201 Sandhurst Rd · Seven Oaks, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 67.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.4/30.0
- ARV discount +7.5/15.0
- Schools +4.5/10.0
- DSCR +4.0/10.0
- Rent growth +3.8/5.0
- Livability +3.5/5.0
- 1% rule +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$245,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Investment opportunity at 201 Sandhurst Rd, a 3,046 square foot corner lot all-brick home with 5 bedrooms and 3 bathrooms on a corner lot in Columbia's 29210 corridor near St. Andrews and Harbison. Built in 1965, it carries a classic Federal Colonial facade with a columned portico, arched front entry, and a brick walkway through mature landscaping, strong bones for a renovation play. The layout sets up broad buyer appeal once the work is done: two living rooms, a flex bedroom that works as an office, a two-car garage, and a fenced backyard. Interior demo is already underway in the entry, giving you a head start on opening up the floor plan to your spec, while the kitchen, laundry, and knott
Key facts
- Arched front entry
- Brick walkway
- All brick home
Tags
Property features AI
Exterior
- Parking: Attached side-entry garage with two garage spaces; Two parking spaces total
- Utilities: Public water; Public sewer
- Home design: Two-story residence
- Construction: Crawlspace foundation
- Exterior features: Brick exterior above foundation; Paved road access; Lot of about 0.43 acre
Interior
- Bedrooms: Primary bedroom located on the second floor
- Bathrooms: Three full bathrooms; One main full bathroom and two secondary full bathrooms
- Interior features: One fireplace; Central heating; Central cooling
- Laundry & utility: Washer and dryer area on the main level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $245k.
Deal economics
- At list price, monthly cash flow is $6 ($75/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (24.7% below list).
- Recommended offer: $184k (24.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 70/100 on livability (#65 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: crime C-, amenities F, commute F.
- Lexington 05 (suburban): math 47% / reading 55% proficiency, ranked #5 of 80 in SC (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Seven Oaks Elementary (math 27% / reading 28%, grade F, #416 of 597 statewide, top 70%, 520 students, 100% FRL); Irmo High (math 27% / reading 82%, grade C-, #130 of 196 statewide, top 69%, 1,307 students, 100% FRL) — zoned schools average 100% FRL vs 27% district-wide (73 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.0%/yr); 145 active listings in the ZIP; 1,712 units permitted in Lexington County in 2024 (0 in 5+ unit buildings).
- This rent runs 43% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Lexington County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($241k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $162k; list at $245k implies a 51% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 6.32%
- Cash-on-cash
- 0.11%
- DSCR
- 1.00
- GRM
- 11.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 5.0% rent growth · sell at horizon
- IRR
- -14.3%
- Equity multiple
- 0.48×
- Total profit
- $-35,641
- Equity at exit
- $36,530
- IRR
- -3.0%
- Equity multiple
- 0.78×
- Total profit
- $-14,839
- Equity at exit
- $21,183
Cash invested: $68,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29210
- Home prices YoY
- -32.2%
- Rents YoY
- 5.0%
- Active inventory
- 145
- Price-to-rent
- 11.1×
Monthly cashflow live
- Estimated rent
- $1,844 medium interval (Pro) →
- Mortgage (P&I)
- −$1,285
- Tax from tax record
- −$64 /mo · $764/yr
- Insurance
- −$102
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$387
- Net cashflow
- $6
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,250
- Closing costs
- $7,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 12 events
-
2026-06-18days on market $245,000 Active 15 DOM
-
2026-06-17days on market $245,000 Active 14 DOM
-
2026-06-16days on market $245,000 Active 13 DOM
-
2026-06-15days on market $245,000 Active 12 DOM
-
2026-06-14days on market $245,000 Active 10 DOM
-
2026-06-13days on market $245,000 Active 9 DOM
-
2026-06-10days on market $245,000 Active 7 DOM
-
2026-06-09days on market $245,000 Active 6 DOM
-
2026-06-08days on market $245,000 Active 5 DOM
-
2026-06-07days on market $245,000 Active 4 DOM
-
2026-06-03remarks 699-char remark
-
2026-06-03$245,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $764 · $64/mo
- Projected year-2 tax
- $1,396 · $116/mo
- Expected delta
- +$633/yr (+$53/mo · 82.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 67% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,128
- − Mortgage interest
- −$13,724
- − Property taxes
- −$764
- − Insurance
- −$1,225
- − Repairs & maintenance
- −$1,770
- − Management
- −$1,770
- − Depreciation
- −$7,127
- Taxable loss
- −$4,252
- Est. tax savings @ 24.0%
- +$1,021
- After-tax cash flow
- $1,095/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lexington 05
- NCES district ID
- 4502820
- Math proficiency
- 47% ▼ -7.00%
- Reading proficiency
- 55% ▼ -4.00%
- Median HH income
- $67,732
- Composite
- 45.28/100
- National rank
- #2656
- State rank
- #5 of 80 in SC
Livability — Seven Oaks
- Score
- 70/100
- State rank
- #65
- US rank
- #7742
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Seven Oaks, SC
- County
- Richland County · 389,530 people
- Metro
- Columbia, SC
- Population (ZIP)
- 39,962
- Household income
- $50,871
- Rent vs Own
- Severe rent burden
- 2859.0
Population outlook (Lexington County) Hauer SSP2
- Today (2025)
- 322,999 people
- By 2030
- 342,356 · +6.0%
- By 2040
- 377,715 · +16.9%
- By 2050
- 406,984 · +26.0%
- By 2075
- 465,447 · +44.1%
- By 2100
- 485,674 · +50.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 55% White 34% Two or more races 6% Hispanic / Latino 4% Asian 2%
- Common ancestry
- Arab 2% Lithuanian 2% Slovak 1%
- Foreign-born
- 7% · Canada
- Languages at home
- 91% English-only · Spanish 3%
Political lean MEDSL · Lexington
- 2024 margin
- Solid R (+33.5) · D 32.5% · R 66.0% · Other 1.4%
- 2008→2024 swing
- +4.6pp toward D · 2008: -38.0pp · 2024: -33.5pp
- All cycles
- 2024: R+33.5 2020: R+30.1 2016: R+36.7 2012: R+37.8 2008: R+38.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -107.61%
- Current HPI
- 226.2564
- Rent YoY
- ▲ 5.00%
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+51.2% since first listed2 events — show timeline
- 2026-06-03 Listed $245,000 Consolidated MLS
- 2026-04-30 Sold (Public Records) $162,000 Public Records
Property tax history
-13.4%/yrLatest (2024): $764 · +0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…