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113 W Linn St
B+ Composite 78.64
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.9/30.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • 1% rule +9.4/10.0
  • ARV discount +7.5/15.0
  • Schools +3.7/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$59,000

113 W Linn St · Huntington, TX 75949
1 bd · 1.0 ba · 856 sqft · SingleFamily public records · 71 Days on market
Built 1940 0.25 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Remodel started—now it's your opportunity to finish and make it your own! Located in Huntington ISD, this 1-bedroom, 1-bath home offers approximately 856 square feet on a spacious 1/4-acre lot. Updates include new laminate flooring, kitchen cabinets, countertops, and an updated shower. The backyard features a fenced area and a large storage shed. Being sold AS IS—bring your vision and complete the transformation!

Key facts

  • Fenced area
  • Kitchen cabinets
  • Updated shower

Tags

NEW LAMINATE FLOORINGKITCHEN CABINETSCOUNTERTOPSUPDATED SHOWERFENCED AREALARGE STORAGE SHED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $59k.

Deal economics

  • At list price, monthly cash flow is $218 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($850 rent vs $59k).
  • Recommended offer: $55k (6.0% below list) — sets the bar for market timing.
  • Cap rate 10.7% vs local median 2.0% in Huntington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#808 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing B+; Watch: schools C-, amenities F, commute F.
  • Huntington ISD (rural): math 46% / reading 42% proficiency, ranked #303 of 826 in TX (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 113 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 120 units permitted in Angelina County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($408 loan paydown + $6k appreciation (10.0% local appreciation)).
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 71 days — a 6% lower offer ($55k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $55,460 (6.0% below list)

Questions for the listing agent

  1. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.44%
Cap rate
10.72%
Cash-on-cash
15.80%
DSCR
1.70
GRM
5.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
36.0%
Equity multiple
3.79×
Total profit
$46,028
Equity at exit
$53,152
10-year hold
IRR
31.0%
Equity multiple
8.55×
Total profit
$124,732
Equity at exit
$114,624

Cash invested: $16,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75949

Home prices YoY
19.1%
Active inventory
113
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$850 medium interval (Pro) →
Mortgage (P&I)
$309
Tax from tax record
$120 /mo · $1,440/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$178
Net cashflow
$218

Break-even live

Break-even rent $575
Max offer price $59,000
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,750
Closing costs
$1,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
281 S 2nd St Huntington, TX 2.0 1.0 1000 $850 $0.85 43d 1 0.59mi

Listing history 21 events

  1. 2026-06-19
    days on market $59,000 Active 71 DOM
  2. 2026-06-18
    days on market $59,000 Active 70 DOM
  3. 2026-06-17
    days on market $59,000 Active 69 DOM
  4. 2026-06-16
    days on market $59,000 Active 68 DOM
  5. 2026-06-15
    days on market $59,000 Active 67 DOM
  6. 2026-06-14
    days on market $59,000 Active 65 DOM
  7. 2026-06-13
    days on market $59,000 Active 64 DOM
  8. 2026-06-10
    days on market $59,000 Active 62 DOM
  9. 2026-06-09
    days on market $59,000 Active 61 DOM
  10. 2026-06-08
    days on market $59,000 Active 60 DOM
  11. 2026-06-07
    pricedays on market $59,000 Active 59 DOM
  12. 2026-06-03
    days on market $62,000 Active 55 DOM
  13. 2026-06-02
    days on market $62,000 Active 54 DOM
  14. 2026-06-01
    days on market $62,000 Active 53 DOM
  15. 2026-05-31
    days on market $62,000 Active 52 DOM
  16. 2026-05-30
    days on market $62,000 Active 51 DOM
  17. 2026-05-12
    status Active 428-char remark
    Show marketing remark (428 chars)

    Remodel started—now it's your opportunity to finish and make it your own! Located in Huntington ISD, this 1-bedroom, 1-bath home offers approximately 856 square feet on a spacious 1/4-acre lot. Updates include new laminate flooring, kitchen cabinets, countertops, and an updated shower. The backyard features a fenced area and a large storage shed. Being sold AS IS—bring your vision and complete the transformation!

  18. 2026-04-29
    status Pending 428-char remark
    Show marketing remark (428 chars)

    Remodel started—now it's your opportunity to finish and make it your own! Located in Huntington ISD, this 1-bedroom, 1-bath home offers approximately 856 square feet on a spacious 1/4-acre lot. Updates include new laminate flooring, kitchen cabinets, countertops, and an updated shower. The backyard features a fenced area and a large storage shed. Being sold AS IS—bring your vision and complete the transformation!

  19. 2026-04-09
    listed $62,000 Active 428-char remark
    Show marketing remark (434 chars)

    Remodel started—now it’s your opportunity to finish and make it your own! Located in Huntington ISD, this 1-bedroom, 1-bath home offers approximately 856 square feet on a spacious 1/4-acre lot. Updates include new laminate flooring, kitchen cabinets, countertops, and an updated shower. The backyard features a fenced area and a large storage shed. Being sold AS IS—bring your vision and complete the transformation!

  20. 2026-04-09
    listed $62,000 Active 434-char remark
    Show marketing remark (434 chars)

    Remodel started—now it’s your opportunity to finish and make it your own! Located in Huntington ISD, this 1-bedroom, 1-bath home offers approximately 856 square feet on a spacious 1/4-acre lot. Updates include new laminate flooring, kitchen cabinets, countertops, and an updated shower. The backyard features a fenced area and a large storage shed. Being sold AS IS—bring your vision and complete the transformation!

  21. 1996-09-17
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,440 · $120/mo
Projected year-2 tax
$1,440 · $120/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$10,200
− Mortgage interest
−$3,305
− Property taxes
−$1,440
− Insurance
−$295
− Repairs & maintenance
−$816
− Management
−$816
− Depreciation
−$1,716
Taxable income
$1,812
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$435
After-tax cash flow
$2,175/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Huntington ISD
NCES district ID
4824000
Math proficiency
46% ▼ -10.00%
Reading proficiency
42% ▼ -1.00%
Median HH income
$39,651
Composite
36.85/100
National rank
#4554
State rank
#303 of 826 in TX

Livability — Huntington

Score
64/100
State rank
#808
US rank
#14708

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing B+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Huntington, TX
Population (ZIP)
9,041

Population outlook (Angelina County) Hauer SSP2

Today (2025)
90,174 people
By 2030
90,697 · +0.6%
By 2040
91,291 · +1.2%
By 2050
91,168 · +1.1%
By 2075
88,961 · -1.3%
By 2100
80,590 · -10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 7% Hispanic / Latino 5%
Common ancestry
Lithuanian 3% Italian 2% Iranian 2%
Foreign-born
0% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Angelina

2024 margin
Solid R (+52.0) · D 23.7% · R 75.7%
2008→2024 swing
-17.0pp toward R · 2008: -35.0pp · 2024: -52.0pp
All cycles
2024: R+52.0 2020: R+46.1 2016: R+47.3 2012: R+43.9 2008: R+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 48.97%
Current HPI
304.757
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
5 events — show timeline
  • 2026-05-12 Relisted Deep East Texas MLS
  • 2026-04-29 Pending Deep East Texas MLS
  • 2026-04-09 Listed $62,000 Deep East Texas MLS
  • 2026-04-09 Listed $62,000 HARMLS
  • 1996-09-17 Sold (Public Records) Public Records

Property tax history

+7.6%/yr

Latest (2025): $1,440 · +18.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…