213 N Fred Haight Dr · Smith River, CA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.3/30.0
- ARV discount +7.5/15.0
- DSCR +7.1/10.0
- 1% rule +5.8/10.0
- Appreciation +5.2/10.0
- Livability +3.0/5.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
$109,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 1-bedroom, 1-bathroom home located in Rowdy Creek Mobile Home Park, a peaceful 55+ community in Smith River. This 396 sq. ft. home is situated at the end of the road with stunning views of Rowdy Creek and access to a beautifully maintained outdoor area featuring picnic tables, benches, a garden, and a brick barbecue station. Interior highlights include an L-shaped kitchen with vintage charm, a brand new propane oven, a dining nook with floral accent wall, and a bright living room with sliding glass door access to the covered deck. The bedroom offers brand new carpet, built-in cabinetry, and custom storage nooks. Abundant natural light enhances the home’s cozy yet open feel. Space rent is $475/month and includes water, sewer, trash, and full access to a 9x11 detached shed—ideal for storage or hobbies. The park also provides an on-site laundry facility. Located just minutes from the Pacific Ocean, Jedediah Smith Redwoods State Park, and endless outdoor recreation. HOME IS BEING SOLD AS IS.
Key facts
- Ample counter space
- Generous cabinetry
- Laundry area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $109k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $180 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $109k).
- Recommended offer: $96k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 59/100 on livability (#640 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment A+, housing A+; Watch: health & safety C-, schools F, crime F.
- Del Norte County Unified (town): math 25% / reading 36% proficiency, ranked #1,047 of 1,400 in CA (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 45 active listings in the ZIP; 55 units permitted in Del Norte County in 2024 (22 in 5+ unit buildings).
Forward outlook
- In year one you build about $1k of equity ($754 loan paydown + $412 appreciation (0.4% local appreciation)).
- Del Norte County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (0.4% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 121 days — a 12% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $26k; list at $109k implies a 323% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.27%
- Cash-on-cash
- 7.07%
- DSCR
- 1.31
- GRM
- 7.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
0.38% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 6.9%
- Equity multiple
- 1.34×
- Total profit
- $10,233
- Equity at exit
- $33,727
- IRR
- 11.6%
- Equity multiple
- 2.32×
- Total profit
- $40,271
- Equity at exit
- $42,237
Cash invested: $30,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 95567
- Home prices YoY
- 0.3%
- Active inventory
- 45
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,181 medium interval (Pro) →
- Mortgage (P&I)
- −$572
- Tax est. 1.5%
- −$136 /mo · $1,635/yr
- Insurance
- −$45
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$248
- Net cashflow
- $180
Break-even live
Sensitivity live
| Price | -10% $255 | -5% $217 | +0% $180 | +5% $142 | +10% $104 |
|---|---|---|---|---|---|
| Rent | -10% $87 | -5% $133 | +0% $180 | +5% $226 | +10% $273 |
| Rate | -1.0pp $235 | -0.5pp $208 | base $180 | +0.5pp $152 | +1.0pp $123 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,250
- Closing costs
- $3,270
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 23 events
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2026-06-19days on market $109,000 Active 121 DOM
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2026-06-18days on market $109,000 Active 120 DOM
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2026-06-17days on market $109,000 Active 119 DOM
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2026-06-16days on market $109,000 Active 118 DOM
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2026-06-15days on market $109,000 Active 117 DOM
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2026-06-14days on market $109,000 Active 115 DOM
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2026-06-12days on market $109,000 Active 114 DOM
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2026-06-09days on market $109,000 Active 111 DOM
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2026-06-08days on market $109,000 Active 110 DOM
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2026-06-07days on market $109,000 Active 109 DOM
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2026-06-07days on market $109,000 Active 108 DOM
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2026-06-04days on market $109,000 Active 105 DOM
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2026-06-02days on market $109,000 Active 104 DOM
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2026-06-01days on market $109,000 Active 103 DOM
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2026-05-31days on market $109,000 Active 102 DOM
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2026-05-31days on market $109,000 Active 101 DOM
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2026-04-16soldstatus $25,742 Closed 1023-char remark
Show marketing remark (1023 chars)
Charming 1-bedroom, 1-bathroom home located in Rowdy Creek Mobile Home Park, a peaceful 55+ community in Smith River. This 396 sq. ft. home is situated at the end of the road with stunning views of Rowdy Creek and access to a beautifully maintained outdoor area featuring picnic tables, benches, a garden, and a brick barbecue station. Interior highlights include an L-shaped kitchen with vintage charm, a brand new propane oven, a dining nook with floral accent wall, and a bright living room with sliding glass door access to the covered deck. The bedroom offers brand new carpet, built-in cabinetry, and custom storage nooks. Abundant natural light enhances the home’s cozy yet open feel. Space rent is $475/month and includes water, sewer, trash, and full access to a 9x11 detached shed—ideal for storage or hobbies. The park also provides an on-site laundry facility. Located just minutes from the Pacific Ocean, Jedediah Smith Redwoods State Park, and endless outdoor recreation. HOME IS BEING SOLD AS IS.
-
2026-02-19$109,000 Active 1481-char remark
Show marketing remark (1481 chars)
Creekside Living in Smith River! WOW — this 2 bedroom, 2 bath Skyline manufactured home built in 1991 with approximately 1,152 sq ft sits right along beautiful Rowdy Creek in the desirable Rowdy Creek Adult Park in space #21. Step outside and enjoy the peaceful sights and sounds of the water, with park benches perfectly placed to relax and unwind. Inside, you’ll appreciate the open-concept living area with vaulted ceilings and abundant windows that flood the space with natural light. Recent updates include fresh paint and newer flooring, giving the home a clean, move-in ready feel. The kitchen offers generous cabinetry and ample counter space, ideal for everyday living and entertaining. The laundry area is conveniently located near the back door and connects to the guest bathroom for functional flow. The primary suite features a slight vaulted ceiling and an ensuite bath with a shower/tub combo. The second bedroom and bath provide comfortable space for guests, hobbies, or a home office. Enjoy your morning coffee on the covered front deck while listening to the creek nearby. Monthly space rent is $500 and includes water, sewer, and garbage. Buyer must be park approved. Low yearly property taxes of approximately $227. Located in Smith River, just minutes from the Redwoods, hiking trails, river access, and beachcombing along the Pacific Coast. Affordable coastal living with a peaceful creekside setting — this is one you’ll want to see.
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2025-11-17price $30,000 1023-char remark
Show marketing remark (1023 chars)
Charming 1-bedroom, 1-bathroom home located in Rowdy Creek Mobile Home Park, a peaceful 55+ community in Smith River. This 396 sq. ft. home is situated at the end of the road with stunning views of Rowdy Creek and access to a beautifully maintained outdoor area featuring picnic tables, benches, a garden, and a brick barbecue station. Interior highlights include an L-shaped kitchen with vintage charm, a brand new propane oven, a dining nook with floral accent wall, and a bright living room with sliding glass door access to the covered deck. The bedroom offers brand new carpet, built-in cabinetry, and custom storage nooks. Abundant natural light enhances the home’s cozy yet open feel. Space rent is $475/month and includes water, sewer, trash, and full access to a 9x11 detached shed—ideal for storage or hobbies. The park also provides an on-site laundry facility. Located just minutes from the Pacific Ocean, Jedediah Smith Redwoods State Park, and endless outdoor recreation. HOME IS BEING SOLD AS IS.
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2025-09-08price $39,000 1023-char remark
Show marketing remark (1023 chars)
Charming 1-bedroom, 1-bathroom home located in Rowdy Creek Mobile Home Park, a peaceful 55+ community in Smith River. This 396 sq. ft. home is situated at the end of the road with stunning views of Rowdy Creek and access to a beautifully maintained outdoor area featuring picnic tables, benches, a garden, and a brick barbecue station. Interior highlights include an L-shaped kitchen with vintage charm, a brand new propane oven, a dining nook with floral accent wall, and a bright living room with sliding glass door access to the covered deck. The bedroom offers brand new carpet, built-in cabinetry, and custom storage nooks. Abundant natural light enhances the home’s cozy yet open feel. Space rent is $475/month and includes water, sewer, trash, and full access to a 9x11 detached shed—ideal for storage or hobbies. The park also provides an on-site laundry facility. Located just minutes from the Pacific Ocean, Jedediah Smith Redwoods State Park, and endless outdoor recreation. HOME IS BEING SOLD AS IS.
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2025-08-22$45,000 Active 1023-char remark
Show marketing remark (1023 chars)
Charming 1-bedroom, 1-bathroom home located in Rowdy Creek Mobile Home Park, a peaceful 55+ community in Smith River. This 396 sq. ft. home is situated at the end of the road with stunning views of Rowdy Creek and access to a beautifully maintained outdoor area featuring picnic tables, benches, a garden, and a brick barbecue station. Interior highlights include an L-shaped kitchen with vintage charm, a brand new propane oven, a dining nook with floral accent wall, and a bright living room with sliding glass door access to the covered deck. The bedroom offers brand new carpet, built-in cabinetry, and custom storage nooks. Abundant natural light enhances the home’s cozy yet open feel. Space rent is $475/month and includes water, sewer, trash, and full access to a 9x11 detached shed—ideal for storage or hobbies. The park also provides an on-site laundry facility. Located just minutes from the Pacific Ocean, Jedediah Smith Redwoods State Park, and endless outdoor recreation. HOME IS BEING SOLD AS IS.
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2025-07-30$119,500 Active
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2025-07-23historical
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $14,173
- − Mortgage interest
- −$6,106
- − Property taxes
- −$1,635
- − Insurance
- −$545
- − Repairs & maintenance
- −$1,134
- − Management
- −$1,134
- − Depreciation
- −$3,171
- Taxable income
- $449
- Est. tax owed @ 24.0%
- −$108
- After-tax cash flow
- $2,050/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This 2-bedroom, 2-bath mobile home requires moderate repairs and maintenance to improve its condition and value. Upgrading the interior and landscaping would significantly enhance its appeal.
Repairs flagged
- Moderate Kitchen cabinets — Dated appearance
- Moderate Bathtub and fixtures — Dated appearance
- Moderate Exterior siding — Weathered appearance
- Moderate Landscaping — Overgrown and needs trimming
Value-add opportunities
- Resale Paint interior walls — Fresh paint enhances curb appeal
- Resale Replace countertops — Modern countertops improve functionality
- Resale Upgrade flooring — Updated flooring enhances overall aesthetic
- Both Trim landscaping — Neat landscaping improves curb appeal and enhances property value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Kitchen cabinets · Dated appearance | Moderate | $3,000–15,000 |
| Bathtub and fixtures · Dated appearance | Moderate | $3,000–15,000 |
| Exterior siding · Weathered appearance | Moderate | $3,000–15,000 |
| Landscaping · Overgrown and needs trimming | Moderate | $3,000–15,000 |
| Total estimated repair cost · 4 items | $12,000–60,000 |
Value-add ROI direction
- Resale Paint interior walls — Fresh paint enhances curb appeal ↑
- Resale Replace countertops — Modern countertops improve functionality ↑
- Resale Upgrade flooring — Updated flooring enhances overall aesthetic ↑
- Both Trim landscaping — Neat landscaping improves curb appeal and enhances property value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Del Norte County Unified
- NCES district ID
- 0610770
- Math proficiency
- 25% ▲ 1.00%
- Reading proficiency
- 36% ▲ 1.00%
- Median HH income
- $39,747
- Composite
- 28.43/100
- National rank
- #12110
- State rank
- #1047 of 1400 in CA
Livability — Smith River
- Score
- 59/100
- State rank
- #640
- US rank
- #20107
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Smith River, CA
- Population (ZIP)
- 2,349
Population outlook (Del Norte County) Hauer SSP2
- Today (2025)
- 25,011 people
- By 2030
- 24,204 · -3.2%
- By 2040
- 22,826 · -8.7%
- By 2050
- 21,495 · -14.1%
- By 2075
- 18,487 · -26.1%
- By 2100
- 16,113 · -35.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 58% Hispanic / Latino 21% Native American 18% Two or more races 3%
- Hispanic origin (detail)
- Mexican 20% Puerto Rican 1%
- Common ancestry
- Slovak 8% Portuguese 6% Lithuanian 3%
- Foreign-born
- 12% · Canada, South Korea
- Languages at home
- 82% English-only · Spanish 15% Korean 1%
Political lean MEDSL · Del Norte
- 2024 margin
- R (+16.4) · D 40.4% · R 56.8% · Other 2.8%
- 2008→2024 swing
- -9.7pp toward R · 2008: -6.8pp · 2024: -16.4pp
- All cycles
- 2024: R+16.4 2020: R+15.6 2016: R+17.6 2012: R+10.8 2008: R+6.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.38%
- Current HPI
- 142.8439
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-78.5% since first listed7 events — show timeline
- 2026-04-16 Sold (MLS) $25,742 DNAORMLS
- 2026-02-19 Listed $109,000 DNAORMLS
- 2025-11-17 Price Changed $30,000 DNAORMLS
- 2025-09-08 Price Changed $39,000 DNAORMLS
- 2025-08-22 Listed $45,000 DNAORMLS
- 2025-07-30 Listed $119,500 DNAORMLS
- 2025-07-23 Coming Soon — DNAORMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…