1545 SE 3rd St · Graysville, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +7.1/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
$63,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
Key facts
- 1.3 acre lot
- Built 1950
- Listed 27 days
Property features AI
Finance
- Other: Property size about 1.297 acres
- Financial info: Monthly garbage fee applies
- HOA & community: No association fees
Exterior
- Parking: Off-street parking
- Utilities: Public water; Septic system; Electric water heater; Underground utilities; Internet service available
- Home design: Existing (previously built) structure; Basement present (daylight, partial, all unfinished)
- Construction: Siding (other) exterior; Basement foundation
- Exterior features: Open deck; No pool; No patio; No garden/patio; Not waterfront
Interior
- Kitchen: Kitchen on main level
- Bedrooms: Master bedroom on main level; Additional bedrooms on main level
- Flooring: Vinyl flooring
- Bathrooms: One full bathroom with tub/shower combination
- Heating & cooling: Electric heating; Central cooling
- Interior features: Smooth ceilings; Tri-level: No; Split level: No; Split foyer: No; Finished basement area (partial, unfinished)
- Laundry & utility: Washer hookup (laundry on main level); Dryer hookup (electric)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $64k.
Deal economics
- At list price, monthly cash flow is $581 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $64k).
- Recommended offer: $63k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 59/100 on livability (#321 in AL) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
- Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Brookville Elementary School (math 17% / reading 22%, grade F, #467 of 627 statewide, top 76%, 187 students, 79% FRL); Minor High School (math 4% / reading 8%, grade F, #275 of 305 statewide, top 90%, 915 students, 84% FRL) — zoned schools average 82% FRL vs 49% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 21 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($442 loan paydown + $3k appreciation (4.1% local appreciation)).
- Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (4.1% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 10, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 27 days — a 2% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $28k; list at $64k implies a 132% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.95% ✓
- Cap rate
- 17.20%
- Cash-on-cash
- 38.94%
- DSCR
- 2.73
- GRM
- 4.3
CMA / ARV
- ARV (on-the-fly)
- $138,240
- Comps found
- 9
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1545 3rd St SE | 0.00mi | 3/1.0 | 1,578 (+3%) | 6mo | $27,500 | $17 | 90 |
| 5628 Sanders Ave | 0.14mi | 3/2.0 | 1,420 (-8%) | 10mo | $125,000 | $88 | 69 |
| 1533 1st St SE | 0.07mi | 3/2.0 | 1,748 (+14%) | 8mo | $115,000 | $66 | 63 |
| 860 7th St SE | 0.48mi | 3/1.5 | 1,492 (-3%) | 12mo | $175,000 | $117 | 61 |
| 5425 Robin Cir | 0.71mi | 2/1.0 (-1) | 1,570 (+2%) | 21mo | $49,700 | $32 | 41 |
| 761 1st St SE | 0.71mi | 3/2.0 | 1,430 (-7%) | 13mo | $181,000 | $127 | 40 |
| 958 S Main St | 0.61mi | 3/2.0 | 1,330 (-13%) | 14mo | $160,500 | $121 | 34 |
| 856 2nd St SE | 0.64mi | 3/1.0 | 1,337 (-13%) | 22mo | $120,000 | $90 | 31 |
| 5417 Storey Dr | 0.64mi | 4/2.5 (+1) | 1,743 (+14%) | 16mo | $206,000 | $118 | 23 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.12% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 46.1%
- Equity multiple
- 3.71×
- Total profit
- $48,540
- Equity at exit
- $32,845
- IRR
- 44.8%
- Equity multiple
- 7.51×
- Total profit
- $116,426
- Equity at exit
- $54,081
Cash invested: $17,892 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35073
- Home prices YoY
- 2.4%
- Active inventory
- 21
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $1,247 high interval (Pro) →
- Mortgage (P&I)
- −$335
- Tax from tax record
- −$43 /mo · $511/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$262
- Net cashflow
- $581
Break-even live
Sensitivity live
| Price | -10% $617 | -5% $599 | +0% $581 | +5% $563 | +10% $544 |
|---|---|---|---|---|---|
| Rent | -10% $482 | -5% $531 | +0% $581 | +5% $630 | +10% $679 |
| Rate | -1.0pp $613 | -0.5pp $597 | base $581 | +0.5pp $564 | +1.0pp $547 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,975
- Closing costs
- $1,917
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 908 9th St SE Graysville, AL | 3.0 | 2.0 | 1152 | $1,250 | $1.09 | 44d | 1 | 0.43mi |
| 958 S Main St Graysville, AL | 3.0 | 2.0 | 1330 | $1,285 | $0.97 | 44d | 1 | 0.59mi |
| 167 2nd St SE Graysville, AL | 3.0 | 2.0 | 1080 | $1,100 | $1.02 | 2d | 1 | 1.11mi |
| 4400 Old Jasper Hwy Adamsville, AL | 4.0 | 2.0 | 1200 | $1,350 | $1.12 | 4d | 1 | 1.24mi |
| 215 2nd Pl SW Graysville, AL | 3.0 | 2.0 | 1309 | $1,150 | $0.88 | 3d | 1 | 1.24mi |
| 5616 Cruce Rd Adamsville, AL | 3.0 | 1.0 | 1188 | $1,200 | $1.01 | 2d | 1 | 1.26mi |
| 933 Crestview Ln Adamsville, AL | 3.0 | 1.5 | 1500 | $1,285 | $0.86 | 45d | 1 | 1.26mi |
| 5309 Hazelwood Rd Adamsville, AL | 3.0 | 2.0 | 1526 | $1,325 | $0.87 | 2d | 1 | 1.30mi |
| 335 1st Ave NW Graysville, AL | 3.0 | 2.0 | 1173 | $1,200 | $1.02 | 11d | 1 | 1.45mi |
| 335 1st Ave NW Graysville, AL | 3.0 | 1.0 | 1173 | $1,200 | $1.02 | 2d | 1 | 1.45mi |
| 118 3rd St NW Graysville, AL | 3.0 | 2.0 | 1374 | $1,300 | $0.95 | 2d | 1 | 1.47mi |
| 4213 Kendall Ave Adamsville, AL | 4.0 | 2.0 | 1250 | $1,225 | $0.98 | 4d | 1 | 1.48mi |
Listing history 30 events
-
2026-06-18days on market $63,900 Active 27 DOM
-
2026-06-17days on market $63,900 Active 26 DOM
-
2026-06-16days on market $63,900 Active 25 DOM
-
2026-06-15days on market $63,900 Active 24 DOM
-
2026-06-13days on market $63,900 Active 22 DOM
-
2026-06-10days on market $63,900 Active 19 DOM
-
2026-06-09days on market $63,900 Active 18 DOM
-
2026-06-08days on market $63,900 Active 17 DOM
-
2026-06-07days on market $63,900 Active 16 DOM
-
2026-06-03days on market $63,900 Active 12 DOM
-
2026-06-02days on market $63,900 Active 11 DOM
-
2026-06-01days on market $63,900 Active 10 DOM
-
2026-05-31days on market $63,900 Active 9 DOM
-
2026-05-21$63,900 Active
-
2025-12-22soldstatus $27,500 Sold 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-11-17status Pending 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-11-13price $26,600 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-11-12status Active 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-10-30status Pending 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-10-12status Active 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-10-09status Pending 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-10-08status Active 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-10-02status Pending 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-09-24price $29,400 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-09-23status Active 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-09-11status Pending 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-08-13price $32,200 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-07-17status Active 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-07-07status Pending 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
-
2025-06-27$35,000 Active 612-char remark
Show marketing remark (612 chars)
This 3-bedroom sits on a large lot and enjoys some wooded privacy. Inside, the rooms are ample-size, and room for extra storage. Right of redemption may apply. Case 011-623510. Property is Owned by the US Dept. of HUD. Insurability is "UI", Subject to Appraisal. The seller makes no representations or warranties as to the property condition. HUD Homes are sold “As-Is”. Equal Housing Opportunity. The seller may contribute up to 3% for buyer’s closing costs, upon buyer request. Lead-based paint notices to be included in the contract. Contact your agent today to schedule a showing.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $511 · $43/mo
- Projected year-2 tax
- $511 · $43/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,961
- − Mortgage interest
- −$3,579
- − Property taxes
- −$511
- − Insurance
- −$320
- − Repairs & maintenance
- −$1,197
- − Management
- −$1,197
- − Depreciation
- −$1,859
- Taxable income
- $6,298
- Est. tax owed @ 24.0%
- −$1,512
- After-tax cash flow
- $5,456/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 0101920
- Math proficiency
- 9% ▼ -24.00%
- Reading proficiency
- 32% ▼ -5.00%
- Median HH income
- $51,712
- Composite
- 18.4/100
- National rank
- #8937
- State rank
- #104 of 129 in AL
Livability — Graysville
- Score
- 59/100
- State rank
- #321
- US rank
- #19807
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Graysville, AL
- Population (ZIP)
- 2,839
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 669,185 people
- By 2030
- 669,694 · +0.1%
- By 2040
- 661,388 · -1.2%
- By 2050
- 643,086 · -3.9%
- By 2075
- 577,267 · -13.7%
- By 2100
- 474,758 · -29.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Black 27% Two or more races 4%
- Common ancestry
- Iranian 2% Slovak 1% Lithuanian 1%
- Languages at home
- 98% English-only · Spanish 1% German/W. Germanic 1%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
- 2008→2024 swing
- +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
- All cycles
- 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.12%
- Current HPI
- 176.8227
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
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Price history
+82.6% since first listed17 events — show timeline
- 2026-05-21 Listed $63,900 Greater Alabama MLS
- 2025-12-22 Sold (MLS) $27,500 Greater Alabama MLS
- 2025-11-17 Pending — Greater Alabama MLS
- 2025-11-13 Price Changed $26,600 Greater Alabama MLS
- 2025-11-12 Relisted — Greater Alabama MLS
- 2025-10-30 Pending — Greater Alabama MLS
- 2025-10-12 Relisted — Greater Alabama MLS
- 2025-10-09 Pending — Greater Alabama MLS
- 2025-10-08 Relisted — Greater Alabama MLS
- 2025-10-02 Pending — Greater Alabama MLS
- 2025-09-24 Price Changed $29,400 Greater Alabama MLS
- 2025-09-23 Relisted — Greater Alabama MLS
- 2025-09-11 Pending — Greater Alabama MLS
- 2025-08-13 Price Changed $32,200 Greater Alabama MLS
- 2025-07-17 Relisted — Greater Alabama MLS
- 2025-07-07 Pending — Greater Alabama MLS
- 2025-06-27 Listed $35,000 Greater Alabama MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…