7219 Melrose Ln · Rosharon, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +9.8/15.0
- Cash flow +6.2/30.0
- Condition / age +5.0/5.0
- Schools +3.7/10.0
- Livability +3.2/5.0
- 1% rule +3.0/10.0
- Rent growth +2.6/5.0
- DSCR +0.6/10.0
- Appreciation +0.0/10.0
$339,786
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
BUILT IN. 2022 , energy-efficient home ready Front Porch with Brick and stone accent at front with accent shutters. Sleek Interior Package with EVP flooring throughout many areas downstairs. Two story with more to adore. A formal dining room flows to the vast kitchen, casual meal spot & family oasis. Upstairs bed, game & media rooms hide from the tranquil downstairs primary suite. Oversized walk-in closet. Located in the acclaimed Fort Bend ISD, Glendale Lakes is nestled in Rosharon with great access to nearby dining, entertainment and retail with major employment centers such as the Houston Medical Center, Galleria and Hobby Airport all just a short drive away.
Key facts
- Formal dining room
- Vast kitchen
- Front porch
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.5-bath single-family listed at $340k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-614 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $231k (31.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $273k (19.5% below list).
- Recommended offer: $231k (31.9% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 65/100 on livability (#701 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Billy Baines Middle (math 47% / reading 53%, grade C, #347 of 1,662 statewide, top 21%, 1,296 students, 37% FRL) — zoned schools average 60% FRL vs 35% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 1736 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals lingering (median 115d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 77% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 48 days — a 3% lower offer ($330k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $50k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 2.8% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 48 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 4.13%
- Cash-on-cash
- -7.74%
- DSCR
- 0.66
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $357,680
- List price
- $339,786
- Delta
- -5.00%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7302 Toluca Dr | 0.10mi | 4/3.5 | 2,864 (-1%) | 2mo | $309,120 | $108 | 93 |
| 918 Pismo Ln | 0.23mi | 4/3.5 | 2,880 (0%) | 9mo | $350,000 | $122 | 82 |
| 7230 Toluca Dr | 0.09mi | 5/4.0 (+1) | 2,938 (+2%) | 7mo | $349,000 | $119 | 80 |
| 6814 Ventura Dr | 0.33mi | 5/4.0 (+1) | 2,844 (-1%) | 8mo | $335,000 | $118 | 69 |
| 1519 Arbuckle Ct | 0.70mi | 4/3.5 | 2,764 (-4%) | 6mo | $378,040 | $137 | 55 |
| 6619 Castella Dr | 0.73mi | 4/3.5 | 2,764 (-4%) | 7mo | $374,690 | $136 | 54 |
| 1522 Arbuckle Ct | 0.70mi | 5/4.0 (+1) | 2,844 (-1%) | 8mo | $399,840 | $141 | 51 |
| 1006 Cotswold Ct | 0.55mi | 4/2.5 | 2,501 (-13%) | 4mo | $310,000 | $124 | 45 |
| 6631 Castella Dr | 0.71mi | 4/3.5 | 2,544 (-12%) | 4mo | $349,190 | $137 | 44 |
| 7935 Brumbly Ln | 0.69mi | 4/3.5 | 2,492 (-14%) | 2mo | $360,000 | $144 | 44 |
| 1523 Arbuckle Ct | 0.71mi | 4/3.5 | 2,544 (-12%) | 7mo | $386,940 | $152 | 42 |
| 7923 Cattlewood Pass | 0.61mi | 4/2.0 | 2,460 (-15%) | 1mo | $293,000 | $119 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.44% rent growth · sell at horizon
- IRR
- -33.3%
- Equity multiple
- -0.06×
- Total profit
- $-100,707
- Equity at exit
- $50,663
- IRR
- -63.8%
- Equity multiple
- -0.72×
- Total profit
- $-163,564
- Equity at exit
- $29,378
Cash invested: $95,140 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 25 active · 13 under contract
- Months of supply
- 11.5 mo (9%/mo absorbed)
- Median asking
- $335,000 ($132/sqft)
- Median days on market
- 56 d
- This list price
- 52% of active listings are priced below it
- ARV vs active asking
- -5.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 77583
- Rents YoY
- 0.4%
- Active inventory
- 1736
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $2,735 high interval (Pro) →
- Mortgage (P&I)
- −$1,782
- Tax from tax record
- −$805 /mo · $9,655/yr
- Insurance
- −$142
- HOA
- −$46
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$574
- Net cashflow
- $-614
Break-even live
Sensitivity live
| Price | -10% $-421 | -5% $-517 | +0% $-614 | +5% $-710 | +10% $-806 |
|---|---|---|---|---|---|
| Rent | -10% $-830 | -5% $-722 | +0% $-614 | +5% $-506 | +10% $-398 |
| Rate | -1.0pp $-443 | -0.5pp $-527 | base $-614 | +0.5pp $-702 | +1.0pp $-791 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $84,946
- Closing costs
- $10,194
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7218 Bakersfield Ct Rosharon, TX | 3.0 | 2.5 | 2004 | $2,200 | $1.10 | 139d | 1 | 0.06mi |
| 7215 Victorville Dr Rosharon, TX | 4.0 | 2.5 | 2152 | $2,326 | $1.08 | 5d | 1 | 0.31mi |
| 6927 Ventura Dr Rosharon, TX | 5.0 | 4.0 | 2771 | $3,300 | $1.19 | 139d | 1 | 0.32mi |
| 1107 Curly Angora Ct Rosharon, TX | 4.0 | 2.0 | 2061 | $2,400 | $1.16 | 40d | 1 | 0.36mi |
| 1315 Gorman Ln Rosharon, TX | 5.0 | 2.5 | 2700 | $2,700 | $1.00 | 30d | 1 | 0.40mi |
| 7711 Sleek Flock Ln Rosharon, TX | 4.0 | 3.0 | 2492 | $2,850 | $1.14 | 120d | 1 | 0.53mi |
| 7915 Murciana Dr Rosharon, TX | 4.0 | 2.0 | 2045 | $2,400 | $1.17 | 11d | 1 | 0.62mi |
| 8043 House Bank Ln Rosharon, TX | 4.0 | 3.0 | 2512 | $2,550 | $1.02 | 114d | 1 | 0.81mi |
| 8011 Ecru Ln Rosharon, TX | 4.0 | 2.5 | 2426 | $2,230 | $0.92 | 4d | 1 | 1.07mi |
| 1119 Toledo Bend Pass Rosharon, TX | 5.0 | 3.0 | 2200 | $2,500 | $1.14 | 139d | 1 | 1.11mi |
| 8414 Aster Glen Way Rosharon, TX | 4.0 | 2.5 | 2588 | $2,650 | $1.02 | 139d | 1 | 1.13mi |
| 8210 Radial Ct Rosharon, TX | 5.0 | 2.5 | 2506 | $2,550 | $1.02 | 139d | 1 | 1.20mi |
| 8223 Wainwright Way Rosharon, TX | 4.0 | 2.5 | 2172 | $2,340 | $1.08 | 42d | 1 | 1.30mi |
Property features AI
Finance
- Other
- Seller disclosure available
- Financial info
- Lease considered
- HOA & community
- Homeowners association managed by Principal Management Group of HouAnnual association fee of $550
Exterior
- Parking
- Attached 2-car garage
- Utilities
- Public waterPublic sewer
- Home design
- Residential propertyBuilt in 2022
- Construction
- Brick constructionBlock foundationComposition roof
- Exterior features
- Located in a subdivision
Interior
- Kitchen
- Kitchen on the first floor
- Bedrooms
- Primary bedroom on the first floor (approximately 16x14)Bedrooms on the second floor (approx. 12x11, 12x11, 11x11)
- Bathrooms
- 3 full bathrooms1 half bathroom
- Heating & cooling
- Central gas heatingCentral electric air conditioning
- Interior features
- Media roomLiving roomGame roomDining roomBreakfast nook
- Laundry & utility
- Laundry/utility areas not specified
Listing history 50 events
-
2026-09-24days on market $339,786 Active 48 DOM
-
2026-09-23days on market $339,786 Active 47 DOM
-
2026-09-22days on market $339,786 Active 46 DOM
-
2026-09-21days on market $339,786 Active 45 DOM
-
2026-09-20days on market $339,786 Active 44 DOM
-
2026-09-19days on market $339,786 Active 43 DOM
-
2026-09-18days on market $339,786 Active 42 DOM
-
2026-09-17days on market $339,786 Active 41 DOM
-
2026-09-16days on market $339,786 Active 40 DOM
-
2026-09-15days on market $339,786 Active 39 DOM
-
2026-09-14days on market $339,786 Active 38 DOM
-
2026-09-13days on market $339,786 Active 37 DOM
-
2026-09-12days on market $339,786 Active 36 DOM
-
2026-09-11days on market $339,786 Active 35 DOM
-
2026-09-05days on market $339,786 Active 29 DOM
-
2026-09-04days on market $339,786 Active 28 DOM
-
2026-09-02days on market $339,786 Active 26 DOM
-
2026-08-31days on market $339,786 Active 24 DOM
-
2026-08-30days on market $339,786 Active 23 DOM
-
2026-08-29days on market $339,786 Active 22 DOM
-
2026-08-28days on market $339,786 Active 21 DOM
-
2026-08-27days on market $339,786 Active 20 DOM
-
2026-08-25days on market $339,786 Active 18 DOM
-
2026-08-24days on market $339,786 Active 17 DOM
-
2026-08-23days on market $339,786 Active 16 DOM
-
2026-08-22days on market $339,786 Active 15 DOM
-
2026-08-21days on market $339,786 Active 14 DOM
-
2026-08-20days on market $339,786 Active 13 DOM
-
2026-08-19days on market $339,786 Active 12 DOM
-
2026-08-18price $339,786 Active 11 DOM
-
2026-08-18days on market $349,786 Active 11 DOM
-
2026-08-17days on market $349,786 Active 10 DOM
-
2026-08-16days on market $349,786 Active 9 DOM
-
2026-08-15days on market $349,786 Active 8 DOM
-
2026-08-14days on market $349,786 Active 7 DOM
-
2026-08-13days on market $349,786 Active 6 DOM
-
2026-08-12days on market $349,786 Active 5 DOM
-
2026-08-11days on market $349,786 Active 4 DOM
-
2026-08-10days on market $349,786 Active 3 DOM
-
2026-08-09pricedays on market $349,786 Active 2 DOM
-
2026-08-08pricedays on market $389,786 Active 1 DOM
-
2026-08-06days on market $359,786 Active 70 DOM
-
2026-08-05days on market $359,786 Active 69 DOM
-
2026-08-04days on market $359,786 Active 68 DOM
-
2026-08-03days on market $359,786 Active 67 DOM
-
2026-07-31days on market $359,786 Active 64 DOM
-
2026-07-30days on market $359,786 Active 62 DOM
-
2026-07-28days on market $359,786 Active 61 DOM
-
2026-07-26days on market $359,786 Active 59 DOM
-
2026-07-24days on market $359,786 Active 57 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $9,655 · $805/mo
- Projected year-2 tax
- $9,655 · $805/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,817
- − Mortgage interest
- −$19,033
- − Property taxes
- −$9,655
- − Insurance
- −$1,699
- − Repairs & maintenance
- −$2,625
- − Management
- −$2,625
- − HOA
- −$552
- − Depreciation
- −$9,885
- Taxable loss
- −$13,258
- Est. tax savings @ 24.0%
- +$3,182
- After-tax cash flow
- $-4,182/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This 2022-built home is move-in ready with excellent condition and no visible repairs or maintenance needed. It offers a sleek interior, spacious living areas, and is located in a desirable area with excellent access to amenities.
Zoned Schools
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Rosharon
- Score
- 65/100
- State rank
- #701
- US rank
- #13120
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Brazoria County · 1,004,526 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 52,747
- Household income
- $119,287
- Rent vs Own
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- Hispanic / Latino 38% Black 34% White 20% Two or more races 18% Asian 5%
- Hispanic origin (detail)
- Mexican 31% Puerto Rican 2%
- Common ancestry
- Lithuanian 1% Slovak 1% Romanian 1%
- Foreign-born
- 16% · Canada, Vietnam, China
- Languages at home
- 64% English-only · Spanish 28% Other Asian/Pacific 2% Vietnamese 1%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -120.19%
- Current HPI
- 198.6559
- Rent YoY
- ▲ 0.44%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
+0.0% since first listed7 events — show timeline
- 2026-08-07 Listed $389,786 HARMLS
- 2026-08-07 Listing Removed — HARMLS
- 2026-07-21 Price Changed $359,786 HARMLS
- 2026-06-29 Price Changed $369,786 HARMLS
- 2026-06-11 Price Changed $379,786 HARMLS
- 2026-05-29 Listed $389,786 HARMLS
- 2026-05-07 Coming Soon — HARMLS
Property tax history
+155.4%/yrLatest (2025): $9,655 · +0.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…