1100 W Jefferson Ave #15 · Hayden, CO 81639

$124,900

3 bd · 1.0 ba · 924 sqft · Manufactured public records · 326 Days on market

Built 1975

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.4/30.0
• DSCR +7.9/10.0
• ARV discount +7.5/15.0
• 1% rule +5.1/10.0
• Livability +3.2/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Affordable living in Hayden! The home features an open kitchen with a breakfast bar. The cook will love all the cabinet & countertop space in the open kitchen. This home has a roomy feel throughout and has been nicely updated. You will love the yard! It's a great place to retreat with mature trees & landscaping or hang out with friends & family. Two sheds in the rear, one makes a great storage/garden shed, the other one would make a great workshop/mancave. Space rent is super affordable being $477 per month and includes internet/cable. This affordable home in Hayden would make a great starter home, retiree home or investment property! Don't wait or it will be gone!

Key facts

• Ample cabinetry
• Fully fenced yard
• Breakfast bar

Tags

• SPACIOUS OPEN KITCHEN
• BREAKFAST BAR
• AMPLE CABINETRY
• GENEROUS COUNTERTOP SPACE
• FULLY FENCED YARD
• MATURE TREES

Property features AI

Finance

• Other: Property located in Hayden subdivision; Directions: Highway 40 to Meadow Village, #15
• HOA & community: No community features

Exterior

• Parking: See remarks for parking details
• Utilities: Public water; Sewer connected; Utilities: see remarks
• Home design: Residential mobile home; Single-family zoning
• Construction: Frame construction; Built as a mobile home
• Exterior features: Membrane roof; City lot; Paved road access; Sewer connected

Interior

• Kitchen: Dishwasher; Oven; Range; Refrigerator
• Flooring: See remarks for flooring details
• Bathrooms: 1 full bathroom; 1 three-quarter bathroom
• Heating & cooling: Forced air heating; Natural gas heating
• Interior features: See remarks for additional interior details; Unfurnished
• Laundry & utility: In-unit laundry

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath manufactured listed at $125k.

Deal economics

• At list price, monthly cash flow is $129 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $125k).
• Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.7% vs local median 1.2% in Hayden — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#154 in CO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: schools D-, amenities F, commute F.
• Hayden School District No. RE-1 (rural): math 15% / reading 40% proficiency, ranked #115 of 176 in CO (top 65%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 87 active listings in the ZIP; 597 units permitted in Routt County in 2024 (418 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Routt County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 326 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago; this cycle's ask has dropped $25k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $109,912 (12.0% below list)

Questions for the listing agent

1. It's been on market 326 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 8.74%
• Cash-on-cash: 8.74%
• DSCR: 1.39
• GRM: 8.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -9.3%
• Equity multiple: 0.66×
• Total profit: $-11,973
• Equity at exit: $18,623

10-year hold

• IRR: 0.1%
• Equity multiple: 1.01×
• Total profit: $279
• Equity at exit: $10,799

Cash invested: $34,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 81639

• Home prices YoY: -17.9%
• Active inventory: 87
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $1,262 medium
• Mortgage (P&I): −$655
• Tax from tax record: −$36 /mo · $426/yr
• Insurance: −$52
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$265
• Net cashflow: $129

Break-even live

Break-even rent $1,098

Max offer price $124,900

Occupancy floor 85%

Sensitivity live

Price	-10% $200	-5% $165	+0% $129	+5% $94	+10% $59
Rent	-10% $30	-5% $80	+0% $129	+5% $179	+10% $229
Rate	-1.0pp $192	-0.5pp $161	base $129	+0.5pp $97	+1.0pp $64

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,225
• Closing costs: $3,747
• Reserves months: —
• Total cash needed: —

Listing history 30 events

1. 2026-06-19
   days on market $124,900 Active 326 DOM
2. 2026-06-18
   days on market $124,900 Active 325 DOM
3. 2026-06-17
   days on market $124,900 Active 324 DOM
4. 2026-06-16
   days on market $124,900 Active 323 DOM
5. 2026-06-15
   days on market $124,900 Active 322 DOM
6. 2026-06-14
   days on market $124,900 Active 320 DOM
7. 2026-06-12
   days on market $124,900 Active 319 DOM
8. 2026-06-09
   days on market $124,900 Active 316 DOM
9. 2026-06-08
   days on market $124,900 Active 315 DOM
10. 2026-06-07
    days on market $124,900 Active 314 DOM
11. 2026-06-05
    days on market $124,900 Active 312 DOM
12. 2026-06-04
    days on market $124,900 Active 310 DOM
13. 2026-06-02
    days on market $124,900 Active 309 DOM
14. 2026-06-01
    days on market $124,900 Active 308 DOM
15. 2026-05-31
    days on market $124,900 Active 307 DOM
16. 2026-05-31
    days on market $124,900 Active 306 DOM
17. 2026-03-11
    price $124,900
18. 2025-09-09
    status Active
19. 2025-09-02
    status Pending
20. 2025-08-05
    price $139,900
21. 2025-07-21
    listed $149,900 Active
22. 2023-07-31
    soldstatus $125,000 Closed 685-char remark

    Show marketing remark (685 chars)

    Affordable living in Hayden! The home features an open kitchen with a breakfast bar. The cook will love all the cabinet & countertop space in the open kitchen. This home has a roomy feel throughout and has been nicely updated. You will love the yard! It's a great place to retreat with mature trees & landscaping or hang out with friends & family. Two sheds in the rear, one makes a great storage/garden shed, the other one would make a great workshop/mancave. Space rent is super affordable being $477 per month and includes internet/cable. This affordable home in Hayden would make a great starter home, retiree home or investment property! Don't wait or it will be gone!

23. 2023-07-31
    soldstatus $125,000 Sold 685-char remark

    Show marketing remark (685 chars)

    Affordable living in Hayden! The home features an open kitchen with a breakfast bar. The cook will love all the cabinet & countertop space in the open kitchen. This home has a roomy feel throughout and has been nicely updated. You will love the yard! It's a great place to retreat with mature trees & landscaping or hang out with friends & family. Two sheds in the rear, one makes a great storage/garden shed, the other one would make a great workshop/mancave. Space rent is super affordable being $477 per month and includes internet/cable. This affordable home in Hayden would make a great starter home, retiree home or investment property! Don't wait or it will be gone!

24. 2023-07-20
    status Pending 685-char remark

    Show marketing remark (685 chars)

    Affordable living in Hayden! The home features an open kitchen with a breakfast bar. The cook will love all the cabinet & countertop space in the open kitchen. This home has a roomy feel throughout and has been nicely updated. You will love the yard! It's a great place to retreat with mature trees & landscaping or hang out with friends & family. Two sheds in the rear, one makes a great storage/garden shed, the other one would make a great workshop/mancave. Space rent is super affordable being $477 per month and includes internet/cable. This affordable home in Hayden would make a great starter home, retiree home or investment property! Don't wait or it will be gone!

25. 2023-07-20
    status Pending 685-char remark

    Show marketing remark (685 chars)

    Affordable living in Hayden! The home features an open kitchen with a breakfast bar. The cook will love all the cabinet & countertop space in the open kitchen. This home has a roomy feel throughout and has been nicely updated. You will love the yard! It's a great place to retreat with mature trees & landscaping or hang out with friends & family. Two sheds in the rear, one makes a great storage/garden shed, the other one would make a great workshop/mancave. Space rent is super affordable being $477 per month and includes internet/cable. This affordable home in Hayden would make a great starter home, retiree home or investment property! Don't wait or it will be gone!

26. 2023-07-06
    price $139,900 685-char remark

    Show marketing remark (685 chars)

    Affordable living in Hayden! The home features an open kitchen with a breakfast bar. The cook will love all the cabinet & countertop space in the open kitchen. This home has a roomy feel throughout and has been nicely updated. You will love the yard! It's a great place to retreat with mature trees & landscaping or hang out with friends & family. Two sheds in the rear, one makes a great storage/garden shed, the other one would make a great workshop/mancave. Space rent is super affordable being $477 per month and includes internet/cable. This affordable home in Hayden would make a great starter home, retiree home or investment property! Don't wait or it will be gone!

27. 2023-07-06
    price $139,900 685-char remark

    Show marketing remark (685 chars)

    Affordable living in Hayden! The home features an open kitchen with a breakfast bar. The cook will love all the cabinet & countertop space in the open kitchen. This home has a roomy feel throughout and has been nicely updated. You will love the yard! It's a great place to retreat with mature trees & landscaping or hang out with friends & family. Two sheds in the rear, one makes a great storage/garden shed, the other one would make a great workshop/mancave. Space rent is super affordable being $477 per month and includes internet/cable. This affordable home in Hayden would make a great starter home, retiree home or investment property! Don't wait or it will be gone!

28. 2023-06-12
    listed $155,000 Active 685-char remark

    Show marketing remark (685 chars)

    Affordable living in Hayden! The home features an open kitchen with a breakfast bar. The cook will love all the cabinet & countertop space in the open kitchen. This home has a roomy feel throughout and has been nicely updated. You will love the yard! It's a great place to retreat with mature trees & landscaping or hang out with friends & family. Two sheds in the rear, one makes a great storage/garden shed, the other one would make a great workshop/mancave. Space rent is super affordable being $477 per month and includes internet/cable. This affordable home in Hayden would make a great starter home, retiree home or investment property! Don't wait or it will be gone!

29. 2023-06-12
    listed $155,000 Active 685-char remark

    Show marketing remark (685 chars)

    Affordable living in Hayden! The home features an open kitchen with a breakfast bar. The cook will love all the cabinet & countertop space in the open kitchen. This home has a roomy feel throughout and has been nicely updated. You will love the yard! It's a great place to retreat with mature trees & landscaping or hang out with friends & family. Two sheds in the rear, one makes a great storage/garden shed, the other one would make a great workshop/mancave. Space rent is super affordable being $477 per month and includes internet/cable. This affordable home in Hayden would make a great starter home, retiree home or investment property! Don't wait or it will be gone!

30. 2018-01-03
    soldstatus $50,000 484-char remark

    Show marketing remark (484 chars)

    You must see to appreciate how nice this turn key home really is. This is a 1975 14x70 mobile home with 2 add-ons and square footage is approximate. Home features all stainless appliances, newer flooring, walls, back porch/mud room, large eat in kitchen and as a bonus all furniture is also included and is in excellent condition. Newer roof, vinyl siding and trex front deck, fenced and landscaped yard. Space rent is $290.00. This is a must see, you'll be pleasantly surprised!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

• Current annual tax: $426 · $36/mo
• Projected year-2 tax: $687 · $57/mo
• Expected delta: +$261/yr (+$22/mo · 61.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone A · 24% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 2/10 Low 7 d/yr ≥88°F today · 20 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,148
• − Mortgage interest: −$6,996
• − Property taxes: −$426
• − Insurance: −$2,127
• − Repairs & maintenance: −$1,212
• − Management: −$1,212
• − Depreciation: −$3,633
• Taxable loss: −$459
• Est. tax savings @ 24.0%: +$110
• After-tax cash flow: $1,664/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hayden School District No. RE-1
• NCES district ID: 0804590
• Math proficiency: 15% ▼ -12.00%
• Reading proficiency: 40% ▼ -1.00%
• Median HH income: $55,956
• Composite: 27.59/100
• National rank: #12345
• State rank: #115 of 176 in CO

Livability — Hayden

• Score: 65/100
• State rank: #154
• US rank: #12425

Category grades

Amenities F Commute F Cost of living B Crime A Employment A+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hayden, CO
• Population (ZIP): 2,617

Population outlook (Routt County) Hauer SSP2

• Today (2025): 27,283 people
• By 2030: 28,555 · +4.7%
• By 2040: 30,578 · +12.1%
• By 2050: 32,328 · +18.5%
• By 2075: 36,897 · +35.2%
• By 2100: 38,794 · +42.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 11% Two or more races 9%
• Hispanic origin (detail): Mexican 4% Puerto Rican 3%
• Common ancestry: Romanian 7% Slovak 6% Serbian 3%
• Foreign-born: 5% · Canada, China
• Languages at home: 88% English-only · Spanish 9% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Routt

• 2024 margin: Strong D (+27.7) · D 62.5% · R 34.8% · Other 2.8%
• 2008→2024 swing: +0.9pp no change · 2008: 26.9pp · 2024: 27.7pp
• All cycles: 2024: D+27.7 2020: D+27.6 2016: D+17.0 2012: D+15.6 2008: D+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.13%
• Current HPI: 439.4921
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

+149.8% since first listed

14 events — show timeline

• 2026-03-11 Price Changed $124,900 SAR
• 2025-09-09 Relisted — SAR
• 2025-09-02 Pending — SAR
• 2025-08-05 Price Changed $139,900 SAR
• 2025-07-21 Listed $149,900 SAR
• 2023-07-31 Sold (MLS) $125,000 IRES
• 2023-07-31 Sold (MLS) $125,000 REColorado as Distributed by MLS Grid
• 2023-07-20 Pending — REColorado as Distributed by MLS Grid
• 2023-07-20 Pending — IRES
• 2023-07-06 Price Changed $139,900 REColorado as Distributed by MLS Grid
• 2023-07-06 Price Changed $139,900 IRES
• 2023-06-12 Listed $155,000 IRES
• 2023-06-12 Listed $155,000 REColorado as Distributed by MLS Grid
• 2018-01-03 Sold (MLS) $50,000 AGMLS

Property tax history

+15.8%/yr

Latest (2025): $426 · +278.0% YoY. Source: county tax records.