4304 Ceramic Rd · Crooksville, OH 43731

$99,900

3 bd · 1.0 ba · 1,360 sqft · SingleFamily · 27 Days on market

Built 1900 Fair condition 0.67 ac lot Est $135k · 26% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.4/30.0
• ARV discount +15.0/15.0
• DSCR +5.8/10.0
• 1% rule +4.9/10.0
• Appreciation +4.6/10.0
• Schools +3.6/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.2/5.0

Listing remarks MLS

Spacious two-story home situated on a large lot with open views and a convenient location close to schools and town. Features include a covered front porch, generously sized rooms, and an eat-in kitchen with plenty of potential. Main-level laundry/mudroom flex space offers added functionality for storage, hobbies, or everyday living. Detached garage with a lean-to attached provides abundant storage space for tools, equipment, or outdoor items. Large yard offers room to garden, entertain, or enjoy the outdoors. Metal roof already in place. Great opportunity for buyers looking to add their own updates and personal touches while building equity.

Key facts

• Covered front porch
• Metal roof
• Large yard

Tags

• COVERED FRONT PORCH
• MAIN-LEVEL LAUNDRY MUDROOM
• DETACHED GARAGE
• LARGE YARD
• METAL ROOF

Property features AI

Exterior

• Parking: Detached 2-car garage
• Utilities: Public water; Public sewer
• Home design: Single-family home; Two stories; Built in 1900; No shared/common walls
• Construction: Other foundation
• Exterior features: Other exterior features

Interior

• Bedrooms: One main-level bedroom
• Flooring: Carpet flooring
• Bathrooms: One full bathroom
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Crawl space basement; Living area approximately 1360

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $100k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $93 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $99k (0.7% below list).
• Recommended offer: $98k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 63/100 on livability (#818 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: schools C-, health & safety C-, amenities F.
• Crooksville Exempted Village (rural): math 42% / reading 44% proficiency, ranked #523 of 656 in OH (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 15 active listings in the ZIP; 35 units permitted in Perry County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-0.8%/yr); year-one equity from $691 of loan paydown is wiped out by about $807 of value loss. Plan a longer hold.
• Perry County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $98,401 (1.5% below list)

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 7.41%
• Cash-on-cash: 4.01%
• DSCR: 1.18
• GRM: 8.4

CMA / ARV

• ARV (on-the-fly): $134,640
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
12682 Township Road 1001 NE	0.73mi	4/1.5 (+1)	1,408 (+4%)	12mo	$139,000	$99	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.81% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.6%
• Equity multiple: 0.98×
• Total profit: $-696
• Equity at exit: $25,035

10-year hold

• IRR: 5.9%
• Equity multiple: 1.58×
• Total profit: $16,149
• Equity at exit: $27,081

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43731

• Home prices YoY: -0.3%
• Active inventory: 15
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $992 medium
• Mortgage (P&I): −$524
• Tax est. 1.5%: −$125 /mo · $1,498/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$208
• Net cashflow: $93

Break-even live

Break-even rent $874

Max offer price $99,900

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,975
• Closing costs: $2,997
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-18
   days on market $99,900 Active 27 DOM
2. 2026-06-17
   days on market $99,900 Active 26 DOM
3. 2026-06-16
   days on market $99,900 Active 25 DOM
4. 2026-06-15
   days on market $99,900 Active 24 DOM
5. 2026-06-13
   days on market $99,900 Active 22 DOM
6. 2026-06-12
   days on market $99,900 Active 21 DOM
7. 2026-06-09
   days on market $99,900 Active 18 DOM
8. 2026-06-08
   days on market $99,900 Active 17 DOM
9. 2026-06-08
   days on market $99,900 Active 16 DOM
10. 2026-06-05
    days on market $99,900 Active 14 DOM
11. 2026-06-04
    days on market $99,900 Active 12 DOM
12. 2026-06-02
    days on market $99,900 Active 11 DOM
13. 2026-06-01
    remarks 665-char remark
14. 2026-06-01
    days on market $99,900 Active 10 DOM
15. 2026-05-31
    days on market $99,900 Active 9 DOM
16. 2026-05-22
    listed $99,900 Active

    Show marketing remark (650 chars)

    Spacious two-story home situated on a large lot with open views and a convenient location close to schools and town. Features include a covered front porch, generously sized rooms, and an eat-in kitchen with plenty of potential. Main-level laundry/mudroom flex space offers added functionality for storage, hobbies, or everyday living. Detached garage with a lean-to attached provides abundant storage space for tools, equipment, or outdoor items. Large yard offers room to garden, entertain, or enjoy the outdoors. Metal roof already in place. Great opportunity for buyers looking to add their own updates and personal touches while building equity.

17. 2026-05-22
    listed $99,900 Active 650-char remark

    Show marketing remark (650 chars)

    Spacious two-story home situated on a large lot with open views and a convenient location close to schools and town. Features include a covered front porch, generously sized rooms, and an eat-in kitchen with plenty of potential. Main-level laundry/mudroom flex space offers added functionality for storage, hobbies, or everyday living. Detached garage with a lean-to attached provides abundant storage space for tools, equipment, or outdoor items. Large yard offers room to garden, entertain, or enjoy the outdoors. Metal roof already in place. Great opportunity for buyers looking to add their own updates and personal touches while building equity.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,905
• − Mortgage interest: −$5,596
• − Property taxes: −$1,498
• − Insurance: −$500
• − Repairs & maintenance: −$952
• − Management: −$952
• − Depreciation: −$2,906
• Taxable loss: −$500
• Est. tax savings @ 24.0%: +$120
• After-tax cash flow: $1,240/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Moderate rehab

A fair condition two-story home with potential for moderate renovations to enhance its curb appeal and value.

Repairs flagged

• Moderate Exterior siding — Visible wear and tear
• Minor Landscaping — Overgrown and needs trimming

Value-add opportunities

• Both Paint exterior — Enhances curb appeal and value
• Both Trim landscaping — Improves curb appeal and value
• Both Replace worn exterior siding — Improves structural integrity and aesthetics

Renovation cost estimate screening

Repair item	Severity	Est. cost
Exterior siding · Visible wear and tear	Moderate	$3,000–15,000
Landscaping · Overgrown and needs trimming	Minor	$500–3,000
Total estimated repair cost · 2 items		$3,500–18,000

Value-add ROI direction

• Both Paint exterior — Enhances curb appeal and value ↑
• Both Trim landscaping — Improves curb appeal and value ↑
• Both Replace worn exterior siding — Improves structural integrity and aesthetics ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Crooksville Exempted Village
• NCES district ID: 3904535
• Math proficiency: 42% ▼ -12.00%
• Reading proficiency: 44% ▼ -14.00%
• Median HH income: $37,608
• Composite: 35.79/100
• National rank: #4837
• State rank: #523 of 656 in OH

Livability — Crooksville

• Score: 63/100
• State rank: #818
• US rank: #15209

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Morgan · 19,509 people
• Population (ZIP): 4,982
• Household income: $55,417
• Rent vs Own: 24.6% rent · 75.4% own
• Severe rent burden: 5.2

Population outlook (Perry County) Hauer SSP2

• Today (2025): 35,614 people
• By 2030: 34,925 · -1.9%
• By 2040: 32,919 · -7.6%
• By 2050: 30,375 · -14.7%
• By 2075: 23,805 · -33.2%
• By 2100: 17,756 · -50.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Two or more races 4% Hispanic / Latino 1%
• Common ancestry: Slovak 1% Lithuanian 1% Iranian 1%
• Languages at home: 99% English-only · Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Perry

• 2024 margin: Solid R (+54.5) · D 22.4% · R 76.9%
• 2008→2024 swing: -51.5pp toward R · 2008: -3.0pp · 2024: -54.5pp
• All cycles: 2024: R+54.5 2020: R+49.5 2016: R+40.3 2012: R+4.4 2008: R+3.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.81%
• Current HPI: 247.8715
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+0.0% since first listed

2 events — show timeline

• 2026-05-22 Listed $99,900 MARMLS
• 2026-05-22 Listed $99,900 CBRMLS