6421 E Gloria Ln · Phoenix, AZ 85331

$825,000

3 bd · 2.0 ba · 2,392 sqft · SingleFamily public records · 104 Days on market

Built 1979 1.01 ac lot $345/sqft · 8% below area Est $1091k · 24% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +6.0/30.0
• Schools +5.4/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.3/10.0
• DSCR +0.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

PRICE IMPROVEMENT & FRESHLY PAINTED UPSTAIRS! Located in the desirable Lone Mountain area of Cave Creek, this home offers the perfect blend of desert charm, privacy and functionality. Situated on over an acre, this 3B/2B home with 2900 SF provides stunning mountain views, room to roam, an no HOA. This home features vaulted ceilings, an open living area, and an eat in kitchen with island breakfast bar. Step outside to your own private desert retreat featuring a sparkling pool, covered patio, and expansive backyard with natural desert landscaping and breathtaking mountain views. There is space for RV parking and abundant storage. Additional highlights include a circular driveway and a spacious 2 car garage with plenty of room for storage. Minutes from shopping, dining, and outdoor recreation Bonus room offers space for your own private gym, home office, craft room or make a master suite. Out buildings for workshops, storage or Barn and tack room - get yourself that horse you always wanted.

Key facts

• 1.01 acre lot
• 2 garage spots
• Pool

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $825k.

Deal economics

• At list price, monthly cash flow is $-2k ($-19k/yr) — negative.
• To cash-flow at today's rent, offer at most $598k (27.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $523k (36.6% below list).
• Recommended offer: $523k (36.6% below list) — sets the bar for 1% rule.
• Cap rate 4.0% vs local median 3.3% in Phoenix — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 75/100 on livability (#16 in AZ, #3,924 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: health & safety C-, crime F.
• Cave Creek Unified District (4244) (urban): math 57% / reading 59% proficiency, ranked #13 of 249 in AZ (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 8% free/reduced lunch — higher-income household profile.
• Market conditions: 394 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
• At $5,230/mo this rent would consume 49% of the median local household income ($129k/yr) (locally 169% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $6k of loan paydown is wiped out by about $25k of value loss. Plan a longer hold.
• Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 104 days — a 9% lower offer ($751k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $400k; list at $825k implies a 106% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $523,008 (36.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 104 days. Have you received any prior offers? Is the seller open to a 37% concession, seller financing, or rate buy-down credit?
3. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.63% ✗
• Cap rate: 4.01%
• Cash-on-cash: -8.15%
• DSCR: 0.64
• GRM: 13.1

CMA / ARV

• ARV (median comp): $1,090,977
• List price: $825,000
• Delta: -24.38%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6525 E Rancho Del Oro Dr	0.29mi	3/2.0	2,367 (-1%)	7mo	$750,000	$317	79
31032 N 66th St	0.31mi	4/3.0 (+1)	2,463 (+3%)	2mo	$830,000	$337	70
6522 E Lonesome Trl	0.58mi	3/2.0	2,363 (-1%)	3mo	$785,000	$332	69
6540 E Wildcat Dr	0.33mi	4/3.0 (+1)	2,580 (+8%)	10mo	$1,132,000	$439	54
6444 E Montgomery Rd	0.57mi	3/2.0	2,137 (-11%)	8mo	$1,200,000	$562	49
6319 E Lowden Rd	0.52mi	3/2.5	2,682 (+12%)	8mo	$685,000	$255	47
6859 E Mighty Saguaro Way	0.75mi	3/2.5	2,411 (+1%)	24mo	$1,175,000	$487	42
30619 N 63rd St	0.56mi	4/3.0 (+1)	2,087 (-13%)	14mo	$705,000	$338	32
6512 E Montgomery Rd	0.57mi	3/2.0	2,049 (-14%)	23mo	$1,200,000	$586	30
6915 E Ranch Rd	0.63mi	3/2.5	2,703 (+13%)	23mo	$1,164,000	$431	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -30.6%
• Equity multiple: -0.01×
• Total profit: $-233,577
• Equity at exit: $123,010

10-year hold

• IRR: -32.9%
• Equity multiple: -0.44×
• Total profit: $-331,802
• Equity at exit: $71,331

Cash invested: $231,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85331

• Home prices YoY: -29.8%
• Active inventory: 394
• Price-to-rent: 13.1×

Monthly cashflow live

• Estimated rent: $5,230 high
• Mortgage (P&I): −$4,326
• Tax est. 1.5%: −$1,031 /mo · $12,375/yr
• Insurance: −$344
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,098
• Net cashflow: $-1,570

Break-even live

Break-even rent $7,217

Max offer price $597,873

Occupancy floor —

Sensitivity live

Price	-10% $-999	-5% $-1,285	+0% $-1,570	+5% $-1,855	+10% $-2,140
Rent	-10% $-1,983	-5% $-1,776	+0% $-1,570	+5% $-1,363	+10% $-1,156
Rate	-1.0pp $-1,154	-0.5pp $-1,360	base $-1,570	+0.5pp $-1,783	+1.0pp $-2,001

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $206,250
• Closing costs: $24,750
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6703 E Calle de Las Estrellas Rd Unit 1 Cave Creek, AZ	3.0	2.0	2400	$3,600	$1.50	25d	1	0.39mi
6703 E Calle de Las Estrellas Rd Unit 2 Cave Creek, AZ	3.0	2.0	1600	$2,500	$1.56	2d	1	0.39mi
6703 E Calle de Las Estrellas Rd Unit 1 Cave Creek, AZ	3.0	2.0	2400	$3,600	$1.50	22d	1	0.39mi
6445 E Wildcat Dr Cave Creek, AZ	3.0	2.0	2849	$2,995	$1.05	0d	1	0.40mi
6006 E Wildcat Dr Cave Creek, AZ	3.0	2.0	1747	$6,000	$3.43	21d	1	0.63mi
32472 N 68th Pl Scottsdale, AZ	3.0	2.5	2360	$6,000	$2.54	25d	1	0.74mi
6237 E Bramble Berry Ln Cave Creek, AZ	3.0	3.0	3036	$11,500	$3.79	44d	1	0.76mi
6894 E Thirsty Cactus Ln Scottsdale, AZ	3.0	2.5	2358	$5,750	$2.44	44d	1	0.79mi
6540 E Maria Dr Cave Creek, AZ	3.0	2.5	2521	$6,500	$2.58	44d	1	0.81mi
7020 E Mighty Saguaro Way Scottsdale, AZ	3.0	2.5	2415	$8,000	$3.31	44d	1	0.86mi
32761 N 69th St Scottsdale, AZ	2.0	2.0	1974	$5,200	$2.63	44d	1	0.92mi
32764 N 69th St Scottsdale, AZ	2.0	2.0	1670	$5,500	$3.29	44d	1	0.92mi
5940 E Bramble Berry Ln Cave Creek, AZ	3.0	2.0	2168	$7,000	$3.23	44d	1	0.92mi
32707 N 70th St Scottsdale, AZ	2.0	2.0	1628	$5,500	$3.38	44d	1	0.93mi
5824 E Montgomery Rd Cave Creek, AZ	3.0	2.0	2310	$4,900	$2.12	44d	1	0.94mi
5805 E Jake Hvn Cave Creek, AZ	3.0	2.0	2182	$3,395	$1.56	25d	1	1.00mi
7132 E Thirsty Cactus Ln Scottsdale, AZ	3.0	2.5	2358	$6,000	$2.54	44d	1	1.00mi
31108 N 72nd Pl Scottsdale, AZ	2.0	2.0	2377	$2,900	$1.22	44d	1	1.02mi
6917 E Sienna Bouquet Pl Scottsdale, AZ	3.0	3.0	1931	$6,000	$3.11	44d	1	1.03mi
7122 E Aloe Vera Dr Scottsdale, AZ	2.0	2.0	1609	$6,400	$3.98	44d	1	1.03mi
7015 E Davis Rd Scottsdale, AZ	4.0	3.0	1975	$4,800	$2.43	8d	1	1.03mi
7232 E Eclipse Dr Scottsdale, AZ	2.0	2.0	1856	$3,500	$1.89	44d	1	1.04mi
32876 N 69th St Scottsdale, AZ	2.0	2.0	1974	$4,900	$2.48	44d	1	1.05mi
32811 N 70th St Scottsdale, AZ	2.0	2.0	1609	$5,000	$3.11	44d	1	1.05mi
6951 E Hibiscus Way Scottsdale, AZ	3.0	3.0	1973	$6,000	$3.04	44d	1	1.09mi
6610 E Dixileta Dr Cave Creek, AZ	3.0	2.0	1610	$3,800	$2.36	44d	1	1.10mi
32782 N 71st St Scottsdale, AZ	2.0	2.0	1974	$5,500	$2.79	44d	1	1.10mi
7395 E Brisa Dr Scottsdale, AZ	2.0	2.5	2485	$7,000	$2.82	44d	1	1.19mi
6695 E Soaring Eagle Way Scottsdale, AZ	2.0	2.0	1974	$8,000	$4.05	25d	1	1.19mi
32962 N 71st St Scottsdale, AZ	2.0	2.0	1974	$8,000	$4.05	44d	1	1.20mi
29705 N 69th Pl Scottsdale, AZ	3.0	2.5	2852	$3,900	$1.37	22d	1	1.32mi
29705 N 69th Pl Scottsdale, AZ	4.0	2.5	2852	$4,450	$1.56	44d	1	1.32mi
7559 E Visao Dr Scottsdale, AZ	3.0	3.0	2724	$9,500	$3.49	44d	1	1.39mi
7295 E Sunset Sky Cir Scottsdale, AZ	2.0	2.0	1986	$4,500	$2.27	44d	1	1.39mi
32924 N 73rd Way Scottsdale, AZ	3.0	3.0	2109	$5,500	$2.61	2d	1	1.40mi
6501 E Shooting Star Way Scottsdale, AZ	2.0	2.0	1974	$6,000	$3.04	25d	1	1.40mi
6584 E Shooting Star Way Scottsdale, AZ	2.0	2.0	1673	$5,500	$3.29	44d	1	1.41mi
6465 E Shooting Star Way Scottsdale, AZ	3.0	3.0	1968	$7,500	$3.81	44d	1	1.43mi
33571 N 70th Way Scottsdale, AZ	3.0	2.0	1955	$6,000	$3.07	25d	1	1.46mi
7387 E Quien Sabe Way Scottsdale, AZ	2.0	2.0	1734	$3,750	$2.16	19d	1	1.47mi

Listing history 26 events

1. 2026-06-18
   days on market $825,000 Active 104 DOM
2. 2026-06-17
   days on market $825,000 Active 103 DOM
3. 2026-06-16
   days on market $825,000 Active 102 DOM
4. 2026-06-15
   days on market $825,000 Active 101 DOM
5. 2026-06-13
   days on market $825,000 Active 99 DOM
6. 2026-06-13
   days on market $825,000 Active 98 DOM
7. 2026-06-09
   days on market $825,000 Active 95 DOM
8. 2026-06-08
   days on market $825,000 Active 94 DOM
9. 2026-06-07
   days on market $825,000 Active 93 DOM
10. 2026-06-04
    days on market $825,000 Active 90 DOM
11. 2026-06-03
    days on market $825,000 Active 89 DOM
12. 2026-06-02
    days on market $825,000 Active 88 DOM
13. 2026-06-01
    days on market $825,000 Active 87 DOM
14. 2026-05-31
    days on market $825,000 Active 86 DOM
15. 2026-04-23
    price $825,000 1006-char remark

    Show marketing remark (1006 chars)

    PRICE IMPROVEMENT & FRESHLY PAINTED UPSTAIRS! Located in the desirable Lone Mountain area of Cave Creek, this home offers the perfect blend of desert charm, privacy and functionality. Situated on over an acre, this 3B/2B home with 2900 SF provides stunning mountain views, room to roam, an no HOA. This home features vaulted ceilings, an open living area, and an eat in kitchen with island breakfast bar. Step outside to your own private desert retreat featuring a sparkling pool, covered patio, and expansive backyard with natural desert landscaping and breathtaking mountain views. There is space for RV parking and abundant storage. Additional highlights include a circular driveway and a spacious 2 car garage with plenty of room for storage. Minutes from shopping, dining, and outdoor recreation Bonus room offers space for your own private gym, home office, craft room or make a master suite. Out buildings for workshops, storage or Barn and tack room - get yourself that horse you always wanted.

16. 2026-03-06
    listed $850,000 Active 1006-char remark

    Show marketing remark (1006 chars)

    PRICE IMPROVEMENT & FRESHLY PAINTED UPSTAIRS! Located in the desirable Lone Mountain area of Cave Creek, this home offers the perfect blend of desert charm, privacy and functionality. Situated on over an acre, this 3B/2B home with 2900 SF provides stunning mountain views, room to roam, an no HOA. This home features vaulted ceilings, an open living area, and an eat in kitchen with island breakfast bar. Step outside to your own private desert retreat featuring a sparkling pool, covered patio, and expansive backyard with natural desert landscaping and breathtaking mountain views. There is space for RV parking and abundant storage. Additional highlights include a circular driveway and a spacious 2 car garage with plenty of room for storage. Minutes from shopping, dining, and outdoor recreation Bonus room offers space for your own private gym, home office, craft room or make a master suite. Out buildings for workshops, storage or Barn and tack room - get yourself that horse you always wanted.

17. 2018-02-09
    soldstatus $400,000
18. 2018-02-05
    soldstatus $400,000 Closed 1393-char remark

    Show marketing remark (1393 chars)

    Well maintained family home on an acre in a county island with a Cave Creek address. Freshly painted inside and out with new carpet in the upstairs and master bedroom. Large kitchen with corian countertops, island, tons of cabinetry and a desk areas. Large dining room with pass through to kitchen. Saltillo tiled living room with vaulted ceilings.Two bedrooms upstairs with a full bath (with jaccuzi tub) that open to the large loft style family room and a flex room for exercise equipment,music room, storage or any number of uses. Separate laundry room plumbed for propane or electric dryer. Covered south-facing patio out kitchen door leads to sparkling pebble tech pool with sand filter and multi level cool deck surround. This area is completely surrounded by block wall with 2 pedestrian gates and two.double gates for easy vehicular access or pass through to back portion of the lot. Two car garage AND ample attached 3 car carport with overhead storage. Two lockable storage buildings with electricity,lighting and hose bibs in rear portion of the lot for tack room, workshop and toys. Lot is graded for easy access for trailors, boats, etc. with three sides surrounded by block wall. House has forced air propane heat, two air conditioners and two evaporative coolers for those hot, dry summer days. Solar hot water. No HOA and Cave Creek School District. This home is move-in ready!

19. 2018-01-22
    historical Under Contract Accepting Backups 1393-char remark

    Show marketing remark (1393 chars)

    Well maintained family home on an acre in a county island with a Cave Creek address. Freshly painted inside and out with new carpet in the upstairs and master bedroom. Large kitchen with corian countertops, island, tons of cabinetry and a desk areas. Large dining room with pass through to kitchen. Saltillo tiled living room with vaulted ceilings.Two bedrooms upstairs with a full bath (with jaccuzi tub) that open to the large loft style family room and a flex room for exercise equipment,music room, storage or any number of uses. Separate laundry room plumbed for propane or electric dryer. Covered south-facing patio out kitchen door leads to sparkling pebble tech pool with sand filter and multi level cool deck surround. This area is completely surrounded by block wall with 2 pedestrian gates and two.double gates for easy vehicular access or pass through to back portion of the lot. Two car garage AND ample attached 3 car carport with overhead storage. Two lockable storage buildings with electricity,lighting and hose bibs in rear portion of the lot for tack room, workshop and toys. Lot is graded for easy access for trailors, boats, etc. with three sides surrounded by block wall. House has forced air propane heat, two air conditioners and two evaporative coolers for those hot, dry summer days. Solar hot water. No HOA and Cave Creek School District. This home is move-in ready!

20. 2017-09-17
    price $425,000 1393-char remark

    Show marketing remark (1393 chars)

    Well maintained family home on an acre in a county island with a Cave Creek address. Freshly painted inside and out with new carpet in the upstairs and master bedroom. Large kitchen with corian countertops, island, tons of cabinetry and a desk areas. Large dining room with pass through to kitchen. Saltillo tiled living room with vaulted ceilings.Two bedrooms upstairs with a full bath (with jaccuzi tub) that open to the large loft style family room and a flex room for exercise equipment,music room, storage or any number of uses. Separate laundry room plumbed for propane or electric dryer. Covered south-facing patio out kitchen door leads to sparkling pebble tech pool with sand filter and multi level cool deck surround. This area is completely surrounded by block wall with 2 pedestrian gates and two.double gates for easy vehicular access or pass through to back portion of the lot. Two car garage AND ample attached 3 car carport with overhead storage. Two lockable storage buildings with electricity,lighting and hose bibs in rear portion of the lot for tack room, workshop and toys. Lot is graded for easy access for trailors, boats, etc. with three sides surrounded by block wall. House has forced air propane heat, two air conditioners and two evaporative coolers for those hot, dry summer days. Solar hot water. No HOA and Cave Creek School District. This home is move-in ready!

21. 2017-06-30
    status Active 1393-char remark

    Show marketing remark (1393 chars)

    Well maintained family home on an acre in a county island with a Cave Creek address. Freshly painted inside and out with new carpet in the upstairs and master bedroom. Large kitchen with corian countertops, island, tons of cabinetry and a desk areas. Large dining room with pass through to kitchen. Saltillo tiled living room with vaulted ceilings.Two bedrooms upstairs with a full bath (with jaccuzi tub) that open to the large loft style family room and a flex room for exercise equipment,music room, storage or any number of uses. Separate laundry room plumbed for propane or electric dryer. Covered south-facing patio out kitchen door leads to sparkling pebble tech pool with sand filter and multi level cool deck surround. This area is completely surrounded by block wall with 2 pedestrian gates and two.double gates for easy vehicular access or pass through to back portion of the lot. Two car garage AND ample attached 3 car carport with overhead storage. Two lockable storage buildings with electricity,lighting and hose bibs in rear portion of the lot for tack room, workshop and toys. Lot is graded for easy access for trailors, boats, etc. with three sides surrounded by block wall. House has forced air propane heat, two air conditioners and two evaporative coolers for those hot, dry summer days. Solar hot water. No HOA and Cave Creek School District. This home is move-in ready!

22. 2017-06-26
    historical 1393-char remark

    Show marketing remark (1393 chars)

    Well maintained family home on an acre in a county island with a Cave Creek address. Freshly painted inside and out with new carpet in the upstairs and master bedroom. Large kitchen with corian countertops, island, tons of cabinetry and a desk areas. Large dining room with pass through to kitchen. Saltillo tiled living room with vaulted ceilings.Two bedrooms upstairs with a full bath (with jaccuzi tub) that open to the large loft style family room and a flex room for exercise equipment,music room, storage or any number of uses. Separate laundry room plumbed for propane or electric dryer. Covered south-facing patio out kitchen door leads to sparkling pebble tech pool with sand filter and multi level cool deck surround. This area is completely surrounded by block wall with 2 pedestrian gates and two.double gates for easy vehicular access or pass through to back portion of the lot. Two car garage AND ample attached 3 car carport with overhead storage. Two lockable storage buildings with electricity,lighting and hose bibs in rear portion of the lot for tack room, workshop and toys. Lot is graded for easy access for trailors, boats, etc. with three sides surrounded by block wall. House has forced air propane heat, two air conditioners and two evaporative coolers for those hot, dry summer days. Solar hot water. No HOA and Cave Creek School District. This home is move-in ready!

23. 2017-06-05
    price $455,000 1393-char remark

    Show marketing remark (1393 chars)

    Well maintained family home on an acre in a county island with a Cave Creek address. Freshly painted inside and out with new carpet in the upstairs and master bedroom. Large kitchen with corian countertops, island, tons of cabinetry and a desk areas. Large dining room with pass through to kitchen. Saltillo tiled living room with vaulted ceilings.Two bedrooms upstairs with a full bath (with jaccuzi tub) that open to the large loft style family room and a flex room for exercise equipment,music room, storage or any number of uses. Separate laundry room plumbed for propane or electric dryer. Covered south-facing patio out kitchen door leads to sparkling pebble tech pool with sand filter and multi level cool deck surround. This area is completely surrounded by block wall with 2 pedestrian gates and two.double gates for easy vehicular access or pass through to back portion of the lot. Two car garage AND ample attached 3 car carport with overhead storage. Two lockable storage buildings with electricity,lighting and hose bibs in rear portion of the lot for tack room, workshop and toys. Lot is graded for easy access for trailors, boats, etc. with three sides surrounded by block wall. House has forced air propane heat, two air conditioners and two evaporative coolers for those hot, dry summer days. Solar hot water. No HOA and Cave Creek School District. This home is move-in ready!

24. 2017-03-15
    price $469,000 1393-char remark

    Show marketing remark (1393 chars)

    Well maintained family home on an acre in a county island with a Cave Creek address. Freshly painted inside and out with new carpet in the upstairs and master bedroom. Large kitchen with corian countertops, island, tons of cabinetry and a desk areas. Large dining room with pass through to kitchen. Saltillo tiled living room with vaulted ceilings.Two bedrooms upstairs with a full bath (with jaccuzi tub) that open to the large loft style family room and a flex room for exercise equipment,music room, storage or any number of uses. Separate laundry room plumbed for propane or electric dryer. Covered south-facing patio out kitchen door leads to sparkling pebble tech pool with sand filter and multi level cool deck surround. This area is completely surrounded by block wall with 2 pedestrian gates and two.double gates for easy vehicular access or pass through to back portion of the lot. Two car garage AND ample attached 3 car carport with overhead storage. Two lockable storage buildings with electricity,lighting and hose bibs in rear portion of the lot for tack room, workshop and toys. Lot is graded for easy access for trailors, boats, etc. with three sides surrounded by block wall. House has forced air propane heat, two air conditioners and two evaporative coolers for those hot, dry summer days. Solar hot water. No HOA and Cave Creek School District. This home is move-in ready!

25. 2017-01-06
    listed $480,000 Active 1393-char remark

    Show marketing remark (1393 chars)

    Well maintained family home on an acre in a county island with a Cave Creek address. Freshly painted inside and out with new carpet in the upstairs and master bedroom. Large kitchen with corian countertops, island, tons of cabinetry and a desk areas. Large dining room with pass through to kitchen. Saltillo tiled living room with vaulted ceilings.Two bedrooms upstairs with a full bath (with jaccuzi tub) that open to the large loft style family room and a flex room for exercise equipment,music room, storage or any number of uses. Separate laundry room plumbed for propane or electric dryer. Covered south-facing patio out kitchen door leads to sparkling pebble tech pool with sand filter and multi level cool deck surround. This area is completely surrounded by block wall with 2 pedestrian gates and two.double gates for easy vehicular access or pass through to back portion of the lot. Two car garage AND ample attached 3 car carport with overhead storage. Two lockable storage buildings with electricity,lighting and hose bibs in rear portion of the lot for tack room, workshop and toys. Lot is graded for easy access for trailors, boats, etc. with three sides surrounded by block wall. House has forced air propane heat, two air conditioners and two evaporative coolers for those hot, dry summer days. Solar hot water. No HOA and Cave Creek School District. This home is move-in ready!

26. 1986-10-15
    soldstatus $115,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $62,761
• − Mortgage interest: −$46,213
• − Property taxes: −$12,375
• − Insurance: −$4,125
• − Repairs & maintenance: −$5,021
• − Management: −$5,021
• − Depreciation: −$24,000
• Taxable loss: −$33,994
• Est. tax savings @ 24.0%: +$8,158
• After-tax cash flow: $-10,677/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cave Creek Unified District (4244)
• NCES district ID: 0400001
• Math proficiency: 57% ▼ -9.00%
• Reading proficiency: 59% ▼ -8.00%
• Median HH income: $102,788
• Composite: 54.46/100
• National rank: #1351
• State rank: #13 of 249 in AZ

Livability — Phoenix

• Score: 75/100
• State rank: #16
• US rank: #3924

Category grades

Amenities A+ Commute A+ Cost of living B- Crime F Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Maricopa County · 4,537,380 people
• City population: 1,500,198
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 31,968
• Household income: $129,083
• Rent vs Own: 7.4% rent · 92.6% own
• Severe rent burden: 169.0

Population outlook (Maricopa County) Hauer SSP2

• Today (2025): 4,979,203 people
• By 2030: 5,378,229 · +8.0%
• By 2040: 6,156,598 · +23.6%
• By 2050: 6,872,376 · +38.0%
• By 2075: 8,401,270 · +68.7%
• By 2100: 9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 7% Two or more races 5% Asian 2%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Romanian 5% Italian 4% Portuguese 4%
• Foreign-born: 6% · Canada
• Languages at home: 93% English-only · Spanish 3% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Maricopa

• 2024 margin: Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
• 2008→2024 swing: +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
• All cycles: 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -134.66%
• Current HPI: 316.6855
• Rent YoY: —
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

+617.4% since first listed

12 events — show timeline

• 2026-04-23 Price Changed $825,000 ARMLS
• 2026-03-06 Listed $850,000 ARMLS
• 2018-02-09 Sold (Public Records) $400,000 Public Records
• 2018-02-05 Sold (MLS) $400,000 ARMLS
• 2018-01-22 Contingent — ARMLS
• 2017-09-17 Price Changed $425,000 ARMLS
• 2017-06-30 Relisted — ARMLS
• 2017-06-26 Listing Removed — ARMLS
• 2017-06-05 Price Changed $455,000 ARMLS
• 2017-03-15 Price Changed $469,000 ARMLS
• 2017-01-06 Listed $480,000 ARMLS
• 1986-10-15 Sold (Public Records) $115,000 Public Records

Property tax history

-0.1%/yr

Latest (2025): $1,450 · +1.6% YoY. Source: county tax records.