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13370 Yucca St
B+ Composite 76.11
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +10.1/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +5.0/10.0
  • Livability +3.1/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$49,999

13370 Yucca St · Searles Valley, CA 93562
2 bd · 1.0 ba · 1,104 sqft · SingleFamily public records · 92 Days on market
Built 1936 6,534 sqft lot $45/sqft · 6% below area Est $53k · 6% under ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 3-bedroom, 1-bath, 1,104 sq ft home on a 0.15-acre lot is an affordable, high-potential fixer-upper, featuring major upgrades such as a newer roof, exterior paneling, and dual-pane windows. Large kitchen with dining corner. Indoor laundry room. Two sizable and one smaller bedroom. Spaceus living room with lots of light. Natural gas wall heaters. The evaporative cooler is ground-mounted. Fenced side and backyard. 1-car detached garage. Natural gas and city water on meter, hooked up to sewer. Great starter home project or investment opportunity. Great solar potential with year-round sunshine. The home is located near Ridgecrest, CA, a 25-minute drive from Naval Air Weapons Station China Lake (NAWS). Easy access to Walmart, Regional Hospital, and Cerro Coso Community College. Cash sale.

Key facts

  • Newer roof
  • Dual-pane windows
  • Large kitchen

Tags

NEWER ROOFDUAL-PANE WINDOWSLARGE KITCHENINDOOR LAUNDRY ROOMFENCED SIDE AND BACKYARDNATURAL GAS WALL HEATERS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $50k.

Deal economics

  • At list price, monthly cash flow is $268 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($749 rent vs $50k).
  • Recommended offer: $45k (9.0% below list) — sets the bar for market timing.
  • Cap rate 12.7% vs local median 10.4% in Searles Valley — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 62/100 on livability (#500 in CA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: health & safety C-, schools F, amenities F.
  • Trona Joint Unified (rural): math 25% / reading 40% proficiency, ranked #1,004 of 1,400 in CA (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 56 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($345 loan paydown + $2k appreciation (3.0% local appreciation)).
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 92 days — a 9% lower offer ($45k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1936 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $45,499 (9.0% below list)

Questions for the listing agent

  1. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1936 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.50%
Cap rate
12.73%
Cash-on-cash
22.99%
DSCR
2.02
GRM
5.6

CMA / ARV

ARV (median comp)
$53,024
List price
$49,999
Delta
-5.71%
Verdict
FAIR
Comps
19 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13322 Mariposa St 0.12mi 2/1.0 1,104 (0%) 12mo $62,500 $57 84
13319 Wildrose St 0.10mi 2/1.0 1,145 (+4%) 8mo $95,000 $83 83
13407 Holly St 0.20mi 2/1.0 1,145 (+4%) 7mo $109,000 $95 79
13285 Lupine St 0.11mi 2/1.0 1,104 (0%) 23mo $14,900 $13 75
13448 Aster St 0.11mi 2/1.0 957 (-13%) 5mo $82,000 $86 69

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
29.2%
Equity multiple
2.65×
Total profit
$23,107
Equity at exit
$22,482
10-year hold
IRR
29.6%
Equity multiple
5.17×
Total profit
$58,318
Equity at exit
$34,647

Cash invested: $14,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93562

Active inventory
56
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$749 medium interval (Pro) →
Mortgage (P&I)
$262
Tax from tax record
$41 /mo · $488/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$157
Net cashflow
$268

Break-even live

Break-even rent $410
Max offer price $49,999
Occupancy floor 59%

Sensitivity live

Price -10% $297 -5% $282 +0% $268 +5% $254 +10% $240
Rent -10% $209 -5% $239 +0% $268 +5% $298 +10% $327
Rate -1.0pp $293 -0.5pp $281 base $268 +0.5pp $255 +1.0pp $242

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,500
Closing costs
$1,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13350 Aster St Trona, CA 2.0 1.0 720 $825 $1.15 44d 1 0.06mi
13366 Verbena St Trona, CA 2.0 1.0 800 $700 $0.88 44d 1 0.14mi
13358 Verbena St Trona, CA 2.0 1.0 835 $700 $0.84 44d 1 0.15mi

Listing history 17 events

  1. 2026-06-18
    days on market $49,999 Active 92 DOM
  2. 2026-06-17
    days on market $49,999 Active 91 DOM
  3. 2026-06-16
    days on market $49,999 Active 90 DOM
  4. 2026-06-15
    days on market $49,999 Active 89 DOM
  5. 2026-06-14
    days on market $49,999 Active 87 DOM
  6. 2026-06-13
    days on market $49,999 Active 86 DOM
  7. 2026-06-10
    days on market $49,999 Active 84 DOM
  8. 2026-06-09
    days on market $49,999 Active 83 DOM
  9. 2026-06-08
    days on market $49,999 Active 82 DOM
  10. 2026-06-07
    days on market $49,999 Active 81 DOM
  11. 2026-06-05
    days on market $49,999 Active 78 DOM
  12. 2026-06-03
    days on market $49,999 Active 77 DOM
  13. 2026-06-03
    days on market $49,999 Active 76 DOM
  14. 2026-06-01
    days on market $49,999 Active 75 DOM
  15. 2026-05-31
    days on market $49,999 Active 74 DOM
  16. 2026-04-18
    price $49,999 799-char remark
    Show marketing remark (799 chars)

    This 3-bedroom, 1-bath, 1,104 sq ft home on a 0.15-acre lot is an affordable, high-potential fixer-upper, featuring major upgrades such as a newer roof, exterior paneling, and dual-pane windows. Large kitchen with dining corner. Indoor laundry room. Two sizable and one smaller bedroom. Spaceus living room with lots of light. Natural gas wall heaters. The evaporative cooler is ground-mounted. Fenced side and backyard. 1-car detached garage. Natural gas and city water on meter, hooked up to sewer. Great starter home project or investment opportunity. Great solar potential with year-round sunshine. The home is located near Ridgecrest, CA, a 25-minute drive from Naval Air Weapons Station China Lake (NAWS). Easy access to Walmart, Regional Hospital, and Cerro Coso Community College. Cash sale.

  17. 2026-03-18
    listed $54,900 Active 799-char remark
    Show marketing remark (799 chars)

    This 3-bedroom, 1-bath, 1,104 sq ft home on a 0.15-acre lot is an affordable, high-potential fixer-upper, featuring major upgrades such as a newer roof, exterior paneling, and dual-pane windows. Large kitchen with dining corner. Indoor laundry room. Two sizable and one smaller bedroom. Spaceus living room with lots of light. Natural gas wall heaters. The evaporative cooler is ground-mounted. Fenced side and backyard. 1-car detached garage. Natural gas and city water on meter, hooked up to sewer. Great starter home project or investment opportunity. Great solar potential with year-round sunshine. The home is located near Ridgecrest, CA, a 25-minute drive from Naval Air Weapons Station China Lake (NAWS). Easy access to Walmart, Regional Hospital, and Cerro Coso Community College. Cash sale.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$488 · $41/mo
Projected year-2 tax
$488 · $41/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$8,991
− Mortgage interest
−$2,801
− Property taxes
−$488
− Insurance
−$250
− Repairs & maintenance
−$719
− Management
−$719
− Depreciation
−$1,455
Taxable income
$2,560
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$614
After-tax cash flow
$2,605/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Trona Joint Unified
NCES district ID
0639840
Math proficiency
25% ▲ 5.00%
Reading proficiency
40% ▲ 5.00%
Median HH income
$35,514
Composite
29.6/100
National rank
#11751
State rank
#1004 of 1400 in CA

Livability — Searles Valley

Score
62/100
State rank
#500
US rank
#16976

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Searles Valley, CA
Population (ZIP)
1,822

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Hispanic / Latino 22% Two or more races 14% Black 2% Native American 2% Asian 1%
Hispanic origin (detail)
Mexican 16% Cuban 2%
Common ancestry
Italian 6% Slovak 2% Russian 1%
Foreign-born
2% · Canada, China
Languages at home
94% English-only · Spanish 4% Chinese 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-8.9% since first listed
2 events — show timeline
  • 2026-04-18 Price Changed $49,999 SSMLS
  • 2026-03-18 Listed $54,900 SSMLS

Property tax history

+4.2%/yr

Latest (2025): $488 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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