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82 Circulo Rosalia Ct
B+ Composite 76.67
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +14.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.5/10.0
  • Livability +3.8/5.0
  • Schools +3.7/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$189,000

82 Circulo Rosalia Ct · Rohnert Park, CA 94928
2 bd · 2.0 ba · 1,416 sqft · Manufactured · 30 Days on market
Built 1974 Est $221k · 14% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to the desirable Rancho Grande Manufactured Home Community in the heart of Rohnert Park. 82 Circulo Rosalia Ct is a well-maintained 1974, 2-bedroom, 2-bath manufactured home which offers approximately 1,416 square feet of comfortable living space in a beautifully maintained, age restricted, gated community. Inside you'll find laminate flooring throughout the main living areas, an upgraded kitchen with large sky light, a gas range, lower cabinets with lots of drawers, a modern exhaust hood, floor-to-ceiling pantry cabinets, and the refrigerator stays. The spacious eat-in kitchen flows into a formal dining area, ideal for everyday living or entertaining guests. The spacious living roo

Key facts

  • Gated community
  • Large sky light
  • Upgraded kitchen

Tags

GATED COMMUNITYUPGRADED KITCHENLARGE SKY LIGHTGAS RANGECOVERED PATIOADJACENT TO A CREEK

Property features AI

Finance

  • Other: Park name: Rancho Grande
  • Financial info: Monthly land lease amount applies
  • HOA & community: No association; Located in a senior community; Land lease applies

Exterior

  • Parking: Covered off-street parking; Guest parking available; No garage
  • Utilities: Individual electric meter; Natural gas connected; Internet available; Public sewer
  • Home design: Manufactured home (double wide) in park; North-facing; Updated/remodeled
  • Construction: Metal roof (see remarks); Skirted with brick and other materials; Make/Manufacturer: Viking
  • Exterior features: Covered patio; Patio awning; Porch steps; Carport awning; Shed(s); Garden; Front landscaping; Additional landscaping; Located on a cul-de-sac

Interior

  • Kitchen: Built-in gas range; Self-cleaning oven; Dishwasher; Disposal; Freestanding refrigerator; Laminate counters; Breakfast area
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Laminate; Vinyl
  • Bathrooms: 2 full bathrooms; Double sinks; Shower stall(s); Tub with shower over
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Grab bars in baths; Carbon monoxide detector; Smoke detector; Double-strapped water heater; Formal dining area and additional dining space in kitchen; Skylight(s); Pantry cabinets; Island in kitchen; Storage area
  • Laundry & utility: Washer and dryer included; Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $189k.

Deal economics

  • At list price, monthly cash flow is $793 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $189k).
  • Recommended offer: $186k (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.8% vs local median 2.8% in Rohnert Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#116 in CA, #4,166 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, health & safety A+; Watch: cost of living F.
  • Cotati-Rohnert Park Unified (suburban): math 24% / reading 61% proficiency, ranked #205 of 517 in CA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.7%/yr); 100 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,039 units permitted in Sonoma County in 2024 (185 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Sonoma County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.7% rent growth), your $53k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($186k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $186,165 (1.5% below list)

Questions for the listing agent

  1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.45%
Cap rate
11.75%
Cash-on-cash
19.50%
DSCR
1.87
GRM
5.7

CMA / ARV

ARV (on-the-fly)
$220,896
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
281 Circulo San Lucas 0.15mi 2/2.0 1,440 (+2%) 9mo $181,000 $126 83
152 Parque Recrero Dr 0.11mi 2/2.0 1,440 (+2%) 13mo $210,000 $146 81
20 Circulo Lujo Cir 0.27mi 2/2.0 1,440 (+2%) 8mo $212,500 $148 78
226 Parque Margarita Ct 0.19mi 2/2.0 1,344 (-5%) 12mo $213,000 $158 73
381 Circulo La Cruz Rd 0.15mi 2/2.0 1,344 (-5%) 15mo $287,000 $214 72
58 Circulo Puerto Ct 0.08mi 2/2.0 1,244 (-12%) 5mo $150,000 $121 72
146 Circulo Todos Cir 0.27mi 2/2.0 1,296 (-8%) 7mo $160,000 $123 68
25 Circulo Vida 0.20mi 2/2.0 1,536 (+8%) 11mo $210,000 $137 68
297 Circle Puebla 0.09mi 2/2.0 1,248 (-12%) 11mo $205,000 $164 67
232 Walnut Cir 0.67mi 2/2.0 1,440 (+2%) 13mo $250,000 $174 55
57 Mulberry Ct 0.74mi 2/2.0 1,375 (-3%) 8mo $215,000 $156 54
25 Walnut Cir 0.68mi 3/2.0 (+1) 1,549 (+9%) 12mo $310,000 $200 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.69% rent growth · sell at horizon

5-year hold
IRR
9.2%
Equity multiple
1.36×
Total profit
$19,133
Equity at exit
$28,181
10-year hold
IRR
18.1%
Equity multiple
2.48×
Total profit
$78,582
Equity at exit
$16,341

Cash invested: $52,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 94928

Rents YoY
2.7%
Active inventory
100
Price-to-rent
5.7×

Monthly cashflow live

Estimated rent
$2,742 high interval (Pro) →
Mortgage (P&I)
$991
Tax est. 1.5%
$236 /mo · $2,835/yr
Insurance
$79
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$576
Net cashflow
$793

Break-even live

Break-even rent $1,737
Max offer price $189,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,250
Closing costs
$5,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1358 Parkway Dr Rohnert Park, CA 2.0 2.0 1104 $2,600 $2.36 13d 1 0.18mi
1350 Oak View Cir Rohnert Park, CA 2.0 1.0–2.0 750 $3,310 $4.41 13d 8 0.33mi
4949 Snyder Ln Rohnert Park, CA 1.0–2.0 1.0–2.0 779 $2,621 $3.36 13d 11 0.39mi
5425 Snyder Ln Rohnert Park, CA 2.0 2.0 960 $2,400 $2.50 13d 1 0.60mi
5401 Kaitlyn Pl Rohnert Park, CA 3.0 2.5 1838 $5,000 $2.72 13d 1 0.62mi
687 Racquet Club Cir Rohnert Park, CA 2.0 1.5 1162 $2,550 $2.19 44d 1 0.71mi
658 Racquet Club Cir Rohnert Park, CA 2.0 1.5 1162 $2,995 $2.58 13d 1 0.77mi
1440 Southwest Blvd Rohnert Park, CA 2.0 1.5–2.0 890 $2,249 $2.53 13d 3 0.78mi
1440 Southwest Blvd Unit 18 Rohnert Park, CA 2.0 2.0 950 $2,299 $2.42 13d 1 0.78mi
1440 Southwest Blvd Apt 27 Rohnert Park, CA 2.0 2.0 950 $2,099 $2.21 43d 1 0.78mi
7101 Avenida Cala Unit 02 Rohnert Park, CA 3.0 2.0 1250 $2,850 $2.28 23d 1 0.82mi
423 Enterprise Dr #423 Rohnert Park, CA 3.0 1.5 1246 $3,150 $2.53 23d 1 1.10mi
465 Enterprise Dr Rohnert Park, CA 3.0 2.0 1260 $2,750 $2.18 23d 1 1.11mi
7 Meridian Cir Rohnert Park, CA 3.0 2.5 1289 $3,275 $2.54 43d 1 1.15mi
338 City Center Dr Rohnert Park, CA 2.0 2.5 1229 $3,000 $2.44 21d 1 1.17mi
7272 Camino Colegio Rohnert Park, CA 1.0–2.0 1.0–2.0 839 $2,500 $2.98 13d 1 1.17mi
445 Southwest Blvd Unit 10 Rohnert Park, CA 3.0 2.0 1250 $2,699 $2.16 43d 1 1.34mi
8244 Windmill Farms Dr Unit 1 Cotati, CA 2.0 1.5 989 $2,400 $2.43 43d 1 1.35mi
7300 Boris Ct Unit 4 Rohnert Park, CA 2.0 1.0 1000 $2,350 $2.35 23d 1 1.38mi
7300 Boris Ct Apt 17 Rohnert Park, CA 2.0 1.0 1000 $2,250 $2.25 23d 1 1.38mi
7300 Boris Ct Apt 17 Rohnert Park, CA 2.0 1.0 1000 $2,350 $2.35 43d 1 1.38mi
7300 Boris Ct Apt 17 Rohnert Park, CA 2.0 1.0 1000 $2,250 $2.25 21d 1 1.38mi
7300 Boris Ct Unit 4 Rohnert Park, CA 2.0 1.0 1000 $2,250 $2.25 43d 1 1.38mi
1388 Miramonte Pl Rohnert Park, CA 3.0 2.0 1442 $3,800 $2.64 43d 1 1.39mi
100 Avram Ave Rohnert Park, CA 3.0 1.0–2.0 1267 $2,900 $2.29 2d 1 1.46mi

Listing history 17 events

  1. 2026-06-18
    days on market $189,000 Active 30 DOM
  2. 2026-06-17
    days on market $189,000 Active 29 DOM
  3. 2026-06-16
    days on market $189,000 Active 28 DOM
  4. 2026-06-15
    days on market $189,000 Active 27 DOM
  5. 2026-06-14
    days on market $189,000 Active 25 DOM
  6. 2026-06-13
    days on market $189,000 Active 24 DOM
  7. 2026-06-10
    days on market $189,000 Active 22 DOM
  8. 2026-06-09
    days on market $189,000 Active 21 DOM
  9. 2026-06-08
    days on market $189,000 Active 20 DOM
  10. 2026-06-07
    days on market $189,000 Active 19 DOM
  11. 2026-06-05
    days on market $189,000 Active 16 DOM
  12. 2026-06-03
    days on market $189,000 Active 15 DOM
  13. 2026-06-02
    days on market $189,000 Active 14 DOM
  14. 2026-06-01
    days on market $189,000 Active 13 DOM
  15. 2026-05-31
    days on market $189,000 Active 12 DOM
  16. 2026-05-30
    days on market $189,000 Active 11 DOM
  17. 2026-05-19
    listed $189,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 15 unhealthy d/yr today · 17 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,901
− Mortgage interest
−$10,587
− Property taxes
−$2,835
− Insurance
−$1,742
− Repairs & maintenance
−$2,632
− Management
−$2,632
− Depreciation
−$5,498
Taxable income
$6,974
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,674
After-tax cash flow
$7,847/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cotati-Rohnert Park Unified
NCES district ID
0609940
Math proficiency
24% ▼ -6.00%
Reading proficiency
61% ▲ 15.00%
Median HH income
$60,499
Composite
37.42/100
National rank
#4420
State rank
#205 of 517 in CA

Livability — Rohnert Park

Score
75/100
State rank
#116
US rank
#4166

Category grades

Amenities C+ Commute A+ Cost of living F Crime B Employment A+ Housing B Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rohnert Park, CA
County
Sonoma County · 449,805 people
City population
46,829
Metro
Santa Rosa-Petaluma, CA
Population (ZIP)
46,829
Household income
$99,280
Rent vs Own
50.1% rent · 49.9% own
Severe rent burden
2507.0

Population outlook (Sonoma County) Hauer SSP2

Today (2025)
539,935 people
By 2030
554,870 · +2.8%
By 2040
573,262 · +6.2%
By 2050
580,715 · +7.6%
By 2075
579,229 · +7.3%
By 2100
547,835 · +1.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 52% Hispanic / Latino 33% Two or more races 19% Asian 6% Black 3% Native American 1%
Hispanic origin (detail)
Mexican 25%
Common ancestry
Italian 5% Slovak 3% Romanian 2%
Foreign-born
15% · Canada, China, Vietnam
Languages at home
72% English-only · Spanish 20% Other Asian/Pacific 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Sonoma

2024 margin
Solid D (+46.2) · D 71.4% · R 25.2% · Other 3.3%
2008→2024 swing
-3.4pp toward R · 2008: 49.6pp · 2024: 46.2pp
All cycles
2024: D+46.2 2020: D+51.5 2016: D+47.9 2012: D+44.9 2008: D+49.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -628.14%
Current HPI
259.9121
Rent YoY
▲ 2.69%
Metro
Santa Rosa-Petaluma, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-19 Listed $189,000 BAREIS

Property tax history

-4.1%/yr

Latest (2025): $118 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…