CashFlowRE
Sign in Sign up
9614 Ravenna Rd
C Composite 59.54
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +15.0/15.0
  • Schools +6.2/10.0
  • DSCR +5.9/10.0
  • 1% rule +4.8/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$225,000

9614 Ravenna Rd · Twinsburg, OH 44087
3 bd · 1.5 ba · 1,025 sqft · SingleFamily public records · 6 Days on market
Built 1946 0.73 ac lot Est $298k · 25% under ↓ 55% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Lovely 3-bedroom, 1.5 bath Bungalow that is close to the center of the city. It is currently a residence, but it is also zoned Community Commercial if you choose to have a business. The inviting 0.73 acre backyard is ready for your large gatherings or intimate bonfires. There is a circular driveway that runs behind the house, which provides easy exits to the street or plenty of parking for you or your guests. The home has been updated with new windows, new flooring throughout the house and modern wiring. The kitchen has refaced shaker cabinets with modern hardware on the uppers and new shaker style cabinets with modern hardware on the lowers. The counter tops are new, as well. You will find

Key facts

  • New flooring
  • Circular driveway
  • 0.73 acre backyard

Tags

0.73 ACRE BACKYARDCIRCULAR DRIVEWAYNEW WINDOWSNEW FLOORINGREFACED SHAKER CABINETSNEW SHAKER STYLE CABINETS

Property features AI

Exterior

  • Parking: Detached 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family property; Shingle roof; Vinyl siding
  • Construction: Built (year per public records); Vinyl siding construction; Shingle roof
  • Exterior features: Lot approximately 0.73 acres

Interior

  • Kitchen: Microwave; Range; Refrigerator
  • Bedrooms: 2 main-level bedrooms
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $220 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (2.4% below list).
  • Recommended offer: $220k (2.4% below list) — sets the bar for 1% rule.
  • Cap rate 7.5% vs local median 3.7% in Twinsburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#95 in OH, #1,475 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, employment A+; Watch: amenities F, commute F.
  • Twinsburg City (suburban): math 67% / reading 75% proficiency, ranked #119 of 656 in OH (top 18%) — strong family-tenant draw, lease renewals of 3-5y typical; only 14% free/reduced lunch — higher-income household profile.
  • Market conditions: 67 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,114 units permitted in Summit County in 2024 (397 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Summit County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $105k; list at $225k implies a 114% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $219,692 (2.4% below list)

Questions for the listing agent

  1. Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.47%
Cash-on-cash
4.20%
DSCR
1.19
GRM
8.5

CMA / ARV

ARV (median comp)
$298,285
List price
$225,000
Delta
-24.57%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2999 Cannon Rd 0.25mi 3/1.5 1,168 (+14%) 4mo $235,000 $201 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.7%
Equity multiple
0.64×
Total profit
$-22,419
Equity at exit
$33,548
10-year hold
IRR
-0.3%
Equity multiple
0.98×
Total profit
$-1,419
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44087

Active inventory
67
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$2,197 medium interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$242 /mo · $2,899/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$461
Net cashflow
$220

Break-even live

Break-even rent $1,918
Max offer price $225,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2639 Arbor Glen Dr Twinsburg, OH 1.0–2.0 1.0–2.0 1019 $1,735 $1.70 1d 17 0.69mi
2617 Aubrey Ln Twinsburg, OH 2.0 2.0 1326 $2,328 $1.76 16d 1 0.87mi

Listing history 17 events

  1. 2026-06-18
    days on market $225,000 Active 6 DOM
  2. 2026-06-17
    days on market $225,000 Active 5 DOM
  3. 2026-06-16
    days on market $225,000 Active 4 DOM
  4. 2026-06-15
    days on market $225,000 Active 3 DOM
  5. 2026-06-14
    days on marketlisting id $225,000 Active 1 DOM
  6. 2026-06-03
    days on market $225,000 Active 23 DOM
  7. 2026-06-02
    days on market $225,000 Active 22 DOM
  8. 2026-06-01
    days on market $225,000 Active 21 DOM
  9. 2026-05-31
    days on market $225,000 Active 20 DOM
  10. 2026-05-31
    days on market $225,000 Active 19 DOM
  11. 2026-05-11
    listed $225,000 Active 2006-char remark
  12. 2026-04-04
    historical
  13. 2026-03-17
    listed $240,000 Active
  14. 2020-03-19
    soldstatus $105,000
  15. 2012-12-12
    soldstatus $80,400
  16. 2008-07-08
    historical
  17. 2007-07-08
    listed $499,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,899 · $242/mo
Projected year-2 tax
$3,205 · $267/mo
Expected delta
+$305/yr (+$25/mo · 10.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,363
− Mortgage interest
−$12,603
− Property taxes
−$2,899
− Insurance
−$1,125
− Repairs & maintenance
−$2,109
− Management
−$2,109
− Depreciation
−$6,545
Taxable loss
−$1,028
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$247
After-tax cash flow
$2,890/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Twinsburg City
NCES district ID
3905007
Math proficiency
67% ▼ -17.00%
Reading proficiency
75% ▼ -8.00%
Median HH income
$70,356
Composite
62.11/100
National rank
#711
State rank
#119 of 656 in OH

Livability — Twinsburg

Score
81/100
State rank
#95
US rank
#1475

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety B User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Twinsburg, OH
County
Summit County · 440,783 people
City population
22,185
Metro
Akron, OH
Population (ZIP)
22,185
Household income
$99,270
Rent vs Own
22.1% rent · 77.9% own
Severe rent burden
607.0

Population outlook (Summit County) Hauer SSP2

Today (2025)
546,583 people
By 2030
544,028 · -0.5%
By 2040
531,363 · -2.8%
By 2050
514,923 · -5.8%
By 2075
481,765 · -11.9%
By 2100
432,265 · -20.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 63% Black 20% Asian 9% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Romanian 5% Italian 1% Lithuanian 1%
Foreign-born
9% · China, Canada, Vietnam
Languages at home
91% English-only · Other Indo-European 4% Russian/Polish/Slavic 1% Tagalog/Filipino 1%

Political lean MEDSL · Summit

2024 margin
Lean D (+7.0) · D 53.0% · R 46.0%
2008→2024 swing
-9.6pp toward R · 2008: 16.6pp · 2024: 7.0pp
All cycles
2024: D+7.0 2020: D+9.6 2016: D+8.2 2012: D+14.8 2008: D+16.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -175.18%
Current HPI
193.7614
Rent YoY
Metro
Akron, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

-54.9% since first listed
9 events — show timeline
  • 2026-06-12 Listed $225,000 MLSNOW
  • 2026-06-03 Listing Removed MLSNOW
  • 2026-05-11 Listed $225,000 MLSNOW
  • 2026-04-04 Listing Removed MLSNOW
  • 2026-03-17 Listed $240,000 MLSNOW
  • 2020-03-19 Sold (Public Records) $105,000 Public Records
  • 2012-12-12 Sold (Public Records) $80,400 Public Records
  • 2008-07-08 Listing Removed MLSNOW
  • 2007-07-08 Listed $499,000 MLSNOW

Property tax history

+3.5%/yr

Latest (2025): $2,899 · -6.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…