CashFlowRE
Sign in Sign up
201 Sandhurst Rd
D Composite 41.79
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.4/30.0
  • ARV discount +7.5/15.0
  • Schools +4.5/10.0
  • DSCR +4.0/10.0
  • Rent growth +3.8/5.0
  • Livability +3.5/5.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$245,000

201 Sandhurst Rd · Seven Oaks, SC 29210
4 bd · 2.5 ba · 3,046 sqft · SingleFamily public records · 15 Days on market
Built 1965 0.43 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investment opportunity at 201 Sandhurst Rd, a 3,046 square foot corner lot all-brick home with 5 bedrooms and 3 bathrooms on a corner lot in Columbia's 29210 corridor near St. Andrews and Harbison. Built in 1965, it carries a classic Federal Colonial facade with a columned portico, arched front entry, and a brick walkway through mature landscaping, strong bones for a renovation play. The layout sets up broad buyer appeal once the work is done: two living rooms, a flex bedroom that works as an office, a two-car garage, and a fenced backyard. Interior demo is already underway in the entry, giving you a head start on opening up the floor plan to your spec, while the kitchen, laundry, and knott

Key facts

  • Arched front entry
  • Brick walkway
  • All brick home

Tags

CORNER LOTALL BRICK HOMECOLUMNED PORTICOARCHED FRONT ENTRYBRICK WALKWAYMATURE LANDSCAPING

Property features AI

Exterior

  • Parking: Attached side-entry garage with two garage spaces; Two parking spaces total
  • Utilities: Public water; Public sewer
  • Home design: Two-story residence
  • Construction: Crawlspace foundation
  • Exterior features: Brick exterior above foundation; Paved road access; Lot of about 0.43 acre

Interior

  • Bedrooms: Primary bedroom located on the second floor
  • Bathrooms: Three full bathrooms; One main full bathroom and two secondary full bathrooms
  • Interior features: One fireplace; Central heating; Central cooling
  • Laundry & utility: Washer and dryer area on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $245k.

Deal economics

  • At list price, monthly cash flow is $6 ($75/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (24.7% below list).
  • Recommended offer: $184k (24.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#65 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: crime C-, amenities F, commute F.
  • Lexington 05 (suburban): math 47% / reading 55% proficiency, ranked #5 of 80 in SC (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Seven Oaks Elementary (math 27% / reading 28%, grade F, #416 of 597 statewide, top 70%, 520 students, 100% FRL); Irmo High (math 27% / reading 82%, grade C-, #130 of 196 statewide, top 69%, 1,307 students, 100% FRL) — zoned schools average 100% FRL vs 27% district-wide (73 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.0%/yr); 145 active listings in the ZIP; 1,712 units permitted in Lexington County in 2024 (0 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Lexington County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($241k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $162k; list at $245k implies a 51% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,398 (24.7% below list)

Questions for the listing agent

  1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
6.32%
Cash-on-cash
0.11%
DSCR
1.00
GRM
11.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.0% rent growth · sell at horizon

5-year hold
IRR
-14.3%
Equity multiple
0.48×
Total profit
$-35,641
Equity at exit
$36,530
10-year hold
IRR
-3.0%
Equity multiple
0.78×
Total profit
$-14,839
Equity at exit
$21,183

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29210

Home prices YoY
-32.2%
Rents YoY
5.0%
Active inventory
145
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$1,844 medium interval (Pro) →
Mortgage (P&I)
$1,285
Tax from tax record
$64 /mo · $764/yr
Insurance
$102
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$6

Break-even live

Break-even rent $1,836
Max offer price $245,000
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,250
Closing costs
$7,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-18
    days on market $245,000 Active 15 DOM
  2. 2026-06-17
    days on market $245,000 Active 14 DOM
  3. 2026-06-16
    days on market $245,000 Active 13 DOM
  4. 2026-06-15
    days on market $245,000 Active 12 DOM
  5. 2026-06-14
    days on market $245,000 Active 10 DOM
  6. 2026-06-13
    days on market $245,000 Active 9 DOM
  7. 2026-06-10
    days on market $245,000 Active 7 DOM
  8. 2026-06-09
    days on market $245,000 Active 6 DOM
  9. 2026-06-08
    days on market $245,000 Active 5 DOM
  10. 2026-06-07
    days on market $245,000 Active 4 DOM
  11. 2026-06-03
    remarks 699-char remark
  12. 2026-06-03
    listed $245,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$764 · $64/mo
Projected year-2 tax
$1,396 · $116/mo
Expected delta
+$633/yr (+$53/mo · 82.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 67% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,128
− Mortgage interest
−$13,724
− Property taxes
−$764
− Insurance
−$1,225
− Repairs & maintenance
−$1,770
− Management
−$1,770
− Depreciation
−$7,127
Taxable loss
−$4,252
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,021
After-tax cash flow
$1,095/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lexington 05
NCES district ID
4502820
Math proficiency
47% ▼ -7.00%
Reading proficiency
55% ▼ -4.00%
Median HH income
$67,732
Composite
45.28/100
National rank
#2656
State rank
#5 of 80 in SC

Livability — Seven Oaks

Score
70/100
State rank
#65
US rank
#7742

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C+ Housing A+ Health & safety B User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Seven Oaks, SC
County
Richland County · 389,530 people
Metro
Columbia, SC
Population (ZIP)
39,962
Household income
$50,871
Rent vs Own
63.7% rent · 36.3% own
Severe rent burden
2859.0

Population outlook (Lexington County) Hauer SSP2

Today (2025)
322,999 people
By 2030
342,356 · +6.0%
By 2040
377,715 · +16.9%
By 2050
406,984 · +26.0%
By 2075
465,447 · +44.1%
By 2100
485,674 · +50.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 55% White 34% Two or more races 6% Hispanic / Latino 4% Asian 2%
Common ancestry
Arab 2% Lithuanian 2% Slovak 1%
Foreign-born
7% · Canada
Languages at home
91% English-only · Spanish 3%

Political lean MEDSL · Lexington

2024 margin
Solid R (+33.5) · D 32.5% · R 66.0% · Other 1.4%
2008→2024 swing
+4.6pp toward D · 2008: -38.0pp · 2024: -33.5pp
All cycles
2024: R+33.5 2020: R+30.1 2016: R+36.7 2012: R+37.8 2008: R+38.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.61%
Current HPI
226.2564
Rent YoY
▲ 5.00%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+51.2% since first listed
2 events — show timeline
  • 2026-06-03 Listed $245,000 Consolidated MLS
  • 2026-04-30 Sold (Public Records) $162,000 Public Records

Property tax history

-13.4%/yr

Latest (2024): $764 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…