today! Will not last long.

27. 2017-10-10
    listed $299,800 Active 275-char remark

    Show marketing remark (275 chars)

    This building is absolutely incredible. It has some of the best panoramic views of the entire city. 3 story Townhouse facing Houston Skyline. 10 mins to Med Center, Downtown, Midtown . 1 block off of HWY 288.Gated Access TH community. Make an Offer today! Will not last long.

28. 2014-01-10
    soldstatus
29. 2014-01-09
    soldstatus Sold
30. 2013-12-07
    status Pending, Continue to Show
31. 2013-11-25
    status Option Pending
32. 2013-11-18
    price $255,000
33. 2013-11-06
    status Active
34. 2013-10-31
    status Option Pending
35. 2013-08-08
    listed $285,000 Active
36. 2012-03-01
    soldstatus
37. 2007-10-29
    historical
38. 2006-12-14
    listed $229,900
39. 2006-10-30
    historical
40. 2005-07-18
    listed $239,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $7,684 · $640/mo
• Projected year-2 tax: $7,684 · $640/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $36,782
• − Mortgage interest: −$15,124
• − Property taxes: −$7,684
• − Insurance: −$1,350
• − Repairs & maintenance: −$2,943
• − Management: −$2,943
• − HOA: −$2,964
• − Depreciation: −$7,855
• Taxable loss: −$4,080
• Est. tax savings @ 24.0%: +$979
• After-tax cash flow: $1,048/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Houston ISD
• NCES district ID: 4823640
• Math proficiency: 27% ▼ -18.00%
• Reading proficiency: 35% ▼ -6.00%
• Median HH income: $46,054
• Composite: 26.63/100
• National rank: #7173
• State rank: #593 of 826 in TX

Livability — Houston

• Score: 74/100
• State rank: #184
• US rank: #4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Houston, TX
• County: Harris County · 4,702,590 people
• City population: 3,226,434
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 35,997
• Household income: $71,199
• Rent vs Own: 61.8% rent · 38.2% own
• Severe rent burden: 3072.0

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: Black 48% White 27% Hispanic / Latino 13% Two or more races 11% Asian 8%
• Hispanic origin (detail): Mexican 9%
• Common ancestry: Lithuanian 1% Romanian 1% Italian 1%
• Foreign-born: 14% · Canada, China, South Korea
• Languages at home: 82% English-only · Spanish 10% Chinese 2% Other Indo-European 2%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -139.34%
• Current HPI: 199.6066
• Rent YoY: ▼ -0.32%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+12.5% since first listed

29 events — show timeline

• 2026-04-01 Relisted — HARMLS
• 2026-03-19 Pending — HARMLS
• 2026-02-11 Price Changed $270,000 HARMLS
• 2025-11-18 Price Changed $290,000 HARMLS
• 2025-07-30 Price Changed $329,000 HARMLS
• 2025-07-26 Price Changed $335,500 HARMLS
• 2025-07-17 Listed $348,500 HARMLS
• 2018-04-02 Sold (Public Records) — Public Records
• 2018-03-29 Sold (MLS) — HARMLS
• 2018-03-08 Pending — HARMLS
• 2018-02-24 Pending — HARMLS
• 2018-01-23 Price Changed $269,000 HARMLS
• 2018-01-10 Price Changed $279,000 HARMLS
• 2017-12-06 Price Changed $283,000 HARMLS
• 2017-11-23 Price Changed $293,000 HARMLS
• 2017-10-10 Listed $299,800 HARMLS
• 2014-01-10 Sold (Public Records) — Public Records
• 2014-01-09 Sold (MLS) — HARMLS
• 2013-12-07 Pending — HARMLS
• 2013-11-25 Pending — HARMLS
• 2013-11-18 Price Changed $255,000 HARMLS
• 2013-11-06 Relisted — HARMLS
• 2013-10-31 Pending — HARMLS
• 2013-08-08 Listed $285,000 HARMLS
• 2012-03-01 Sold (Public Records) — Public Records
• 2007-10-29 Listing Removed — HARMLS
• 2006-12-14 Listed $229,900 HARMLS
• 2006-10-30 Listing Removed — HARMLS
• 2005-07-18 Listed $239,900 HARMLS

Property tax history

+5.2%/yr

Latest (2025): $7,684 · +2.0% YoY. Source: county tax records.