CashFlowRE
Sign in Sign up
Lincoln Plan 🏗️ New Construction
D- Composite 39.57
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +8.3/10.0
  • ARV discount +7.5/15.0
  • Cash flow +6.7/30.0
  • Schools +5.5/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.7/10.0
  • DSCR +0.9/10.0

$790,990

Lincoln Plan · Nolensville, TN 37014
5 bd · 3.5 ba · 3,021 sqft · SingleFamily · 772 Days on market

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New Homes for Sale in Arrington, TN As a distinguished destination for new home buyers in Arrington, TN, Pine Creek offers a compelling mix of contemporary living, marked by spacious interiors and luxurious amenities. Each home features main level owner's suites, gourmet kitchens, and expansive living areas, set on large, tree-lined homesites that enhance privacy and outdoor enjoyment. The community itself is integrated seamlessly into the natural surroundings, boasting scenic walking trails and a stocked fishing pond, making it an idyllic escape from the hustle and bustle. Situated just steps from the renowned Arrington Vineyards and various shopping and dining venues, Pine Creek provides the perfect blend of rural charm and suburban convenience, all within the highly-regarded Williamson County School District. With home plans ranging from 2,800 to over 4,000 square feet, featuring up to 7 bedrooms and 6.5 bathrooms, Pine Creek is positioned to fulfill a range of homeowner expectations and dreams. The community's design philosophy underscores a commitment to creating spaces where families can thrive and create lasting memories. Pine Creek by Dream Finders Homes not only stands as a beacon of modern and luxurious living in Arrington, TN but also offers a welcoming community atmosphere, making it an ultimate choice for those seeking a new home in a picturesque setting.

Key facts

  • Spacious interiors
  • Large
  • 2 garage spots

Tags

SPACIOUS INTERIORSMAIN LEVEL OWNER'S SUITESEXPANSIVE LIVING AREASLARGE TREE-LINED HOMESITESSCENIC WALKING TRAILS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $790,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $967,622.

What this means for you Summary

Snapshot

  • This is a 5-bed/3.5-bath single-family listed at $791k.

Deal economics

  • At list price, monthly cash flow is $-2k ($-19k/yr) — negative.
  • To cash-flow at today's rent, offer at most $743k (6.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $650k (17.8% below list).
  • Recommended offer: $650k (17.8% below list) — sets the bar for 1% rule.
  • Cap rate 4.4% vs local median 2.2% in Nolensville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#2 in TN, #2,317 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities D+, commute F, cost of living F.
  • Williamson County (rural): math 58% / reading 59% proficiency, ranked #1 of 139 in TN (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 9% free/reduced lunch — higher-income household profile.
  • Zoned schools: College Grove Elementary (math 72% / reading 59%, grade B+, #37 of 952 statewide, top 4%, 768 students, 0% FRL); Spring Station Middle School (math 45% / reading 44%, grade D, #30 of 333 statewide, top 9%, 828 students, 0% FRL); Summit High School (math 9% / reading 62%, grade F, #38 of 332 statewide, top 11%, 1,708 students, 0% FRL).
  • Market conditions: 124 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,994 units permitted in Williamson County in 2024 (637 in 5+ unit buildings).

Forward outlook

  • In year one you build about $70k of equity ($7k loan paydown + $63k appreciation (6.5% local appreciation)).
  • Williamson County population projected at +59% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$112k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 772 days — a 12% lower offer ($696k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $650,000 (17.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 772 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.67%
Cap rate
4.37%
Cash-on-cash
-6.87%
DSCR
0.69
GRM
12.4

CMA / ARV

ARV (median comp)
$967,622
List price
$790,990
Delta
-18.25%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1301 Galloping Hill Way 0.28mi 5/3.5 3,045 (+1%) 3mo $880,000 $289 83
3009 Lilybelle Ct 0.13mi 5/3.5 3,387 (+12%) 2mo $950,000 $280 72
3021 Lilybelle Ct 0.10mi 4/3.5 (-1) 3,369 (+12%) 3mo $1,073,500 $319 68
7020 Fiddlers Glen Dr 0.16mi 4/3.5 (-1) 3,374 (+12%) 1mo $1,075,000 $319 67
1061 Pine Creek Dr 0.30mi 4/3.5 (-1) 3,045 (+1%) 18mo $876,096 $288 65
1004 Pine Creek Dr 0.00mi 4/3.5 (-1) 3,369 (+12%) 14mo $1,080,990 $321 64
1278 Galloping Hill Way 0.38mi 4/3.5 (-1) 3,289 (+9%) 7mo $1,050,000 $319 57
1269 Galloping Hill Way 0.41mi 5/3.5 3,285 (+9%) 18mo $957,411 $291 51
1992 Ellsworth Ln 0.25mi 4/3.5 (-1) 3,369 (+12%) 18mo $989,990 $294 49
1297G Galloping Way 0.28mi 4/3.5 (-1) 3,369 (+12%) 18mo $1,120,502 $333 48
7203 Fiddlers Glen Dr 0.72mi 4/2.5 (-1) 3,205 (+6%) 18mo $890,000 $278 32
7209 Fiddlers Glen Dr 0.75mi 5/4.5 3,306 (+9%) 18mo $939,900 $284 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.54% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
11.2%
Equity multiple
1.78×
Total profit
$212,108
Equity at exit
$641,782
10-year hold
IRR
12.1%
Equity multiple
3.56×
Total profit
$694,219
Equity at exit
$1,193,907

Cash invested: $270,934 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Tennessee
87 Strongly Landlord-Friendly · R+13
County
— inherits STATE
City
— inherits STATE
14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

ZIP-level market 37014

Home prices YoY
1.3%
Active inventory
124
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$6,500 medium interval (Pro) →
Mortgage (P&I)
$5,074
Tax est. 1.5%
$1,210 /mo · $14,514/yr
Insurance
$403
HOA
$0
Vacancy / Maint / Mgmt
$1,365
Net cashflow
$-1,552

Break-even live

Break-even rent $8,465
Max offer price $743,043
Occupancy floor

Sensitivity live

Price -10% $-883 -5% $-1,218 +0% $-1,552 +5% $-1,886 +10% $-2,221
Rent -10% $-2,066 -5% $-1,809 +0% $-1,552 +5% $-1,295 +10% $-1,039
Rate -1.0pp $-1,065 -0.5pp $-1,306 base $-1,552 +0.5pp $-1,803 +1.0pp $-2,058

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$241,906
Closing costs
$29,029
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1301 Ashby Valley Ln Arrington, TN 4.0 4.5 4282 $6,500 $1.52 25d 1 1.37mi

Listing history 18 events

  1. 2026-06-21
    days on market $790,990 Active 772 DOM
  2. 2026-06-18
    days on market $790,990 Active 769 DOM
  3. 2026-06-17
    days on market $790,990 Active 768 DOM
  4. 2026-06-16
    days on market $790,990 Active 767 DOM
  5. 2026-06-15
    days on market $790,990 Active 766 DOM
  6. 2026-06-13
    days on market $790,990 Active 764 DOM
  7. 2026-06-13
    days on market $790,990 Active 763 DOM
  8. 2026-06-09
    days on market $790,990 Active 760 DOM
  9. 2026-06-08
    days on market $790,990 Active 759 DOM
  10. 2026-06-07
    days on market $790,990 Active 758 DOM
  11. 2026-06-02
    days on market $790,990 Active 753 DOM
  12. 2026-06-01
    days on market $790,990 Active 752 DOM
  13. 2026-05-31
    days on market $790,990 Active 751 DOM
  14. 2024-10-16
    status Active 1390-char remark
    Show marketing remark (1390 chars)

    New Homes for Sale in Arrington, TN As a distinguished destination for new home buyers in Arrington, TN, Pine Creek offers a compelling mix of contemporary living, marked by spacious interiors and luxurious amenities. Each home features main level owner's suites, gourmet kitchens, and expansive living areas, set on large, tree-lined homesites that enhance privacy and outdoor enjoyment. The community itself is integrated seamlessly into the natural surroundings, boasting scenic walking trails and a stocked fishing pond, making it an idyllic escape from the hustle and bustle. Situated just steps from the renowned Arrington Vineyards and various shopping and dining venues, Pine Creek provides the perfect blend of rural charm and suburban convenience, all within the highly-regarded Williamson County School District. With home plans ranging from 2,800 to over 4,000 square feet, featuring up to 7 bedrooms and 6.5 bathrooms, Pine Creek is positioned to fulfill a range of homeowner expectations and dreams. The community's design philosophy underscores a commitment to creating spaces where families can thrive and create lasting memories. Pine Creek by Dream Finders Homes not only stands as a beacon of modern and luxurious living in Arrington, TN but also offers a welcoming community atmosphere, making it an ultimate choice for those seeking a new home in a picturesque setting.

  15. 2024-10-16
    historical 1390-char remark
    Show marketing remark (1390 chars)

    New Homes for Sale in Arrington, TN As a distinguished destination for new home buyers in Arrington, TN, Pine Creek offers a compelling mix of contemporary living, marked by spacious interiors and luxurious amenities. Each home features main level owner's suites, gourmet kitchens, and expansive living areas, set on large, tree-lined homesites that enhance privacy and outdoor enjoyment. The community itself is integrated seamlessly into the natural surroundings, boasting scenic walking trails and a stocked fishing pond, making it an idyllic escape from the hustle and bustle. Situated just steps from the renowned Arrington Vineyards and various shopping and dining venues, Pine Creek provides the perfect blend of rural charm and suburban convenience, all within the highly-regarded Williamson County School District. With home plans ranging from 2,800 to over 4,000 square feet, featuring up to 7 bedrooms and 6.5 bathrooms, Pine Creek is positioned to fulfill a range of homeowner expectations and dreams. The community's design philosophy underscores a commitment to creating spaces where families can thrive and create lasting memories. Pine Creek by Dream Finders Homes not only stands as a beacon of modern and luxurious living in Arrington, TN but also offers a welcoming community atmosphere, making it an ultimate choice for those seeking a new home in a picturesque setting.

  16. 2024-06-21
    price $790,990 1390-char remark
    Show marketing remark (1390 chars)

    New Homes for Sale in Arrington, TN As a distinguished destination for new home buyers in Arrington, TN, Pine Creek offers a compelling mix of contemporary living, marked by spacious interiors and luxurious amenities. Each home features main level owner's suites, gourmet kitchens, and expansive living areas, set on large, tree-lined homesites that enhance privacy and outdoor enjoyment. The community itself is integrated seamlessly into the natural surroundings, boasting scenic walking trails and a stocked fishing pond, making it an idyllic escape from the hustle and bustle. Situated just steps from the renowned Arrington Vineyards and various shopping and dining venues, Pine Creek provides the perfect blend of rural charm and suburban convenience, all within the highly-regarded Williamson County School District. With home plans ranging from 2,800 to over 4,000 square feet, featuring up to 7 bedrooms and 6.5 bathrooms, Pine Creek is positioned to fulfill a range of homeowner expectations and dreams. The community's design philosophy underscores a commitment to creating spaces where families can thrive and create lasting memories. Pine Creek by Dream Finders Homes not only stands as a beacon of modern and luxurious living in Arrington, TN but also offers a welcoming community atmosphere, making it an ultimate choice for those seeking a new home in a picturesque setting.

  17. 2024-06-01
    price $785,990 1390-char remark
    Show marketing remark (1390 chars)

    New Homes for Sale in Arrington, TN As a distinguished destination for new home buyers in Arrington, TN, Pine Creek offers a compelling mix of contemporary living, marked by spacious interiors and luxurious amenities. Each home features main level owner's suites, gourmet kitchens, and expansive living areas, set on large, tree-lined homesites that enhance privacy and outdoor enjoyment. The community itself is integrated seamlessly into the natural surroundings, boasting scenic walking trails and a stocked fishing pond, making it an idyllic escape from the hustle and bustle. Situated just steps from the renowned Arrington Vineyards and various shopping and dining venues, Pine Creek provides the perfect blend of rural charm and suburban convenience, all within the highly-regarded Williamson County School District. With home plans ranging from 2,800 to over 4,000 square feet, featuring up to 7 bedrooms and 6.5 bathrooms, Pine Creek is positioned to fulfill a range of homeowner expectations and dreams. The community's design philosophy underscores a commitment to creating spaces where families can thrive and create lasting memories. Pine Creek by Dream Finders Homes not only stands as a beacon of modern and luxurious living in Arrington, TN but also offers a welcoming community atmosphere, making it an ultimate choice for those seeking a new home in a picturesque setting.

  18. 2024-05-09
    listed $780,990 Active 1390-char remark
    Show marketing remark (1390 chars)

    New Homes for Sale in Arrington, TN As a distinguished destination for new home buyers in Arrington, TN, Pine Creek offers a compelling mix of contemporary living, marked by spacious interiors and luxurious amenities. Each home features main level owner's suites, gourmet kitchens, and expansive living areas, set on large, tree-lined homesites that enhance privacy and outdoor enjoyment. The community itself is integrated seamlessly into the natural surroundings, boasting scenic walking trails and a stocked fishing pond, making it an idyllic escape from the hustle and bustle. Situated just steps from the renowned Arrington Vineyards and various shopping and dining venues, Pine Creek provides the perfect blend of rural charm and suburban convenience, all within the highly-regarded Williamson County School District. With home plans ranging from 2,800 to over 4,000 square feet, featuring up to 7 bedrooms and 6.5 bathrooms, Pine Creek is positioned to fulfill a range of homeowner expectations and dreams. The community's design philosophy underscores a commitment to creating spaces where families can thrive and create lasting memories. Pine Creek by Dream Finders Homes not only stands as a beacon of modern and luxurious living in Arrington, TN but also offers a welcoming community atmosphere, making it an ultimate choice for those seeking a new home in a picturesque setting.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$78,000
− Mortgage interest
−$54,202
− Property taxes
−$14,514
− Insurance
−$4,838
− Repairs & maintenance
−$6,240
− Management
−$6,240
− Depreciation
−$28,149
Taxable loss
−$36,183
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$8,684
After-tax cash flow
$-9,940/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Williamson County
NCES district ID
4704530
Math proficiency
58% ▼ -13.00%
Reading proficiency
59% ▼ -8.00%
Median HH income
$103,392
Composite
54.94/100
National rank
#1307
State rank
#1 of 139 in TN

Livability — Nolensville

Score
79/100
State rank
#2
US rank
#2317

Category grades

Amenities D+ Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
24,409
Population (ZIP)
3,633

Population outlook (Williamson County) Hauer SSP2

Today (2025)
275,925 people
By 2030
308,630 · +11.9%
By 2040
374,403 · +35.7%
By 2050
438,644 · +59.0%
By 2075
592,763 · +114.8%
By 2100
691,828 · +150.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 6% Black 6% Two or more races 3% Asian 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Serbian 12% Slovak 1% English 1%
Foreign-born
3% · Canada
Languages at home
93% English-only · Spanish 5% Other Indo-European 2%

Political lean MEDSL · Williamson

2024 margin
Solid R (+32.4) · D 33.0% · R 65.4% · Other 1.7%
2008→2024 swing
+7.1pp toward D · 2008: -39.5pp · 2024: -32.4pp
All cycles
2024: R+32.4 2020: R+26.1 2016: R+35.5 2012: R+46.8 2008: R+39.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.54%
Current HPI
498.4505
Rent YoY
Metro
State GDP YoY
▲ 2.78%
F500 in state
22

Industry mix (Fortune 500 HQ in TN)

Industry F500 HQs Revenue

Price history

+1.3% since first listed
5 events — show timeline
  • 2024-10-16 Relisted Zillow
  • 2024-10-16 Delisted Zillow
  • 2024-06-21 Price Changed $790,990 Zillow
  • 2024-06-01 Price Changed $785,990 Zillow
  • 2024-05-09 Listed $780,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…